Best Personal Loan Rates in Alaska (AK) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Alaska include: TONGASSTONGASS2000 Tongass Ave, Ketchikan, AK, 99901 6046A+5.0 ★Texas Ratio: 1.68% offering Heat Pump Loans (Juneau & Sitka only) at 5.50% APR, First Bank Ketchikan, AKFirst Bank Ketchikan, AK331 Dock St, Ketchikan, AK, 99901A+5.0 ★Texas Ratio: 2.24% offering Rural Property Loan at 5.66% APR, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077A+5.0 ★Texas Ratio: 0.32% offering Credit Builder Loans at 6.00% APR, MAC Federal Credit UnionMAC Federal Credit Union3700 Santiago St, Fort Wainwright, AK, 99703A5.0 ★Texas Ratio: 7.93% offering Equipment Loan at 7.99% APR, and NORTHERN SKIESNORTHERN SKIES1001 E Benson Blvd, Anchorage, AK, 99508A+5.0 ★Texas Ratio: 3.06% offering Signature at 11.35% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Alaska side-by-side. Alaska personal loan rates currently start as low as 5.50% APR from TONGASS at 2000 Tongass Ave, Ketchikan, AK, 99901 6046. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Alaska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Alaska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Up to 60 months (APR may vary)
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
As Low As
No additional details available.
As Low As
As Low As
Up to 6 months / $20 Application Fee
Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Up to 60 months (APR may vary)
As Low As
No additional details available.
Alaska Personal Loan Rate Trends
Compare local Alaska personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alaska personal loan rates currently average 11.905% APR.
Alaska signature loan rates fell 0.034 points over the past 7 days to 11.019% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Alaska personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Alaska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Alaska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AK.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Alaska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Alaska?
Are credit unions or banks better for personal loans in Alaska?
What are the best personal loan rates in Alaska?
- TONGASS: 5.50% (Heat Pump Loans (Juneau & Sitka only))
- First Bank Ketchikan, AK: 5.66% (Rural Property Loan)
- Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
- MAC Federal Credit Union: 7.99% (Equipment Loan)
- NORTHERN SKIES: 11.35% (Signature)
