What are the current interest rates at Topside Federal Credit Union?

Current rates for Topside Federal Credit Union include: 12-Month CD: 3.25%, 18-Month CD: 3.55%, 24-Month CD: 3.50%, 60-Month CD: 3.30%, Savings: 0.05%

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Topside Federal Credit Union

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Topside Federal Credit Union Rates & Review September 2026

Q: Is a member application needed to join Topside Federal Credit Union?

Yes, to access services at Topside Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Topside Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Topside Federal Credit Union's 12-Month CD rates are at 3.80%, 60-Month CD rates are at 3.80%, 13-Month CD rates are at 3.79%, 58-Month CD rates are at 3.79%, 59-Month CD rates are at 3.79%. Topside Federal Credit Union's savings rates are at 0.05%. Topside Federal Credit Union's Personal Loan Rates are as low as 18.00%. Topside Federal Credit Union's Credit Card Rates are at 7.90%. MonitorBankRates evaluates the financial stability of Topside Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.65%. Rates last updated and verified on 09/21/2026.

Topside Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Topside Federal Credit Union? Share your experience about Topside Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Topside Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.65%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Topside Federal Credit Union
Main Office

17442 Dahlgren Rd
Dahlgren, VA 22448

https://topsidefcu.org

Topside Federal Credit Union CD Rates

Product	Rate	APY	Term
12-Month Certificate	3.75%	3.80%	12 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60-Month Certificate	3.75%	3.80%	60-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
13-Month Certificate	3.74%	3.79%	13 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
58-Month Certificate	3.74%	3.79%	58-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
59-Month Certificate	3.74%	3.79%	59-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
14-Month Certificate	3.73%	3.78%	14 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
15-Month Certificate	3.72%	3.78%	15 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
55-Month Certificate	3.72%	3.78%	55-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
56-Month Certificate	3.73%	3.78%	56-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
57-Month Certificate	3.73%	3.78%	57-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
16-Month Certificate	3.72%	3.77%	16 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
53-Month Certificate	3.72%	3.77%	53-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
54-Month Certificate	3.72%	3.77%	54-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
17-Month Certificate	3.71%	3.76%	17 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
50-Month Certificate	3.70%	3.76%	50-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
51-Month Certificate	3.71%	3.76%	51-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
52-Month Certificate	3.71%	3.76%	52-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
18-Month Certificate	3.70%	3.75%	18 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
19-Month Certificate	3.69%	3.75%	19 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
48-Month Certificate	3.70%	3.75%	48 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
49-Month Certificate	3.70%	3.75%	49-Month
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60-Month (5-Year) Share Certificate	3.70%	3.75%	60 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
20-Month Certificate	3.69%	3.74%	20 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
45-Month Certificate	3.68%	3.74%	45 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
46-Month Certificate	3.69%	3.74%	46 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
47-Month Certificate	3.69%	3.74%	47 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
58-Month Share Certificate	3.69%	3.74%	58 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
59-Month Share Certificate	3.69%	3.74%	59 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
21-Month Certificate	3.68%	3.73%	21 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
43-Month Certificate	3.68%	3.73%	43 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
44-Month Certificate	3.68%	3.73%	44 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
55-Month Share Certificate	3.68%	3.73%	55 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
56-Month Share Certificate	3.68%	3.73%	56 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
57-Month Share Certificate	3.68%	3.73%	57 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
22-Month Certificate	3.67%	3.72%	22 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
23-Month Certificate	3.66%	3.72%	23 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
41-Month Certificate	3.67%	3.72%	41 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
42-Month Certificate	3.67%	3.72%	42 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
53-Month Share Certificate	3.67%	3.72%	53 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
54-Month Share Certificate	3.67%	3.72%	54 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
38-Month Certificate	3.66%	3.71%	38 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
39-Month Certificate	3.66%	3.71%	39 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
50-Month Share Certificate	3.66%	3.71%	50 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
51-Month Share Certificate	3.66%	3.71%	51 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
52-Month Share Certificate	3.66%	3.71%	52 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
12-Month Certificate	3.65%	3.70%	12 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24-Month Certificate	3.65%	3.70%	24 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
25-Month Certificate	3.65%	3.70%	25 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
26-Month Certificate	3.65%	3.70%	26 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
27-Month Certificate	3.65%	3.70%	27 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
28-Month Certificate	3.65%	3.70%	28 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
29-Month Certificate	3.65%	3.70%	29 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
30-Month Certificate	3.65%	3.70%	30 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
31-Month Certificate	3.65%	3.70%	31 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
32-Month Certificate	3.65%	3.70%	32 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
33-Month Certificate	3.65%	3.70%	33 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
34-Month Certificate	3.65%	3.70%	34 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
35-Month Certificate	3.65%	3.70%	35 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36-Month Certificate	3.65%	3.70%	36 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
37-Month Certificate	3.65%	3.70%	37 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
48-Month (4 year) Share Certificate	3.65%	3.70%	48 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
49-Month Share Certificate	3.65%	3.70%	49 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60-Month Certificate	3.65%	3.70%	60-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
13-Month Certificate	3.64%	3.69%	13 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
45-Month Share Certificate	3.64%	3.69%	45 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
46-Month Share Certificate	3.64%	3.69%	46 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
47-Month Share Certificate	3.64%	3.69%	47 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
58-Month Certificate	3.64%	3.69%	58-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
59-Month Certificate	3.64%	3.69%	59-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
11-Month Certificate	3.68%	3.68%	11 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
14-Month Certificate	3.63%	3.68%	14 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
15-Month Certificate	3.63%	3.68%	15 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
43-Month Share Certificate	3.63%	3.68%	43 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
44-Month Share Certificate	3.63%	3.68%	44 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
55-Month Certificate	3.63%	3.68%	55-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
56-Month Certificate	3.63%	3.68%	56-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
57-Month Certificate	3.63%	3.68%	57-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
16-Month Certificate	3.62%	3.67%	16 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
40-Month Share Certificate	3.62%	3.67%	40 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
41-Month Share Certificate	3.62%	3.67%	41 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
42-Month Share Certificate	3.62%	3.67%	42 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
53-Month Certificate	3.62%	3.67%	53-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
54-Month Certificate	3.62%	3.67%	54-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
17-Month Certificate	3.61%	3.66%	17 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
38-Month Share Certificate	3.61%	3.66%	38 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
39-Month Share Certificate	3.61%	3.66%	39 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
50-Month Certificate	3.61%	3.66%	50-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
51-Month Certificate	3.61%	3.66%	51-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
52-Month Certificate	3.61%	3.66%	52-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
13-Month Share Certificate	3.60%	3.65%	13-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
14-Month Share Certificate	3.60%	3.65%	14-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
15-Month Share Certificate	3.60%	3.65%	15-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
16-Month Share Certificate	3.60%	3.65%	16-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
17-Month Share Certificate	3.60%	3.65%	17-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
18-Month Certificate	3.60%	3.65%	18 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
18-Month Share Certificate	3.60%	3.65%	18-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
19-Month Certificate	3.60%	3.65%	19 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
19-Month Share Certificate	3.60%	3.65%	19-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
20-Month Share Certificate	3.60%	3.65%	20-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
21-Month Share Certificate	3.60%	3.65%	21-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
22-Month Share Certificate	3.60%	3.65%	22-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
23-Month Share Certificate	3.60%	3.65%	23-Month
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24-Month (2 year) Share Certificate	3.60%	3.65%	24-Month (2 year)
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
25-Month Share Certificate	3.60%	3.65%	25 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
26-Month Share Certificate	3.60%	3.65%	26 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
27-Month Share Certificate	3.60%	3.65%	27 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
28-Month Share Certificate	3.60%	3.65%	28 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
29-Month Share Certificate	3.60%	3.65%	29 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
30-Month Share Certificate	3.60%	3.65%	30 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
31-Month Share Certificate	3.60%	3.65%	31 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
32-Month Share Certificate	3.60%	3.65%	32 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
33-Month Share Certificate	3.60%	3.65%	33 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
34-Month Share Certificate	3.60%	3.65%	34 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
35-Month Share Certificate	3.60%	3.65%	35 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36-Month (3 year) Share Certificate	3.60%	3.65%	36 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
37-Month Share Certificate	3.60%	3.65%	37 months
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
48-Month Certificate	3.60%	3.65%	48 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
49-Month Certificate	3.60%	3.65%	49-Month
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60 month 5-Year IRA Certificate	3.60%	3.65%	60 Months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60-Month (5-Year) Share Certificate	3.60%	3.65%	60 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
20-Month Certificate	3.59%	3.64%	20 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
45-Month Certificate	3.59%	3.64%	45 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
46-Month Certificate	3.59%	3.64%	46 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
47-Month Certificate	3.60%	3.64%	47 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
58-Month Share Certificate	3.59%	3.64%	58 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
59-Month Share Certificate	3.59%	3.64%	59 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
21-Month Certificate	3.58%	3.63%	21 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
43-Month Certificate	3.58%	3.63%	43 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
44-Month Certificate	3.58%	3.63%	44 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
55-Month Share Certificate	3.58%	3.63%	55 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
56-Month Share Certificate	3.58%	3.63%	56 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
57-Month Share Certificate	3.58%	3.63%	57 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
22-Month Certificate	3.57%	3.62%	22 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
23-Month Certificate	3.57%	3.62%	23 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
40-Month Certificate	3.57%	3.62%	40 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
41-Month Certificate	3.57%	3.62%	41 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
42-Month Certificate	3.58%	3.62%	42 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
53-Month Share Certificate	3.57%	3.62%	53 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
54-Month Share Certificate	3.57%	3.62%	54 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
38-Month Certificate	3.56%	3.61%	38 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
39-Month Certificate	3.56%	3.61%	39 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
50-Month Share Certificate	3.56%	3.61%	50 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
51-Month Share Certificate	3.56%	3.61%	51 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
52-Month Share Certificate	3.56%	3.61%	52 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
12 month 1-Year IRA Certificate	3.55%	3.60%	12 Months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24 month 2-Year IRA Certificate	3.55%	3.60%	24 Months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24-Month Certificate	3.55%	3.60%	24 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
25-Month Certificate	3.55%	3.60%	25 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
26-Month Certificate	3.55%	3.60%	26 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
27-Month Certificate	3.55%	3.60%	27 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
28-Month Certificate	3.55%	3.60%	28 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
29-Month Certificate	3.55%	3.60%	29 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36 month 3-Year IRA Certificate	3.55%	3.60%	36 Months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
30-Month Certificate	3.55%	3.60%	30 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
31-Month Certificate	3.55%	3.60%	31 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
32-Month Certificate	3.55%	3.60%	32 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
33-Month Certificate	3.55%	3.60%	33 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
34-Month Certificate	3.55%	3.60%	34 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
35-Month Certificate	3.55%	3.60%	35 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36-Month Certificate	3.55%	3.60%	36 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
37-Month Certificate	3.56%	3.60%	37 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
48-Month (4 year) Share Certificate	3.55%	3.60%	48 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
49-Month Share Certificate	3.55%	3.60%	49 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
45-Month Share Certificate	3.54%	3.59%	45 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
46-Month Share Certificate	3.54%	3.59%	46 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
47-Month Share Certificate	3.54%	3.59%	47 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
11-Month Certificate	3.58%	3.58%	11 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
43-Month Share Certificate	3.53%	3.58%	43 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
44-Month Share Certificate	3.53%	3.58%	44 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
10-Month Certificate	3.57%	3.57%	10 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
40-Month Share Certificate	3.52%	3.57%	40 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
41-Month Share Certificate	3.52%	3.57%	41 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
42-Month Share Certificate	3.52%	3.57%	42 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
38-Month Share Certificate	3.51%	3.56%	38 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
39-Month Share Certificate	3.51%	3.56%	39 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
13-Month Share Certificate	3.50%	3.55%	13-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
14-Month Share Certificate	3.50%	3.55%	14-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
15-Month Share Certificate	3.50%	3.55%	15-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
16-Month Share Certificate	3.50%	3.55%	16-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
17-Month Share Certificate	3.50%	3.55%	17-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
18-Month Share Certificate	3.50%	3.55%	18-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
19-Month Share Certificate	3.50%	3.55%	19-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
20-Month Share Certificate	3.50%	3.55%	20-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
21-Month Share Certificate	3.50%	3.55%	21-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
22-Month Share Certificate	3.50%	3.55%	22-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
23-Month Share Certificate	3.50%	3.55%	23-Month
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24-Month (2 year) Share Certificate	3.50%	3.55%	24-Month (2 year)
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
25-Month Share Certificate	3.50%	3.55%	25 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
26-Month Share Certificate	3.50%	3.55%	26 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
27-Month Share Certificate	3.50%	3.55%	27 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
28-Month Share Certificate	3.50%	3.55%	28 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
29-Month Share Certificate	3.50%	3.55%	29 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
30-Month Share Certificate	3.50%	3.55%	30 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
31-Month Share Certificate	3.50%	3.55%	31 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
32-Month Share Certificate	3.50%	3.55%	32 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
33-Month Share Certificate	3.50%	3.55%	33 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
34-Month Share Certificate	3.50%	3.55%	34 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
35-Month Share Certificate	3.50%	3.55%	35 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36-Month (3 year) Share Certificate	3.50%	3.55%	36 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
37-Month Share Certificate	3.50%	3.55%	37 months
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
60 month 5-Year IRA Certificate	3.50%	3.55%	60 Months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business 1 Year Add-On Share Certificate	3.50%	3.55%	1 Year
Min Balance $100 Details Balance: $100.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
12 month 1-Year IRA Certificate	3.45%	3.50%	12 Months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
24 month 2-Year IRA Certificate	3.45%	3.50%	24 Months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
36 month 3-Year IRA Certificate	3.45%	3.50%	36 Months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
10-Month Certificate	3.47%	3.47%	10 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
9-Month Certificate	3.45%	3.45%	9 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
3 Year Rate Boost Certificate	3.35%	3.40%	3 years
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
5 Year Rate Boost Certificate	3.35%	3.40%	5 years
Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
9-Month Certificate	3.35%	3.35%	9 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
8-Month Certificate	3.33%	3.33%	8 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
3 Year Rate Boost Certificate	3.25%	3.30%	3 years
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
5 Year Rate Boost Certificate	3.25%	3.30%	5 years
Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
1-Year Add On Certificate	3.21%	3.25%	1 Year
Min Deposit $100 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business 1-Year Add On Certificate	3.21%	3.25%	1 Year
Min Deposit $100 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
8-Month Certificate	3.23%	3.23%	8 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
7-Month Certificate	3.22%	3.22%	7 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
7-Month Certificate	3.12%	3.12%	7 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
6-Month Certificate	3.00%	3.00%	6 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
6-Month Certificate	3.00%	3.00%	6 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
5-Month Certificate	2.88%	2.88%	5 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
5-Month Certificate	2.88%	2.88%	5 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
4-Month Certificate	2.81%	2.81%	4 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
4-Month Certificate	2.81%	2.81%	4 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
3-Month Certificate	2.75%	2.75%	3 months
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
3-Month Certificate	2.75%	2.75%	3 months
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Savings Rates

Product	Rate	APY
Military Savings	-	8.00%
Min Balance $500 Details Qualifications Required: current, valid military ID; accept electronic documents; receive e-statements; make at least one deposit monthly; 8.00% only applies on the first $500 deposited as long as member meets all requirements. Requirements include: a current, valid military ID, accept electronic documents, receive e-statements and make at least one deposit monthly. Dividends compounded and credited quarterly. If the monthly deposit is not posted, the rate will revert to the current share savings rate for that month. This special rate will remain in effect as long as all requirements are met for the first $500. Balances over $500 will earn the regular share savings rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Share Savings	-	5.00%
Min Balance $500 Details Qualifications Required: age 19 or younger; provide a valid, government issued photo ID or the social security number for minors; parent or legal guardian must be joint on the account; 5.00% applies only on the first $500 deposited as long as the member meets all requirements. Requirements include: being age 19 or younger, you must provide a valid, government issued photo ID or the social security number for minors. For minors, a parent or legal guardian must be joint on the account. At age 20 the balance will transfer to the prime share account. Deposits over $500.00 will earn the regular share savings rate. Dividends paid quarterly. Account transfer limitations may apply. Rate may change after account opening. Minimum balance required to obtain APY. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Youth Savings	5.00%	5.00%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Savings	0.30%	0.30%
Min Balance $100,000 Details Balance: $100,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Savings	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Savings	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Savings	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Christmas Savings	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Membership Savings	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Savings	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Vacation Savings	0.10%	0.10%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Membership Savings	0.05%	0.05%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Savings	0.05%	0.05%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Checking Rates

Product	Rate	APY
Premium Checking	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00 + Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Checking	0.10%	0.10%
Min Balance $20,000 Details Balance: $20,000.00 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Premium Checking	0.05%	0.05%
Min Balance $2,000 Details Balance: $2,000.00 - $19,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Checking	0.03%	0.03%
Min Balance $50,000 Details Balance: $50,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Checking	0.01%	0.01%
Min Balance $2,000 Details Balance: $2,000.00 - $19,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Business Premium Checking	0.01%	0.01%
Min Balance $20,000 Details Balance: $20,000.00 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	7.00%	-	7.00%	Up to 60 months
Details Home Equity Up to 80% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	7.50%	-	7.50%	61 months
Details Term: Over 61 months, up to 120 months; Home Equity Up to 80% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Line of Credit	7.75%	-	7.75%	10 year
Details Term: 10 year draw period, 10 year repayment period; Home Equity LOC 80.01% to 90% LTV*; $500,000 \| Rate stated as: 7.750% (WSJ prime rate plus 1.00%) variable** Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	7.75%	-	7.75%	Up to 60 months
Details Home Equity 80.01% to 90% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	8.00%	-	8.00%	121 months
Details Term: Over 121 months, up to 180 months; Home Equity Up to 80% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	8.25%	-	8.25%	61 months
Details Term: Over 61 months, up to 120 months; Home Equity 80.01% to 90% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	8.75%	-	8.75%	121 months
Details Term: Over 121 months, up to 180 months; Home Equity 80.01% to 90% LTV***; $500,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	9.25%	-	9.25%	Up to 60 months
Details Home Equity 90.01% to 100% LTV***; $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	9.75%	-	9.75%	61 months
Details Term: Over 61 months, up to 120 months; Home Equity 90.01% to 100% LTV***; $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Home Equity Loan	10.25%	-	10.25%	121 months
Details Term: Over 121 months, up to 180 months; Home Equity 90.01% to 100% LTV***; $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	4.74%	12 to 84-months
Details Annual percentage rate may vary depending on individual credit history and underwriting terms. View www.topsidefcu.org/loan-rates for more information. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
New Auto Loan	4.74%	-	13.74%	12 to 36 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Used Auto Loan	5.24%	-	14.24%	12 to 36 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
New Auto Loan	5.74%	-	14.74%	37 to 48 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
New Auto Loan	5.99%	-	14.99%	49 to 60 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Used Auto Loan	5.99%	-	14.99%	37 to 48 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
New Auto Loan	6.49%	-	15.49%	61 to 72 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Used Auto Loan	6.49%	-	15.49%	49 to 60 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Used Auto Loan	6.74%	-	15.74%	61 to 72 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
New Auto Loan	7.49%	-	16.49%	73 to 84 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Used Auto Loan	7.74%	-	16.74%	73 to 84 Months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Older Model Year Vehicles Auto Loan	7.99%	-	16.99%	12 to 36 Months
Details Contact Credit Union Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Older Model Year Vehicles Auto Loan	7.99%	-	16.99%	37 to 60 Months
Details Contact Credit Union Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Older Model Year Vehicles Auto Loan	8.99%	-	17.99%	61 to 72 Months
Details Contact Credit Union Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loan	7.49%	16.49%	Up to 72 months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Sports Recreational Vehicles Loan	7.99%	16.99%	Up to 72 months
Details 100% of MSRP/NADA Value Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Credit Card Rates

Product	Rate	APR
Preferred Visa	-	7.90%
Details Credit Amount: $10,000 - $30,000; No Annual Fee; Purchases: 7.90%; Balance Transfers: 7.90%; Cash Advances: 7.90% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Credit Builder Credit Card	-	9.72%
Details Credit Amount: $250 - $6,000; No Annual Fee; Purchases: 9.72%; Balance Transfers: 9.72%; Cash Advances: 9.72% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Visa	-	9.90%
Details Credit Amount: $500 - $10,000; No Annual Fee; Purchases: 9.90%; Balance Transfers: 9.90%; Cash Advances: 9.90% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Rewards Visa	-	13.49%
Details Credit Amount: $5,000 - $30,000; No Annual Fee; Purchases: 13.49%; Balance Transfers: 13.49%; Cash Advances: 13.49% Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Visa Platinum	-	16.00%
Details Variable - The rate is the Prime Rate as published in the Money Rates column of the Wall Street Journal. The rate can change quarterly on the first day of the billing cycle of January, April, July and October. Rates can range from PRIME to PRIME PLUS 2.5%, with a maximum rate of 16% and a minimum rate of 1%. Your rate will be determined by your credit history. For additional information visit our Application Page. Our rates do not change for balance transfers or cash advances! Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	18.00%	12 to 36 months
Details $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
Personal Loan	18.00%	37 to 72 months
Details $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Topside Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Quick Cash Loan	25.00%	-	25.00%	1 to 12 months
Details $250 - $2,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
IRA - Variable Rate	0.05%	-	0.05%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
IRA - Variable Rate	0.10%	-	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
IRA - Variable Rate	0.20%	-	0.20%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%
IRA - Variable Rate	0.25%	-	0.25%
Min Balance $100,000 Details Balance: $100,000.00 + over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.65%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Topside Federal Credit Union’s Texas Ratio rose from 3.73% in Q2 2023 to 5.65% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$491M	5.65%	5.0	A+
December 31, 2025	$488M	5.13%	5.0	A+
September 30, 2025	$482M	6.05%	5.0	A
June 30, 2025	$485M	6.01%	5.0	A
March 31, 2025	$492M	6.01%	5.0	A
December 31, 2024	$473M	5.59%	5.0	A+
September 30, 2024	$469M	5.22%	5.0	A+
June 30, 2024	$477M	4.25%	5.0	A+
March 31, 2024	$487M	4.15%	5.0	A+
December 31, 2023	$483M	4.56%	5.0	A+
September 30, 2023	$491M	3.92%	5.0	A+
June 30, 2023	$502M	3.73%	4.9	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Topside Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Topside Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Topside Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Topside Federal Credit Union

Website https://topsidefcu.org

Address 17442 Dahlgren Rd, Dahlgren, VA 22448

Phone 540-663-2181

Fax 540-663-5674

President David Martin

CEO Bruce Six

Full-Time Employees 95

Part-Time Employees 26

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.65%

Return on Assets (ROA)

0.1530%

Return on Equity (ROE)

1.8015%

Non-Performing Loans Ratio (NPL)

0.97%

Total Assets

490,885,701

Total Amount of Shares and Deposits

455,249,674

Total Shares and Deposits < 1 Year

379,810,980

Total Shares and Deposits 1 3 Years

67,715,270

Total Shares and Deposits > 3 Years

7,723,424

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

35,893,748

Total Uninsured Shares and Deposits > $250K (F+J)

35,893,748

Total Insured Shares and Deposits > $250K (item 17 less item K)

419,355,926

Total Interest Expense (Sum of items 6 8)

823,884

Share Certificates

1,988

Number of Accounts for Share Drafts

21,081

IRA KEOGH Accounts

853

Number of Accounts for Regular Shares

46,973

All other shares

259

Money Market Shares

1,818

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

52,105,248

Total Liabilities

458,204,672

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Topside Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Topside Federal Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Topside Federal Credit Union

Frequently Asked Questions About Topside Federal Credit Union

How many branches does Topside Federal Credit Union operate?

Topside Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Topside Federal Credit Union?

Yes, to access services at Topside Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Topside Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Topside Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Topside Federal Credit Union offer online and mobile banking?

Most modern institutions like Topside Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://topsidefcu.org.

Current Topside Federal Credit Union Rates

12-Month CD3.25%
18-Month CD3.55%
24-Month CD3.50%
60-Month CD3.30%
Savings0.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Topside Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Topside Federal Credit Union Texas Ratio

Topside Federal Credit Union Health Trend

Topside Federal Credit Union CD Rates

Topside Federal Credit Union Savings Rates

Topside Federal Credit Union Checking Rates

Topside Federal Credit Union Home Equity & HELOC

Topside Federal Credit Union Auto Loan Rates

Topside Federal Credit Union RV, Boat and Powersport Loan Rates

Topside Federal Credit Union Credit Card Rates

Topside Federal Credit Union Personal Loan Rates

Topside Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Topside Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Topside Federal Credit Union

How many branches does Topside Federal Credit Union operate?

Is a member application needed to join Topside Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Topside Federal Credit Union offer online and mobile banking?

Current Topside Federal Credit Union Rates

Compare to Other Credit Unions