What are the current interest rates at Texas Bridge Credit Union?

Current rates for Texas Bridge Credit Union include: Savings: 3.25%, MMA: 0.65%

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Texas Bridge Credit Union

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Texas Bridge Credit Union Rates & Review October 2026

Q: Is a member application needed to join Texas Bridge Credit Union?

Yes, to access services at Texas Bridge Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas Bridge Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Texas Bridge Credit Union's top rates as of October 9, 2026 are 3.25% APY on savings, 0.65% APY on money market accounts, 7.50% on its FARM EQUIPMENT/ BUSINESS EQUIPMENT mortgage, and personal loans from 9.75% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Texas Bridge Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.78%. Rates last updated and verified on 10/09/2026.

Texas Bridge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas Bridge Credit Union? Share your experience about Texas Bridge Credit Union by leaving a review below, or read customer reviews before you decide to use Texas Bridge Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.78%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Texas Bridge Credit Union
BRANCH 10-HOLLY

3131 HOLLY RD
CORPUS CHRISTI, TX 78415

https://www.txbcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Texas Bridge Credit Union Savings Rates

Product	Rate	APY
Youth Savings Account	3.20%	3.25%
Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
IRA Savings	1.25%	1.26%
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
IRA Savings	1.20%	1.21%
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Christmas Club	0.50%	0.50%
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Vacation Club	0.50%	0.50%
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Share (Savings)	0.25%	0.25%
Min Balance $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Share (Savings)	0.20%	0.20%
Min Balance $100 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Money Market Rates

Product	Rate	APY
Money Market	0.65%	0.65%
Min Balance $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Money Market	0.55%	0.55%
Min Balance $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Money Market	0.45%	0.45%
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
FARM EQUIPMENT/ BUSINESS EQUIPMENT	-	-	7.50%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan	-	-	5.25%	20 years
Details As Low As; No escrow requirements Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Auto Loan Rates

Product	Rate	Points	APR
NEW AUTO LOAN	-	-	4.99%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
USED AUTO LOAN	-	-	5.99%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
NEW BOAT, MOTORCYCLE Loan	-	5.19%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
USED BOAT, MOTORCYCLE Loan	-	5.99%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
NEW RV's Loan	-	7.75%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
USED RV's Loan	-	8.00%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Personal Loan Rates

Product	APR	Term	View More
SIGNATURE LOAN	9.75%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Texas Bridge Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
50/50 LOAN	-	-	7.25%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
CONSUMER GOODS Loan	-	-	9.00%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
INSURANCE LOAN	-	-	12.00%
Details As Low as Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Budget	0.05%	-	0.05%
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Elite	0.10%	-	0.10%
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Jumbo Share / IRA	3.85%	-	3.91%	6 months
Min Deposit $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.91% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Jumbo Share / IRA	3.65%	-	3.70%	12 months
Min Deposit $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Jumbo Share / IRA	3.60%	-	3.65%	18 months
Min Deposit $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Jumbo Share / IRA	3.55%	-	3.60%	24 months
Min Deposit $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Jumbo Share / IRA	3.45%	-	3.50%	36 months
Min Deposit $25,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Regular Share / IRA	3.75%	-	3.80%	6 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Regular Share / IRA	3.55%	-	3.60%	12 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Regular Share / IRA	3.50%	-	3.55%	18 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Regular Share / IRA	3.45%	-	3.50%	24 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%
Regular Share / IRA	3.36%	-	3.40%	36 months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.78%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Texas Bridge Credit Union’s Texas Ratio rose from 0.49% in Q3 2023 to 1.78% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$99M	1.78%	5.0	A+
March 31, 2026	$95M	1.80%	5.0	A+
December 31, 2025	$92M	0.76%	5.0	A+
September 30, 2025	$89M	0.79%	5.0	A+
June 30, 2025	$89M	0.82%	5.0	A+
March 31, 2025	$88M	0.29%	5.0	A+
December 31, 2024	$85M	1.06%	5.0	A+
September 30, 2024	$84M	0.31%	5.0	A+
June 30, 2024	$83M	0.56%	5.0	A+
March 31, 2024	$85M	0.68%	5.0	A+
December 31, 2023	$84M	0.43%	5.0	A+
September 30, 2023	$84M	0.49%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Texas Bridge Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Texas Bridge Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas Bridge Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Texas Bridge Credit Union

Website https://www.txbcu.com

Address 3131 HOLLY RD, CORPUS CHRISTI, TX 78415

Phone 361-855-4494

Fax 361-855-2239

President EUGENE HERNANDEZ

CEO MARK AVELAR

Full-Time Employees 23

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.78%

Return on Assets (ROA)

0.4843%

Return on Equity (ROE)

5.9063%

Non-Performing Loans Ratio (NPL)

0.23%

Total Assets

99,247,323

Total Amount of Shares and Deposits

90,374,414

Total Shares and Deposits < 1 Year

88,552,725

Total Shares and Deposits 1 3 Years

1,821,689

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,317,612

Total Uninsured Shares and Deposits > $250K (F+J)

5,317,612

Total Insured Shares and Deposits > $250K (item 17 less item K)

85,056,802

Total Interest Expense (Sum of items 6 8)

704,162

Share Certificates

606

Number of Accounts for Share Drafts

3,800

IRA KEOGH Accounts

167

Number of Accounts for Regular Shares

7,058

Money Market Shares

122

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,117,079

Total Liabilities

91,109,136

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Texas Bridge Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Texas Bridge Credit Union

How many branches does Texas Bridge Credit Union operate?

Texas Bridge Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Texas Bridge Credit Union?

Yes, to access services at Texas Bridge Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Texas Bridge Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas Bridge Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Texas Bridge Credit Union offer online and mobile banking?

Most modern institutions like Texas Bridge Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.txbcu.com.