Auto Loan Rates in Kansas (KS) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Kansas include Bell Credit UnionBell Credit Union1601 N Lorraine St, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 11.72% offering 2026-2025 New Vehicles Loan at 3.75%, Farmway Credit UnionFarmway Credit Union200 S Hersey Ave, Beloit, KS, 67420A+5.0 ★Texas Ratio: 3.87% offering Vehicle Loan at 4.15%, Unity One Credit UnionUnity One Credit Union4150 Kansas Ave, Kansas City, KS, 66106A+5.0 ★Texas Ratio: 3.61% offering Auto Loan at 4.49%, Dillon Credit UnionDillon Credit Union2704 N Lorraine St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 3.20% offering New Never Titled Autos at 4.99%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union13001 W 95th St, Lenexa, KS, 66215 3726A+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Kansas side-by-side. Kansas auto loan rates currently start as low as 3.75% APR from Bell Credit Union at 1601 N Lorraine St, Hutchinson, KS, 67501. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Auto Loan Rates Last Updated and Verified: July 15, 2026
Compare Auto Loan Rates Today in Kansas
Kansas Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Farmway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
200 S Hersey Ave, Beloit, KS, 67420
Vehicle Loan
4.15%
72 months
▼
APR4.15%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As; Rate/APR* as low as
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.09%
Up to 48 Months
▼
APR5.09%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.29%
Up to 66 Months
▼
APR5.29%
TermUp to 66 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS, 66202 9995
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 15, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
121 E Avenue A, Hutchinson, KS, 67501
Autos Over 10 Years Old
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedJul 11, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
5.79%
Up to 75 Months
▼
APR5.79%
TermUp to 75 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 10, 2026
Details
As Low As
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
6480 Sprint Pkwy Ste I, Overland Park, KS, 66211 1166
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Auto Loan 2019 - 2021
6.38%
48 Months
▼
APR6.38%
Term48 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $20,000; Monthly Payment: $473.41
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loan
6.43%
Up to 72 Mo
▼
APR6.43%
TermUp to 72 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loan
6.46%
Up to 60 Mo
▼
APR6.46%
TermUp to 60 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loan
6.51%
Up to 48 Mo
▼
APR6.51%
TermUp to 48 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loan
6.59%
Up to 36 Mo
▼
APR6.59%
TermUp to 36 Mo
Last UpdatedJul 11, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Auto Loan 2016 - 2018
8.73%
36 Months
▼
APR8.73%
Term36 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $15,000; Monthly Payment: $475.41
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Auto Loan 2015 - 2011
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $10,000; Monthly Payment: $320.33
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS, 66106
Auto Loan
9.90%
Up to 36 Months
▼
APR9.90%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
Used Models 2019;*
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
10.25%
Up to 36 Months
▼
APR10.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
10.25%
61-72 Months
▼
APR10.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
10.75%
37-60 Months
▼
APR10.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
10.75%
73-84 Months
▼
APR10.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
11.00%
61-72 Months
▼
APR11.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
11.00%
36-60 Months
▼
APR11.00%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
11.25%
36 Months
▼
APR11.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
11.50%
37-60 Months
▼
APR11.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
11.50%
61-72 Months
▼
APR11.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
12.00%
73-84 Months
▼
APR12.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
12.50%
36-60 Months
▼
APR12.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
12.75%
61-72 Months
▼
APR12.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.00%
Up to 36 Months
▼
APR13.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
13.00%
73-84 Months
▼
APR13.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.25%
37-60 Months
▼
APR13.25%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
13.50%
36 Months
▼
APR13.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.50%
61-72 Months
▼
APR13.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
13.75%
37-60 Months
▼
APR13.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Powered by
MonitorBankRates
Kansas New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 10, 2026
Details
As Low As
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
2704 N Lorraine St, Hutchinson, KS, 67502
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 10, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS, 67460
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 15, 2026
Details
Rates as low as...
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS, 66202 9995
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 15, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 10, 2026
Details
As Low As
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
6480 Sprint Pkwy Ste I, Overland Park, KS, 66211 1166
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
11.00%
36-60 Months
▼
APR11.00%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
11.50%
61-72 Months
▼
APR11.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
12.00%
73-84 Months
▼
APR12.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Powered by
MonitorBankRates
Kansas Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details
As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS, 67801
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
10.25%
Up to 36 Months
▼
APR10.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
10.25%
61-72 Months
▼
APR10.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
10.75%
37-60 Months
▼
APR10.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
10.75%
73-84 Months
▼
APR10.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
11.00%
61-72 Months
▼
APR11.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
11.25%
36 Months
▼
APR11.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
11.50%
37-60 Months
▼
APR11.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
12.50%
36-60 Months
▼
APR12.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
12.75%
61-72 Months
▼
APR12.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.00%
Up to 36 Months
▼
APR13.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
13.00%
73-84 Months
▼
APR13.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.25%
37-60 Months
▼
APR13.25%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
13.50%
36 Months
▼
APR13.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
13.50%
61-72 Months
▼
APR13.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
13.75%
37-60 Months
▼
APR13.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
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MonitorBankRates
Kansas Auto Loan Rate Trends
Compare local Kansas auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KS Avg
7.029%
▲ 0.253 vs 7 days ago
Kansas new auto rates rose 0.253 points over the past 7 days to 7.029% APR.
Used Auto Loan — KS Avg
8.639%
▼ 0.020 vs 7 days ago
Kansas used auto rates fell 0.020 points over the past 7 days to 8.639% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Kansas
How does my credit score affect my car loan rate in Kansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Kansas?
Based on our current data, some of the lowest auto loan rates available in Kansas include:
- Bell Credit Union: 3.75% (2026-2025 New Vehicles Loan)
- Farmway Credit Union: 4.15% (Vehicle Loan)
- Unity One Credit Union: 4.49% (Auto Loan)
- Dillon Credit Union: 4.99% (New Never Titled Autos)
- Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026
Auto Loan Rates by City in Kansas
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