Best Personal Loan Rates in Indiana - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Indiana include: GESB Sheet Metal Workers Federal Credit UnionGESB Sheet Metal Workers Federal Credit Union6450 Ameriplex Dr, Portage, IN, 46368 1389A+5.0 ★Texas Ratio: 0.12% offering Score >800 Loan at 4.00% APR, MIDWEST AMERICAMIDWEST AMERICA801 E Tillman Rd, Fort Wayne, IN, 46816 1971A+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR, Thrive Federal Credit UnionThrive Federal Credit Union2610 N Wheeling Ave, Muncie, IN, 47303A5.0 ★Texas Ratio: 6.95% offering New/Used 2026-2025 Loan at 4.24% APR, Fortress Federal Credit UnionFortress Federal Credit Union615 N Western Ave, Marion, IN, 46952A+5.0 ★Texas Ratio: 1.35% offering New Collateral Loan at 4.39% APR, and Power One Federal Credit UnionPower One Federal Credit Union1520 Spy Run Ave, Fort Wayne, IN, 46805 4031B+4.8 ★Texas Ratio: 16.67% offering 2022-2026 Loan at 4.49% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Indiana side-by-side. Indiana personal loan rates currently start as low as 4.00% APR from GESB Sheet Metal Workers Federal Credit Union at 6450 Ameriplex Dr, Portage, IN, 46368 1389. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
4.00%
▼
APR4.00%
Last UpdatedJuly 6, 2026
Details
APR*
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Credit Builder Loan
4.05%
▼
APR4.05%
Last UpdatedJuly 6, 2026
Details
Max. amount $5,000
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.24%
▼
APR4.24%
Last UpdatedJuly 6, 2026
Details
As Low As; $60,000 Loan Minimum
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.39%
▼
APR4.39%
Last UpdatedJuly 6, 2026
Details
APR* up to 15.49%
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 6, 2026
Details
APR* up to 16.49%
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2022-2026 Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 6, 2026
Details
As Low As
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
4.50%
▼
APR4.50%
Last UpdatedJuly 6, 2026
Details
APR*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJuly 6, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
4.65%
▼
APR4.65%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.74%
▼
APR4.74%
Last UpdatedJuly 6, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJuly 6, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
4.80%
▼
APR4.80%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Used Collateral Loan
4.89%
▼
APR4.89%
Last UpdatedJuly 6, 2026
Details
As Low As; 16.49%
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
ANY AMOUNT Loan
4.95%
▼
APR4.95%
Last UpdatedJuly 6, 2026
Details
as low as
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
New Motorcyle 2023-2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2022-2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
5.00%
▼
APR5.00%
Last UpdatedJuly 6, 2026
Details
APR*
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
5.00%
▼
APR5.00%
Last UpdatedJuly 6, 2026
Details
APR*
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.00%
▼
APR5.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
5.20%
▼
APR5.20%
Last UpdatedJuly 6, 2026
Details
Over $20,000
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2022 - New Loan
5.22%
▼
APR5.22%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 6, 2026
Details
As Low As
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1120 S Main St, Kokomo, IN, 46902
2026 & Newer Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 6, 2026
Details
$20,000+; As Low As;*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Personal Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 6, 2026
Details
As Low As; Personal Loan APR as low as*
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2019-2021 Loan
5.29%
▼
APR5.29%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
New 2025-2026 Model Years Loan
5.29%
▼
APR5.29%
Last UpdatedJuly 6, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.35%
▼
APR5.35%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
1111 S Adams St, Bluffton, IN, 46714 9772
2025-2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 6, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.45%
▼
APR5.45%
Last UpdatedJuly 6, 2026
Details
Over $20,000
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2022-2025 Model Years Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2022-2026 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2019-2021 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1120 S Main St, Kokomo, IN, 46902
2024 - 2025 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
*
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1120 S Main St, Kokomo, IN, 46902
2026 & Newer Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
As Low As;*
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2020 or Newer - 36 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
APR*
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
APR*
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports New 2025-2026 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
5.69%
▼
APR5.69%
Last UpdatedJuly 6, 2026
Details
APR* up to 16.99%
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 6, 2026
Details
As Low As; * $60,000 Loan Minimum applies to 96 month term
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2022-2025 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 6, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 6, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2020 or Newer - 48 Months Loan
5.75%
▼
APR5.75%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Lot Loans
5.75%
▼
APR5.75%
Last UpdatedJuly 6, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
10 Year Loan
5.85%
▼
APR5.85%
Last UpdatedJuly 6, 2026
Details
Rates are subject to change without notice.
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2019-2021 Loan
5.88%
▼
APR5.88%
Last UpdatedJuly 6, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
ANY AMOUNT Loan
5.95%
▼
APR5.95%
Last UpdatedJuly 6, 2026
Details
as low as
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 6, 2026
Details
As Low As; $60,000 Loan Minimum
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 6, 2026
Details
APR* as low as
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
9449 Priority Way West Dr, Indianapolis, IN, 46240
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
Members can borrow up to $3,000.00, with a $100.00 application fee.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2021 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2020 or Newer - 60 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
APR*
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
Over $25,000
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2018-2020 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2021-2023 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports New 2024-2025 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 6, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
6.03%
▼
APR6.03%
Last UpdatedJuly 6, 2026
Details
As Low As
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2020-2021 Model Years Loan
6.19%
▼
APR6.19%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2020 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2019 and older - 48 Months Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2020 or Newer - 72 Months Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Lot Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2025-2026 Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports used 2017 & older Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
6.29%
▼
APR6.29%
Last UpdatedJuly 6, 2026
Details
APR* as low as
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2019-2021 Loan
6.29%
▼
APR6.29%
Last UpdatedJuly 6, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2022-2026 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 6, 2026
Details
As Low As
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score >800 Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
APR*
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
2019 and older - 60 Months Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1120 S Main St, Kokomo, IN, 46902
2022 - 2023 Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.50%
▼
APR6.50%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-20120 Loan
6.59%
▼
APR6.59%
Last UpdatedJuly 6, 2026
Details
APR* as low as
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 6, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 6, 2026
Details
As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2021-2020 Loan
6.75%
▼
APR6.75%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2017-2019 Loan
6.84%
▼
APR6.84%
Last UpdatedJuly 6, 2026
Details
As Low As
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
1-Time Construction Loan
6.95%
▼
APR6.95%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
Boats
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New Teacher Transition Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
Qualifications Required: Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; Fixed APR; Guaranteed approval for at least $500; Borrow up to $3,500; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Rate shown reflects lowest possible rate and term up to 24-months; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2019-2021 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2010-2018 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
New Lawn & Garden Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
66 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As; Extended through May!
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
As Low As; Approval based on credit worthiness. Membership eligibility required.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 640 - 699 Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
APR*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
7.07%
▼
APR7.07%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.09%
▼
APR7.09%
Last UpdatedJuly 6, 2026
Details
Boats
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
7.10%
▼
APR7.10%
Last UpdatedJuly 6, 2026
Details
Land Loans - (10-year rate shown); Rates are subject to change without notice.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.19%
▼
APR7.19%
Last UpdatedJuly 6, 2026
Details
Boats
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2018-2019 Model Years Loan
7.19%
▼
APR7.19%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
72 Months Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.29%
▼
APR7.29%
Last UpdatedJuly 6, 2026
Details
Boats
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
2010-2018 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
Boats
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
60 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
36 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
24 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
As Low As; 7.49% APR
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
66 Months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 6, 2026
Details
Credit Score: 720 & Higher
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
1 Pay Note Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
As Low As; APR
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
As Low As
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1120 S Main St, Kokomo, IN, 46902
2019 - 2021 Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
*
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 640 - 699 Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
APR*
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Score 700 - 799 Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Personal Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 6, 2026
Details
As Low As; Personal Loan APR as low as*
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 6, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 6, 2026
Details
As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedJuly 6, 2026
Details
As Low As; Extended through May!
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedJuly 6, 2026
Details
As Low As; Approval based on credit worthiness. Membership eligibility required.
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 6, 2026
Details
As Low As
Powered by
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Indiana Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJuly 6, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Indiana Signature Loan Rates
No signature loans personal loan rates found in Indiana currently.
Indiana Personal Loan Rate Trends
Compare local Indiana personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IN Avg
10.274%
Unchanged vs 7 days ago
Indiana personal loan rates currently average 10.274% APR.
Signature Loan — IN Avg
11.969%
Unchanged vs 7 days ago
Indiana signature loan rates currently average 11.969% APR.
As of Jul 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Indiana?
Credit unions in Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Indiana?
- GESB Sheet Metal Workers Federal Credit Union: 4.00% (Score >800 Loan)
- MIDWEST AMERICA: 4.05% (Credit Builder Loan)
- Thrive Federal Credit Union: 4.24% (New/Used 2026-2025 Loan)
- Fortress Federal Credit Union: 4.39% (New Collateral Loan)
- Power One Federal Credit Union: 4.49% (2022-2026 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 6, 2026.
