Vision Financial Federal Credit Union Rates and Review January 2026
Compare Vision Financial Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vision Financial Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityVision Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vision Financial Federal Credit Union? Share your experience about Vision Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vision Financial Federal Credit Union. Overall, Vision Financial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Vision Financial Federal Credit Union Main office 214 Pacific Ave Durham, NC 27704  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Visa
15.350%
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Premier
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loan
10.250% - 17.950%
$0
1 - 36
Personal Loan
10.650%
$0
Personal Loan
8.490%
$0
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Vision Financial Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Vision Financial Federal Credit Union
Website: https://www.vffcu.org
Full Time Employees: 17Part Time Employees: 3 President: Larry Ray CEO: Dawn Swaningson Branch Locations: 3 ATM Locations: 1 Corporate Office Address:
214 Pacific Ave
Durham, NC 27704 Phone Number: 919-477-0696 Fax Number: 919-471-8211 FinancialsTotal Assets:
59,571,065
Total Amount of Shares and Deposits:
49,688,372
Total Shares and Deposits < 1 Year:
48,430,928
Total Shares and Deposits 1 3 Years:
1,257,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,252,454
Total Uninsured Shares and Deposits > $250K (F+J):
3,252,454
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,435,918
Total Interest Expense (Sum of items 6 8):
308,821
Share Certificates:
268
Number of Accounts for Share Drafts:
3,084
IRA KEOGH Accounts:
195
Number of Accounts for Regular Shares:
7,528
Money Market Shares:
96
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,379,584
Total Liabilities:
50,106,769
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Vision Financial Federal Credit UnionIs a member application needed to join Vision Financial Federal Credit Union?Yes, to access services at Vision Financial Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Vision Financial Federal Credit Union provides a range of mortgage and home equity products. Is Vision Financial Federal Credit Union a safe place to deposit money?Yes, Vision Financial Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Vision Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Vision Financial Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Savings rates are at 0.02% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 13.04%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to 
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