Best Personal Loan Rates in Indiana (IN) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Indiana include: Thrive Federal Credit UnionThrive Federal Credit Union2610 N Wheeling Ave, Muncie, IN, 47303A5.0 ★Texas Ratio: 6.95% offering New/Used 2026-2025 Loan at 4.24% APR, Fortress Federal Credit UnionFortress Federal Credit Union615 N Western Ave, Marion, IN, 46952A+5.0 ★Texas Ratio: 1.35% offering New Collateral Loan at 4.39% APR, Baxter Credit UnionBaxter Credit Union927 S Curry Pike, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Elements Financial Federal Credit UnionElements Financial Federal Credit Union639 S Delaware St, Indianapolis, IN, 46225A+5.0 ★Texas Ratio: 2.79% offering Credit Builder Loan at 5.00% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1234 N Eddy St Ste 101, South Bend, IN, 46617 1477A5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Indiana side-by-side. Indiana personal loan rates currently start as low as 4.24% APR from Thrive Federal Credit Union at 2610 N Wheeling Ave, Muncie, IN, 47303. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.24%
▼
APR4.24%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.39%
▼
APR4.39%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.49%
▼
APR4.49%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.49%
▼
APR4.49%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Loan
4.49%
▼
APR4.49%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
4.74%
▼
APR4.74%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Used Collateral Loan
4.89%
▼
APR4.89%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
4.99%
▼
APR4.99%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
4.99%
▼
APR4.99%
Last UpdatedMay 22, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
This APR will vary with the market based on the dividend rate.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2021-2019 Loan
5.24%
▼
APR5.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.24%
▼
APR5.24%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
New Collateral Untitled Loan
5.69%
▼
APR5.69%
Last UpdatedMay 22, 2026
Details
minimum $25000.00; As Low As
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1632 Union St, Lafayette, IN, 47904
Credit Builder Loans
5.70%
▼
APR5.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2022-2025 Loan
5.74%
▼
APR5.74%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2026-2025 Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Loan Workout
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
As Low As
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
9449 Priority Way West Dr, Indianapolis, IN, 46240
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
$100.00 application fee for one year. No credit check.
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2021 Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
New 2025-2026 Loan
6.03%
▼
APR6.03%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
FHA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
USDA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
VA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2020 Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
720 & Higher
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2024-2022 Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.24%
▼
APR6.24%
Last UpdatedMay 22, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
As Low As
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.32%
▼
APR6.32%
Last UpdatedMay 22, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.36%
▼
APR6.36%
Last UpdatedMay 22, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
USDA Loan Purchase
6.48%
▼
APR6.48%
Last UpdatedMay 22, 2026
Details
As Low As; Purchase: 6.000% for 30-Year Fixed
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
6.49%
▼
APR6.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
Elements VA Loan
6.60%
▼
APR6.60%
Last UpdatedMay 22, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Purchase
6.60%
▼
APR6.60%
Last UpdatedMay 22, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Refinance
6.60%
▼
APR6.60%
Last UpdatedMay 22, 2026
Details
As Low As; for 30-Year Fixed
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
720 & Higher
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
As Low As; *AS LOW AS*
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan
6.76%
▼
APR6.76%
Last UpdatedMay 22, 2026
Details
As Low As; Purchase: 6.000% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Purchase
6.76%
▼
APR6.76%
Last UpdatedMay 22, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Refinance
6.76%
▼
APR6.76%
Last UpdatedMay 22, 2026
Details
As Low As; for 30-Year Fixed
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN, 47362
Used 2017-2019 Loan
6.84%
▼
APR6.84%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
6.85%
▼
APR6.85%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans - (10-year rate shown)
6.85%
▼
APR6.85%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
720 & Higher
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New Teacher Transition Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
Guaranteed approval for at least $500; Borrow up to $3,500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts and easy payments with Online Banking and Mobile Banking; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 22, 2026
Details
MAX 72 months
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
1-Time Construction Loan
7.07%
▼
APR7.07%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.14%
▼
APR7.14%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.19%
▼
APR7.19%
Last UpdatedMay 22, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
720 & Higher
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2017-2014 Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2018-2015 Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.24%
▼
APR7.24%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.33%
▼
APR7.33%
Last UpdatedMay 22, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2020-2018 Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2013-2011 Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 E State Road 44, Shelbyville, IN, 46176
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
720 & Higher
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As; starts at 7.50%*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
700-719
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.74%
▼
APR7.74%
Last UpdatedMay 22, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $2,000
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.95%
▼
APR7.95%
Last UpdatedMay 22, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2010 & Older Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
700-719
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.03%
▼
APR8.03%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.05%
▼
APR8.05%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.12%
▼
APR8.12%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.20%
▼
APR8.20%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.22%
▼
APR8.22%
Last UpdatedMay 22, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
700-719
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
HVAC Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
New/Used 2023-2021 Loan
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.37%
▼
APR8.37%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.38%
▼
APR8.38%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.39%
▼
APR8.39%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.43%
▼
APR8.43%
Last UpdatedMay 22, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
2014 & Older Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
660-699
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.61%
▼
APR8.61%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.62%
▼
APR8.62%
Last UpdatedMay 22, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
660-699
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7020 Brookville Rd, Indianapolis, IN, 46239
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
Variable Rate Personal Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Educator Development Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
Maximum $5,000; Minimum $500; Fast approval and turnaround; No prepayment penalties; FREE 24/7 online access to your accounts; Easy online payments with Online Banking and Mobile Banking
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
660-699
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
As Low As; *AS LOW AS*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 22, 2026
Details
As Low As; starts at 7.50%*
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7020 Brookville Rd, Indianapolis, IN, 46239
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 22, 2026
Details
As Low As
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.32%
▼
APR6.32%
Last UpdatedMay 22, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.36%
▼
APR6.36%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 E State Road 44, Shelbyville, IN, 46176
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 22, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Indiana currently.
Indiana Personal Loan Rate Trends
Compare local Indiana personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IN Avg
10.743%
▼ 0.038 vs 7 days ago
Indiana personal loan rates fell 0.038 points over the past 7 days to 10.743% APR.
Signature Loan — IN Avg
11.173%
▼ 0.427 vs 7 days ago
Indiana signature loan rates fell 0.427 points over the past 7 days to 11.173% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Indiana?
Credit unions in Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Indiana?
- Thrive Federal Credit Union: 4.24% (New/Used 2026-2025 Loan)
- Fortress Federal Credit Union: 4.39% (New Collateral Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
