What are the current interest rates at Verity Credit Union?

Current rates for Verity Credit Union include: 12-Month CD: 3.30%, 18-Month CD: 2.95%, 24-Month CD: 2.75%, 60-Month CD: 3.00%, Savings: 0.03%

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Verity Credit Union

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Verity Credit Union Rates & Review September 2026

Q: How many branches does Verity Credit Union operate?

Verity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Verity Credit Union?

Yes, to access services at Verity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Verity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Verity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Verity Credit Union's 25 Month Business CD of Deposit rates are at 4.25%, 25 Month CDs of Deposit - personal and business rates are at 4.25%, 25 Month IRA CD rates are at 4.25%, Business 24 month rates are at 4.25%, Business 12 month rates are at 4.05%. Verity Credit Union's savings rates are at 0.03%. Verity Credit Union's 10 year fixed rates are at 9.00%, 10 year fixed rates are at 9.50%, 10 year fixed (investment/rental properties) rates are at 9.75%, 15 year fixed rates are at 9.75%, 15 year fixed rates are at 10.00%. Verity Credit Union's Personal Loan Rates are as low as 8.99%. Verity Credit Union's Credit Card Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Verity Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.28%. Rates last updated and verified on 09/22/2026.

Verity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Verity Credit Union? Share your experience about Verity Credit Union by leaving a review below, or read customer reviews before you decide to use Verity Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.28%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Verity Credit Union
Member Services/Call Ctr.

11027 Meridian Ave N
Seattle, WA 98133

https://www.veritycu.com

Verity Credit Union CD Rates

Product	Rate	APY	Term
25 Month Business Certificate of Deposit	4.17%	4.25%	25 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Business Certificate of Deposit	4.17%	4.25%	25 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Business Certificate of Deposit	4.17%	4.25%	25 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Business Certificate of Deposit	4.17%	4.25%	25 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Certificates of Deposit - personal and business	4.17%	4.25%	25 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Certificates of Deposit - personal and business	4.17%	4.25%	25 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Certificates of Deposit - personal and business	4.17%	4.25%	25 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month Certificates of Deposit - personal and business	4.17%	4.25%	25 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month IRA Certificate	4.17%	4.25%	25 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month IRA Certificate	4.17%	4.25%	25 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month IRA Certificate	4.17%	4.25%	25 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
25 Month IRA Certificate	4.17%	4.25%	25 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 24 month	4.17%	4.25%	24 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 24 month	4.17%	4.25%	24 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 24 month	4.17%	4.25%	24 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 24 month	4.17%	4.25%	24 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 12 month	3.98%	4.05%	12 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 12 month	3.98%	4.05%	12 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 12 month	3.98%	4.05%	12 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business 12 month	3.98%	4.05%	12 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Business Certificate of Deposit	3.93%	4.00%	13 Month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Business Certificate of Deposit	3.93%	4.00%	13 Month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Business Certificate of Deposit	3.93%	4.00%	13 Month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Business Certificate of Deposit	3.93%	4.00%	13 Month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Certificates of Deposit - personal and business	3.93%	4.00%	13 Month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Certificates of Deposit - personal and business	3.93%	4.00%	13 Month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Certificates of Deposit - personal and business	3.93%	4.00%	13 Month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month Certificates of Deposit - personal and business	3.93%	4.00%	13 Month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month IRA Certificate	3.93%	4.00%	13 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month IRA Certificate	3.93%	4.00%	13 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month IRA Certificate	3.93%	4.00%	13 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
13 Month IRA Certificate	3.93%	4.00%	13 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Business Certificate of Deposit	3.36%	3.40%	12 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Certificates of Deposit - personal and business	3.36%	3.40%	12 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month IRA Certificate	3.35%	3.40%	12 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Business Certificate of Deposit	3.30%	3.35%	12 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Certificates of Deposit - personal and business	3.30%	3.35%	12 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month IRA Certificate	3.30%	3.35%	12 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Business Certificate of Deposit	3.30%	3.35%	6 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Certificates of Deposit - personal and business	3.30%	3.35%	6 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Business Certificate of Deposit	3.25%	3.30%	12 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Business Certificate of Deposit	3.25%	3.30%	12 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Business Savers Certificate	3.25%	3.30%	12 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Certificates of Deposit - personal and business	3.25%	3.30%	12 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month Certificates of Deposit - personal and business	3.25%	3.30%	12 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month IRA Certificate	3.25%	3.30%	12 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
12 Month IRA Certificate	3.25%	3.30%	12 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Business Certificate of Deposit	3.25%	3.30%	6 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Certificates of Deposit - personal and business	3.25%	3.30%	6 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Business Certificate of Deposit	3.20%	3.25%	6 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Business Certificate of Deposit	3.20%	3.25%	6 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Business Savers Certificate	3.20%	3.25%	6 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Certificates of Deposit - personal and business	3.20%	3.25%	6 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
6 Month Certificates of Deposit - personal and business	3.20%	3.25%	6 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
18 Month IRA Certificate	3.06%	3.10%	18 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Business Certificate of Deposit	3.06%	3.10%	60 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Certificates of Deposit - personal and business	3.06%	3.10%	60 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month IRA Certificate	3.06%	3.10%	60 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
18 Month IRA Certificate	3.01%	3.05%	18 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Business Certificate of Deposit	3.01%	3.05%	60 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Certificates of Deposit - personal and business	3.01%	3.05%	60 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month IRA Certificate	3.01%	3.05%	60 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Business Certificate of Deposit	2.96%	3.00%	24 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Certificates of Deposit - personal and business	2.96%	3.00%	24 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month IRA Certificate	2.96%	3.00%	24 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Business Certificate of Deposit	2.96%	3.00%	60 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Business Certificate of Deposit	2.96%	3.00%	60 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Certificates of Deposit - personal and business	2.96%	3.00%	60 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month Certificates of Deposit - personal and business	2.96%	3.00%	60 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month IRA Certificate	2.96%	3.00%	60 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
60 Month IRA Certificate	2.96%	3.00%	60 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
18 Month IRA Certificate	2.91%	2.95%	18 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
18 Month IRA Certificate	2.91%	2.95%	18 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Business Certificate of Deposit	2.91%	2.95%	36 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Certificates of Deposit - personal and business	2.91%	2.95%	36 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month IRA Certificate	2.91%	2.95%	36 month
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Business Certificate of Deposit	2.86%	2.90%	36 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Certificates of Deposit - personal and business	2.86%	2.90%	36 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month IRA Certificate	2.86%	2.90%	36 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Business Certificate of Deposit	2.81%	2.85%	24 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Certificates of Deposit - personal and business	2.81%	2.85%	24 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month IRA Certificate	2.81%	2.85%	24 month
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Business Certificate of Deposit	2.81%	2.85%	36 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Business Certificate of Deposit	2.81%	2.85%	36 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Certificates of Deposit - personal and business	2.81%	2.85%	36 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month Certificates of Deposit - personal and business	2.81%	2.85%	36 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month IRA Certificate	2.81%	2.85%	36 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
36 Month IRA Certificate	2.81%	2.85%	36 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Business Certificate of Deposit	2.72%	2.75%	24 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Business Certificate of Deposit	2.72%	2.75%	24 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Certificates of Deposit - personal and business	2.72%	2.75%	24 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month Certificates of Deposit - personal and business	2.72%	2.75%	24 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month IRA Certificate	2.72%	2.75%	24 month
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
24 Month IRA Certificate	2.72%	2.75%	24 month
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Business Certificate of Deposit	2.33%	2.35%	90 day
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Certificates of Deposit - personal and business	2.33%	2.35%	90 days
Min Balance $75,000 Details Balance: $75,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Business Certificate of Deposit	2.28%	2.30%	90 day
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Certificates of Deposit - personal and business	2.28%	2.30%	90 days
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Business Certificate of Deposit	2.23%	2.25%	90 day
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Business Certificate of Deposit	2.23%	2.25%	90 day
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Certificates of Deposit - personal and business	2.23%	2.25%	90 days
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
90 Day Certificates of Deposit - personal and business	2.23%	2.25%	90 days
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Savings Rates

Product	Rate	APY
Statement Savings	0.75%	0.75%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Statement Savings	0.60%	0.60%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000-$249,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Statement Savings	0.55%	0.55%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Statement Savings	0.20%	0.20%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Youth Savings	0.10%	0.10%
Min Deposit $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Max My Savings	-	0.03%
Details APY is effective as of 2/1/26 and is subject to change at any time. 4.00% APY on balances up to $50,000 and 0.03% - 4.00% APY on balances of more than $50,000, subject to qualifying factors being met during each statement cycle. 0.03% APY if qualifications are not met. Limit one Max My Savings account per primary account holder. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Prime Share Savings	0.03%	0.03%
Min Deposit $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Secondary Savings	0.03%	0.03%
Min Deposit $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Checking Rates

Product	Rate	APY
Business Checking	2.47%	2.50%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	2.33%	2.35%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000-$249,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	2.28%	2.30%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	2.13%	2.15%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	0.75%	0.75%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	0.60%	0.60%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000-$249,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	0.55%	0.55%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Cartwheel Checking	-	0.50%
Min Balance $10,000 Details Qualifications Required: 12 debit card purchases post and settle; Receive eStatements; Log into Digital Banking; Balances up to $10,000 earn an APY of 0.50%, and balances over $10,000 earn 0.03% APY on portion of balance over $10,000, resulting in a range from 0.03% to 0.50% APY, depending on the account balance. In addition to receiving the reward rate, domestic ATM fees incurred during the qualification cycle will be credited to the account if monthly qualifications are met. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Cartwheel Checking	-	0.03%
Details Qualifications Required: 12 debit card purchases post and settle; Receive eStatements; Log into Digital Banking; Balances up to $10,000 earn an APY of 0.50%, and balances over $10,000 earn 0.03% APY on portion of balance over $10,000, resulting in a range from 0.03% to 0.50% APY, depending on the account balance. In addition to receiving the reward rate, domestic ATM fees incurred during the qualification cycle will be credited to the account if monthly qualifications are met. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Mortgage Rates

Product	Rate	Points	APR
10 year fixed	-	-	9.00%
Details Published APR range: 9.00% - 10.25%. Amount financed: Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
10 year fixed	-	-	9.50%
Details Published APR range: 9.50% - 10.00%. Amount financed: 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
10 year fixed (investment/rental properties)	-	-	9.75%
Details Published APR range: 9.75% - 10.25%. Amount financed: Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year fixed	-	-	9.75%
Details Published APR range: 9.75% - 10.75%. Amount financed: Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year fixed	-	-	10.00%
Details Published APR range: 10.00% - 10.50%. Amount financed: 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year fixed (investment/rental properties)	-	-	10.25%
Details Published APR range: 10.25% - 10.75%. Amount financed: Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	4.00%
Details The APR and financing is based on your creditworthiness, occupancy and property loan-to-value. The APR on Masterline Home Equity Lines of Credit are variable and may be subject to change during the term of the loan; the lowest possible APR during the life of the loan ("the floor") is 4.00% APR and the highest possible APR ("the ceiling") is 15.00%. Verity Masterline HELOCs incur a reconveyance fee at pay-off that are based on current county rates. Member pays appraisal costs if an appraisal is needed; standard cost is $825 or more depending on property type and acreage. Available for qualified borrowers only. Verity pays closing costs (excluding appraisal cost) on owner occupied properties. Members pay all closing costs on investment properties; limit of 2 investment properties with home equity loans per member. Masterline HELOC early closure fee : if your account is paid in full and closed within 24 months of opening, you will be charged the lesser of $350 or 2% of the initial credit limit. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Home Equity Line of Credit	-	-	7.24%
Details Published APR range: 7.24% - 8.25%. Amount financed (LTV of current appraised value): Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Home Equity Line of Credit	-	-	7.34%
Details Published APR range: 7.34% - 8.00%. Amount financed (LTV of current appraised value): 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Home Equity Line of Credit (investment/rental properties)	-	-	8.25%
Details Published APR range: 8.25% - 9.00%. Amount financed (LTV of current appraised value): Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Auto Loan Rates

Product	Rate	Points	APR
Green Auto	-	-	4.25%
Details Published APR range: 4.25% - 16.75%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
New or used auto	-	-	4.49%
Details Published APR range: 4.49% - 17.49%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
New or used motorcycle Loan	-	5.99%
Details Published APR range: 5.99% - 18.50%. Maximum motorcycle age 3 years. Lowest rate includes discounts.** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
New ATV or Jet Ski Loan	-	6.49%
Details Published APR range: 6.49% - 19.00%. Lowest rate includes discounts.** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
New or used RV Loan	-	10.49%
Details Published APR range: 10.49% - 19.99%. Lowest rate includes discounts.** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Credit Card Rates

Product	Rate	APR
Business Platinum Visa	-	10.49%
Details Published APR range: 10.49% - 20.49%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Signature Rewards Visa	-	13.99%
Details Published APR range: 13.99% - 22.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	8.99%
Details Published APR range: 8.99% - 19.99%. Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Traditional personal loan	8.99%	up to 60 months
Details Published APR range: 8.99% - 19.99%. Lowest rate includes the following discount: 0.25% for automatic debit payments from an account at any financial institution. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Signature Rewards Visa	13.99%
Details Published APR range: 13.99% - 22.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Verity Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 year rate lock (investment/rental properties) Loan	-	-	9.75%
Details Published APR range: 9.75% - 10.25%. Amount financed (LTV of current appraised value): Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
10 year rate lock Loan	-	-	9.25%
Details Published APR range: 9.25% - 10.25%. Amount financed (LTV of current appraised value): Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
10 year rate lock Loan	-	-	9.50%
Details Published APR range: 9.50% - 10.00%. Amount financed (LTV of current appraised value): 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year rate lock (investment/rental properties) Loan	-	-	10.25%
Details Published APR range: 10.25% - 10.75%. Amount financed (LTV of current appraised value): Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year rate lock Loan	-	-	9.75%
Details Published APR range: 9.75% - 10.75%. Amount financed (LTV of current appraised value): Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
15 year rate lock Loan	-	-	10.00%
Details Published APR range: 10.00% - 10.50%. Amount financed (LTV of current appraised value): 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year fixed	-	-	8.75%
Details Published APR range: 8.75% - 9.75%. Amount financed: Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year fixed	-	-	9.00%
Details Published APR range: 9.00% - 9.50%. Amount financed: 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year fixed (investment/rental properties)	-	-	9.25%
Details Published APR range: 9.25% - 9.75%. Amount financed: Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year rate lock (investment/rental properties) Loan	-	-	9.25%
Details Published APR range: 9.25% - 9.75%. Amount financed (LTV of current appraised value): Up to 60% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year rate lock Loan	-	-	8.75%
Details Published APR range: 8.75% - 9.75%. Amount financed (LTV of current appraised value): Up to 75% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
5 year rate lock Loan	-	-	9.00%
Details Published APR range: 9.00% - 9.50%. Amount financed (LTV of current appraised value): 75.01%-80% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Bicycle Loan	-	-	5.99%	24 months
Details Maximum loan amount $10,000. Lowest rate includes discounts.* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Ready Money line of credit	-	-	11.74%
Details Published APR range: 11.74% - 18.00%. Ready Money line of credit rates vary in accordance with market based Prime Rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
ReadyMoney Loan	-	-	11.74%
Details Published APR range: 11.74% - 18.00%. Personal line of credit. Pay interest on the money you use, payment amount is based on the amount you owe. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Solar Loan	-	-	8.75%	up to 20 years
Details Published APR range: 8.75% - 12.50%. Maximum loan amount $60,000. A Uniform Commercial Code (UCC-1) will be filed on all solar loans. Lowest rate includes discounts.* Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $1,000 Min Balance $0 Details Balance: $0-$19,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $1,000 Min Balance $20,000 Details Balance: $20,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $0-$19,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $100 Min Balance $20,000 Details Balance: $20,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Business Checking, Savings, Money Market	0.05%	-	0.05%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Individual Retirement Accounts	0.15%	-	0.15%
Min Balance $0 Details Balance: $0-$999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Individual Retirement Accounts	0.20%	-	0.20%
Min Balance $1,000 Details Balance: $1,000-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Individual Retirement Accounts	0.25%	-	0.25%
Min Balance $25,000 Details Balance: $25,000-$74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Personal Checking, Savings, Money Market	0.50%	-	0.50%
Min Deposit $0 Min Balance $0 Details Balance: $0-$10,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%
Personal Checking, Savings, Money Market	0.03%	-	0.03%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000+; Blended APY: 0.03% - 0.50% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Verity Credit Union’s Texas Ratio rose from 4.36% in Q2 2023 to 8.28% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$763M	8.28%	5.0	A
December 31, 2025	$791M	8.73%	5.0	A
September 30, 2025	$775M	7.29%	5.0	A
June 30, 2025	$769M	8.73%	5.0	A
March 31, 2025	$774M	8.99%	5.0	A
December 31, 2024	$776M	8.09%	5.0	A
September 30, 2024	$750M	13.36%	5.0	A
June 30, 2024	$761M	14.40%	5.0	A-
March 31, 2024	$809M	6.11%	5.0	A
December 31, 2023	$833M	6.52%	5.0	A
September 30, 2023	$837M	7.98%	5.0	A
June 30, 2023	$841M	4.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Verity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Verity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Verity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Verity Credit Union

Website https://www.veritycu.com

Address 11027 Meridian Ave N, Seattle, WA 98133

Phone 206-440-9000

Fax 206-361-5300

President Will Collins

CEO Tonita Webb

Full-Time Employees 127

Part-Time Employees 4

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.28%

Return on Assets (ROA)

0.0324%

Return on Equity (ROE)

0.3481%

Non-Performing Loans Ratio (NPL)

1.10%

Total Assets

762,911,048

Total Amount of Shares and Deposits

668,449,904

Total Shares and Deposits < 1 Year

662,209,204

Total Shares and Deposits 1 3 Years

4,626,688

Total Shares and Deposits > 3 Years

1,614,014

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

84,587,169

Total Uninsured Shares and Deposits > $250K (F+J)

84,587,169

Total Insured Shares and Deposits > $250K (item 17 less item K)

583,862,735

Total Interest Expense (Sum of items 6 8)

1,884,913

Share Certificates

4,295

Number of Accounts for Share Drafts

24,500

IRA KEOGH Accounts

1,280

Number of Accounts for Regular Shares

39,824

Money Market Shares

2,255

Net Income (unless the amount is already included in Undivided Earnings)

243,259

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

47,839,965

Total Liabilities

692,685,196

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Verity Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Verity Credit Union

How many branches does Verity Credit Union operate?

Verity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Verity Credit Union?

Yes, to access services at Verity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Verity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Verity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Verity Credit Union offer online and mobile banking?

Most modern institutions like Verity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.veritycu.com.

Current Verity Credit Union Rates

12-Month CD3.30%
18-Month CD2.95%
24-Month CD2.75%
60-Month CD3.00%
Savings0.03%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Verity Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Verity Credit Union Texas Ratio

Verity Credit Union Health Trend

Verity Credit Union CD Rates

Verity Credit Union Savings Rates

Verity Credit Union Checking Rates

Verity Credit Union Mortgage Rates

Verity Credit Union Home Equity & HELOC

Verity Credit Union Auto Loan Rates

Verity Credit Union RV, Boat and Powersport Loan Rates

Verity Credit Union Credit Card Rates

Verity Credit Union Personal Loan Rates

Verity Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Verity Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Verity Credit Union

How many branches does Verity Credit Union operate?

Is a member application needed to join Verity Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Verity Credit Union offer online and mobile banking?

Current Verity Credit Union Rates

Compare to Other Credit Unions