Survey ResultsWe asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase.See the full results
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Verity Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 10, 2026
Verity Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 24 Month Community-Impact CD Accounts for Nonprofit Organizations, 4.00% APY on savings, 2.50% APY on money market accounts, 0.50% APY on checking, personal loans from 8.99% APR, and credit cards from 10.74% APR, according to rates verified by MonitorBankRates. Other Verity Credit Union CD rates include 25 Month Business CD Accounts at 4.25%, 25 Month CD at 4.25%, and 25 Month IRA CD at 4.25%. MonitorBankRates evaluates the financial stability of Verity Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.33%. Rates last updated and verified on 10/10/2026.
Verity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Verity Credit Union? Share your experience about Verity Credit Union by leaving a review below, or read customer reviews before you decide to use Verity Credit Union.
Verity Credit Union has earned an overall safety grade of A- (Very Good, Score: 93/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Verity Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
14.33%
ExcellentHigher than avg
Verity Credit Union Texas Ratio
Verity Credit Union's Texas Ratio is 14.33%, which is considered excellent and is higher than the national average of 6.13%.
Verity Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
7.98% to 14.33% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A-
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Verity Credit Union CD Rates
Product
Rate
APY
Term
View More
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations
4.17%
4.25%
24 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations
4.17%
4.25%
24 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations
4.17%
4.25%
24 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Community-Impact Certificate Accounts for Nonprofit Organizations
4.17%
4.25%
24 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate
4.17%
4.25%
25 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate
4.17%
4.25%
25 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate
4.17%
4.25%
25 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Certificate
4.17%
4.25%
25 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate
4.17%
4.25%
25 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate
4.17%
4.25%
25 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate
4.17%
4.25%
25 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month IRA Certificate
4.17%
4.25%
25 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate
4.07%
4.15%
19 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate
4.07%
4.15%
19 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate
4.07%
4.15%
19 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Certificate
4.07%
4.15%
19 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate
4.07%
4.15%
19 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate
4.07%
4.15%
19 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate
4.07%
4.15%
19 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month IRA Certificate
4.07%
4.15%
19 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations
3.98%
4.05%
12 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations
3.98%
4.05%
12 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations
3.98%
4.05%
12 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Community-Impact Certificate Accounts for Nonprofit Organizations
3.98%
4.05%
12 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate
3.98%
4.05%
13 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate
3.98%
4.05%
13 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate
3.98%
4.05%
13 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Certificate
3.98%
4.05%
13 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate
3.98%
4.05%
13 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate
3.98%
4.05%
13 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate
3.98%
4.05%
13 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month IRA Certificate
3.98%
4.05%
13 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate
3.36%
3.40%
12 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.40% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate
3.35%
3.40%
12 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate
3.30%
3.35%
12 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.35% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate
3.30%
3.35%
12 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate
3.30%
3.35%
6 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.35% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Certificate (savers certificate)
3.25%
3.30%
12 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.30% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate
3.25%
3.30%
12 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month IRA Certificate
3.25%
3.30%
12 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate
3.25%
3.30%
6 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.30% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Certificate (savers certificate)
3.20%
3.25%
6 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate
3.06%
3.10%
18 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate
3.06%
3.10%
18 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate
3.06%
3.10%
60 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.10% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate
3.06%
3.10%
60 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate
3.01%
3.05%
18 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 3.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate
3.01%
3.05%
18 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate
3.01%
3.05%
60 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate
3.01%
3.05%
60 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate
2.96%
3.00%
24 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate
2.96%
3.00%
24 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate
2.96%
3.00%
60 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Certificate
2.96%
3.00%
60 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate
2.96%
3.00%
60 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month IRA Certificate
2.96%
3.00%
60 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate
2.91%
2.95%
18 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Certificate
2.91%
2.95%
18 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 18, 2026 · 2.95% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate
2.91%
2.95%
18 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month IRA Certificate
2.91%
2.95%
18 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate
2.91%
2.95%
36 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate
2.91%
2.95%
36 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate
2.86%
2.90%
36 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.90% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate
2.86%
2.90%
36 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate
2.81%
2.85%
24 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate
2.81%
2.85%
24 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate
2.81%
2.85%
36 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Certificate
2.81%
2.85%
36 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.85% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate
2.81%
2.85%
36 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month IRA Certificate
2.81%
2.85%
36 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate
2.72%
2.75%
24 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.75% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Certificate
2.72%
2.75%
24 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.75% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate
2.72%
2.75%
24 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month IRA Certificate
2.72%
2.75%
24 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate
2.33%
2.35%
90 day
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.35% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate
2.28%
2.30%
90 day
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.30% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate
2.23%
2.25%
90 day
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Certificate
2.23%
2.25%
90 day
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Business CD Rates
Product
Rate
APY
Term
View More
25 Month Business Certificate Accounts
4.17%
4.25%
25 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts
4.17%
4.25%
25 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts
4.17%
4.25%
25 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
25 Month Business Certificate Accounts
4.17%
4.25%
25 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 4.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts
4.07%
4.15%
19 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts
4.07%
4.15%
19 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts
4.07%
4.15%
19 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
19 Month Business Certificate Accounts
4.07%
4.15%
19 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts
3.98%
4.05%
13 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts
3.98%
4.05%
13 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts
3.98%
4.05%
13 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
13 Month Business Certificate Accounts
3.98%
4.05%
13 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
1 change since Sep 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
Sep 27, 20264.05%▲ from 4.00%
Sep 22, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts
3.36%
3.40%
12 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts
3.30%
3.35%
12 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts
3.30%
3.35%
6 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts
3.25%
3.30%
12 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
12 Month Business Certificate Accounts
3.25%
3.30%
12 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts
3.25%
3.30%
6 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts
3.20%
3.25%
6 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
6 Month Business Certificate Accounts
3.20%
3.25%
6 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts
3.06%
3.10%
18 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.10% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts
3.06%
3.10%
60 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts
3.01%
3.05%
18 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 3.05% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts
3.01%
3.05%
60 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts
2.96%
3.00%
24 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts
2.96%
3.00%
60 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
60 Month Business Certificate Accounts
2.96%
3.00%
60 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts
2.91%
2.95%
18 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
18 Month Business Certificate Accounts
2.91%
2.95%
18 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 2.95% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts
2.91%
2.95%
36 month
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.95% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts
2.86%
2.90%
36 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts
2.81%
2.85%
24 month
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts
2.81%
2.85%
36 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
36 Month Business Certificate Accounts
2.81%
2.85%
36 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts
2.72%
2.75%
24 month
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
24 Month Business Certificate Accounts
2.72%
2.75%
24 month
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts
2.33%
2.35%
90 days
Min Balance$75,000
DetailsBalance: $75,000+
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts
2.28%
2.30%
90 days
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts
2.23%
2.25%
90 days
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
90 Day Business Certificate Accounts
2.23%
2.25%
90 days
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Savings Rates
Product
Rate
APY
View More
Max My Savings
-
4.00%
Min Deposit$0
Min Balance$0
DetailsBalance: $0-$50,000
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 0.03% → 4.00% ▲ 3.97 pts · high 4.00% / low 0.03%
Sep 27, 20264.00%▲ from 0.03%
Sep 14, 20260.03%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Youth Savings
0.10%
0.10%
Min Deposit$0
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
DetailsPublished APR range: 10.00% - 10.50%. Amount financed (LTV of current appraised value): 75.01%-80%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 10.00% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year fixed (investment/rental properties)
-
-
10.25%
15 year
DetailsPublished APR range: 10.25% - 10.75%. Amount financed: Up to 60%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Home Equity 15 year rate lock (investment/rental properties)
-
-
10.25%
DetailsPublished APR range: 10.25% - 10.75%. Amount financed (LTV of current appraised value): Up to 60%
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 10.25% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Green Auto
-
-
4.25%
DetailsPublished APR range: 4.25% - 16.75%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.**
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used auto
-
-
4.84%
DetailsPublished APR range: 4.84% - 17.59%. Maximum vehicle age 15 years; maximum mileage 150,000. Lowest rate includes discounts.*
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.49% → 4.84% ▲ 0.35 pts · high 4.84% / low 4.49%
Oct 1, 20264.84%▲ from 4.49%
Sep 14, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Auto, boats, and RVs
-
-
5.00%
DetailsLowest rate includes the following discounts: 0.25% for automatic debit payments from an account at any financial institution and 0.25% for financing less than 80% loan-to-value.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 5.00% ▲ 1.00 pts · high 5.00% / low 4.00%
Oct 10, 20265.00%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New ATV or Jet Ski Loan
-
6.34%
DetailsPublished APR range: 6.34% - 18.34%. Lowest rate includes discounts.**
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 6.49% → 6.34% ▼ 0.15 pts · high 6.49% / low 6.34%
Oct 1, 20266.34%▼ from 6.49%
Sep 14, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used motorcycle Loan
-
6.34%
DetailsPublished APR range: 6.34% - 18.34%. Maximum motorcycle age 3 years. Lowest rate includes discounts.**
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.34% ▲ 0.35 pts · high 6.34% / low 5.99%
Oct 1, 20266.34%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
New or used RV Loan
-
10.49%
DetailsPublished APR range: 10.49% - 21.49%. Lowest rate includes discounts.**
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Credit Card Rates
Product
Rate
APR
View More
Credit card
-
10.74%
No additional details.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 10.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Platinum Visa
-
10.74%
DetailsPublished APR range: 10.74% - 20.74%.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 10.74% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Signature Rewards Visa
-
14.24%
DetailsPublished APR range: 14.24% - 18.24%.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99%
Sep 27, 202614.24%▲ from 13.99%
Sep 14, 202613.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Signature Rewards Visa
-
14.24%
DetailsPublished APR range: 14.24% - 22.00%.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 14.24% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal loan
8.99%
up to 60 months
DetailsAs Low As; Rate range 8.99% - 19.99% APR. Lowest rate includes the following discount: 0.25% for automatic debit payments from an account at any financial institution.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
ReadyMoney Personal line of credit
11.99%
DetailsPublished APR range: 11.99% - 18.00%. Pay interest on the money you use, payment amount is based on the amount you owe.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 11.99% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Business Signature Rewards Visa
14.24%
DetailsPublished APR range: 14.24% - 18.24%.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99%
Sep 27, 202614.24%▲ from 13.99%
Sep 14, 202613.99%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Signature Rewards Visa
14.24%
DetailsPublished APR range: 14.24% - 22.00%.
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 14.24% APR
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Verity Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Bicycle Loan
-
-
5.99%
24 months
DetailsMaximum loan amount $10,000. Lowest rate includes discounts.*
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Ready Money line of credit
-
-
11.99%
DetailsAs Low As; Rate range 11.99% - 18.00% APR. Rates vary in accordance with market based Prime Rate.
Last Updated10/10/2026
Rate History
1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74%
Oct 10, 202611.99%▲ from 11.74%
Sep 14, 202611.74%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Solar Loan
-
-
8.75%
up to 20 years
DetailsPublished APR range: 8.75 % - 12.50 %. Maximum loan amount $60,000. A Uniform Commercial Code (UCC-1) will be filed on all solar loans. Lowest rate includes discounts.*
Last Updated10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts
0.15%
-
0.15%
Min Balance$0
DetailsBalance: $0-$999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.15% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts
0.20%
-
0.20%
Min Balance$1,000
DetailsBalance: $1,000-$24,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.20% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Variable IRA Share Accounts
0.25%
-
0.25%
Min Balance$25,000
DetailsBalance: $25,000-$74,999
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.25% APY
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.33%
Financial Health History
Verity Credit Union’s Texas Ratio rose from 7.98% in Q3 2023 to 14.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$786M
14.33%
5.0
A-
March 31, 2026
$763M
8.28%
5.0
A
December 31, 2025
$791M
8.73%
5.0
A
September 30, 2025
$775M
7.29%
5.0
A
June 30, 2025
$769M
8.73%
5.0
A
March 31, 2025
$774M
8.99%
5.0
A
December 31, 2024
$776M
8.09%
5.0
A
September 30, 2024
$750M
13.36%
5.0
A
June 30, 2024
$761M
14.40%
5.0
A-
March 31, 2024
$809M
6.11%
5.0
A
December 31, 2023
$833M
6.52%
5.0
A
September 30, 2023
$837M
7.98%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Verity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Verity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Verity Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
83,619,824
Total Uninsured Shares and Deposits > $250K (F+J)
83,619,824
Total Insured Shares and Deposits > $250K (item 17 less item K)
612,180,097
Total Interest Expense (Sum of items 6 8)
4,618,751
Share Certificates
4,262
Number of Accounts for Share Drafts
24,367
IRA KEOGH Accounts
1,263
Number of Accounts for Regular Shares
39,889
Non Member Deposits
3
Money Market Shares
2,234
Net Income (unless the amount is already included in Undivided Earnings)
669,863
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,209,710
Total Liabilities
715,440,671
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Verity Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Verity Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Verity Credit Union
Frequently Asked Questions About Verity Credit Union
How many branches does Verity Credit Union operate?
Verity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Verity Credit Union?
Yes, to access services at Verity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Verity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Verity Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Verity Credit Union offer online and mobile banking?
Most modern institutions like Verity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.veritycu.com.
Current Verity Credit Union Rates
12-Month CD3.30%
18-Month CD2.95%
24-Month CD2.75%
60-Month CD3.00%
Savings4.00%
MMA2.50%
Retrieved from our database of financial products. Rates subject to change.