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St Josephs Canton Parish Federal Credit Union

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St Josephs Canton Parish Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Josephs Canton Parish Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

St Josephs Canton Parish Federal Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of St Josephs Canton Parish Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates were last updated on 04/23/2026.

St Josephs Canton Parish Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Josephs Canton Parish Federal Credit Union? Share your experience about St Josephs Canton Parish Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Josephs Canton Parish Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.75%

Excellent Lower than avg

St Josephs Canton Parish Federal Credit Union
Main Office

1811 Whipple Ave NW
Canton, OH 44708

https://www.stjfcu.org

St Josephs Canton Parish Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR
Auto Loan	-	-	4.49%
Details Limited-time offer ends 6/30/26 Last Updated 04/17/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
New Auto Loan	-	-	4.75%
Details As Low As Last Updated 04/17/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for St Josephs Canton Parish Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather St Josephs Canton Parish Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with St Josephs Canton Parish Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name St Josephs Canton Parish Federal Credit Union

Website https://www.stjfcu.org

Address 1811 Whipple Ave NW, Canton, OH 44708

Phone 330-478-8400

Fax 330-478-8362

President Steve Milhoan

CEO Cari Huthmacher

Full-Time Employees 12

Part-Time Employees 6

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.75%

Return on Assets (ROA)

0.8596%

Return on Equity (ROE)

7.8439%

Non-Performing Loans Ratio (NPL)

0.22%

Total Assets

62,473,345

Total Amount of Shares and Deposits

55,418,857

Total Shares and Deposits < 1 Year

55,322,790

Total Shares and Deposits 1 3 Years

96,066

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,249,778

Total Uninsured Shares and Deposits > $250K (F+J)

2,249,778

Total Insured Shares and Deposits > $250K (item 17 less item K)

53,169,079

Total Interest Expense (Sum of items 6 8)

156,553

Share Certificates

102

Number of Accounts for Share Drafts

3,001

IRA KEOGH Accounts

Number of Accounts for Regular Shares

7,148

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

536,994

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,221,787

Total Liabilities

55,627,342

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About St Josephs Canton Parish Federal Credit Union

Is St Josephs Canton Parish Federal Credit Union a safe place to deposit money?

Yes, St Josephs Canton Parish Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.74552990993431%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does St Josephs Canton Parish Federal Credit Union operate?

St Josephs Canton Parish Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join St Josephs Canton Parish Federal Credit Union?

Yes, to access services at St Josephs Canton Parish Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, St Josephs Canton Parish Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Josephs Canton Parish Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does St Josephs Canton Parish Federal Credit Union offer online and mobile banking?

Most modern institutions like St Josephs Canton Parish Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stjfcu.org.