What are the current interest rates at Vue Community Credit Union?

Current rates for Vue Community Credit Union include: 12-Month CD: 3.34%, 24-Month CD: 3.03%

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Vue Community Credit Union

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Vue Community Credit Union Rates & Review October 2026

Q: Is a member application needed to join Vue Community Credit Union?

Yes, to access services at Vue Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Vue Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Vue Community Credit Union's top rates as of October 9, 2026 are 3.65% APY on its 3 Month CD of Deposit, and 0.15% APY on checking, according to rates verified by MonitorBankRates. Other Vue Community Credit Union CD rates include 6 Month CD of Deposit at 3.55%, 12 Month CD of Deposit at 3.34%, and 24 Month CD of Deposit at 3.03%. MonitorBankRates evaluates the financial stability of Vue Community Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.91%. Rates last updated and verified on 10/09/2026.

Vue Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vue Community Credit Union? Share your experience about Vue Community Credit Union by leaving a review below, or read customer reviews before you decide to use Vue Community Credit Union.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

17.91%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Vue Community Credit Union
Vue Community Credit Union

818 E Main Ave
Bismarck, ND 58501-4526

https://www.vueccu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Vue Community Credit Union CD Rates

Product	Rate	APY	Term
3 Month Certificate of Deposit	3.60%	3.649%	3 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
6 Month Certificate of Deposit	3.50%	3.546%	6 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
12 Month Certificate of Deposit	3.30%	3.341%	12 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.34% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
24 Month Certificate of Deposit	3.00%	3.034%	24 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
30 Month Certificate of Deposit	3.00%	3.034%	30 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
48 Month Certificate of Deposit	2.90%	2.932%	48 months
Min Balance $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.93% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%

Vue Community Credit Union Savings Rates

Product	Rate	APY	View More
Christmas Club Account	0.25%	0.25%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%

Vue Community Credit Union Checking Rates

Product	Rate	APY
Interest Bearing Checking	0.15%	0.15%
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%
Regular Checking	0.15%	0.15%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%

Vue Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Regular Shares	0.25%	-	0.25%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.91%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Vue Community Credit Union’s Texas Ratio rose from 1.56% in Q3 2023 to 17.91% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.8 and its Health Grade from A+ to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$106M	17.91%	4.8	B+
March 31, 2026	$105M	3.37%	5.0	A+
December 31, 2025	$104M	2.63%	5.0	A+
September 30, 2025	$103M	4.32%	5.0	A+
June 30, 2025	$102M	4.97%	5.0	A+
March 31, 2025	$102M	6.98%	5.0	A
December 31, 2024	$104M	5.18%	5.0	A+
September 30, 2024	$96M	29.67%	3.8	C-
June 30, 2024	$100M	28.80%	3.9	C
March 31, 2024	$97M	23.73%	4.3	B-
December 31, 2023	$97M	0.88%	5.0	A+
September 30, 2023	$99M	1.56%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Vue Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Vue Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Vue Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Vue Community Credit Union

Website https://www.vueccu.com

Address 818 E Main Ave, Bismarck, ND 58501-4526

Phone 701-223-6533

Fax 701-224-0124

President Dan Durkee

CEO Steve DeLap

Full-Time Employees 17

Part-Time Employees 0

Branch Locations 2

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.8 / 5.0 ★

Overall Health & Safety Grade

B+ (89/100)

Texas Ratio

17.91%

Return on Assets (ROA)

0.4871%

Return on Equity (ROE)

5.6616%

Non-Performing Loans Ratio (NPL)

2.99%

Total Assets

106,269,994

Total Amount of Shares and Deposits

96,695,914

Total Shares and Deposits < 1 Year

94,428,320

Total Shares and Deposits 1 3 Years

2,156,316

Total Shares and Deposits > 3 Years

111,278

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,413,038

Total Uninsured Shares and Deposits > $250K (F+J)

7,413,253

Total Insured Shares and Deposits > $250K (item 17 less item K)

89,282,661

Total Interest Expense (Sum of items 6 8)

800,814

Share Certificates

843

Number of Accounts for Share Drafts

2,225

IRA KEOGH Accounts

126

Number of Accounts for Regular Shares

4,294

Non Member Deposits

Money Market Shares

111

Net Income (unless the amount is already included in Undivided Earnings)

517,655

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,434,107

Total Liabilities

97,126,659

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Vue Community Credit Union

How many branches does Vue Community Credit Union operate?

Vue Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Vue Community Credit Union?

Yes, to access services at Vue Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Vue Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Vue Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Vue Community Credit Union offer online and mobile banking?

Most modern institutions like Vue Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vueccu.com.