|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Vigo County Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
Vigo County Federal Credit Union's top rates as of October 12, 2026 are 3.25% APY on its 6 Month CDs CD, 0.05% APY on savings, personal loans from 12.00% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Vigo County Federal Credit Union CD rates include 5 Year CDs at 2.27%, 2 Year CDs at 2.02%, and 1 Year CDs at 0.15%. MonitorBankRates evaluates the financial stability of Vigo County Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.00%. Rates last updated and verified on 10/12/2026. Vigo County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vigo County Federal Credit Union? Share your experience about Vigo County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vigo County Federal Credit Union. Vigo County Federal Credit Union
Vigo County Federal Credit Union 126 S 3rd St
https://vigocountyfcu.org Terre Haute, IN 47807-3407  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Vigo County Federal Credit Union CD Rates
Vigo County Federal Credit Union Savings Rates
Vigo County Federal Credit Union RV, Boat and Powersport Loan Rates
Vigo County Federal Credit Union Credit Card Rates
Vigo County Federal Credit Union Personal Loan Rates
Vigo County Federal Credit Union Other Rates
Financial Health HistoryVigo County Federal Credit Union’s Texas Ratio rose from 8.95% in Q3 2023 to 10.00% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vigo County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vigo County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vigo County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vigo County Federal Credit Union
Website
https://vigocountyfcu.org
Address
126 S 3rd St,
Terre Haute, IN 47807-3407
Phone
812-232-9697
Fax
812-232-9698
President
Charles Shacklee
CEO
Dale Burkitt
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.00%
Return on Assets (ROA)
0.6221%
Return on Equity (ROE)
5.5390%
Non-Performing Loans Ratio (NPL)
1.98%
Total Assets
45,512,165
Total Amount of Shares and Deposits
40,336,582
Total Shares and Deposits < 1 Year
40,257,667
Total Shares and Deposits 1 3 Years
72,934
Total Shares and Deposits > 3 Years
5,980
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
144,705
Total Uninsured Shares and Deposits > $250K (F+J)
144,705
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,191,877
Total Interest Expense (Sum of items 6 8)
41,909
Share Certificates
132
Number of Accounts for Share Drafts
3,390
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
9,259
All other shares
27
Net Income (unless the amount is already included in Undivided Earnings)
273,890
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,814,746
Total Liabilities
40,496,608
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Vigo County Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Vigo County Federal Credit Union
Frequently Asked Questions About Vigo County Federal Credit UnionHow many branches does Vigo County Federal Credit Union operate?Vigo County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vigo County Federal Credit Union?Yes, to access services at Vigo County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vigo County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vigo County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vigo County Federal Credit Union offer online and mobile banking?Most modern institutions like Vigo County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://vigocountyfcu.org. Current Vigo County Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
UMassFive College Federal Credit Union
Resound Credit Union
LM Federal Credit Union
Parish Federal Credit Union
Cleveland Church of Christ Federal Credit Union
Allegacy Federal Credit Union
Maternity BVM Credit Union
Telcoe Federal Credit Union
Natural State Federal Credit Union
Firefighters First Federal Credit Union
Southwest Montana Community Federal Credit Union
Three Rivers Federal Credit Union
Artesian Federal Credit Union
Weld Community Credit Union
Generations Federal Credit Union
Pennstar Federal Credit Union
Harvest Federal Credit Union
Northwoods Credit Union
Y-12 Federal Credit Union
Marshfield Medical Center Credit Union
SRI Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
