United Neighborhood Federal Credit Union Rates and Review January 2026
Compare United Neighborhood Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Neighborhood Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUnited Neighborhood Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Neighborhood Federal Credit Union? Share your experience about United Neighborhood Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United Neighborhood Federal Credit Union. Overall, United Neighborhood Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. United Neighborhood Federal Credit Union Main Office 1434 Poplar St Augusta, GA 30901  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Premier
9.900%
Platinum Secured Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
12 - 12
Unsecured Signature Loan
10.250%
$0
37 - 60
Ultra Loan
13.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have United Neighborhood Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: United Neighborhood Federal Credit Union
Website: http://unfcu1.com/
Full Time Employees: 3Part Time Employees: 0 President: Xavier Creekmur CEO: Idella Starks Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
1434 Poplar St
Augusta, GA 30901 Phone Number: 706-823-6378 Fax Number: 706-828-4991 FinancialsTotal Assets:
3,241,380
Total Amount of Shares and Deposits:
2,892,903
Total Shares and Deposits < 1 Year:
2,892,248
Total Shares and Deposits 1 3 Years:
655
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,892,903
Total Interest Expense (Sum of items 6 8):
15,299
Share Certificates:
43
Number of Accounts for Share Drafts:
152
Number of Accounts for Regular Shares:
668
All other shares:
86
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,206,367
Total Liabilities:
2,915,056
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About United Neighborhood Federal Credit UnionIs a member application needed to join United Neighborhood Federal Credit Union?Yes, to access services at United Neighborhood Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, United Neighborhood Federal Credit Union provides a range of mortgage and home equity products. Is United Neighborhood Federal Credit Union a safe place to deposit money?Yes, United Neighborhood Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does United Neighborhood Federal Credit Union offer online and mobile banking?Most modern institutions like United Neighborhood Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.85%, 6-month CD rates at 3.50% and 3-month CD rates at 1.26%. Savings rates are at 0.15% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates which you can compare to 
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