University of Michigan Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare University of Michigan Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University of Michigan Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. University of Michigan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University of Michigan Credit Union? Share your experience about University of Michigan Credit Union by leaving a review below, or read customer reviews before you decide to use University of Michigan Credit Union. Overall, University of Michigan Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare University of Michigan Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare University of Michigan Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
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Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare University of Michigan Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have University of Michigan Credit Union rate data right now, check back for updates, we are adding rates all the time. University of Michigan Credit Union InformationCredit Union Name: University of Michigan Credit Union
Website: https://www.umcu.org
Full Time Employees: 221Part Time Employees: 6 President: Earl Bell CEO: Tiffany Ford Branch Locations: 17 ATM Locations: 17 Corporate Office Address:
340 E Huron St
Ann Arbor, MI 48104 Phone Number: 734-662-8200 Fax Number: 734-769-2245 University of Michigan Credit Union FinancialsTotal Assets:
1,370,653,164
Total Amount of Shares and Deposits:
1,065,926,649
Total Shares and Deposits < 1 Year:
1,047,625,643
Total Shares and Deposits 1 3 Years:
10,780,445
Total Shares and Deposits > 3 Years:
7,520,561
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
79,395,967
Total Uninsured Shares and Deposits > $250K (F+J):
79,395,967
Total Insured Shares and Deposits > $250K (item 17 less item K):
986,530,682
Total Interest Expense (Sum of items 6 8):
2,605,253
Share Certificates:
2,933
Number of Accounts for Share Drafts:
77,989
IRA KEOGH Accounts:
872
Number of Accounts for Regular Shares:
139,804
All other shares:
14,759
Money Market Shares:
4,367
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
97,894,232
Total Liabilities:
1,240,371,849
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University of Michigan Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Low mortgage rates won't help refinance demand in 2012 according to the Mortgage Bankers Association. Although 30 year mortgage rates are expected to remain under 4.50% throughout 2012 high unemployment and a weak economy will sap demand for refinancing mortgage loans. Current 30 year mortgage rates are averaging 4.21%, an increase from an average 30 year mortgage rate of 4.16%. 15 year mortgage rates today are also higher averaging 3.49%, up from an average 15 year mortgage rate of 3.43% yesterday.
Average savings account rates on account balances of at least $10,000 are averaging 0.51 percent this week. The FDIC's national average savings account rate is less at 0.9 percent for both regular savings accounts and jumbo savings accounts (balances of 100k or more).
Compare the features and benefits and determine with your tax for financial advisor which one is most appropriate for your circumstances.
Bank or Credit Union Offers and DealsMortgage Rates are Higher but not for Long: 30 Year Mortgage Rates at 4.05%Current Mortgage Rates: 30 Year Mortgage Rates at 5.00% Mortgage Interest Rates Friday February 3, 2011, 15 Year Mortgage Rates at 3.30% Consumer Confidence and Home Prices are Up, Are Higher CD Rates on the Way? Money Market Rates and Savings Rates Report May 17, 2015 Mortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie Mac earn.bank Money Market Rates Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16% Finding a Decent Savings Rate These Days GE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10% Alternative Bank and Credit Union Offers to ExploreCredit Score: Raising Your FICO Credit ScoreSovereign Bank Save & Invest CD Package Best 1 Year CD Rates and CD Yields in Chicago EH National Bank Money Market Account Rates now at 0.80% Freddie Mac - 30 Year Mortgage Rates Still Below 5.00 AloStar Bank of Commerce Money Market Account 50K Rates now at 0.70% EverBank Money Market Account Redneck Bank Mega Money Market Account HSBC Bank USA, N.A. 6 Month $25K CD Rates now at 0.75% Crestmark Bank 1 Year CD Rates Best Rate 1.70% University of Michigan Credit Union ReviewsThere are no reviews for University of Michigan Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 3.50%, 6-month CD rates at 2.52% and 3-month CD rates at 0.80%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 14.90%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to 
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