Southern Coastal Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Southern Coastal Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 3.80% and 3-month CD rates at 0.25%. Savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.85%. Credit Card rates are at 17.74%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to Southern Coastal Federal Credit Union rates.

Compare Southern Coastal Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southern Coastal Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Southern Coastal Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southern Coastal Federal Credit Union? Share your experience about Southern Coastal Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Southern Coastal Federal Credit Union.

Overall, Southern Coastal Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Southern Coastal Federal Credit Union
Main Office
677 Dr Martin Luther King Jr Blvd
BILOXI, MS 39530 3838
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Southern Coastal Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
4.50%
$5,000
First Jackson Bank
First Jackson Bank
3-Month CD
4.15%
$1,000
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Achieve Credit Union
Achieve Credit Union
12-Month CD
4.00%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
12-Month CD
3.99%
$1,000
The Bank of Tescott
The Bank of Tescott
18-Month CD
3.85%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
60-Month CD
3.82%
$1,000
New Albin Savings Bank
New Albin Savings Bank
60-Month CD
3.80%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
3.72%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
3.65%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD
3.60%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
30-Month CD
3.52%
$500
Colorado Federal Savings Bank
Colorado Federal Savings Bank
3-Month CD
3.50%
$5,000
Meridian Bank
Meridian Bank
24-Month CD
3.35%
$500
Lyons Federal Bank
Lyons Federal Bank
60-Month CD
3.24%
$500
Lake Elmo Bank
Lake Elmo Bank
60-Month CD
3.19%
$1,000
First National Bank in Ord
First National Bank in Ord
18-Month CD (Jumbo)
3.03%
$100,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
24-Month CD
2.75%
$1,000
Greenville National Bank
Greenville National Bank
24-Month CD
2.75%
$1,000
State Bank of De Kalb
State Bank of De Kalb
48-Month CD
2.68%
$500
Texas Heritage National Bank
Texas Heritage National Bank
36-Month CD
2.68%
$1,000
New Market Bank
New Market Bank
18-Month CD
2.56%
$1,000
Kaw Valley Bank
Kaw Valley Bank
12-Month CD
2.53%
$500
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
2.52%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
24-Month CD
2.52%
$1,000
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$500
QNB Bank
QNB Bank
Business High Yield Money Market
2.45%
$100,000
Milton Savings Bank
Milton Savings Bank
36-Month CD
2.30%
$500
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
West Union Bank
West Union Bank
30-Month CD
1.90%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
18-Month CD
1.86%
$100
New Foundation SB
New Foundation SB
60-Month CD
1.75%
$1,000
Connex Credit Union
Connex Credit Union
48-Month CD
1.70%
$500
Lee Bank
Lee Bank
Kasasa Savings
1.50%
$10
Forward Bank
Forward Bank
12-Month CD
1.05%
$500
1st Bank Yuma
1st Bank Yuma
48-Month CD
0.60%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
F&M Bank of St. Clair
F&M Bank of St. Clair
Premium Money Market
0.40%
$50,000
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
Garden Plain State Bank
Garden Plain State Bank
Savings
0.25%
$1
WebBank
WebBank
24-Month CD
0.25%
$2,500
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$5,000
First National Bank in Amboy
First National Bank in Amboy
Statement Savings
0.10%
$100
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
Northumberland Bank
Northumberland Bank
Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Southern Coastal Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.750%
5.983%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Southern Coastal Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Southern Coastal Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Southern Coastal Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Southern Coastal Federal Credit Union Information

Credit Union Name: Southern Coastal Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Harold Windom
CEO: Alison Crawford
Branch Locations: 0
ATM Locations: 2
Corporate Office Address:
677 Dr Martin Luther King Jr Blvd
BILOXI, MS 39530 3838
Phone Number: 228-432-0284
Fax Number: 228-435-6364

Southern Coastal Federal Credit Union Financials

Total Assets:
12,775,759
Total Amount of Shares and Deposits:
10,295,335
Total Shares and Deposits < 1 Year:
9,503,710
Total Shares and Deposits 1 3 Years:
755,561
Total Shares and Deposits > 3 Years:
36,064
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,295,335
Total Interest Expense (Sum of items 6 8):
33,102
Share Certificates:
127
Number of Accounts for Share Drafts:
817
IRA KEOGH Accounts:
43
Number of Accounts for Regular Shares:
1,805
All other shares:
5
Non Member Deposits:
1
Net Income (unless the amount is already included in Undivided Earnings):
9,520
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,578,947
Total Liabilities:
10,385,980
Show More

Southern Coastal Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Most were expecting higher mortgage rates throughout 2014 but just the opposite is happening. Early in the year, mortgage analysts were predicting conventional 30 year mortgage rates would hit 5.00 percent by the end of 2014. Average 30 year rates today are at 4.30 percent, just above the low of 4.13 percent this year.
Mortgage-Interest-Rates-Current-Mortgage-Rates-November 16-2009Long term mortgage interest rates are lower this week over last, both conforming mortgage rates and jumbo mortgage rates are lower.
$500 of citibank mortgage closing costsCitibank Mortgage will give $500 off closing costs on refinancing an existing mortgage or on a new mortgage.

Bank or Credit Union Offers and Deals

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Southern Coastal Federal Credit Union Reviews

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