West Michigan Credit Union Rates and Review January 2026
Compare West Michigan Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of West Michigan Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityWest Michigan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at West Michigan Credit Union? Share your experience about West Michigan Credit Union by leaving a review below, or read customer reviews before you decide to use West Michigan Credit Union. Overall, West Michigan Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. West Michigan Credit Union Corporate Administrative Offices 1720 Michigan St NE Grand Rapids, MI 49503  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Crimson Rewards Card
13.740%
Visa Student
14.000%
Visa Platinum Preferred Rewards
15.740% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured Signature Loan
10.250%
$0
25 - 36
Personal Loans
11.000%
$0
37 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have West Michigan Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: West Michigan Credit Union
Website: https://www.westmichigancu.com
Full Time Employees: 101Part Time Employees: 18 President: Brent Nevins CEO: Joseph Heintskill Branch Locations: 13 ATM Locations: 11 Corporate Office Address:
1720 Michigan St NE
Grand Rapids, MI 49503 Phone Number: 616-451-4567 Fax Number: 616-635-2318 FinancialsTotal Assets:
437,444,529
Total Amount of Shares and Deposits:
357,346,238
Total Shares and Deposits < 1 Year:
346,237,266
Total Shares and Deposits 1 3 Years:
9,631,496
Total Shares and Deposits > 3 Years:
1,477,477
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,484,385
Total Uninsured Shares and Deposits > $250K (F+J):
10,484,385
Total Insured Shares and Deposits > $250K (item 17 less item K):
346,861,853
Total Interest Expense (Sum of items 6 8):
1,396,561
Share Certificates:
2,577
Number of Accounts for Share Drafts:
20,352
IRA KEOGH Accounts:
855
Number of Accounts for Regular Shares:
32,869
All other shares:
8,544
Money Market Shares:
1,712
Net Income (unless the amount is already included in Undivided Earnings):
3,579,117
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
40,947,077
Total Liabilities:
361,040,534
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About West Michigan Credit UnionIs a member application needed to join West Michigan Credit Union?Yes, to access services at West Michigan Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, West Michigan Credit Union provides a range of mortgage and home equity products. Is West Michigan Credit Union a safe place to deposit money?Yes, West Michigan Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does West Michigan Credit Union offer online and mobile banking?Most modern institutions like West Michigan Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.94%, 6-month CD rates at 0.75% and 3-month CD rates at 0.80%. Savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to 
