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WEOKIE Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
WEOKIE Federal Credit Union's top rates as of October 9, 2026 are 4.40% APY on its CD Accounts and IRA CDs - 28 Month, 7.00% APY on savings, 3.25% APY on money market accounts, 3.00% APY on checking, and auto loans from 3.99% APR, according to rates verified by MonitorBankRates. Other WEOKIE Federal Credit Union CD rates include CD Accounts and IRA CDs - 60 Month at 4.00%, CD Accounts and IRA CDs - 12 Month at 3.95%, and CD Accounts and IRA CDs - 48 Month at 3.90%. MonitorBankRates evaluates the financial stability of WEOKIE Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates last updated and verified on 10/09/2026.
WEOKIE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEOKIE Federal Credit Union? Share your experience about WEOKIE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WEOKIE Federal Credit Union.
WEOKIE Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
WEOKIE Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.25%
ExcellentLower than avg
WEOKIE Federal Credit Union Texas Ratio
WEOKIE Federal Credit Union's Texas Ratio is 3.25%, which is considered excellent and is lower than the national average of 6.13%.
WEOKIE Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.30% to 3.25% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
WEOKIE Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificate Accounts and IRA Certificates - 28 Month
-
4.40%
28 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.40% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 60 Month
-
4.00%
60 Month
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
Oct 9, 20264.00%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 12 Month
-
3.95%
12 Month
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75%
Oct 9, 20263.95%▲ from 3.75%
Sep 14, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 48 Month
-
3.90%
48 Month
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
Oct 9, 20263.90%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 36 Month
-
3.85%
36 Month
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
Oct 9, 20263.85%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 30 Month
-
3.80%
30 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 24 Month
-
3.50%
24 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 6 Month
-
3.50%
6 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Accounts and IRA Certificates - 3 Month
-
3.25%
3 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Savings Rates
Product
Rate
APY
View More
Membership Savings
-
7.00%
Min Deposit$5
Min Balance$1,000
DetailsAccount balances up to $1,000; Balance: $0.00 - $1,000
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 7.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Smart Savers
-
1.51%
Min Balance$5,000
DetailsAccount balances up to $4,999.99; Balance: $0.00 - $4,999.99
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.51% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WE Care Savings
-
1.51%
Min Balance$5,000
DetailsAccount balances up to $4,999.99; Balance: $0.00 - $4,999.99
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.51% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Membership Savings
-
0.25%
Min Deposit$5
Min Balance$1,000
DetailsAccount balances $1,000.01 and above; Balance: $1,000.01 and above
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Smart Savers
-
0.25%
Min Balance$5,000
DetailsAccount balances $5,000 and above**; Balance: $5,000 and above
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Special Savings
-
0.25%
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WE Care Savings
-
0.25%
Min Balance$5,000
DetailsAccount balances $5,000 and above**; Balance: $5,000 and above
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Non-Profit Money Market
3.20%
3.25%
Min Balance$250,000
DetailsBalance: $250,000+
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High-Yield Money Market
2.96%
3.00%
Min Balance$250,000
DetailsBalance: $250,000 and greater; Portion of Balance Earning This Rate: Only the portion above $250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market
2.72%
2.75%
Min Balance$100,000
DetailsBalance: $100,000 up to $249,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High-Yield Money Market
2.47%
2.50%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999; Portion of Balance Earning This Rate: Only the portion between $100,000-$249,999
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.47%
Sep 29, 20262.50%▲ from 2.47%
Sep 21, 20262.47%▼ from 2.50%
Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market
1.49%
2.47%
Min Deposit$2,500
Min Balance$0
DetailsHow the Blended Rate Structure Works Our High Yield Money Market Account uses a blended rate structure , which means your balance earns different rates at different levels. As your balance grows, each portion earns a higher rate-so you get rewarded more without losing out on the lower-tier earnings. Each portion of your balance earns the rate assigned to that tier. Your blended APY is a weighted average based on how much you have in each tier. This approach helps maximize your earnings as your balance grows. EXAMPLE: If you deposit $150,000 First $49,999 earns 1.49% Next $50,000 (from $50,000 to $99,999) earns 1.98% Remaining $50,001 (from $100,000 to $150,000) earns 2.47% Balance: $0.00 - $49,999.99
Last Updated10/09/2026
Rate History
1 change since Sep 21, 2026 · 1.49% → 2.47% ▲ 0.98 pts · high 2.47% / low 1.49%
Oct 9, 20262.47%▲ from 1.49%
Sep 21, 20261.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market
2.23%
2.25%
Min Balance$50,000
DetailsBalance: $50,000 up to $99,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High-Yield Money Market
1.98%
2.00%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999; Portion of Balance Earning This Rate: Only the portion between $50,000-$99,999
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 2.00% → 2.00% ▼ 0.00 pts · high 2.00% / low 1.98%
Sep 29, 20262.00%▲ from 1.98%
Sep 21, 20261.98%▼ from 2.00%
Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market
1.98%
2.00%
Min Balance$0
DetailsBalance: up to $49,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market
1.98%
1.98%
Min Deposit$2,500
Min Balance$50,000
DetailsHow the Blended Rate Structure Works Our High Yield Money Market Account uses a blended rate structure , which means your balance earns different rates at different levels. As your balance grows, each portion earns a higher rate-so you get rewarded more without losing out on the lower-tier earnings. Each portion of your balance earns the rate assigned to that tier. Your blended APY is a weighted average based on how much you have in each tier. This approach helps maximize your earnings as your balance grows. EXAMPLE: If you deposit $150,000 First $49,999 earns 1.49% Next $50,000 (from $50,000 to $99,999) earns 1.98% Remaining $50,001 (from $100,000 to $150,000) earns 2.47% Balance: $50,000.00 - $99,999.99
Last Updated10/09/2026
Rate History
3 changes since Sep 14, 2026 · 2.00% → 1.98% ▼ 0.02 pts · high 2.00% / low 1.98%
Oct 9, 20261.98%▼ from 2.00%
Sep 29, 20262.00%▲ from 1.98%
Sep 21, 20261.98%▼ from 2.00%
Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market
-
1.50%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum daily balance to earn stated APY is $2,500.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High-Yield Money Market
1.49%
1.50%
Min Balance$2,500
DetailsBalance: $0.00 - $49,999; Portion of Balance Earning This Rate: Entire balance in this range ($2,500 min. daily balance to earn stated APY)
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Business Money Market Rates
Product
Rate
APY
View More
Commercial High Yield Money Market
2.90%
2.94%
Min Balance$1,000,000
DetailsBalance: $1,000,000 up to $4,999,999
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 2.94% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market
2.90%
2.94%
Min Balance$5,000,000
DetailsBalance: $5,000,000 up to $9,999,999
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 2.94% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market
2.87%
2.91%
Min Balance$500,000
DetailsBalance: $500,000 up to $999,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.91% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market
2.85%
2.89%
Min Balance$100,000
DetailsBalance: $100,000 up to $499,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market
0.50%
0.50%
Min Balance$10,000,000
DetailsBalance: $10,000,000+
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Checking Rates
Product
Rate
APY
View More
Ultimate Checking with BaZing
-
3.00%
Min Deposit$20
DetailsAPY is for deposits up to $35,000. APY (over $35,000): 0.10%
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Ultimate with BaZing Checking
0.10%
0.10%
Min Deposit$20
Min Balance$35,000
DetailsQualifications Required: twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to the new Ultimate with BaZing checking account within 45 days of account opening (via a POS device in-store or an online transaction); ATM transactions and Authorization Holds do not qualify; Balances up to $35,000.00 receive an APY of 3.00%, and balances over $35,000.00 earn .10% APY. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. A minimum deposit of $20 is required to open the Ultimate with BaZing Checking account. No minimum balance is required to obtain the bonus. Each individual or organization is restricted to a single checking bonus offer. Those who have obtained a bonus for opening a WEOKIE checking account in the past 36 months are ineligible for this promotion.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks Loan
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks Loan
-
-
6.24%
49-60 Months
DetailsPublished APR range: 6.24% - 15.49%.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
RV and Boat Loan (2023 & Newer Models)
-
6.99%
0-72 Months
DetailsPublished APR range: 6.99% - 15.49%.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 6.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2016-2022 Models)
-
7.49%
2022 months
DetailsPublished APR range: 7.49% - 16.49%.
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 7.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2023 & Newer Models)
-
7.49%
73-84 Months
DetailsPublished APR range: 7.49% - 16.99%.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 7.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan
-
7.99%
0-48 Months
DetailsPublished APR range: 7.99% - 15.49%.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2016-2022 Models)
-
7.99%
2022 months
DetailsPublished APR range: 7.99% - 16.99%.
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 7.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2023 & Newer Models)
-
7.99%
85-120 Months
DetailsPublished APR range: 7.99% - 11.99%.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 7.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan
-
8.49%
49-60 Months
DetailsPublished APR range: 8.49% - 16.49%.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2016-2022 Models)
-
8.99%
2022 months
DetailsPublished APR range: 8.99% - 12.99%.
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 8.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2023 & Newer Models)
-
8.99%
121-144 Months
DetailsPublished APR range: 8.99% - 12.99%.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 8.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan (2016-2022 Models)
-
10.99%
2022 months
DetailsPublished APR range: 10.99% - 14.99%.
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 10.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WEOKIE Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Storm Shelter Loan
-
-
7.99%
0-24 Months
DetailsPublished APR range: 7.99% - 14.99%. Members with minimum $10,000 WEOKIE Mortgage or Auto Loan
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Storm Shelter Loan
-
-
9.99%
0-48 Months
DetailsPublished APR range: 9.99% - 16.99%. All Others
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Ultimate with BaZing Checking
3.00%
-
3.00%
Min Deposit$20
DetailsQualifications Required: twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to the new Ultimate with BaZing checking account within 45 days of account opening (via a POS device in-store or an online transaction); ATM transactions and Authorization Holds do not qualify; Balances up to $35,000.00 receive an APY of 3.00%, and balances over $35,000.00 earn .10% APY. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. A minimum deposit of $20 is required to open the Ultimate with BaZing Checking account. No minimum balance is required to obtain the bonus. Each individual or organization is restricted to a single checking bonus offer. Those who have obtained a bonus for opening a WEOKIE checking account in the past 36 months are ineligible for this promotion.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Financial Health History
WEOKIE Federal Credit Union’s Texas Ratio rose from 1.30% in Q3 2023 to 3.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.5B
3.25%
5.0
A+
March 31, 2026
$1.5B
3.21%
5.0
A+
December 31, 2025
$1.5B
3.49%
5.0
A+
September 30, 2025
$1.5B
3.51%
5.0
A+
June 30, 2025
$1.5B
3.28%
5.0
A+
March 31, 2025
$1.4B
3.20%
5.0
A+
December 31, 2024
$1.4B
3.77%
5.0
A+
September 30, 2024
$1.4B
3.67%
5.0
A+
June 30, 2024
$1.4B
3.44%
5.0
A+
March 31, 2024
$1.5B
3.19%
5.0
A+
December 31, 2023
$1.5B
1.43%
5.0
A+
September 30, 2023
$1.5B
1.30%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for WEOKIE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEOKIE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WEOKIE Federal Credit Union's official website for the most current offers and terms.
Address
8100 W Reno Ave,
Oklahoma City, OK 73127-7229
Phone405-235-3030
Fax405-415-9752
PresidentWarren Pybas
CEOJeff Carpenter
Full-Time Employees235
Part-Time Employees0
Branch Locations14
ATM Locations14
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.25%
Return on Assets (ROA)
0.4108%
Return on Equity (ROE)
3.0548%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
1,499,012,306
Total Amount of Shares and Deposits
1,093,108,679
Total Shares and Deposits < 1 Year
1,043,344,864
Total Shares and Deposits 1 3 Years
43,811,939
Total Shares and Deposits > 3 Years
5,951,876
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
72,064,986
Total Uninsured Shares and Deposits > $250K (F+J)
72,064,986
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,021,043,693
Total Interest Expense (Sum of items 6 8)
13,165,830
Share Certificates
7,028
Number of Accounts for Share Drafts
39,301
IRA KEOGH Accounts
2,040
Number of Accounts for Regular Shares
75,318
All other shares
1,941
Money Market Shares
2,550
Net Income (unless the amount is already included in Undivided Earnings)
6,157,342
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,700,271
Total Liabilities
1,310,182,645
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
WEOKIE Federal Credit Union earned the Verified Healthy badge
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About WEOKIE Federal Credit Union
How many branches does WEOKIE Federal Credit Union operate?
WEOKIE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join WEOKIE Federal Credit Union?
Yes, to access services at WEOKIE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, WEOKIE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, WEOKIE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does WEOKIE Federal Credit Union offer online and mobile banking?
Most modern institutions like WEOKIE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weokie.org.
Current WEOKIE Federal Credit Union Rates
12-Month CD3.95%
24-Month CD3.50%
60-Month CD4.00%
Savings7.00%
MMA3.25%
Retrieved from our database of financial products. Rates subject to change.