UP State Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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UP State Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 3.99% and 3-month CD rates at 0.30%. Savings rates are at 0.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to UP State Credit Union rates.

Compare UP State Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of UP State Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

UP State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at UP State Credit Union? Share your experience about UP State Credit Union by leaving a review below, or read customer reviews before you decide to use UP State Credit Union.

Overall, UP State Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UP State Credit Union
Escanaba Office
123 S Lincoln Rd
Escanaba, MI 49829 1339
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare UP State Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Napoleon State Bank
Napoleon State Bank
3-Month CD
4.20%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
12-Month CD
4.15%
$500
CSB of Cheney, KS
CSB of Cheney, KS
12-Month CD
4.08%
$500
New Albin Savings Bank
New Albin Savings Bank
60-Month CD (Jumbo)
3.91%
$100,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
3.90%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
24-Month CD
3.85%
$1,000
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
3.82%
$500
Linkbank
Linkbank
25-Month CD
3.75%
$500
Touchmark Bank
Touchmark Bank
6-Month CD
3.65%
$1,000
Bank Midwest
Bank Midwest
12-Month CD
3.65%
$500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
36-Month CD
3.56%
$500
Regent Bank (OK)
Regent Bank (OK)
36-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
17-Month CD
3.50%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Woodlands National Bank
Woodlands National Bank
48-Month CD
3.34%
$1,000
Henderson FSB
Henderson FSB
30-Month CD
3.30%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.30%
$1,000
Busey Bank
Busey Bank
Premium Savings
3.25%
$25,000
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
3.25%
$1,000
Home Loan SB
Home Loan SB
24-Month CD
3.10%
$500
Commerce Bank & Trust
Commerce Bank & Trust
36-Month CD
3.00%
$500
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
State Bank of Medora
State Bank of Medora
60-Month CD
2.73%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Grinnell State Bank
Grinnell State Bank
12-Month CD
2.07%
$1,000
Wells Fargo
Wells Fargo
12-Month CD
2.00%
$0
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
5Star Bank
5Star Bank
Basic Savings
0.75%
$0
Karnes County National Bank
Karnes County National Bank
Regular Savings
0.75%
$100
Middlesex Federal Savings
Middlesex Federal Savings
36-Month CD
0.60%
$500
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Money Market
0.50%
$2,500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
Regular Savings
0.50%
$200
Timberland Bank
Timberland Bank
Non-Profit Money Market
0.50%
$0
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
Norway Savings Bank
Norway Savings Bank
24-Month CD
0.40%
$500
Dime Bank
Dime Bank
60-Month CD
0.40%
$500
First Jackson Bank
First Jackson Bank
Savings
0.20%
$25
Home Federal S&L of Niles
Home Federal S&L of Niles
Statement Savings
0.10%
$50
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings
0.10%
$10
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
LNB Community Bank
LNB Community Bank
Super Money Market
0.05%
$25,000
OneUnited Bank
OneUnited Bank
UNITY Money Market
0.05%
$500
Fulton Bank
Fulton Bank
Statement Savings
0.02%
$0
First County Bank
First County Bank
Business Money Market
0.01%
$1
University Federal Credit Union
University Federal Credit Union
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare UP State Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.637%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.750%
5.885%
0.500
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.875%
5.962%
0.500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.035%
0.263
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.000%
6.209%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.447%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
6.375%
6.505%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
6.000%
6.524%
0.000
Penn Community Bank
Penn Community Bank
7/1 ARM (Jumbo)
6.125%
6.533%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
American Bank
American Bank
15-Year Fixed
6.250%
6.548%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare UP State Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare UP State Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
ACFCU
ACFCU
Line of Credit
13.700%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have UP State Credit Union rate data right now, check back for updates, we are adding rates all the time.

UP State Credit Union Information

Credit Union Name: UP State Credit Union
Full Time Employees: 49
Part Time Employees: 4
President: Howard Haulotte
CEO: Raymond Theoret
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
123 S Lincoln Rd
Escanaba, MI 49829 1339
Phone Number: 906-786-1146
Fax Number: 906-786-0269

UP State Credit Union Financials

Total Assets:
197,336,638
Total Amount of Shares and Deposits:
174,759,222
Total Shares and Deposits < 1 Year:
172,409,174
Total Shares and Deposits 1 3 Years:
1,908,658
Total Shares and Deposits > 3 Years:
441,390
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,654,093
Total Uninsured Shares and Deposits > $250K (F+J):
1,654,093
Total Insured Shares and Deposits > $250K (item 17 less item K):
173,105,129
Total Interest Expense (Sum of items 6 8):
233,773
Share Certificates:
818
Number of Accounts for Share Drafts:
9,537
IRA KEOGH Accounts:
229
Number of Accounts for Regular Shares:
17,363
All other shares:
1,431
Money Market Shares:
228
Net Income (unless the amount is already included in Undivided Earnings):
578,941
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,440,699
Total Liabilities:
176,963,108
Show More

UP State Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

ableBanking, a division of Northeast Bank Money Market Account rates are now at 1.00 percent with a yield of 1.00 percent. View current Money Market Account rates at ableBanking, a division of Northeast Bank below.

Average 30 year mortgage rates have fallen again this week and are only 3 basis points from the all-time record low of 3.31 percent set in 2012. The lowest 30 year mortgage rate with 0.10 points in our database for a home purchase are at 3.125 percent. The lowest 30 year rate available today for a refinance loan is even lower at 3.00 percent with 1.10 mortgage points.

average-cd-rates-october-16-2009Average CD rates were lower in all certificate of deposit categories this week. The declines were small this week compared to last week. CD rates at banks continue to drift down with no end in sight to the decline in rates.

Bank or Credit Union Offers and Deals

Mortgage Rates Higher: 30 Year Mortgage Rates Back Above 5.00%
Slew of CD Rate Changes from Banks Prior to the Fed Funds Rate Increase
Financing a Car Purchase
Current Mortgage Rates Today 4-6: 30 Year Mortgage Rates Averaging 4.92%, 15 Year Mortgage Rates Averaging 4.18%
Interest Rates in an Economic Recovery
Highest Two Year CD Rates
Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%
Mortgage Rates at Another Record Low: 30 Year Mortgage Rates at 4.58%, 15 Year Mortgage Rates at 4.04%
Average Mortgage Rates and Refinance Rates Monday March 14: 30 Year Rates at 4.81%, 15 Year Rates at 4.14%
EverBank 9 Month Jumbo CD Rates now at 0.90%

Alternative Bank and Credit Union Offers to Explore

Home Buyer Tax Credit Ends April 30, 2010
Jumbo Mortgage Rates Coming Down?
Mortgage Rates Make New Record Low Says Freddie: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.86%
Short Term CD Interest Rates Winston-Salem, NC
Colorado Federal Savings Bank CD Rates
Average CD Rates Move Higher for Short and Long Term Certificates of Deposit
Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus
Marathon Bank 1 Month CD Rates at 0.74%
Maspeth Federal Savings Bank CD Rates
Mortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33%

UP State Credit Union Reviews

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