Best Personal Loan Rates in Indiana - July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Indiana include: Regional Federal Credit UnionRegional Federal Credit Union7144 Kennedy Ave, Hammond, IN, 46323 2225A+5.0 ★Texas Ratio: 4.25% offering Credit Builder Loan at 3.99% APR, Indiana Heartland Federal Credit UnionIndiana Heartland Federal Credit Union402 S Berkley Rd, kokomo, IN, 46901B+4.8 ★Texas Ratio: 16.01% offering SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan at 3.99% APR, Midwest America Federal Credit UnionMidwest America Federal Credit Union801 E Tillman Rd, Fort Wayne, IN, 46816 1971A+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR, Fortress Federal Credit UnionFortress Federal Credit Union615 N Western Ave, Marion, IN, 46952A+5.0 ★Texas Ratio: 1.35% offering New Collateral Loan at 4.39% APR, and Evansville Federal Credit UnionEvansville Federal Credit Union6209 Vogel Rd, Evansville, IN, 47715A+5.0 ★Texas Ratio: 3.30% offering 2026-2024 Loan at 4.65% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Indiana side-by-side. Indiana personal loan rates currently start as low as 3.99% APR from Regional Federal Credit Union at 7144 Kennedy Ave, Hammond, IN, 46323 2225. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Credit Builder Loan
3.99%
▼
APR3.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan
3.99%
▼
APR3.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Credit Builder Loan
4.05%
▼
APR4.05%
Last UpdatedJuly 26, 2026
Details
Max. amount $5,000
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.39%
▼
APR4.39%
Last UpdatedJuly 26, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & Newer Loan
4.59%
▼
APR4.59%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
4.65%
▼
APR4.65%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
4.79%
▼
APR4.79%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & Newer Loan
4.79%
▼
APR4.79%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
4.80%
▼
APR4.80%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Used Collateral Loan
4.89%
▼
APR4.89%
Last UpdatedJuly 26, 2026
Details
As Low As; 16.49%
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
New Motorcyle 2023-2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
4.99%
▼
APR4.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.00%
▼
APR5.00%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN, 47711 3420
10 Year Loan
5.07%
▼
APR5.07%
Last UpdatedJuly 26, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
5.20%
▼
APR5.20%
Last UpdatedJuly 26, 2026
Details
Over $20,000
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2022 - New Loan
5.22%
▼
APR5.22%
Last UpdatedJuly 26, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
5.24%
▼
APR5.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Personal Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 26, 2026
Details
As Low As
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
New 2025-2026 Model Years Loan
5.29%
▼
APR5.29%
Last UpdatedJuly 26, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
2019 - 2026 Loan
5.34%
▼
APR5.34%
Last UpdatedJuly 26, 2026
Details
Collateral: 2019 - 2026; Loan Type: Fixed
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.35%
▼
APR5.35%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
7 Year Loan
5.35%
▼
APR5.35%
Last UpdatedJuly 26, 2026
Details
As low as*
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
1111 S Adams St, Bluffton, IN, 46714 9772
2025-2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 26, 2026
Details
As Low As;*
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-2020 Loan
5.39%
▼
APR5.39%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2023-2022 Loan
5.45%
▼
APR5.45%
Last UpdatedJuly 26, 2026
Details
Over $20,000
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.48%
▼
APR5.48%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2022-2025 Model Years Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
5.49%
▼
APR5.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports New 2025-2026 Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
10 Year Loan
5.50%
▼
APR5.50%
Last UpdatedJuly 26, 2026
Details
As low as*
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
12 Year Loan
5.55%
▼
APR5.55%
Last UpdatedJuly 26, 2026
Details
As low as*
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-2020 Loan
5.59%
▼
APR5.59%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2021-2023 Loan
5.68%
▼
APR5.68%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Untitled Loan
5.69%
▼
APR5.69%
Last UpdatedJuly 26, 2026
Details
As Low As
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1632 Union St, Lafayette, IN, 47904
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedJuly 26, 2026
Details
Loans from $250 to $2,500. Funds borrowed are secured and deposited in the member's savings account while regular payments are made. Once the loan is paid off in full, the funds in the savings account will be released and available for future use.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
APR* as low as
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2022-2025 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
APR* as low as
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
2020 - 2026 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
Collateral: 2020 - 2026; Loan Type: Fixed
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2022 - 2024 Loan
5.74%
▼
APR5.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
5 years Loan
5.75%
▼
APR5.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
1102 W Votaw ST, Portland, IN, 47371
2019-2021 Loan
5.88%
▼
APR5.88%
Last UpdatedJuly 26, 2026
Details
As Low As
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.97%
▼
APR5.97%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
10 Year Loan
5.98%
▼
APR5.98%
Last UpdatedJuly 26, 2026
Details
Rates are subject to change without notice.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
New 2025 - 2026 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
2023 - 2026 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
Collateral: 2023 - 2026; Loan Type: Fixed
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
10 year Loan
5.99%
▼
APR5.99%
Last UpdatedJuly 26, 2026
Details
As Low As; APR*
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2021 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
APR* as low as
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2026-2024 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
Over $25,000
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2018-2020 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2021-2023 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports New 2024-2025 Loan
6.00%
▼
APR6.00%
Last UpdatedJuly 26, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
6.03%
▼
APR6.03%
Last UpdatedJuly 26, 2026
Details
APR* as low as
Community Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
325 Etna Ave, Huntington, IN, 46750
Recreational Loan
6.12%
▼
APR6.12%
Last UpdatedJuly 26, 2026
Details
As low as 5.99% Rate/ 6.115% APR. Your rate/ APR may be higher based on your individual factors. APR is based on a 700+ credit score for 60 month term with loan amount of $25,075 and includes $75 doc fee. Scores 650-699 as low as 6.99% rate/7.615% APR. Add 0.25% for 72 months and 0.50% for 84 months. New or used models; purchase or refinance. Loans must be new to CLFCU; for internal refinances, must add $5,000+ new funds to qualify. CLFCU membership required for all borrowers. Must have active CLFCU checking account and set-up automatic payment from CLFCU checking account. Otherwise add 0.50% without automatic payment from CLFCU checking account. Relationship pricing does not apply. Subject to CLFCU lending policy. Some restrictions apply. Subject to change or withdrawal without notice. As of 7/14/26. Limited time only.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2021-2023 Loan
6.17%
▼
APR6.17%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2018-2020 Loan
6.18%
▼
APR6.18%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2020-2021 Model Years Loan
6.19%
▼
APR6.19%
Last UpdatedJuly 26, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2023 - 2024 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2023 - 2024
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2020 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
APR* as low as
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
2017 - 2018 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
Collateral: 2017 - 2018; Loan Type: Fixed
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
6.24%
▼
APR6.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sports used 2017 & older Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Power Sport 2025-2026 Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
10 years Loan
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2021-2022 Loan
6.29%
▼
APR6.29%
Last UpdatedJuly 26, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.32%
▼
APR6.32%
Last UpdatedJuly 26, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.36%
▼
APR6.36%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2016-2017 Loan
6.39%
▼
APR6.39%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2023 - 2024 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2023 - 2024
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
2024 - 2026 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
Collateral: 2024 - 2026; Loan Type: Fixed
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2021 Loan
6.49%
▼
APR6.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loans
6.50%
▼
APR6.50%
Last UpdatedJuly 26, 2026
Details
Minimum Loan Amount: $5,000
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
6.55%
▼
APR6.55%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
6.58%
▼
APR6.58%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
2022 or newer Loan
6.59%
▼
APR6.59%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2018-20120 Loan
6.59%
▼
APR6.59%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
Elements VA Loan
6.60%
▼
APR6.60%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2018-2020 Loan
6.68%
▼
APR6.68%
Last UpdatedJuly 26, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2020 Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2020 - 2022 Loan
6.74%
▼
APR6.74%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2020 - 2022
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
2021-2020 Loan
6.75%
▼
APR6.75%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 26, 2026
Details
As Low As
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2017 & Older Loan
6.79%
▼
APR6.79%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2016-2017 Loan
6.79%
▼
APR6.79%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2017-2019 Loan
6.84%
▼
APR6.84%
Last UpdatedJuly 26, 2026
Details
APR* as low as
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
2022 or newer Loan
6.96%
▼
APR6.96%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
6.98%
▼
APR6.98%
Last UpdatedJuly 26, 2026
Details
Rates are subject to change without notice.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans - (10-year rate shown)
6.98%
▼
APR6.98%
Last UpdatedJuly 26, 2026
Details
Rates are subject to change without notice.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
60 months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2020 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
New Lawn & Garden Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New Teacher Transition Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
Qualifications Required: Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Setup of direct deposit or auto payment is required.; Fixed; Guaranteed approval for at least $500; Borrow up to $3,500; Rate shown reflects lowest possible rate and term up to 24-months; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
36 months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
24 months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
66 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
48 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2020 - 2022 Loan
6.99%
▼
APR6.99%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2020 - 2022
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loans
7.00%
▼
APR7.00%
Last UpdatedJuly 26, 2026
Details
Minimum Loan Amount: $7,000
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
7.04%
▼
APR7.04%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2024-2026 Loan
7.07%
▼
APR7.07%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.09%
▼
APR7.09%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Used 2018-2019 Model Years Loan
7.19%
▼
APR7.19%
Last UpdatedJuly 26, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.19%
▼
APR7.19%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2015 - 2019 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2015 - 2019
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
60 Months Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
72 Months Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
84 months Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2020 Loan
7.24%
▼
APR7.24%
Last UpdatedJuly 26, 2026
Details
No additional details available.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Land Loans
7.25%
▼
APR7.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1828 Moreau Dr, Notre Dame, IN, 46556
Equifast Loan
7.25%
▼
APR7.25%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loans
7.25%
▼
APR7.25%
Last UpdatedJuly 26, 2026
Details
As Low As; Minimum Loan Amount: $5,000
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.29%
▼
APR7.29%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
2022 or newer Loan
7.46%
▼
APR7.46%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
60 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
3737 S Scatterfield Rd, Anderson, IN, 46013
Used 2019 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2014-2015 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
2023 & newer Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
36 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
24 months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
66 Months Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
Credit Score: 720 & Higher
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
2015 - 2019 Loan
7.49%
▼
APR7.49%
Last UpdatedJuly 26, 2026
Details
As Low As; Model Year: 2015 - 2019
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loans
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
As Low As; Minimum Loan Amount: $7,000
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
120 months Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
As Low As; Model years 2015-2027. 2014 and older add 1.50% to rate
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
1 Pay Note Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
7.55%
▼
APR7.55%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Used 2022-2023 Loan
7.58%
▼
APR7.58%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
2021 or older Loan
7.59%
▼
APR7.59%
Last UpdatedJuly 26, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
36 Months Loan
7.74%
▼
APR7.74%
Last UpdatedJuly 26, 2026
Details
Credit Score: 700-719
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Indiana Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Personal Loan
5.25%
▼
APR5.25%
Last UpdatedJuly 26, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedJuly 26, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedJuly 26, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJuly 26, 2026
Details
As Low As
Powered by
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Indiana Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.32%
▼
APR6.32%
Last UpdatedJuly 26, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.36%
▼
APR6.36%
Last UpdatedJuly 26, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJuly 26, 2026
Details
No additional details available.
Powered by
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Indiana Signature Loan Rates
No signature loans personal loan rates found in Indiana currently.
Indiana Personal Loan Rate Trends
Compare local Indiana personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IN Avg
10.692%
▲ 0.214 vs 7 days ago
Indiana personal loan rates rose 0.214 points over the past 7 days to 10.692% APR.
Signature Loan — IN Avg
11.990%
▼ 0.098 vs 7 days ago
Indiana signature loan rates fell 0.098 points over the past 7 days to 11.990% APR.
As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Indiana?
Credit unions in Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Indiana?
- Regional Federal Credit Union: 3.99% (Credit Builder Loan)
- Indiana Heartland Federal Credit Union: 3.99% (SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan)
- Midwest America Federal Credit Union: 4.05% (Credit Builder Loan)
- Fortress Federal Credit Union: 4.39% (New Collateral Loan)
- Evansville Federal Credit Union: 4.65% (2026-2024 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026.
