U S EMPLOYEES Rates and Review January 2026
Compare U S EMPLOYEES CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of U S EMPLOYEES savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityU S EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at U S EMPLOYEES? Share your experience about U S EMPLOYEES by leaving a review below, or read customer reviews before you decide to use U S EMPLOYEES. Overall, U S EMPLOYEES is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonCLASSIC REWARDS VISA
18.000%
Max Rewards Visa Credit Card
15.250%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
11.500% - 18.000%
$0 - $5,000
New Signature Loans
8.990%
$0
A+ Personal Loan
8.990%
$0
84
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have U S EMPLOYEES rate data right now. Credit Union Profile & OverviewCredit Union Name: U S EMPLOYEES
Full Time Employees: 0Part Time Employees: 1 President: Brandy Lanham CEO: James Emerick Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
331 Madison St
Fairmont, WV 26554 3124 Phone Number: 304-366-0910 Fax Number: FinancialsTotal Assets:
545,343
Total Amount of Shares and Deposits:
493,208
Total Shares and Deposits < 1 Year:
493,208
Total Insured Shares and Deposits > $250K (item 17 less item K):
493,208
Total Interest Expense (Sum of items 6 8):
7,391
Share Certificates:
8
Number of Accounts for Regular Shares:
116
All other shares:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
172,142
Total Liabilities:
494,420
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About U S EMPLOYEESIs a member application needed to join U S EMPLOYEES?Yes, to access services at U S EMPLOYEES, a member application is required. Is there a first-time homebuyer program?Currently, U S EMPLOYEES provides a range of mortgage and home equity products. Is U S EMPLOYEES a safe place to deposit money?Yes, U S EMPLOYEES is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does U S EMPLOYEES offer online and mobile banking?Most modern institutions like U S EMPLOYEES provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.56%, 6-month CD rates at 0.75% and 3-month CD rates at 0.75%. Savings rates are at 0.40% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
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