White River Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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White River Credit Union12-month CD rates can be found at 4.25%, 6-month CD rates at 4.15% and 3-month CD rates at 3.80%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 12.50%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to White River Credit Union rates.

Compare White River Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of White River Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

White River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at White River Credit Union? Share your experience about White River Credit Union by leaving a review below, or read customer reviews before you decide to use White River Credit Union.

Overall, White River Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
White River Credit Union
Main Office
96 N Main St
Rochester, VT 05767 9704
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare White River Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Elevault
Elevault
Savings
4.60%
$0
ESB Bank
ESB Bank
12-Month CD
4.14%
$10,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD (relationship)
4.11%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
24-Month CD
4.01%
$1
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
Garden Plain State Bank
Garden Plain State Bank
36-Month CD
3.80%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
36-Month CD
3.55%
$1,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD
3.30%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
12-Month CD
3.25%
$500
Empower Federal Credit Union
Empower Federal Credit Union
36-Month CD
3.25%
$500
Grove Bank
Grove Bank
24-Month CD
3.02%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
12-Month CD
3.00%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
24-Month CD
2.93%
$500
Presidential Bank
Presidential Bank
60-Month CD
2.85%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD (5 Star)
2.75%
$1,000
Lake Elmo Bank
Lake Elmo Bank
12-Month CD
2.68%
$1,000
Ladysmith Federal S&L
36-Month CD
2.47%
$1,000
Tucumcari Federal S&L
36-Month CD
2.17%
$1,000
Maries County Bank
Maries County Bank
18-Month CD
2.12%
$1,000
Capital Bank TX
Capital Bank TX
18-Month CD
2.01%
$500
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
Carson Bank
Carson Bank
12-Month CD
1.71%
$500
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
1.51%
$50,000
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.30%
$500
Hometown National Bank
Hometown National Bank
Foundations Money Market
1.20%
$2,500
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Bank of the Flint Hills
Bank of the Flint Hills
Money Market
0.83%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
24-Month CD
0.70%
$500
First Westroads Bank
First Westroads Bank
Money Market
0.60%
$100
Nevada B&T Co.
Nevada B&T Co.
Variable Rate Savings
0.50%
$50
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
1st Kansas Credit Union
1st Kansas Credit Union
Premium Savings
0.35%
$2,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Garden Plain State Bank
Garden Plain State Bank
NOW Checking
0.25%
$1,500
NBT Financial Bank
NBT Financial Bank
Money Market
0.25%
$2,500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
Solvay Bank
Solvay Bank
Money Market
0.15%
$15
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Statement Savings
0.10%
$50
Friendship State Bank
Money Market Advantage
0.10%
$5,000
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.10%
$1,500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Money Market
0.05%
$2,500
Ohio State Bank
Ohio State Bank
Money Market
0.01%
$2,500
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare White River Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.125%
6.250%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare White River Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare White River Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have White River Credit Union rate data right now, check back for updates, we are adding rates all the time.

White River Credit Union Information

Credit Union Name: White River Credit Union
Full Time Employees: 11
Part Time Employees: 1
President: Nancy Harvey
CEO: Wanda Dunham
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
96 N Main St
Rochester, VT 05767 9704
Phone Number: 802-767-3333
Fax Number: 802-767-3046

White River Credit Union Financials

Total Assets:
49,309,981
Total Amount of Shares and Deposits:
43,889,246
Total Shares and Deposits < 1 Year:
43,292,852
Total Shares and Deposits 1 3 Years:
596,394
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
527,194
Total Uninsured Shares and Deposits > $250K (F+J):
527,194
Total Insured Shares and Deposits > $250K (item 17 less item K):
43,362,052
Total Interest Expense (Sum of items 6 8):
38,128
Share Certificates:
95
Number of Accounts for Share Drafts:
2,410
IRA KEOGH Accounts:
190
Number of Accounts for Regular Shares:
5,564
Money Market Shares:
106
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,332,116
Total Liabilities:
44,398,956
Show More

White River Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

EverBank changed their CD rates on both regular and jumbo certificates of deposit. EverBank's 1 year CD rate was increased 5 basis points to 1.31 percent and is now the best 1 year CD rate in our database. The largest increase was 18 basis points on EverBank's 4 year regular and jumbo certificates of deposit.

Falling Treasury yields late last week are sending mortgage rates today lower on both conforming and jumbo mortgage loans. 10 year Treasury yields closed at 1.56 percent last Friday on news the Federal Reserve is more likely to act with another round of quantitative easing to force bond yields lower. At a conference in Jackson Hole, Wyoming, the Fed Chairman, Ben Bernanke, said they are ready to act with more easing if the economy slows down. This news sent bond yields lower and current mortgage rates lower as well.
Mortgage rates are mixed this weekend, no major moves in average mortgage rates. 30 year mortgage rates are at 4.11%, an increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year home loans are averaging 3.36%, unchanged from yesterday's average 15 year mortgage rate.

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White River Credit Union Reviews

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