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TruStone Financial Credit Union Rates & Review October 2026

TruStone Financial Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 13 Month Special CD, 1.00% APY on savings, 3.50% APY on money market accounts, 4.00% APY on checking, 6.00% on its Mortgage Loans (Purchase) - 5/6 ARM Conforming, rv, boat and powersport loans from 6.35% APR, and credit cards from 13.15% APR, according to rates verified by MonitorBankRates. Other TruStone Financial Credit Union CD rates include 20 Month Special CD at 4.25%, 7 Month Special CD at 4.25%, and 12 Month (Moneywise Available) CD at 4.00%. Other TruStone Financial Credit Union mortgage rates include 15-Year Fixed Rate at 6.38%, Mortgage Loans (Refinance) - 5/6 ARM Refinance at 6.00%, and 15-Year Fixed Rate Refinance at 6.50%. MonitorBankRates evaluates the financial stability of TruStone Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.56%. Rates last updated and verified on 10/10/2026.

TruStone Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruStone Financial Credit Union? Share your experience about TruStone Financial Credit Union by leaving a review below, or read customer reviews before you decide to use TruStone Financial Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.56%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
TruStone Financial Credit Union
Corporate Office
14601 27th Ave N
Plymouth, MN 55447
https://www.trustonefinancial.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

TruStone Financial Credit Union CD Rates

Product Rate APY Term View More
13 Month Special Certificate 4.18% 4.25% 13 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
20 Month Special Certificate 4.18% 4.25% 20 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
7 Month Special Certificate 4.18% 4.25% 7 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
12 Month (Moneywise Available) Certificate 3.94% 4.00% 12 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
6 Month Certificate 3.94% 4.00% 6 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
24 Month Certificate 3.70% 3.75% 24 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
36 Month Certificate 3.70% 3.75% 36 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
48 Month Certificate 3.70% 3.75% 48 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
60 Month Certificate 3.70% 3.75% 60 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
3 Month Certificate 1.49% 1.50% 3 Month
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Savings Rates

Product Rate APY View More
Traditional and Roth IRA Savings 1.00% 1.00%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Health Savings Account 0.30% 0.30%
Min Deposit $0
Min Balance $0
Details $5,000 And Greater
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Health Savings Account 0.20% 0.20%
Min Deposit $0
Min Balance $0
Details $500 - $2,499.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Health Savings Account 0.10% 0.10%
Min Deposit $0
Min Balance $0
Details $.01 - $499.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Primary Share Savings 0.10% 0.10%
Min Deposit $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.96% 3.00%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 2.96% 3.00%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 And Greater; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Moneywise Money Market (Youth) 2.97% 3.00%
Min Deposit $500
Min Balance $0
Details Balance: $.01 - $499.99; Maintenance Fee/ Minimum Balance*: $0
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Moneywise Money Market (Youth) 2.97% 3.00%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000- $24,999.99; Maintenance Fee/ Minimum Balance*: $0
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Moneywise Money Market (Youth) 2.97% 3.00%
Min Deposit $500
Min Balance $25,000
Details Balance: $25,000 And Greater; Maintenance Fee/ Minimum Balance*: $0
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 1.98% 2.00%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 1, 2026: 2.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 1.49% 1.50%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 1, 2026: 1.50% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 1.00% 1.00%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 1, 2026: 1.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 0.80% 0.80%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 0.80% APY · checked 2 times
0.30%0.80%1.30%Oct 1, 2026: 0.80% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Money Market 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Details Balance: $.01 - $2,499.99; Maintenance Fee/ Minimum Balance*: $10 if less than $2,500 (effective 2/1/25)
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 1, 2026: 0.10% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Business Money Market Rates

Product Rate APY View More
Business High-Yield Money Market 3.45% 3.50%
Min Deposit $5
Min Balance $5,000,000
Details Balance: $5,000,000 And Greater
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 3.20% 3.25%
Min Deposit $5
Min Balance $3,000,000
Details Balance: $3,000,000 - $4,999,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 2.96% 3.00%
Min Deposit $5
Min Balance $1,000,000
Details Balance: $1,000,000 - $2,999,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 2.96% 3.00%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 1, 2026: 3.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 2.72% 2.75%
Min Deposit $5
Min Balance $750,000
Details Balance: $750,000 - $999,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 2.47% 2.50%
Min Deposit $5
Min Balance $500,000
Details Balance: $500,000 - $749,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 1.98% 2.00%
Min Deposit $5
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 1.98% 2.00%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 1, 2026: 2.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 1.74% 1.75%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 1.49% 1.50%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 1, 2026: 1.50% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business High-Yield Money Market 1.04% 1.05%
Min Deposit $5
Min Balance $0
Details Balance: $.01 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 6 times
0.55%1.05%1.55%Sep 14, 2026: 1.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 1.00% 1.00%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 1, 2026: 1.00% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 0.80% 0.80%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 0.80% APY · checked 2 times
0.30%0.80%1.30%Oct 1, 2026: 0.80% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Business Money Market 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Details Balance: $.01 - $2,499.99; $10 if less than $2,500
Last Updated 10/10/2026
Rate History
No change since Oct 1, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 1, 2026: 0.10% APYOct 1, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Checking Rates

Product Rate APY View More
TruRate Checking 3.93% 4.00%
Min Deposit $2,000
Min Balance $10
Details Balance: $10 if less than $2,000; Qualifications Required: when requirements are met; $.01-$20,000.00
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Premium Checking 0.10% 0.10%
Min Deposit $300
Min Balance $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
TruRate Checking 0.10% 0.10%
Min Deposit $2,000
Min Balance $10
Details Balance: $10 if less than $2,000; Qualifications Required: when requirements are met; $20,000.01 And Greater
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Business Checking Rates

Product Rate APY View More
Business Booster Club Checking 1.00% 1.00%
Min Deposit $25
Min Balance $0
Details Balance: $0 monthly service fee
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Capital Business Checking 0.30% 0.30%
Min Deposit $100
Min Balance $12
Details Balance: $12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter; Balance: $25,000 And Greater
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Capital Business Checking 0.25% 0.25%
Min Deposit $100
Min Balance $12
Details Balance: $12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter; Balance: $15,000 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Capital Business Checking 0.20% 0.20%
Min Deposit $100
Min Balance $12
Details Balance: $12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter; Balance: $7,500 - $14,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage Loans (Purchase) - 5/6 ARM Conforming 6.00% - 6.572%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.38% → 6.57% ▲ 0.19 pts · high 6.63% / low 6.30%
5.80%6.46%7.13%Sep 14, 2026: 6.38% APRSep 18, 2026: 6.45% APRSep 22, 2026: 6.30% APRSep 27, 2026: 6.54% APROct 1, 2026: 6.56% APROct 2, 2026: 6.63% APROct 10, 2026: 6.57% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.57%▼ from 6.63%
  • Oct 2, 20266.63%▲ from 6.56%
  • Oct 1, 20266.56%▲ from 6.54%
  • Sep 27, 20266.54%▲ from 6.30%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
15-Year Fixed Rate 6.375% - 6.618%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.21% → 6.62% ▲ 0.41 pts · high 6.72% / low 6.21%
5.69%6.46%7.23%Sep 14, 2026: 6.21% APRSep 18, 2026: 6.34% APRSep 22, 2026: 6.32% APRSep 27, 2026: 6.70% APROct 1, 2026: 6.61% APROct 2, 2026: 6.72% APROct 10, 2026: 6.62% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.62%▼ from 6.72%
  • Oct 2, 20266.72%▲ from 6.61%
  • Oct 1, 20266.61%▼ from 6.70%
  • Sep 27, 20266.70%▲ from 6.32%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Mortgage Loans (Refinance) - 5/6 ARM Refinance 6.00% - 6.673% 5/6 ARM
No additional details.
Last Updated 10/10/2026
Rate History
5 changes since Sep 14, 2026 · 6.30% → 6.67% ▲ 0.37 pts · high 6.73% / low 6.30%
5.80%6.52%7.23%Sep 14, 2026: 6.30% APRSep 18, 2026: 6.53% APRSep 22, 2026: 6.39% APRSep 27, 2026: 6.63% APROct 2, 2026: 6.73% APROct 10, 2026: 6.67% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.67%▼ from 6.73%
  • Oct 2, 20266.73%▲ from 6.63%
  • Sep 27, 20266.63%▲ from 6.39%
  • Sep 22, 20266.39%▼ from 6.53%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
15-Year Fixed Rate Refinance 6.50% - 6.723% 15 years
No additional details.
Last Updated 10/10/2026
Rate History
5 changes since Sep 14, 2026 · 6.09% → 6.72% ▲ 0.64 pts · high 6.75% / low 6.09%
5.43%6.42%7.40%Sep 14, 2026: 6.09% APRSep 18, 2026: 6.37% APRSep 22, 2026: 6.35% APRSep 27, 2026: 6.73% APROct 2, 2026: 6.75% APROct 10, 2026: 6.72% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.72%▼ from 6.75%
  • Oct 2, 20266.75%▲ from 6.73%
  • Sep 27, 20266.73%▲ from 6.35%
  • Sep 22, 20266.35%▼ from 6.37%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Mortgage Loans (Purchase) - 7/6 ARM Conforming 6.25% - 6.735%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.46% → 6.74% ▲ 0.28 pts · high 6.82% / low 6.46%
5.96%6.64%7.32%Sep 14, 2026: 6.46% APRSep 18, 2026: 6.54% APRSep 22, 2026: 6.46% APRSep 27, 2026: 6.74% APROct 1, 2026: 6.76% APROct 2, 2026: 6.82% APROct 10, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.74%▼ from 6.82%
  • Oct 2, 20266.82%▲ from 6.76%
  • Oct 1, 20266.76%▲ from 6.74%
  • Sep 27, 20266.74%▲ from 6.46%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Mortgage Loans (Refinance) - 7/6 ARM Refinance 6.25% - 6.881% 7/6 ARM
No additional details.
Last Updated 10/10/2026
Rate History
5 changes since Sep 14, 2026 · 6.37% → 6.88% ▲ 0.51 pts · high 7.94% / low 6.37%
4.81%7.16%9.51%Sep 14, 2026: 6.37% APRSep 18, 2026: 6.61% APRSep 22, 2026: 6.58% APRSep 27, 2026: 7.94% APROct 2, 2026: 7.03% APROct 10, 2026: 6.88% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.88%▼ from 7.03%
  • Oct 2, 20267.03%▼ from 7.94%
  • Sep 27, 20267.94%▲ from 6.58%
  • Sep 22, 20266.58%▼ from 6.61%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
VA 30-Year Fixed 7.00% - 7.126%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.52% → 7.13% ▲ 0.60 pts · high 7.14% / low 6.52%
5.90%6.83%7.77%Sep 14, 2026: 6.52% APRSep 18, 2026: 6.65% APRSep 22, 2026: 6.65% APRSep 27, 2026: 7.13% APROct 1, 2026: 7.12% APROct 2, 2026: 7.14% APROct 10, 2026: 7.13% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.13%▼ from 7.14%
  • Oct 2, 20267.14%▲ from 7.12%
  • Oct 1, 20267.12%▼ from 7.13%
  • Sep 27, 20267.13%▲ from 6.65%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
FHA 30-Year Fixed 6.875% - 7.192%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.65% → 7.19% ▲ 0.55 pts · high 7.29% / low 6.65%
6.00%6.97%7.94%Sep 14, 2026: 6.65% APRSep 18, 2026: 6.66% APRSep 22, 2026: 6.76% APRSep 27, 2026: 7.20% APROct 1, 2026: 7.17% APROct 2, 2026: 7.29% APROct 10, 2026: 7.19% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.19%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.17%
  • Oct 1, 20267.17%▼ from 7.20%
  • Sep 27, 20267.20%▲ from 6.76%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
30-Year Fixed Rate - MN AZ FL 7.125% - 7.251%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.74% → 7.25% ▲ 0.51 pts · high 7.28% / low 6.74%
6.21%7.01%7.82%Sep 14, 2026: 6.74% APRSep 18, 2026: 6.88% APRSep 22, 2026: 6.87% APRSep 27, 2026: 7.13% APROct 1, 2026: 7.25% APROct 2, 2026: 7.28% APROct 10, 2026: 7.25% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.25%▼ from 7.28%
  • Oct 2, 20267.28%▲ from 7.25%
  • Oct 1, 20267.25%▲ from 7.13%
  • Sep 27, 20267.13%▲ from 6.87%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
30-Year Fixed Rate - WI 7.125% - 7.265%
No additional details.
Last Updated 10/10/2026
Rate History
6 changes since Sep 14, 2026 · 6.76% → 7.27% ▲ 0.51 pts · high 7.29% / low 6.76%
6.22%7.02%7.83%Sep 14, 2026: 6.76% APRSep 18, 2026: 6.89% APRSep 22, 2026: 6.88% APRSep 27, 2026: 7.14% APROct 1, 2026: 7.27% APROct 2, 2026: 7.29% APROct 10, 2026: 7.27% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.27%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.27%
  • Oct 1, 20267.27%▲ from 7.14%
  • Sep 27, 20267.14%▲ from 6.88%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
30-Year Fixed Rate Refinance 7.125% - 7.28% 30 years
No additional details.
Last Updated 10/10/2026
Rate History
5 changes since Sep 14, 2026 · 6.63% → 7.28% ▲ 0.65 pts · high 7.37% / low 6.63%
5.89%7.00%8.11%Sep 14, 2026: 6.63% APRSep 18, 2026: 6.89% APRSep 22, 2026: 6.88% APRSep 27, 2026: 7.14% APROct 2, 2026: 7.37% APROct 10, 2026: 7.28% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.28%▼ from 7.37%
  • Oct 2, 20267.37%▲ from 7.14%
  • Sep 27, 20267.14%▲ from 6.88%
  • Sep 22, 20266.88%▼ from 6.89%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
30-Year Fixed Rate HomeReady 7.625% - 7.754%
No additional details.
Last Updated 10/10/2026
Rate History
5 changes since Sep 14, 2026 · 7.15% → 7.75% ▲ 0.60 pts · high 7.78% / low 7.15%
6.53%7.47%8.41%Sep 14, 2026: 7.15% APRSep 18, 2026: 7.38% APRSep 27, 2026: 7.66% APROct 1, 2026: 7.75% APROct 2, 2026: 7.78% APROct 10, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.75%▼ from 7.78%
  • Oct 2, 20267.78%▲ from 7.75%
  • Oct 1, 20267.75%▲ from 7.66%
  • Sep 27, 20267.66%▲ from 7.38%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 5-Year Fixed-Rate 4.99% - 5.24% 5-Year
Details Up to 80% loan-to-value
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 10, 2026: 5.24% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Home Equity Loan - 10-Year Fixed-Rate 5.99% - 6.12% 10-Year
Details Up to 80% loan-to-value
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.12% APR
5.62%6.12%6.62%Oct 10, 2026: 6.12% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Home Equity Loan - 15-Year Fixed-Rate 6.49% - 6.56% 15-Year
Details Up to 80% loan-to-value
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 6.56% APR
6.06%6.56%7.06%Oct 10, 2026: 6.56% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Home Equity Line of Credit (HELOC) 6.75% - 6.75% Variable Rate
Details Up to 80% loan-to-value
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 7 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - Model Year 2023+ - - 4.74% 36 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2022 & Older - - 4.99% 36 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2023+ - - 5.24% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2023+ - - 5.24% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2022 & Older - - 5.49% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2022 & Older - - 5.49% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2023+ - - 5.49% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2023+ - - 5.54% 84 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.54% APR · checked 6 times
5.04%5.54%6.04%Sep 14, 2026: 5.54% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Auto Loans - Model Year 2022 & Older - - 5.74% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 6 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan - 6.35% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.35% APR · checked 6 times
5.85%6.35%6.85%Sep 14, 2026: 6.35% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan - 6.45% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.45% APR · checked 6 times
5.95%6.45%6.95%Sep 14, 2026: 6.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan - 6.75% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 48 Months Loan - 6.99% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 60 Months Loan - 7.45% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 6 times
6.95%7.45%7.95%Sep 14, 2026: 7.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan - 7.50% 84+ Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 72 Months Loan - 7.75% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 84+ Months Loan - 8.75% 84+ Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Rewards - 13.15%
Details Published APR range: 13.15%-17.15%. Earn reward points while making everyday purchases with the Visa Platinum Rewards Credit Card. With a low variable rate and credit limits starting at $500, it's a popular and useful card to add to your wallet.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 12.90% → 13.15% ▲ 0.25 pts · high 13.15% / low 12.90%
12.40%13.03%13.65%Sep 14, 2026: 12.90% APRSep 22, 2026: 13.15% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 202613.15%▲ from 12.90%
  • Sep 14, 202612.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Visa Signature - 13.15%
Details Published APR range: 13.15%-17.15%. As Low As; Credit limits beginning at $5,000 and the option of cash back rewards, our Signature Card is sure to be your top-of-wallet, everyday use card.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 12.90% → 13.15% ▲ 0.25 pts · high 13.15% / low 12.90%
12.40%13.03%13.65%Sep 14, 2026: 12.90% APRSep 22, 2026: 13.15% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 202613.15%▲ from 12.90%
  • Sep 14, 202612.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Visa Business Platinum Credit Card - 14.65%
Details If your business needs the flexibility and convenience of spending on the go, look no further. With credit limits starting at $500, variable rate as low as 14.65% APR and no annual fee, the Visa Business Platinum Credit Card will help you - and your business - thrive. A member service representative can get you started on the path to spending with ease. APR = Annual Percentage Rate will vary with the market based on the Prime Rate and is subject to change. All loans are subject to credit approval. See Terms and Conditions.; APR range: 14.65% APR to 17.90% APR
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 14.65% APR · checked 4 times
14.15%14.65%15.15%Sep 22, 2026: 14.65% APRSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Personal Loan Rates

Product APR Term View More
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan 6.35% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.35% APR · checked 6 times
5.85%6.35%6.85%Sep 14, 2026: 6.35% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan 6.45% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.45% APR · checked 6 times
5.95%6.45%6.95%Sep 14, 2026: 6.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan 6.75% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 48 Months Loan 6.99% 48 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 60 Months Loan 7.45% 60 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.45% APR · checked 6 times
6.95%7.45%7.95%Sep 14, 2026: 7.45% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2023+ Loan 7.50% 84+ Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 72 Months Loan 7.75% 72 Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Motorcycle / Boat / Personal Watercraft / RV / Snowmobile / ATV / UTV - Model Year 2022 & Older - 84+ Months Loan 8.75% 84+ Months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Personal Loan (Unsecured) 10.99%
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Personal Line of Credit (Unsecured) 12.49%
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.49% APR · checked 6 times
11.99%12.49%12.99%Sep 14, 2026: 12.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%
Visa Signature 13.15%
Details Published APR range: 13.15%-17.15%. As Low As; Credit limits beginning at $5,000 and the option of cash back rewards, our Signature Card is sure to be your top-of-wallet, everyday use card.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 12.90% → 13.15% ▲ 0.25 pts · high 13.15% / low 12.90%
12.40%13.03%13.65%Sep 14, 2026: 12.90% APRSep 22, 2026: 13.15% APRSep 14, 2026Oct 13, 2026
  • Sep 22, 202613.15%▲ from 12.90%
  • Sep 14, 202612.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

TruStone Financial Credit Union Other Rates

Product Rate Points APY/APR Term View More
MoneyWise Primary Share (Youth) 2.97% - 3.00%
Min Deposit $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.56%

Financial Health History

TruStone Financial Credit Union’s Texas Ratio rose from 1.88% in Q3 2023 to 4.56% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2% 2.0★ 4% 3.0★ 6% 4.0★ 8% 5.0★ Healthy zone – entire history below the 15% limit 1.88% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.56% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$6.1B4.56%5.0A+
March 31, 2026$6.1B4.88%5.0A+
December 31, 2025$6.0B4.86%5.0A+
September 30, 2025$5.7B5.11%5.0A+
June 30, 2025$5.6B5.18%5.0A+
March 31, 2025$5.6B5.36%5.0A+
December 31, 2024$5.4B5.94%5.0A+
September 30, 2024$5.4B5.85%5.0A+
June 30, 2024$5.2B2.44%5.0A+
March 31, 2024$5.2B1.86%5.0A+
December 31, 2023$5.0B2.19%5.0A+
September 30, 2023$4.8B1.88%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TruStone Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruStone Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TruStone Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TruStone Financial Credit Union
Address 14601 27th Ave N, Plymouth, MN 55447
Phone 763-544-1517
Fax
President Darrick Metz
CEO Dale Turner
Full-Time Employees 540
Part-Time Employees 36
Branch Locations 24
ATM Locations 25
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.56%
Return on Assets (ROA)
0.5051%
Return on Equity (ROE)
4.5971%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
6,091,348,113
Total Amount of Shares and Deposits
4,583,228,676
Total Shares and Deposits < 1 Year
4,428,714,697
Total Shares and Deposits 1 3 Years
119,148,107
Total Shares and Deposits > 3 Years
35,365,872
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
395,085,706
Total Uninsured Shares and Deposits > $250K (F+J)
416,209,259
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,167,019,417
Total Interest Expense (Sum of items 6 8)
80,488,095
Share Certificates
42,564
Number of Accounts for Share Drafts
140,058
IRA KEOGH Accounts
9,564
Number of Accounts for Regular Shares
270,183
All other shares
1,749
Non Member Deposits
203
Money Market Shares
27,061
Net Income (unless the amount is already included in Undivided Earnings)
30,765,205
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
231,941,842
Total Liabilities
5,464,229,138
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

TruStone Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About TruStone Financial Credit Union

How many branches does TruStone Financial Credit Union operate?

TruStone Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TruStone Financial Credit Union?

Yes, to access services at TruStone Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TruStone Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TruStone Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TruStone Financial Credit Union offer online and mobile banking?

Most modern institutions like TruStone Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trustonefinancial.org.

Current TruStone Financial Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.75%
  • 60-Month CD3.75%
  • Savings1.00%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.