Best Personal Loan Rates in Alaska (AK) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Alaska include: TONGASSTONGASS2000 Tongass Ave, Ketchikan, AK, 99901 6046A+5.0 ★Texas Ratio: 0.00% offering Heat Pump Loans (Juneau & Sitka only) at 5.50% APR, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077A+5.0 ★Texas Ratio: 0.33% offering Credit Builder Loans at 6.00% APR, First Bank Ketchikan, AKFirst Bank Ketchikan, AK331 Dock St, Ketchikan, AK, 99901A+5.0 ★Texas Ratio: 2.24% offering Improved Real Estate Loan at 7.36% APR, TRUE NORTHTRUE NORTH2777 Postal Way, Juneau, AK, 99801A+5.0 ★Texas Ratio: 0.00% offering Lot Loans Improved Lots at 8.69% APR, and ADVANCIALADVANCIAL390 W 36th Ave, Anchorage, AK, 99503 5815A+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Alaska side-by-side. Alaska personal loan rates currently start as low as 5.50% APR from TONGASS at 2000 Tongass Ave, Ketchikan, AK, 99901 6046. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Alaska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Alaska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
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flexible repayment
As Low As; *up to 180 months
As Low As
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As Low As
As Low As
As Low As
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As Low As; Maximum Loan to Value: 75%; Maximum Loan Amount: $200,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.
As Low As; On approval of credit, restrictions apply.
As Low As; Rates as low as 9.90%
As Low As; Maximum Loan to Value: 70%; Maximum Loan Amount: $125,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.
As Low As; *up to 60 months
As Low As
No additional details available.
As Low As; On approval of credit, restrictions apply.
As Low As; Up to 60 months (APR may vary)
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$15,000 limit
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
No additional details available.
As Low As
As Low As
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Up to 6 months / $20 Application Fee
Quick loans can be used for braces, sports equipment/uniforms, musical instruments, consolidation, vacations, insurance deductibles, you name it. Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.
No additional details available.
No additional details available.
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
No additional details available.
As Low As; On approval of credit, restrictions apply.
As Low As; Rates as low as 9.90%
As Low As; *up to 60 months
No additional details available.
As Low As; Up to 60 months (APR may vary)
No additional details available.
$15,000 limit
No additional details available.
No additional details available.
Alaska Personal Loan Rate Trends
Compare local Alaska personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alaska personal loan rates fell 1.380 points over the past 7 days to 10.900% APR.
Alaska signature loan rates currently average 12.012% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Alaska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Alaska?
Are credit unions or banks better for personal loans in Alaska?
What are the best personal loan rates in Alaska?
- TONGASS: 5.50% (Heat Pump Loans (Juneau & Sitka only))
- Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
- First Bank Ketchikan, AK: 7.36% (Improved Real Estate Loan)
- TRUE NORTH: 8.69% (Lot Loans Improved Lots)
- ADVANCIAL: 9.90% (Signature)
