St James Parish Credit Union Rates and Review January 2026
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Compare St James Parish Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of St James Parish Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySt James Parish Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at St James Parish Credit Union? Share your experience about St James Parish Credit Union by leaving a review below, or read customer reviews before you decide to use St James Parish Credit Union. Overall, St James Parish Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. St James Parish Credit Union St James Parish Credit Union 6195 Cheviot Rd Cincinnati, OH 45247 6120  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Card
9.500%
No annual fee; Earn Rewards
Platinum Visa
15.350%
Visa Cash Back
16.100%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.740%
$5,000
60 - 60
Personal/Signature
10.990%
$0
24 - 36
Vacation Loans
10.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have St James Parish Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: St James Parish Credit Union
Website: https://www.stjpcu.com
Full Time Employees: 1Part Time Employees: 3 President: Richard Betsch CEO: Debbie Schuster Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
6195 Cheviot Rd
Cincinnati, OH 45247 6120 Phone Number: 513-385-5921 Fax Number: 513-385-0199 FinancialsTotal Assets:
5,754,716
Total Amount of Shares and Deposits:
4,469,502
Total Shares and Deposits < 1 Year:
4,092,865
Total Shares and Deposits 1 3 Years:
371,001
Total Shares and Deposits > 3 Years:
5,636
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,469,502
Total Interest Expense (Sum of items 6 8):
45,697
Share Certificates:
111
IRA KEOGH Accounts:
56
Number of Accounts for Regular Shares:
827
Net Income (unless the amount is already included in Undivided Earnings):
84,044
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
310,927
Total Liabilities:
4,464,243
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About St James Parish Credit UnionIs a member application needed to join St James Parish Credit Union?Yes, to access services at St James Parish Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, St James Parish Credit Union provides a range of mortgage and home equity products. Is St James Parish Credit Union a safe place to deposit money?Yes, St James Parish Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does St James Parish Credit Union offer online and mobile banking?Most modern institutions like St James Parish Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.51%, 6-month CD rates at 3.30% and 3-month CD rates at 0.50%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 19.74%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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