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 TruStone Financial Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
TruStone Financial Credit Union's 13 Month Special CD rates are at 4.25%, 20 Month Special CD rates are at 4.25%, 7 Month Special CD rates are at 4.25%, 12 Month (Moneywise Available) CD rates are at 4.00%, 6 Month CD rates are at 4.00%. TruStone Financial Credit Union's savings rates are at 0.10%. TruStone Financial Credit Union's money market rates are at 0.10%. TruStone Financial Credit Union's Mortgage Loans (Purchase) - 5/6 ARM Conforming rates are at 5.75%, 15-Year Fixed Rate rates are at 6.12%, 15-Year Fixed Rate Refinance rates are at 6.12%, Mortgage Loans (Refinance) - 5/6 ARM Refinance rates are at 5.75%, Mortgage Loans (Purchase) - 7/6 ARM Conforming rates are at 6.00%. TruStone Financial Credit Union's RV, Boat and Powersport Loan Rates are as low as 6.35%. TruStone Financial Credit Union's Credit Card Rates are at 12.15%. MonitorBankRates evaluates the financial stability of TruStone Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.88%. Rates last updated and verified on 09/22/2026. TruStone Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruStone Financial Credit Union? Share your experience about TruStone Financial Credit Union by leaving a review below, or read customer reviews before you decide to use TruStone Financial Credit Union. TruStone Financial Credit Union
Corporate Office 14601 27th Ave N
https://www.trustonefinancial.org Plymouth, MN 55447 
TruStone Financial Credit Union CD Rates
TruStone Financial Credit Union Savings Rates
TruStone Financial Credit Union Money Market Rates
TruStone Financial Credit Union Checking Rates
TruStone Financial Credit Union Mortgage Rates
TruStone Financial Credit Union Home Equity & HELOC
TruStone Financial Credit Union Auto Loan Rates
TruStone Financial Credit Union RV, Boat and Powersport Loan Rates
TruStone Financial Credit Union Credit Card Rates
TruStone Financial Credit Union Personal Loan Rates
TruStone Financial Credit Union Other Rates
Financial Health HistoryTruStone Financial Credit Union’s Texas Ratio rose from 1.63% in Q2 2023 to 4.88% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TruStone Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruStone Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TruStone Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TruStone Financial Credit Union
Address
14601 27th Ave N,
Plymouth, MN 55447
Phone
763-544-1517
Fax
President
Darrick Metz
CEO
Dale Turner
Full-Time Employees
529
Part-Time Employees
27
Branch Locations
24
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.88%
Return on Assets (ROA)
0.2624%
Return on Equity (ROE)
2.4306%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
6,060,411,178
Total Amount of Shares and Deposits
4,596,440,595
Total Shares and Deposits < 1 Year
4,450,090,849
Total Shares and Deposits 1 3 Years
112,517,267
Total Shares and Deposits > 3 Years
33,832,479
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
379,128,394
Total Uninsured Shares and Deposits > $250K (F+J)
401,379,099
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,195,061,496
Total Interest Expense (Sum of items 6 8)
39,635,476
Share Certificates
42,670
Number of Accounts for Share Drafts
139,006
IRA KEOGH Accounts
9,674
Number of Accounts for Regular Shares
269,049
All other shares
1,735
Non Member Deposits
219
Money Market Shares
27,196
Net Income (unless the amount is already included in Undivided Earnings)
15,905,060
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
398,106,358
Total Liabilities
5,445,016,721
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for TruStone Financial Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for TruStone Financial Credit Union
Frequently Asked Questions About TruStone Financial Credit UnionHow many branches does TruStone Financial Credit Union operate?TruStone Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TruStone Financial Credit Union?Yes, to access services at TruStone Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TruStone Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TruStone Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TruStone Financial Credit Union offer online and mobile banking?Most modern institutions like TruStone Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trustonefinancial.org. Current TruStone Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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