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U B C Southern Council Industria Wo Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
U B C Southern Council Industria Wo Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not U B C Southern Council Industria Wo Federal Credit Union, and you can see how they compare in the U B C Southern Council Industria Wo Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of U B C Southern Council Industria Wo Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.97%. Database rates last updated and verified on 09/23/2026. U B C Southern Council Industria Wo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at U B C Southern Council Industria Wo Federal Credit Union? Share your experience about U B C Southern Council Industria Wo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use U B C Southern Council Industria Wo Federal Credit Union. U B C Southern Council Industria Wo Federal Credit Union
UBC SOUTHERN COUNCIL OF INDUSTRIAL WORKERS FEDERAL CREDIT UNION 111 S Monroe St Rm 207
MINDEN, LA 71055 
Current Rate AvailabilityWe're not currently displaying rates for U B C Southern Council Industria Wo Federal Credit Union, but our database is updated constantly, so check back soon for the latest offers. Are you with U B C Southern Council Industria Wo Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates. Financial Health HistoryU B C Southern Council Industria Wo Federal Credit Union’s Texas Ratio fell from 5.06% in Q2 2023 to 0.97% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for U B C Southern Council Industria Wo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather U B C Southern Council Industria Wo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with U B C Southern Council Industria Wo Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
U B C Southern Council Industria Wo Federal Credit Union
Website
N/A
Address
111 S Monroe St Rm 207,
MINDEN, LA 71055
Phone
318-377-5802
Fax
318-377-5892
President
IRVIN LEONARD
CEO
JACQUELINE PATTERSON
Full-Time Employees
0
Part-Time Employees
1
Branch Locations
0
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.97%
Return on Assets (ROA)
0.2717%
Return on Equity (ROE)
0.7060%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
800,848
Total Amount of Shares and Deposits
488,074
Total Shares and Deposits < 1 Year
488,074
Total Insured Shares and Deposits > $250K (item 17 less item K)
488,074
Total Interest Expense (Sum of items 6 8)
907
Number of Accounts for Regular Shares
361
Non Member Deposits
1
Net Income (unless the amount is already included in Undivided Earnings)
2,176
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
145,402
Total Liabilities
492,636
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About U B C Southern Council Industria Wo Federal Credit UnionHow many branches does U B C Southern Council Industria Wo Federal Credit Union operate?U B C Southern Council Industria Wo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join U B C Southern Council Industria Wo Federal Credit Union?Yes, to access services at U B C Southern Council Industria Wo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, U B C Southern Council Industria Wo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, U B C Southern Council Industria Wo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does U B C Southern Council Industria Wo Federal Credit Union offer online and mobile banking?Most modern institutions like U B C Southern Council Industria Wo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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