WVU Employees Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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WVU Employees Federal Credit Union's CDs of Deposit 36 Month CD rates are at 1.30%, CDs of Deposit 24 Month CD rates are at 1.20%, CDs of Deposit 12 Month CD rates are at 1.10%, CDs of Deposit 6 Month CD rates are at 0.80%, CDs of Deposit 3 Month CD rates are at 0.75%. WVU Employees Federal Credit Union's savings rates are at 0.00%.
WVU Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at WVU Employees Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . WVU Employees Federal Credit Union Texas RatioWVU Employees Federal Credit Union's Texas Ratio is at 1.19%, which is considered excellent. The Texas Ratio for WVU Employees Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that WVU Employees Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
WVU Employees Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, WVU Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
WVU Employees Federal Credit Union
WVU Employees Federal Credit Union 448 Harding Ave
Morgantown, WV 26505 
WVU Employees Federal Credit Union CD Rates
WVU Employees Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for WVU Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather WVU Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WVU Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: WVU Employees Federal Credit Union
Website: https://wvucu.com
Full Time Employees: 8Part Time Employees: 0 President: Gloria Rowan CEO: Craig Street Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
448 Harding Ave
Morgantown, WV 26505 Phone Number: 304-293-5737 Fax Number: 304-293-7018 FinancialsTotal Assets:
62,352,984
Total Amount of Shares and Deposits:
47,452,868
Total Shares and Deposits < 1 Year:
46,728,785
Total Shares and Deposits 1 3 Years:
724,084
Total Insured Shares and Deposits > $250K (item 17 less item K):
47,452,868
Total Interest Expense (Sum of items 6 8):
373,372
Share Certificates:
305
Number of Accounts for Share Drafts:
3,555
Number of Accounts for Regular Shares:
6,894
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,362,122
Total Liabilities:
48,112,379
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About WVU Employees Federal Credit UnionIs a member application needed to join WVU Employees Federal Credit Union?Yes, to access services at WVU Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, WVU Employees Federal Credit Union provides a range of mortgage and home equity products. Is WVU Employees Federal Credit Union a safe place to deposit money?Yes, WVU Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does WVU Employees Federal Credit Union offer online and mobile banking?Most modern institutions like WVU Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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