Best Personal Loan Rates in Arkansas - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Arkansas include: Domino Federal Credit UnionDomino Federal Credit Union4437 Jefferson Ave, Texarkana, AR, 71854A+5.0 ★Texas Ratio: 0.52% offering New Misc. Collateral Loan at 4.45% APR, Baxter Credit UnionBaxter Credit Union1900 Highway 201 N, Mountain Home, AR, 72653A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, MilWay Federal Credit UnionMilWay Federal Credit Union2000 Arkansas Blvd, Texarkana, AR, 71854 1616A+5.0 ★Texas Ratio: 0.02% offering 2025 - Newer Loan at 4.79% APR, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit Union2020 W Reeker Ave, Pine Bluff, AR, 71601A+5.0 ★Texas Ratio: 3.89% offering Personal Loan at 5.00% APR, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union1513 N Hervey St, Hope, AR, 71801A+5.0 ★Texas Ratio: 4.81% offering New Recreational Loan at 5.95% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Arkansas side-by-side. Arkansas personal loan rates currently start as low as 4.45% APR from Domino Federal Credit Union at 4437 Jefferson Ave, Texarkana, AR, 71854. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arkansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arkansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Arkansas Personal Loan Rates
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As Low As
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As Low As
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100% of available shares
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As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; New
As Low As; Recreations Vehicle, Fifth Wheel, Travel Trailer, Pop-Up/Tent Trailers, Farm Equipment, Horse Trailer, Motorcycle & Motorized Scooters, ATV/UTV, Snowmobile, Boats, Personal Watercraft, or any other large collateral that can have a lien applied
As Low As; New
As Low As; Annual Percentage Rate
As Low As; Used
As Low As; New
As Low As; Used
As Low As; Used
As Low As; Recreations Vehicle, Fifth Wheel, Travel Trailer, Pop-Up/Tent Trailers, Farm Equipment, Horse Trailer, Motorcycle & Motorized Scooters, ATV/UTV, Snowmobile, Boats, Personal Watercraft, or any other large collateral that can have a lien applied
As Low As
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As Low As; Used
As Low As; Used
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Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
As Low As; Used
As Low As; Annual Percentage Rate
As Low As
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As Low As
$6000 Maximum Rate depends on Credit rating
As Low As; Used
As Low As
As Low As; Terms up to 18 Months w/ a Max Loan Amount of $3,000
As Low As; Amount: $200 to $10,000
As Low As; Amount: $500 to $2,500
As Low As; Used
As Low As
$5000 Maximum Rate depends on credit rating
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As Low As; Terms from 24 - 60 Months
As Low As
Includes: Tractors, Farm Equipment, Lawn Mower, Furniture, New Appliances, Household Goods, PC's, etc.
As Low As
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As Low As; 12 Month Repayment No Prepayment Fees
As Low As; 12 Month Repayment No Prepayment Fees
As Low As; and up
As Low As; Similar to a Personal Loan
As Low As
As Low As
As Low As; Terms up to 24 Months w/ a Max Loan Amount of $3,000
$4000 Maximum Rate depends on credit rating
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As Low As
As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.
$3000 Maximum Rate depends on credit rating
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$1200
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Secured by share account
$2000 Maximum Rate depends on credit rating
As Low As; Annual Percentage Rate
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
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As Low As; Max. 60 Months
As Low As; Max. 60 Months
$1500 Maximum Rate depends on credit rating
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As Low As
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As Low As; Amount: $500 or $1,000
As Low As; Rates and terms are fixed
$250 or more; Rates as low as (APR)
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Qualifications Required: Eaton Family CU member for at least 120 days; 18 years or older; Verifiable income; Not delinquent on existing loans; Not negative in any share account; Not in the process of filing for bankruptcy under any chapter of the bankruptcy code.; $250; Rate (APR)
Qualifications Required: be a Member for at least 120 days; be 18 years old or older; have verifiable income; not be delinquent on any existing loans; not have a negative balance in any account; not be in the process of filing for bankruptcy; For an annual fee of $35, Members can borrow $250 a month. Pay back the initial advance plus the interest within 30 days and you can get another advance.
Arkansas Personal Loan Rates
100% of available shares
As Low As
$6000 Maximum Rate depends on Credit rating
As Low As
$5000 Maximum Rate depends on credit rating
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$4000 Maximum Rate depends on credit rating
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$3000 Maximum Rate depends on credit rating
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$2000 Maximum Rate depends on credit rating
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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As Low As; Max. 60 Months
$1500 Maximum Rate depends on credit rating
Arkansas Debt Consolidation Loan Rates
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As Low As
Arkansas Signature Loan Rates
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As Low As; Annual Percentage Rate
As Low As
As Low As
As Low As; Amount: $200 to $10,000
As Low As
As Low As; Terms from 24 - 60 Months
As Low As
As Low As
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As Low As; and up
As Low As; Similar to a Personal Loan
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$250 or more; Rates as low as (APR)
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Arkansas Personal Loan Rate Trends
Compare local Arkansas personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas personal loan rates rose 0.033 points over the past 7 days to 12.171% APR.
Arkansas signature loan rates currently average 10.968% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arkansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Arkansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Arkansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AR.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arkansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arkansas?
Are credit unions or banks better for personal loans in Arkansas?
What are the best personal loan rates in Arkansas?
- Domino Federal Credit Union: 4.45% (New Misc. Collateral Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- MilWay Federal Credit Union: 4.79% (2025 - Newer Loan)
- Arkansas AM&N College Federal Credit Union: 5.00% (Personal Loan)
- Red River Employees Federal Credit Union: 5.95% (New Recreational Loan)
