Best Personal Loan Rates in Indiana - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Indiana include: Indiana Heartland Federal Credit UnionIndiana Heartland Federal Credit Union402 S Berkley Rd, kokomo, IN, 46901B+4.8 ★Texas Ratio: 16.01% offering SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan at 3.99% APR, MIDWEST AMERICAMIDWEST AMERICA801 E Tillman Rd, Fort Wayne, IN, 46816 1971A+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR, Thrive Federal Credit UnionThrive Federal Credit Union2610 N Wheeling Ave, Muncie, IN, 47303A5.0 ★Texas Ratio: 6.95% offering New/Used 2026-2025 Loan at 4.24% APR, Fortress Federal Credit UnionFortress Federal Credit Union615 N Western Ave, Marion, IN, 46952A+5.0 ★Texas Ratio: 1.35% offering New Collateral Loan at 4.39% APR, and Baxter Credit UnionBaxter Credit Union927 S Curry Pike, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Indiana side-by-side. Indiana personal loan rates currently start as low as 3.99% APR from Indiana Heartland Federal Credit Union at 402 S Berkley Rd, kokomo, IN, 46901. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan
3.99%
▼
APR3.99%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Credit Builder Loan
4.05%
▼
APR4.05%
Last UpdatedJune 13, 2026
Details
Max. amount $5,000
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.24%
▼
APR4.24%
Last UpdatedJune 13, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.39%
▼
APR4.39%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 13, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedJune 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & Newer Loan
4.59%
▼
APR4.59%
Last UpdatedJune 13, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.74%
▼
APR4.74%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & Newer Loan
4.79%
▼
APR4.79%
Last UpdatedJune 13, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 13, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Used Collateral Loan
4.89%
▼
APR4.89%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
ANY AMOUNT Loan
4.95%
▼
APR4.95%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 13, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedJune 13, 2026
Details
This APR will vary with the market based on the dividend rate.
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2022 - New Loan
5.22%
▼
APR5.22%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 13, 2026
Details
As Low As
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
New 2025-2026 Model Years Loan
5.29%
▼
APR5.29%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-2020 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.48%
▼
APR5.48%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2022-2025 Model Years Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-2020 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 13, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 13, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2021-2023 Loan
5.68%
▼
APR5.68%
Last UpdatedJune 13, 2026
Details
No additional details available.
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Untitled Loan
5.69%
▼
APR5.69%
Last UpdatedJune 13, 2026
Details
As Low As
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1632 Union St, Lafayette, IN, 47904
Credit Builder Loans
5.70%
▼
APR5.70%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 13, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2022-2025 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2019-2021 Loan
5.88%
▼
APR5.88%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
ANY AMOUNT Loan
5.95%
▼
APR5.95%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.97%
▼
APR5.97%
Last UpdatedJune 13, 2026
Details
No additional details available.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
10 Year Loan
5.98%
▼
APR5.98%
Last UpdatedJune 13, 2026
Details
Rates are subject to change without notice. APR*
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As; New Vehicle Loan
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 13, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2021 Loan
6.00%
▼
APR6.00%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
6.03%
▼
APR6.03%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2021-2023 Loan
6.17%
▼
APR6.17%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2018-2020 Loan
6.18%
▼
APR6.18%
Last UpdatedJune 13, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2020-2021 Model Years Loan
6.19%
▼
APR6.19%
Last UpdatedJune 13, 2026
Details
As Low As
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.20%
▼
APR6.20%
Last UpdatedJune 13, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.23%
▼
APR6.23%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2020 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As; New Vehicle Loan
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
6.24%
▼
APR6.24%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
6.29%
▼
APR6.29%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2016-2017 Loan
6.39%
▼
APR6.39%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As; New Vehicle Loan
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 13, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
6.55%
▼
APR6.55%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
6.58%
▼
APR6.58%
Last UpdatedJune 13, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-20120 Loan
6.59%
▼
APR6.59%
Last UpdatedJune 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Purchase
6.60%
▼
APR6.60%
Last UpdatedJune 13, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
Elements VA Loan
6.60%
▼
APR6.60%
Last UpdatedJune 13, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Refinance
6.60%
▼
APR6.60%
Last UpdatedJune 13, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
USDA Loan Purchase
6.60%
▼
APR6.60%
Last UpdatedJune 13, 2026
Details
As Low As; Purchase: 6.125% for 30-Year Fixed
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2018-2020 Loan
6.68%
▼
APR6.68%
Last UpdatedJune 13, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
6.74%
▼
APR6.74%
Last UpdatedJune 13, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
6.74%
▼
APR6.74%
Last UpdatedJune 13, 2026
Details
As Low As; New Vehicle Loan
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
6.74%
▼
APR6.74%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedJune 13, 2026
Details
Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJune 13, 2026
Details
As Low As; *AS LOW AS*
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Purchase
6.76%
▼
APR6.76%
Last UpdatedJune 13, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Refinance
6.76%
▼
APR6.76%
Last UpdatedJune 13, 2026
Details
As Low As; for 30-Year Fixed
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2016-2017 Loan
6.79%
▼
APR6.79%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2017 & Older Loan
6.79%
▼
APR6.79%
Last UpdatedJune 13, 2026
Details
No additional details available.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2017-2019 Loan
6.84%
▼
APR6.84%
Last UpdatedJune 13, 2026
Details
As Low As; APR*
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
6.98%
▼
APR6.98%
Last UpdatedJune 13, 2026
Details
Rates are subject to change without notice. APR*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As; New Vehicle Loan
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
New Lawn & Garden Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New Teacher Transition Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
Qualifications Required: Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedJune 13, 2026
Details
MAX 72 months
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
7.04%
▼
APR7.04%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
7.07%
▼
APR7.07%
Last UpdatedJune 13, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.14%
▼
APR7.14%
Last UpdatedJune 13, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.19%
▼
APR7.19%
Last UpdatedJune 13, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2018-2019 Model Years Loan
7.19%
▼
APR7.19%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
7.24%
▼
APR7.24%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1828 Moreau Dr, Notre Dame, IN, 46556
Equifast Loan
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
Equifast
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Land Loans
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 13, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.33%
▼
APR7.33%
Last UpdatedJune 13, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2014-2015 Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
As Low As; Used Vehicle Loan
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.49%
▼
APR7.49%
Last UpdatedJune 13, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
1 Pay Note Loan
7.50%
▼
APR7.50%
Last UpdatedJune 13, 2026
Details
As Low As; *AS LOW AS*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedJune 13, 2026
Details
As Low As
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4210 Charlestown Rd, New Albany, IN, 47150
Variable Rate Loan
7.50%
▼
APR7.50%
Last UpdatedJune 13, 2026
Details
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 13, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
7.55%
▼
APR7.55%
Last UpdatedJune 13, 2026
Details
No additional details available.
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
7.58%
▼
APR7.58%
Last UpdatedJune 13, 2026
Details
No additional details available.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Signature Loan
7.60%
▼
APR7.60%
Last UpdatedJune 13, 2026
Details
As Low As
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN, 47904 2156
2014 & Newer (Titled) Loan
7.74%
▼
APR7.74%
Last UpdatedJune 13, 2026
Details
$0 - $34,999; As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.74%
▼
APR7.74%
Last UpdatedJune 13, 2026
Details
As Low As
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Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJune 13, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJune 13, 2026
Details
As Low As; *AS LOW AS*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 13, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 13, 2026
Details
As Low As
Powered by
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Indiana Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.20%
▼
APR6.20%
Last UpdatedJune 13, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.23%
▼
APR6.23%
Last UpdatedJune 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedJune 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Indiana Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Signature Loan
7.60%
▼
APR7.60%
Last UpdatedJune 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Indiana Personal Loan Rate Trends
Compare local Indiana personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IN Avg
10.307%
▼ 0.163 vs 7 days ago
Indiana personal loan rates fell 0.163 points over the past 7 days to 10.307% APR.
Signature Loan — IN Avg
11.505%
▲ 0.010 vs 7 days ago
Indiana signature loan rates rose 0.010 points over the past 7 days to 11.505% APR.
As of Jun 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Indiana?
Credit unions in Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Indiana?
- Indiana Heartland Federal Credit Union: 3.99% (SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan)
- MIDWEST AMERICA: 4.05% (Credit Builder Loan)
- Thrive Federal Credit Union: 4.24% (New/Used 2026-2025 Loan)
- Fortress Federal Credit Union: 4.39% (New Collateral Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
