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Verity Credit Union Rates & Review October 2026

Verity Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 24 Month Community-Impact CD Accounts for Nonprofit Organizations, 4.00% APY on savings, 2.50% APY on money market accounts, 0.50% APY on checking, personal loans from 8.99% APR, and credit cards from 10.74% APR, according to rates verified by MonitorBankRates. Other Verity Credit Union CD rates include 25 Month Business CD Accounts at 4.25%, 25 Month CD at 4.25%, and 25 Month IRA CD at 4.25%. MonitorBankRates evaluates the financial stability of Verity Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.33%. Rates last updated and verified on 10/10/2026.

Verity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Verity Credit Union? Share your experience about Verity Credit Union by leaving a review below, or read customer reviews before you decide to use Verity Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.33%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Verity Credit Union
Member Services/Call Ctr.
11027 Meridian Ave N
Seattle, WA 98133
https://www.veritycu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Verity Credit Union CD Rates

Product Rate APY Term View More
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations 4.17% 4.25% 24 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations 4.17% 4.25% 24 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations 4.17% 4.25% 24 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations 4.17% 4.25% 24 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate 4.17% 4.25% 25 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate 4.17% 4.25% 25 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate 4.17% 4.25% 25 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate 4.17% 4.25% 25 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate 4.17% 4.25% 25 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate 4.17% 4.25% 25 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate 4.17% 4.25% 25 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate 4.17% 4.25% 25 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate 4.07% 4.15% 19 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate 4.07% 4.15% 19 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate 4.07% 4.15% 19 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate 4.07% 4.15% 19 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate 4.07% 4.15% 19 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate 4.07% 4.15% 19 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate 4.07% 4.15% 19 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate 4.07% 4.15% 19 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations 3.98% 4.05% 12 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations 3.98% 4.05% 12 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations 3.98% 4.05% 12 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations 3.98% 4.05% 12 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate 3.98% 4.05% 13 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate 3.98% 4.05% 13 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate 3.98% 4.05% 13 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate 3.98% 4.05% 13 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate 3.98% 4.05% 13 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate 3.98% 4.05% 13 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate 3.98% 4.05% 13 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate 3.98% 4.05% 13 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate 3.36% 3.40% 12 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 10, 2026: 3.40% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate 3.35% 3.40% 12 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 22, 2026: 3.40% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate 3.30% 3.35% 12 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 10, 2026: 3.35% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate 3.30% 3.35% 12 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 22, 2026: 3.35% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate 3.30% 3.35% 6 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 10, 2026: 3.35% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate (savers certificate) 3.25% 3.30% 12 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 10, 2026: 3.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate 3.25% 3.30% 12 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate 3.25% 3.30% 12 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate 3.25% 3.30% 6 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 10, 2026: 3.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate (savers certificate) 3.20% 3.25% 6 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 10, 2026: 3.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate 3.06% 3.10% 18 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Sep 18, 2026: 3.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate 3.06% 3.10% 18 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
2.60%3.10%3.60%Sep 22, 2026: 3.10% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate 3.06% 3.10% 60 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 10, 2026: 3.10% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate 3.06% 3.10% 60 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
2.60%3.10%3.60%Sep 22, 2026: 3.10% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate 3.01% 3.05% 18 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Sep 18, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate 3.01% 3.05% 18 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 22, 2026: 3.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate 3.01% 3.05% 60 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 10, 2026: 3.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate 3.01% 3.05% 60 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 22, 2026: 3.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate 2.96% 3.00% 24 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate 2.96% 3.00% 24 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate 2.96% 3.00% 60 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate 2.96% 3.00% 60 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate 2.96% 3.00% 60 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate 2.96% 3.00% 60 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate 2.91% 2.95% 18 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Sep 18, 2026: 2.95% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate 2.91% 2.95% 18 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Sep 18, 2026: 2.95% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate 2.91% 2.95% 18 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
2.45%2.95%3.45%Sep 22, 2026: 2.95% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate 2.91% 2.95% 18 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
2.45%2.95%3.45%Sep 22, 2026: 2.95% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate 2.91% 2.95% 36 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 10, 2026: 2.95% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate 2.91% 2.95% 36 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
2.45%2.95%3.45%Sep 22, 2026: 2.95% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate 2.86% 2.90% 36 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.90% APY
2.40%2.90%3.40%Oct 10, 2026: 2.90% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate 2.86% 2.90% 36 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.90% APY · checked 4 times
2.40%2.90%3.40%Sep 22, 2026: 2.90% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate 2.81% 2.85% 24 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
2.35%2.85%3.35%Oct 10, 2026: 2.85% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate 2.81% 2.85% 24 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate 2.81% 2.85% 36 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
2.35%2.85%3.35%Oct 10, 2026: 2.85% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate 2.81% 2.85% 36 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
2.35%2.85%3.35%Oct 10, 2026: 2.85% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate 2.81% 2.85% 36 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate 2.81% 2.85% 36 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate 2.72% 2.75% 24 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate 2.72% 2.75% 24 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.75% APY
2.25%2.75%3.25%Oct 10, 2026: 2.75% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate 2.72% 2.75% 24 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate 2.72% 2.75% 24 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate 2.33% 2.35% 90 day
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.35% APY
1.85%2.35%2.85%Oct 10, 2026: 2.35% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate 2.28% 2.30% 90 day
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.30% APY
1.80%2.30%2.80%Oct 10, 2026: 2.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate 2.23% 2.25% 90 day
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate 2.23% 2.25% 90 day
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Business CD Rates

Product Rate APY Term View More
25 Month Business Certificate Accounts 4.17% 4.25% 25 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts 4.17% 4.25% 25 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts 4.17% 4.25% 25 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts 4.17% 4.25% 25 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 22, 2026: 4.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts 4.07% 4.15% 19 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts 4.07% 4.15% 19 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts 4.07% 4.15% 19 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts 4.07% 4.15% 19 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 10, 2026: 4.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts 3.98% 4.05% 13 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts 3.98% 4.05% 13 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts 3.98% 4.05% 13 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts 3.98% 4.05% 13 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
3.50%4.03%4.55%Sep 22, 2026: 4.00% APYSep 27, 2026: 4.05% APYSep 22, 2026Oct 13, 2026
  • Sep 27, 20264.05%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts 3.36% 3.40% 12 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 22, 2026: 3.40% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts 3.30% 3.35% 12 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 22, 2026: 3.35% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts 3.30% 3.35% 6 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 22, 2026: 3.35% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts 3.25% 3.30% 12 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts 3.25% 3.30% 12 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts 3.25% 3.30% 6 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts 3.20% 3.25% 6 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 22, 2026: 3.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts 3.20% 3.25% 6 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 22, 2026: 3.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts 3.06% 3.10% 18 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 10, 2026: 3.10% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts 3.06% 3.10% 60 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
2.60%3.10%3.60%Sep 22, 2026: 3.10% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts 3.01% 3.05% 18 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 10, 2026: 3.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts 3.01% 3.05% 60 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
2.55%3.05%3.55%Sep 22, 2026: 3.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts 2.96% 3.00% 24 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts 2.96% 3.00% 60 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts 2.96% 3.00% 60 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts 2.91% 2.95% 18 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 10, 2026: 2.95% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts 2.91% 2.95% 18 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
2.45%2.95%3.45%Oct 10, 2026: 2.95% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts 2.91% 2.95% 36 month
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
2.45%2.95%3.45%Sep 22, 2026: 2.95% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts 2.86% 2.90% 36 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.90% APY · checked 4 times
2.40%2.90%3.40%Sep 22, 2026: 2.90% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts 2.81% 2.85% 24 month
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts 2.81% 2.85% 36 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts 2.81% 2.85% 36 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
2.35%2.85%3.35%Sep 22, 2026: 2.85% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts 2.72% 2.75% 24 month
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts 2.72% 2.75% 24 month
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 22, 2026: 2.75% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts 2.33% 2.35% 90 days
Min Balance $75,000
Details Balance: $75,000+
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.35% APY · checked 4 times
1.85%2.35%2.85%Sep 22, 2026: 2.35% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts 2.28% 2.30% 90 days
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.30% APY · checked 4 times
1.80%2.30%2.80%Sep 22, 2026: 2.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts 2.23% 2.25% 90 days
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 22, 2026: 2.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts 2.23% 2.25% 90 days
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 22, 2026: 2.25% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Savings Rates

Product Rate APY View More
Max My Savings - 4.00%
Min Deposit $0
Min Balance $0
Details Balance: $0-$50,000
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 0.03% → 4.00% ▲ 3.97 pts · high 4.00% / low 0.03%
0.00%3.99%7.97%Sep 14, 2026: 0.03% APYSep 27, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20264.00%▲ from 0.03%
  • Sep 14, 20260.03%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Youth Savings 0.10% 0.10%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Max My Savings 0.03% 0.03%
Min Deposit $0
Min Balance $50,000
Details Published APY range: 0.03% - 4.00%. Balance: $50,000+
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 0.03% ▼ 3.97 pts · high 4.00% / low 0.03%
0.00%3.99%7.97%Sep 14, 2026: 4.00% APYOct 10, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.03%▼ from 4.00%
  • Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Prime Share Savings 0.03% 0.03%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Secondary Savings 0.03% 0.03%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Money Market Rates

Product Rate APY View More
Community-Impact Money Market for Nonprofit Organizations 2.47% 2.50%
Min Deposit $1,000
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 10, 2026: 2.50% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Community-Impact Money Market for Nonprofit Organizations 2.33% 2.35%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.35% APY
1.85%2.35%2.85%Oct 10, 2026: 2.35% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Community-Impact Money Market for Nonprofit Organizations 2.28% 2.30%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000-$99,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.30% APY
1.80%2.30%2.80%Oct 10, 2026: 2.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Community-Impact Money Market for Nonprofit Organizations 2.13% 2.15%
Min Deposit $1,000
Min Balance $10,000
Details Balance: $10,000-$49,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.15% APY
1.65%2.15%2.65%Oct 10, 2026: 2.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market 0.75% 0.75%
Min Deposit $1,000
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 10, 2026: 0.75% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Money Market 0.60% 0.60%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 10, 2026: 0.60% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Money Market 0.55% 0.55%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000-$99,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.55% APY
0.05%0.55%1.05%Oct 10, 2026: 0.55% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $10,000
Details Balance: $10,000-$49,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 10, 2026: 0.20% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Checking Rates

Product Rate APY View More
Cartwheel Checking 0.50% 0.50%
Min Deposit $0
Min Balance $0
Details Balance: $0-$10,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Youth Checking 0.10% 0.10%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
IOLTA & IRETA Checking 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balance: $0-$19,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
IOLTA & IRETA Checking 0.05% 0.05%
Min Deposit $100
Min Balance $20,000
Details Balance: $20,000-$49,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
IOLTA & IRETA Checking 0.05% 0.05%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Cartwheel Checking 0.03% 0.03%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000+; Blended APY: 0.03% - 0.50%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 0.50% → 0.03% ▼ 0.47 pts · high 0.50% / low 0.03%
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYOct 10, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.03%▼ from 0.50%
  • Sep 14, 20260.50%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.05% 0.05%
Min Deposit $1,000
Min Balance $0
Details Balance: $0-$19,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Interest Checking 0.05% 0.05%
Min Deposit $1,000
Min Balance $20,000
Details Balance: $20,000-$49,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Interest Checking 0.05% 0.05%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000+
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 7.49%
Details Published APR range: 7.49% - 8.50%. Amount financed (LTV of current appraised value): Up to 75%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.34% → 7.49% ▲ 0.15 pts · high 7.49% / low 7.34%
6.84%7.42%7.99%Sep 14, 2026: 7.34% APROct 2, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.49%▲ from 7.34%
  • Sep 14, 20267.34%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity Line of Credit - - 7.59%
Details Published APR range: 7.59% - 8.25%. Amount financed (LTV of current appraised value): 75.01%-80%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 7.34% → 7.59% ▲ 0.25 pts · high 7.59% / low 7.34%
6.84%7.47%8.09%Sep 14, 2026: 7.34% APROct 2, 2026: 7.59% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.59%▲ from 7.34%
  • Sep 14, 20267.34%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity Line of Credit (investment/rental properties) - - 8.50%
Details Published APR range: 8.50% - 9.25%. Amount financed (LTV of current appraised value): Up to 60%
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 8.25% → 8.50% ▲ 0.25 pts · high 8.50% / low 8.25%
7.75%8.38%9.00%Sep 14, 2026: 8.25% APROct 2, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20268.50%▲ from 8.25%
  • Sep 14, 20268.25%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year fixed - - 8.75% 5 year
Details Published APR range: 8.75% - 9.75%. Amount financed: Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 10, 2026: 8.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year rate lock - - 8.75%
Details Published APR range: 8.75 % - 9.75%. Amount financed (LTV of current appraised value): Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 10, 2026: 8.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year fixed - - 9.00% 10 year
Details Published APR range: 9.00% - 10.25%. Amount financed: Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 10, 2026: 9.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year fixed - - 9.00% 5 year
Details Published APR range: 9.00% - 9.50%. Amount financed: 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 10, 2026: 9.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year rate lock - - 9.00%
Details Published APR range: 9.00% - 9.50%. Amount financed (LTV of current appraised value): 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 10, 2026: 9.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year rate lock - - 9.25%
Details Published APR range: 9.25% - 10.25%. Amount financed (LTV of current appraised value): Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 10, 2026: 9.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year fixed (investment/rental properties) - - 9.25% 5 year
Details Published APR range: 9.25% - 9.75%. Amount financed: Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 10, 2026: 9.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 5 year rate lock (investment/rental properties) - - 9.25%
Details Published APR range: 9.25% - 9.75%. Amount financed (LTV of current appraised value): Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 10, 2026: 9.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year fixed - - 9.50% 10 year
Details Published APR range: 9.50% - 10.00%. Amount financed: 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 10, 2026: 9.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year rate lock - - 9.50%
Details Published APR range: 9.50% - 10.00%. Amount financed (LTV of current appraised value): 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 10, 2026: 9.50% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year fixed (investment/rental properties) - - 9.75% 10 year
Details Published APR range: 9.75% - 10.25%. Amount financed: Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 10, 2026: 9.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 10 year rate lock (investment/rental properties) - - 9.75%
Details Published APR range: 9.75% - 10.25%. Amount financed (LTV of current appraised value): Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 10, 2026: 9.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year fixed - - 9.75% 15 year
Details Published APR range: 9.75% - 10.75%. Amount financed: Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 10, 2026: 9.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year rate lock - - 9.75%
Details Published APR range: 9.75% - 10.75%. Amount financed (LTV of current appraised value): Up to 75%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 10, 2026: 9.75% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year fixed - - 10.00% 15 year
Details Published APR range: 10.00% - 10.50%. Amount financed: 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year rate lock - - 10.00%
Details Published APR range: 10.00% - 10.50%. Amount financed (LTV of current appraised value): 75.01%-80%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 10, 2026: 10.00% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year fixed (investment/rental properties) - - 10.25% 15 year
Details Published APR range: 10.25% - 10.75%. Amount financed: Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 10, 2026: 10.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year rate lock (investment/rental properties) - - 10.25%
Details Published APR range: 10.25% - 10.75%. Amount financed (LTV of current appraised value): Up to 60%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 10, 2026: 10.25% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Green Auto - - 4.25%
Details Published APR range: 4.25% - 16.75%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.**
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 6 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used auto - - 4.84%
Details Published APR range: 4.84% - 17.59%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.*
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.49% → 4.84% ▲ 0.35 pts · high 4.84% / low 4.49%
3.99%4.67%5.34%Sep 14, 2026: 4.49% APROct 1, 2026: 4.84% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.84%▲ from 4.49%
  • Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Auto, boats, and RVs - - 5.00%
Details Lowest rate includes the following discounts: 0.25% for automatic debit payments from an account at any financial institution and 0.25% for financing less than 80% loan-to-value.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00%
3.00%4.50%6.00%Sep 14, 2026: 4.00% APROct 10, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20265.00%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New ATV or Jet Ski Loan - 6.34%
Details Published APR range: 6.34% - 18.34%. Lowest rate includes discounts.**
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 6.49% → 6.34% ▼ 0.15 pts · high 6.49% / low 6.34%
5.84%6.42%6.99%Sep 14, 2026: 6.49% APROct 1, 2026: 6.34% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20266.34%▼ from 6.49%
  • Sep 14, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used motorcycle Loan - 6.34%
Details Published APR range: 6.34% - 18.34%. Maximum motorcycle age 3 years. Lowest rate includes discounts.**
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.34% ▲ 0.35 pts · high 6.34% / low 5.99%
5.49%6.17%6.84%Sep 14, 2026: 5.99% APROct 1, 2026: 6.34% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20266.34%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used RV Loan - 10.49%
Details Published APR range: 10.49% - 21.49%. Lowest rate includes discounts.**
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Credit Card Rates

Product Rate APR View More
Credit card - 10.74%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 27, 2026: 10.74% APRSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Platinum Visa - 10.74%
Details Published APR range: 10.74% - 20.74%.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 10.74% APR
10.24%10.74%11.24%Oct 10, 2026: 10.74% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Signature Rewards Visa - 14.24%
Details Published APR range: 14.24% - 18.24%.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99%
13.49%14.12%14.74%Sep 14, 2026: 13.99% APRSep 27, 2026: 14.24% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 202614.24%▲ from 13.99%
  • Sep 14, 202613.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Signature Rewards Visa - 14.24%
Details Published APR range: 14.24% - 22.00%.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.24% APR
13.74%14.24%14.74%Oct 10, 2026: 14.24% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Personal Loan Rates

Product APR Term View More
Personal loan 8.99% up to 60 months
Details As Low As; Rate range 8.99% - 19.99% APR. Lowest rate includes the following discount: 0.25% for automatic debit payments from an account at any financial institution.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 10, 2026: 8.99% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
ReadyMoney Personal line of credit 11.99%
Details Published APR range: 11.99% - 18.00%. Pay interest on the money you use, payment amount is based on the amount you owe.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 10, 2026: 11.99% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Signature Rewards Visa 14.24%
Details Published APR range: 14.24% - 18.24%.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99%
13.49%14.12%14.74%Sep 14, 2026: 13.99% APRSep 27, 2026: 14.24% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 202614.24%▲ from 13.99%
  • Sep 14, 202613.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Signature Rewards Visa 14.24%
Details Published APR range: 14.24% - 22.00%.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 14.24% APR
13.74%14.24%14.74%Oct 10, 2026: 14.24% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Verity Credit Union Other Rates

Product Rate Points APY/APR Term View More
Bicycle Loan - - 5.99% 24 months
Details Maximum loan amount $10,000. Lowest rate includes discounts.*
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Ready Money line of credit - - 11.99%
Details As Low As; Rate range 11.99% - 18.00% APR. Rates vary in accordance with market based Prime Rate.
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74%
11.24%11.87%12.49%Sep 14, 2026: 11.74% APROct 10, 2026: 11.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 202611.99%▲ from 11.74%
  • Sep 14, 202611.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Solar Loan - - 8.75% up to 20 years
Details Published APR range: 8.75 % - 12.50 %. Maximum loan amount $60,000. A Uniform Commercial Code (UCC-1) will be filed on all solar loans. Lowest rate includes discounts.*
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts 0.15% - 0.15%
Min Balance $0
Details Balance: $0-$999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 10, 2026: 0.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts 0.20% - 0.20%
Min Balance $1,000
Details Balance: $1,000-$24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 10, 2026: 0.20% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts 0.25% - 0.25%
Min Balance $25,000
Details Balance: $25,000-$74,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 10, 2026: 0.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%

Financial Health History

Verity Credit Union’s Texas Ratio rose from 7.98% in Q3 2023 to 14.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.9% 2.0★ 9.7% 3.0★ 14.6% 4.0★ 19.4% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.98% A Q3 2023 A Q4 2023 A Q1 2024 A- Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 14.33% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$786M14.33%5.0A-
March 31, 2026$763M8.28%5.0A
December 31, 2025$791M8.73%5.0A
September 30, 2025$775M7.29%5.0A
June 30, 2025$769M8.73%5.0A
March 31, 2025$774M8.99%5.0A
December 31, 2024$776M8.09%5.0A
September 30, 2024$750M13.36%5.0A
June 30, 2024$761M14.40%5.0A-
March 31, 2024$809M6.11%5.0A
December 31, 2023$833M6.52%5.0A
September 30, 2023$837M7.98%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Verity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Verity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Verity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Verity Credit Union
Address 11027 Meridian Ave N, Seattle, WA 98133
Phone 206-440-9000
Fax 206-361-5300
President Will Collins
CEO Tonita Webb
Full-Time Employees 126
Part-Time Employees 2
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.33%
Return on Assets (ROA)
0.0852%
Return on Equity (ROE)
0.9285%
Non-Performing Loans Ratio (NPL)
1.91%
Total Assets
786,471,913
Total Amount of Shares and Deposits
695,799,921
Total Shares and Deposits < 1 Year
642,680,174
Total Shares and Deposits 1 3 Years
29,096,574
Total Shares and Deposits > 3 Years
24,023,173
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
83,619,824
Total Uninsured Shares and Deposits > $250K (F+J)
83,619,824
Total Insured Shares and Deposits > $250K (item 17 less item K)
612,180,097
Total Interest Expense (Sum of items 6 8)
4,618,751
Share Certificates
4,262
Number of Accounts for Share Drafts
24,367
IRA KEOGH Accounts
1,263
Number of Accounts for Regular Shares
39,889
Non Member Deposits
3
Money Market Shares
2,234
Net Income (unless the amount is already included in Undivided Earnings)
669,863
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,209,710
Total Liabilities
715,440,671
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Verity Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/verity-credit-union-rates-review-68517">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Verity Credit Union

How many branches does Verity Credit Union operate?

Verity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Verity Credit Union?

Yes, to access services at Verity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Verity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Verity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Verity Credit Union offer online and mobile banking?

Most modern institutions like Verity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.veritycu.com.

Current Verity Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD2.95%
  • 24-Month CD2.75%
  • 60-Month CD3.00%
  • Savings4.00%
  • MMA2.50%
Retrieved from our database of financial products. Rates subject to change.