Best Personal Loan Rates in Georgia (GA) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit Union1707 Dow St, Valdosta, GA, 31601A+5.0 ★Texas Ratio: 3.50% offering Land Loans at 4.00% APR, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA, 30025 4723A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Platinum Federal Credit UnionPlatinum Federal Credit Union4794 Lawrenceville Hwy NW, Lilburn, GA, 30047A+5.0 ★Texas Ratio: 1.87% offering 555 Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1237 Clairmont Rd, Decatur, GA, 30030 1229A5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR, and Credit Union of GeorgiaCredit Union of Georgia3048 Eagle Dr, Woodstock, GA, 30189 5531A+5.0 ★Texas Ratio: 5.57% offering Personal Loans at 5.49% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Georgia side-by-side. Georgia personal loan rates currently start as low as 4.00% APR from Georgia Power Valdosta Federal Credit Union at 1707 Dow St, Valdosta, GA, 31601. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Land Loans
4.00%
▼
APR4.00%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
555 Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
Fixed at 5.00% up to 5 years
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
This APR will vary with the market based on the dividend rate.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Solar Loans
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
up to 240 months
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
Fixed at 5.99% up to 5 years
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
LAND LOAN 20 YR
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA, 30153
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
705 W Cherry St, Jesup, GA, 31545
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
($500 - $30,000 Max)
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Owner occupied Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
Up to 90% CLTV
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.02%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.22%
5825 Windward Pkwy, Alpharetta, GA, 30005 4182
Lifestyle Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $25,000
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
A+ (720 and Up)
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
A (685 - 719)
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
As Low As
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
695 Big A Rd, Toccoa, GA, 30577 6023
Personal > - Up to 48 Months < - Up to 36 Months
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
$5,000
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
Loan Amount Up to $1,000.00
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
up to 48 months
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 48 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
B (655 - 684)
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
12-month repayment term
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMay 22, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMay 22, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured Loan
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
up to 48 months
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.36%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $250-$40,000
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedMay 22, 2026
Details
D (585 - 619)
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan Personal Loans
17.90%
▼
APR17.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
E (584 or Less)
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
Minimum score of 575 to qualify
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedMay 22, 2026
Details
As Low As
Ware County School Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1301 BAILEY ST, WAYCROSS, GA, 31501
Short Term Small Amount Loan
28.00%
▼
APR28.00%
Last UpdatedMay 22, 2026
Details
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
($500 - $30,000 Max)
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.02%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMay 22, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 22, 2026
Details
As Low As; all rates based on creditworthiness
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMay 22, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As; Up to 48 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 22, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMay 22, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMay 22, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.36%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $250-$40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 22, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMay 22, 2026
Details
As Low As
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan Personal Loans
17.90%
▼
APR17.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $25,000
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
A+ (720 and Up)
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
A (685 - 719)
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 22, 2026
Details
up to 48 months
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedMay 22, 2026
Details
B (655 - 684)
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured Loan
12.50%
▼
APR12.50%
Last UpdatedMay 22, 2026
Details
up to 48 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 12.99% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedMay 22, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 22, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedMay 22, 2026
Details
D (585 - 619)
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedMay 22, 2026
Details
E (584 or Less)
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No home improvement personal loan rates found in Georgia currently.
Georgia Personal Loan Rate Trends
Compare local Georgia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
9.496%
Unchanged vs 7 days ago
Georgia personal loan rates currently average 9.496% APR.
Signature Loan — GA Avg
11.013%
▲ 0.170 vs 7 days ago
Georgia signature loan rates rose 0.170 points over the past 7 days to 11.013% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Georgia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Georgia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Georgia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in GA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Georgia?
Credit unions in Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Credit Union of Georgia: 5.49% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
