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TopLine Financial Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 10, 2026
TopLine Financial Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 12 Month CD, 3.00% APY on savings, 0.05% APY on checking, 5.12% on its 5/1 ARM mortgage, and personal loans from 9.24% APR, according to rates verified by MonitorBankRates. Other TopLine Financial Credit Union CD rates include 12 Month IRA at 4.25%, 24 Month CD at 4.25%, and 24 Month IRA at 4.25%. Other TopLine Financial Credit Union mortgage rates include Mortgage - 15 Year Fixed at 5.62%, Mortgage - 20 Year Fixed at 6.00%, and Mortgage - 30 Year Fixed at 6.25%. MonitorBankRates evaluates the financial stability of TopLine Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.54%. Rates last updated and verified on 10/10/2026.
TopLine Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TopLine Financial Credit Union? Share your experience about TopLine Financial Credit Union by leaving a review below, or read customer reviews before you decide to use TopLine Financial Credit Union.
TopLine Financial Credit Union has earned an overall safety grade of A (Excellent, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
TopLine Financial Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
6.54%
ExcellentHigher than avg
TopLine Financial Credit Union Texas Ratio
TopLine Financial Credit Union's Texas Ratio is 6.54%, which is considered excellent and is higher than the national average of 6.13%.
TopLine Financial Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.57% to 6.54% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
TopLine Financial Credit Union CD Rates
Product
Rate
APY
Term
View More
12 Month Certificate
4.18%
4.25%
12 Month
Min Deposit$1,000
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 10, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
12 Month IRA
4.18%
4.25%
12 Month
Min Deposit$1,000
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 10, 20264.25%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
24 Month Certificate
4.18%
4.25%
24 Month
Min Deposit$1,000
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 10, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
24 Month IRA
4.18%
4.25%
24 Month
Min Deposit$1,000
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
Oct 10, 20264.00%▲ from 3.50%
Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Business CD Rates
Product
Rate
APY
Term
View More
3 Month Business Share Certificate
3.65%
3.70%
3 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
3 Month Business Share Certificate
3.65%
3.70%
3 Months
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
3 Month Business Share Certificate
3.65%
3.70%
3 Months
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
6 Month Business Share Certificate
3.65%
3.70%
6 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
6 Month Business Share Certificate
3.65%
3.70%
6 Months
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
6 Month Business Share Certificate
3.65%
3.70%
6 Months
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
36 Month Business Share Certificate
3.45%
3.50%
36 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
36 Month Business Share Certificate
3.45%
3.50%
36 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
36 Month Business Share Certificate
3.45%
3.50%
36 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
48 Month Business Share Certificate
3.45%
3.50%
48 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
48 Month Business Share Certificate
3.45%
3.50%
48 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
48 Month Business Share Certificate
3.45%
3.50%
48 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
60 Month Business Share Certificate
3.45%
3.50%
60 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
60 Month Business Share Certificate
3.45%
3.50%
60 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
60 Month Business Share Certificate
3.45%
3.50%
60 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
12 Month Business Share Certificate
2.97%
3.00%
12 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
12 Month Business Share Certificate
2.97%
3.00%
12 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
12 Month Business Share Certificate
2.97%
3.00%
12 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
18 Month Business Share Certificate
2.97%
3.00%
18 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
18 Month Business Share Certificate
2.97%
3.00%
18 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
18 Month Business Share Certificate
2.97%
3.00%
18 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
24 Month Business Share Certificate
2.97%
3.00%
24 Months
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
24 Month Business Share Certificate
2.97%
3.00%
24 Months
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
24 Month Business Share Certificate
2.97%
3.00%
24 Months
Min Balance$25,000
DetailsBalance: $25,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Savings Rates
Product
Rate
APY
View More
TopLine Savings
2.96%
3.00%
Min Balance$250,000
DetailsBalance: $250,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Savings
2.76%
2.80%
Min Balance$150,000
DetailsBalance: $150,000 - $249,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Savings
2.57%
2.60%
Min Balance$100,000
DetailsBalance: $100,000 - $149,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Savings
2.28%
2.30%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 2.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Savings
2.03%
2.05%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Savings
1.78%
1.80%
Min Balance$5,000
DetailsBalance: $5,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
WINcentive Savings
0.21%
0.21%
Min Balance$5
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.21% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Young Savers
0.21%
0.21%
DetailsNo minimum required
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.21% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Savings Plus
0.16%
0.16%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Savings Plus
0.16%
0.16%
Min Balance$10,000
DetailsBalance: $10,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Savings Plus
0.16%
0.16%
Min Balance$50,000
DetailsBalance: $50,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Basic Share Savings
0.11%
0.11%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Basic Share Savings
0.11%
0.11%
Min Balance$10,000
DetailsBalance: $10,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Basic Share Savings
0.11%
0.11%
Min Balance$50,000
DetailsBalance: $50,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Savings Plus
0.11%
0.11%
Min Balance$0
DetailsBalance: $0 - $4,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Basic Share Savings
0.06%
0.06%
Min Balance$100
DetailsBalance: $100 - $4,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Share Savings
0.16%
0.16%
Min Balance$50,000
DetailsBalance: $50,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Share Savings
0.16%
0.16%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Share Savings
0.16%
0.16%
Min Balance$10,000
DetailsBalance: $10,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.16% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Savings Plus
0.11%
0.11%
Min Balance$100
DetailsBalance: $100 - $4,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Share Savings
0.11%
0.11%
Min Balance$2,500
DetailsBalance: $2,500 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Share Savings
0.11%
0.11%
Min Balance$10,000
DetailsBalance: $10,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Business Share Savings
0.06%
0.06%
Min Balance$500
DetailsBalance: $500 - $2,499
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.06% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Checking Rates
Product
Rate
APY
View More
Sterling Checking
0.05%
0.05%
Min Balance$100
DetailsBalance: $100 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Checking
0.05%
0.05%
Min Balance$500
DetailsBalance: $500 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Checking
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000 - $19,999
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Checking
0.05%
0.05%
Min Balance$20,000
DetailsBalance: $20,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Business Checking Rates
Product
Rate
APY
View More
TopLine Business Checking
0.05%
0.05%
Min Balance$1,500
DetailsBalance: $1,500 - $4,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Business Checking
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Business Checking
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000 - $19,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Business Checking
0.05%
0.05%
Min Balance$20,000
DetailsBalance: $20,000 or More
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Mortgage - 5/1 ARM
5.125%
0
5.35%
5/1 ARM
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 5.35% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Mortgage - 15 Year Fixed
5.625%
0
6.016%
15 Year
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 6.02% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Mortgage - 20 Year Fixed
6.00%
0
6.315%
20 Year
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 6.32% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Mortgage - 30 Year Fixed
6.25%
0
6.491%
30 Year
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 6.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
6.49%
0
6.49%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans - 2022 & Newer
-
-
4.24%
24 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2022 & Newer Auto Loan
-
-
4.49%
24 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
2 changes since Sep 18, 2026 · 3.99% → 4.49% ▲ 0.50 pts · high 4.49% / low 3.99%
Oct 10, 20264.49%▲ from 4.24%
Sep 22, 20264.24%▲ from 3.99%
Sep 18, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2022 & Newer
-
-
4.74%
36 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2021 Auto Loan
-
-
4.99%
24 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2022 & Newer Auto Loan
-
-
4.99%
36 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
Oct 10, 20264.99%▲ from 4.74%
Sep 22, 20264.74%▲ from 4.49%
Sep 18, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2021 - 2020
-
-
4.99%
24 months
DetailsAs Low As; Model Year: 2021 - 2020
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2022 & Newer
-
-
5.14%
48 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2019 - 2017
-
-
5.24%
24 months
DetailsAs Low As; Model Year: 2019 - 2017
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2021 - 2020
-
-
5.24%
36 months
DetailsAs Low As; Model Year: 2021 - 2020
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2022 & Newer
-
-
5.24%
60 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2022 & Newer Auto Loan
-
-
5.39%
48 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
2 changes since Sep 18, 2026 · 4.89% → 5.39% ▲ 0.50 pts · high 5.39% / low 4.89%
Oct 10, 20265.39%▲ from 5.14%
Sep 22, 20265.14%▲ from 4.89%
Sep 18, 20264.89%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2021 Auto Loan
-
-
5.49%
36 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2022 & Newer Auto Loan
-
-
5.49%
60 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
2 changes since Sep 14, 2026 · 4.74% → 5.49% ▲ 0.75 pts · high 5.49% / low 4.74%
Oct 10, 20265.49%▲ from 4.99%
Sep 18, 20264.99%▲ from 4.74%
Sep 14, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2022 & Newer
-
-
5.54%
72 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.54% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2021 - 2020
-
-
5.64%
48 months
DetailsAs Low As; Model Year: 2021 - 2020
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2016 - 2012
-
-
5.74%
24 months
DetailsAs Low As; Model Year: 2016 - 2012
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2019 - 2017
-
-
5.74%
36 months
DetailsAs Low As; Model Year: 2019 - 2017
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2021 - 2020
-
-
5.74%
60 months
DetailsAs Low As; Model Year: 2021 - 2020
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.74% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2022 & Newer Auto Loan
-
-
5.79%
72 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
2 changes since Sep 18, 2026 · 5.29% → 5.79% ▲ 0.50 pts · high 5.79% / low 5.29%
Oct 10, 20265.79%▲ from 5.54%
Sep 22, 20265.54%▲ from 5.29%
Sep 18, 20265.29%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2021 Auto Loan
-
-
5.89%
48 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.89% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2021 Auto Loan
-
-
5.99%
60 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2021 - 2020
-
-
6.04%
72 months
DetailsAs Low As; Model Year: 2021 - 2020
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.04% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2022 & Newer
-
-
6.04%
84 months
DetailsAs Low As; Model Year: 2022 & Newer
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.04% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2019 - 2017
-
-
6.14%
48 months
DetailsAs Low As; Model Year: 2019 - 2017
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.14% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2016 - 2012
-
-
6.24%
36 months
DetailsAs Low As; Model Year: 2016 - 2012
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2019 - 2017
-
-
6.24%
60 months
DetailsAs Low As; Model Year: 2019 - 2017
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
2021 Auto Loan
-
-
6.29%
72 months
DetailsAs Low As
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Auto Loans - 2016 - 2012
-
-
6.64%
48 months
DetailsAs Low As; Model Year: 2016 - 2012
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 6.64% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicle Loans - 2020 & Newer
-
5.24%
24 Months
DetailsMinimum Loan Amount: $1,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
5.49%
36 Months
DetailsMinimum Loan Amount: $3,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
5.99%
48 Months
DetailsMinimum Loan Amount: $4,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
6.24%
24 Months
DetailsMinimum Loan Amount: $1,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
6.49%
36 Months
DetailsMinimum Loan Amount: $3,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
6.49%
60 Months
DetailsMinimum Loan Amount: $5,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
6.59%
48 Months
DetailsMinimum Loan Amount: $4,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.59% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
6.64%
72 Months
DetailsMinimum Loan Amount: $6,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.64% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
6.74%
84 Months
DetailsMinimum Loan Amount: $7,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
6.79%
60 Months
DetailsMinimum Loan Amount: $5,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.79% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
6.94%
120 Months
DetailsMinimum Loan Amount: $10,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.94% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
6.99%
72 Months
DetailsMinimum Loan Amount: $6,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2015 - 2012+
-
7.24%
24 Months
DetailsMinimum Loan Amount: $1,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
7.24%
180 Months
DetailsMinimum Loan Amount: $25,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2020 & Newer
-
7.24%
144 Months
DetailsMinimum Loan Amount: $20,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2019 - 2016
-
7.49%
84 Months
DetailsMinimum Loan Amount: $7,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2015 - 2012+
-
7.74%
36 Months
DetailsMinimum Loan Amount: $3,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2015 - 2012+
-
7.99%
48 Months
DetailsMinimum Loan Amount: $4,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Recreational Vehicle Loans - 2015 - 2012+
-
8.49%
60 Months
DetailsMinimum Loan Amount: $5,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
9.24%
12 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.99% → 9.24% ▲ 0.25 pts · high 9.24% / low 8.99%
Sep 22, 20269.24%▲ from 8.99%
Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Loan
9.24%
36 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.99% → 9.24% ▲ 0.25 pts · high 9.24% / low 8.99%
Sep 22, 20269.24%▲ from 8.99%
Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Loan
10.24%
48 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 9.99% → 10.24% ▲ 0.25 pts · high 10.24% / low 9.99%
Sep 22, 202610.24%▲ from 9.99%
Sep 14, 20269.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Loan
11.24%
60 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 10.99% → 11.24% ▲ 0.25 pts · high 11.24% / low 10.99%
Sep 22, 202611.24%▲ from 10.99%
Sep 14, 202610.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Loan
12.24%
72 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 11.99% → 12.24% ▲ 0.25 pts · high 12.24% / low 11.99%
Sep 22, 202612.24%▲ from 11.99%
Sep 14, 202611.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Line of Credit
13.00%
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75%
Sep 22, 202613.00%▲ from 12.75%
Sep 14, 202612.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Personal Loan
13.24%
84 Months
No additional details.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 12.99% → 13.24% ▲ 0.25 pts · high 13.24% / low 12.99%
Sep 22, 202613.24%▲ from 12.99%
Sep 14, 202612.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Financial Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Drive 4 Less Loans
-
-
4.49%
24 months
DetailsRates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. Rates will be higher on loans with a Loan-to-Value ratio over 90%. All loans are subject to TopLine Financial Credit Union's lending policies. Verification of income may be required. Offer, rate, and terms are subject to change. If you elect to return the vehicle at the end of the term, additional fees may apply. The Drive4Less program is valid for autos and trucks up to 5 years old. Mileage restrictions may apply. Membership at TopLine Financial Credit Union is required to participate in this program. A one-time fee of $325.00 will be charged and added to financing.
Last Updated10/10/2026
Rate History
2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.74% / low 4.49%
Oct 10, 20264.49%▼ from 4.74%
Sep 22, 20264.74%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
0.35%
-
0.35%
Min Balance$0
DetailsBalance: Less than $1,000
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
0.45%
-
0.45%
Min Balance$1,000
DetailsBalance: $1,000 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
0.50%
-
0.50%
Min Balance$10,000
DetailsBalance: $10,000 - $19,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
0.65%
-
0.65%
Min Balance$20,000
DetailsBalance: $20,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
0.80%
-
0.80%
Min Balance$50,000
DetailsBalance: $50,000 - $74,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Regular, Roth & Coverdell IRA Money Market Savings
1.19%
-
1.20%
Min Balance$75,000
DetailsBalance: $75,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Account
0.35%
-
0.35%
Min Balance$0
DetailsBalance: $0.00 - $9,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Account
0.55%
-
0.55%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Account
0.65%
-
0.65%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Account
0.75%
-
0.75%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
TopLine Account
1.09%
-
1.10%
Min Balance$100,000
DetailsBalance: $100,000 or more
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.54%
Financial Health History
TopLine Financial Credit Union’s Texas Ratio rose from 2.57% in Q3 2023 to 6.54% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.1B
6.54%
5.0
A
March 31, 2026
$1.1B
4.88%
5.0
A+
December 31, 2025
$1.1B
6.23%
5.0
A
September 30, 2025
$1.1B
6.35%
5.0
A
June 30, 2025
$1.1B
6.21%
5.0
A
March 31, 2025
$1.1B
5.03%
5.0
A+
December 31, 2024
$1.1B
6.57%
5.0
A
September 30, 2024
$1.1B
6.15%
5.0
A
June 30, 2024
$825M
3.92%
5.0
A+
March 31, 2024
$837M
3.46%
5.0
A+
December 31, 2023
$801M
3.24%
5.0
A+
September 30, 2023
$792M
2.57%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for TopLine Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TopLine Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TopLine Financial Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,210,459
Total Uninsured Shares and Deposits > $250K (F+J)
49,210,459
Total Insured Shares and Deposits > $250K (item 17 less item K)
917,148,673
Total Interest Expense (Sum of items 6 8)
7,958,687
Share Certificates
5,415
Number of Accounts for Share Drafts
39,246
IRA KEOGH Accounts
1,302
Number of Accounts for Regular Shares
87,227
Money Market Shares
1,439
Net Income (unless the amount is already included in Undivided Earnings)
3,821,589
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,063,796
Total Liabilities
1,009,477,137
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
TopLine Financial Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TopLine Financial Credit Union
How many branches does TopLine Financial Credit Union operate?
TopLine Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join TopLine Financial Credit Union?
Yes, to access services at TopLine Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, TopLine Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, TopLine Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does TopLine Financial Credit Union offer online and mobile banking?
Most modern institutions like TopLine Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.toplinecu.com.
Current TopLine Financial Credit Union Rates
12-Month CD3.00%
18-Month CD3.00%
24-Month CD3.00%
60-Month CD3.50%
Savings3.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
