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Kansas Best Auto Loan Rates - September 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Kansas include Cooperative Credit UnionCooperative Credit Union313 W 9th St, Coffeyville, KS, 67337 5813A+5.0 ★Texas Ratio: 2.82% offering NEW Auto 2025-2026 Mileage Under 10,000 - 36 months at 2.00%, Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 6.20% offering Auto Loans - 2025 & Newer at 3.64%, Bell Credit UnionBell Credit Union1601 N Lorraine St, Hutchinson, KS, 67501B+4.8 ★Texas Ratio: 17.28% offering 2026-2025 New Vehicles Loan at 3.75%, First Service Credit UnionFirst Service Credit Union10910 W 87th St, Lenexa, KS, 66214 1603A+5.0 ★Texas Ratio: 3.56% offering Auto Loan at 3.99%, Corporate America Family Credit UnionCorporate America Family Credit Union6480 Sprint Pkwy Ste I, Overland Park, KS, 66211 1166A+5.0 ★Texas Ratio: 5.59% offering New Auto Loan at 4.49%. Auto loan rates as of September 21, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Kansas side-by-side. Kansas auto loan rates currently start as low as 2.00% APR from Cooperative Credit Union at 313 W 9th St, Coffeyville, KS, 67337 5813. Rates are continually updated, so we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Auto Loan Rates Last Updated and Verified: September 21, 2026
Compare Auto Loan Rates Today in Kansas
Kansas Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
2.00%
36 months
▼
APR2.00%
Interest Rate2.00%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
3.50%
48 months
▼
APR3.50%
Interest Rate3.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
3.64%
0 - 36 Months
▼
APR3.64%
Interest Rate3.64%
Term0 - 36 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
3.75%
36 months
▼
APR3.75%
Interest Rate3.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
3.75%
60 months
▼
APR3.75%
Interest Rate3.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2025 New Vehicles
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
10910 W 87th St, Lenexa, KS, 66214 1603
Auto Loan
3.99%
36 - 84 months
▼
APR3.99%
Term36 - 84 months
Last UpdatedSep 18, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
4.00%
48 months
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
4.00%
66 months
▼
APR4.00%
Interest Rate4.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
4.14%
37 - 75 Months
▼
APR4.14%
Interest Rate4.14%
Term37 - 75 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
4.25%
60 months
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
4.25%
72 months
▼
APR4.25%
Interest Rate4.25%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $15,000
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
6480 Sprint Pkwy Ste I, Overland Park, KS, 66211 1166
New Auto Loan
4.49%
60 months or less
▼
APR4.49%
Term60 months or less
Last UpdatedSep 18, 2026
Details
As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Auto Loan
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $23
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
4.50%
84 months
▼
APR4.50%
Interest Rate4.50%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $25,000
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 60 months
4.50%
up to 60 months
▼
APR4.50%
Termup to 60 months
Last UpdatedSep 18, 2026
Details
As Low As; $25,000 minimum value
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Vehicle - 2016 - 2021 Loan
4.60%
Up to 42 months
▼
APR4.60%
TermUp to 42 months
Last UpdatedSep 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2022 - 2024
4.64%
0 - 36 Months
▼
APR4.64%
Interest Rate4.64%
Term0 - 36 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2830 Ohio St, Augusta, KS, 67010 2361
Auto Loans
4.65%
60 months
▼
APR4.65%
Interest Rate4.65%
Term60 months
Last UpdatedSep 18, 2026
Details
Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. Example: $20,000 @ 4.65% for 60 months is an estimated monthly payment of $374.49. Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information. Effective date 5-1-2026.
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Vehicle - 2016 - 2021 Loan
4.70%
43 to 54 months
▼
APR4.70%
Term43 to 54 months
Last UpdatedSep 18, 2026
Details
As Low As
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1515 N Summit St, Arkansas City, KS, 67005
All Vehicle Years Loan
4.74%
60 months
▼
APR4.74%
Interest Rate4.74%
Term60 months
Last UpdatedSep 18, 2026
Details
Ex: $15,000 @ 4.49% for 60 months = $280.00
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Auto Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $19
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $16
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
4.75%
36 months
▼
APR4.75%
Interest Rate4.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
4.75%
72 months
▼
APR4.75%
Interest Rate4.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $15,000
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 72 months
4.75%
up to 72 months
▼
APR4.75%
Termup to 72 months
Last UpdatedSep 18, 2026
Details
As Low As; $25,000 minimum value
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Vehicle - 2016 - 2021 Loan
4.80%
55 to 66 months
▼
APR4.80%
Term55 to 66 months
Last UpdatedSep 18, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS, 66223
New and Used Cars Loan
4.89%
up to 84 months
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 18, 2026
Details
Financing up to 125% for well qualified Members. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply.
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.95%
48 months
▼
APR4.95%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
4.99%
78 months
▼
APR4.99%
Term78 months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2027 (New or Used)
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2027 (New or Used)
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
2016 and Older Auto Loan
4.99%
Up to 48 Months
▼
APR4.99%
TermUp to 48 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2016 and Older
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
2021 to 2017 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 to 2017
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
6300 W 21st St N, Wichita, KS, 67205
Auto Loan
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedSep 18, 2026
Details
Model Year: 2025-2015; As Low As*
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details
100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedSep 21, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
5.00%
48 months
▼
APR5.00%
Interest Rate5.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
5.00%
66 months
▼
APR5.00%
Interest Rate5.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
5.00%
84 months
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $25,000
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details
As Low As;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 48 months
5.00%
up to 48 months
▼
APR5.00%
Termup to 48 months
Last UpdatedSep 18, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
720 N MAIN ST, MCPHERSON, KS, 67460
New Auto Loan
5.00%
96 months
▼
APR5.00%
Term96 months
Last UpdatedSep 18, 2026
Details
New- 2025 - 2027 model
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.05%
72 months
▼
APR5.05%
Term72 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.10%
84 months
▼
APR5.10%
Term84 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1; **Conditions apply
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
110 West Avenue B, Syracuse, KS, 67878
Auto Loans
5.10%
Up to 84 months
▼
APR5.10%
TermUp to 84 months
Last UpdatedSep 19, 2026
Details
As Low As; Model Year: 2025-2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
110 West Avenue B, Syracuse, KS, 67878
Auto Loans
5.10%
Up to 72 months
▼
APR5.10%
TermUp to 72 months
Last UpdatedSep 19, 2026
Details
As Low As; Model Year: 2024
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
110 West Avenue B, Syracuse, KS, 67878
Auto Loans
5.10%
Up to 60 months
▼
APR5.10%
TermUp to 60 months
Last UpdatedSep 19, 2026
Details
As Low As; Model Year: 2020-2022
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Autos & Motorcycles
5.12%
48 Months
▼
APR5.12%
Interest Rate5.00%
Term48 Months
Last UpdatedSep 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2022 - 2024
5.14%
37 - 75 Months
▼
APR5.14%
Interest Rate5.14%
Term37 - 75 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
5.14%
76 - 84 Months
▼
APR5.14%
Interest Rate5.14%
Term76 - 84 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term; **76-84 month term available for model years 2025 and newer only.
Truity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
3400 W 6th St, Lawrence, KS, 66049 3215
Auto Loan
5.24%
60 months
▼
APR5.24%
Term60 months
Last UpdatedSep 14, 2026
Details
Auto loan payment example: $20,000 at 5.24% for 60 months=$379.63 per month. Other rates and terms available.
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1515 N Summit St, Arkansas City, KS, 67005
All Vehicle Years Loan
5.24%
72 months
▼
APR5.24%
Interest Rate5.24%
Term72 months
Last UpdatedSep 18, 2026
Details
Ex: $21,000 @ 4.99% for 72 months = $339.00
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
5.24%
64 to 75 Months
▼
APR5.24%
Term64 to 75 Months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
5.25%
60 months
▼
APR5.25%
Interest Rate5.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Autos & Motorcycles
5.35%
60 Months
▼
APR5.35%
Interest Rate5.25%
Term60 Months
Last UpdatedSep 18, 2026
Details
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
11111 West 95th Street, Overland Park, KS, 66214
New car (dealer) Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedSep 18, 2026
Details
As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
5.40%
42 months
▼
APR5.40%
Term42 months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2027 (New or Used)
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
110 West Avenue B, Syracuse, KS, 67878
Auto Loans
5.40%
Up to 60 months
▼
APR5.40%
TermUp to 60 months
Last UpdatedSep 19, 2026
Details
As Low As; Model Year: 2018-2019
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
5.45%
60 months
▼
APR5.45%
Interest Rate5.24%
Term60 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2020 & Older Auto Loan
5.49%
48 months
▼
APR5.49%
Interest Rate5.24%
Term48 months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 & Older
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
400 S Kansas Ave Ste B, Topeka, KS, 66603 3438
New Vehicle Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedSep 18, 2026
Details
Rates Effective October 1, 2025: 2026-2023
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
6300 W 21st St N, Wichita, KS, 67205
Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedSep 18, 2026
Details
Model Year: 2025-2015; As Low As*
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedSep 21, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
5.50%
66 months
▼
APR5.50%
Interest Rate5.50%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details
As Low As;*
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 60 months
5.50%
up to 60 months
▼
APR5.50%
Termup to 60 months
Last UpdatedSep 18, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Autos & Motorcycles
5.58%
72 Months
▼
APR5.58%
Interest Rate5.50%
Term72 Months
Last UpdatedSep 18, 2026
Details
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
11111 West 95th Street, Overland Park, KS, 66214
Used car (dealer) Loan
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedSep 18, 2026
Details
As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1515 N Summit St, Arkansas City, KS, 67005
All Vehicle Years Loan
5.74%
84 months
▼
APR5.74%
Interest Rate5.74%
Term84 months
Last UpdatedSep 18, 2026
Details
Ex: $26,000 @ 5.49% for 84 months = $371.00
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
5.74%
61-72 months
▼
APR5.74%
Term61-72 months
Last UpdatedSep 21, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
5.75%
72 months
▼
APR5.75%
Interest Rate5.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: $15,000
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
▼
APR5.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details
As Low As;*
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
121 E Avenue A, Hutchinson, KS, 67501
Autos Over 10 Years Old
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedSep 18, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
6300 W 21st St N, Wichita, KS, 67205
Auto Loan
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Model Year: 2025-2015; As Low As*
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New - 2025 Auto Loan
5.91%
48 months
▼
APR5.91%
Interest Rate5.30%
Term48 months
Last UpdatedSep 18, 2026
Details
Published APR range: 5.91%-10.73%; Published rate range: 5.30%-10.10%.
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
5.92%
72 months
▼
APR5.92%
Interest Rate5.74%
Term72 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2020 & Older Auto Loan
5.95%
60 months
▼
APR5.95%
Interest Rate5.74%
Term60 months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 & Older
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
5.95%
52 months
▼
APR5.95%
Term52 months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2027 (New or Used)
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
110 West Avenue B, Syracuse, KS, 67878
Auto Loans
5.95%
Up to 60 months
▼
APR5.95%
TermUp to 60 months
Last UpdatedSep 19, 2026
Details
As Low As; Model Year: 2017 & older
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2017 - 2020 Models Auto Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $31
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedSep 21, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
6.00%
84 months
▼
APR6.00%
Interest Rate6.00%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: $25,000
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
▼
APR6.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
66 months
▼
APR6.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 72 months
6.00%
up to 72 months
▼
APR6.00%
Termup to 72 months
Last UpdatedSep 18, 2026
Details
As Low As; $25,000 minimum value
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New - 2025 Auto Loan
6.02%
63 months
▼
APR6.02%
Interest Rate5.55%
Term63 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.02%-10.84%; Published rate range: 5.55%-10.35%.
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
New car purchase Loan
6.04%
60 months
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
New car rate Loan
6.04%
60 months
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details
APR based on 60 months and $45,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Autos & Motorcycles
6.08%
78 Months
▼
APR6.08%
Interest Rate6.00%
Term78 Months
Last UpdatedSep 18, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
Used car purchase Loan
6.09%
60 months
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
Used car rate Loan
6.09%
60 months
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details
APR based on 60 months and $30,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2022 - 2024
6.14%
76 - 84 Months
▼
APR6.14%
Interest Rate6.14%
Term76 - 84 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
2024 - 2020 Auto Loan
6.16%
48 months
▼
APR6.16%
Interest Rate5.55%
Term48 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.16%-10.98%; Published rate range: 5.55%-10.35%.
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.20%
24 months
▼
APR6.20%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021; Minimum Loan Amount: $15,000
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
6.24%
73-84 months
▼
APR6.24%
Term73-84 months
Last UpdatedSep 21, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2017 - 2020 Models Auto Loan
6.25%
48 months
▼
APR6.25%
Term48 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2021 - 2026 Models Auto Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
6.25%
48 months
▼
APR6.25%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $24
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models list)
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedSep 16, 2026
Details
over $40,000; As Low As; Payment/$1,000: $15
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models (over $40,000 list)
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
6.25%
48 months
▼
APR6.25%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $15,000
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 84 months
6.25%
up to 84 months
▼
APR6.25%
Termup to 84 months
Last UpdatedSep 18, 2026
Details
As Low As; $35,000 minimum value
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.25%
42 months
▼
APR6.25%
Term42 months
Last UpdatedSep 18, 2026
Details
Model Year: 2024-2025 (Used)
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
6300 W 21st St N, Wichita, KS, 67205
Auto Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: 2025-2015; As Low As*
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
720 N MAIN ST, MCPHERSON, KS, 67460
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedSep 18, 2026
Details
Preowned- 2018 - 2026 model
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
3510 W 95th St, Leawood, KS, 66206
New Auto Loan
6.25%
48-72 months
▼
APR6.25%
Term48-72 months
Last UpdatedSep 18, 2026
Details
Model Years: 2022-2025; Loans are currently only available to borrowers in the Kansas City metro area.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
2024 - 2020 Auto Loan
6.27%
63 months
▼
APR6.27%
Interest Rate5.80%
Term63 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.27%-11.10%; Published rate range: 5.80%-10.60%.
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
610 E Cloud Ave, Andover, KS, 67002 8952
Autos & Motorcycles
6.32%
84 Months
▼
APR6.32%
Interest Rate6.25%
Term84 Months
Last UpdatedSep 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.34%
36 Months
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.34%
36 Months
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details
2016 - 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details
2018 - 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1 N Main St, Hutchinson, KS, 67501
Vehicle Loan
6.43%
Up to 72 Mo
▼
APR6.43%
Interest Rate6.25%
TermUp to 72 Mo
Last UpdatedSep 19, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details
2022 - 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.45%
36 months
▼
APR6.45%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1 N Main St, Hutchinson, KS, 67501
Vehicle Loan
6.46%
Up to 60 Mo
▼
APR6.46%
Interest Rate6.25%
TermUp to 60 Mo
Last UpdatedSep 19, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2027 (New or Used)
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
▼
APR6.50%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
New Vehicles Loan
6.50%
36 months
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedSep 18, 2026
Details
2025-2024
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
Used Vehicles 2023-2020 Loan
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedSep 18, 2026
Details
7.50% APR
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1 N Main St, Hutchinson, KS, 67501
Vehicle Loan
6.51%
Up to 48 Mo
▼
APR6.51%
Interest Rate6.25%
TermUp to 48 Mo
Last UpdatedSep 19, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details
2023 - 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
2024 - 2020 Auto Loan
6.57%
72 months
▼
APR6.57%
Interest Rate6.15%
Term72 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.57%-11.39%; Published rate range: 6.15%-10.95%. Min Vehicle Value: $30,000
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
1 N Main St, Hutchinson, KS, 67501
Vehicle Loan
6.59%
Up to 36 Mo
▼
APR6.59%
Interest Rate6.25%
TermUp to 36 Mo
Last UpdatedSep 19, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
6.64%
84 months
▼
APR6.64%
Interest Rate6.49%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
2019 - 2011 Auto Loan
6.66%
48 months
▼
APR6.66%
Interest Rate6.05%
Term48 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.66%-11.48%; Published rate range: 6.05%-10.85%.
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2020 & Older Auto Loan
6.67%
72 months
▼
APR6.67%
Interest Rate6.49%
Term72 months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 & Older
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.70%
48 months
▼
APR6.70%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
72 months
▼
APR6.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $15,000
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.75%
52 months
▼
APR6.75%
Term52 months
Last UpdatedSep 18, 2026
Details
Model Year: 2024-2025 (Used)
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.75%
42 months
▼
APR6.75%
Term42 months
Last UpdatedSep 18, 2026
Details
Model Year: 2016-2023 (Used)
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2016 & Older Used Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2025 New Vehicles
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
New Vehicles Loan
6.75%
48 months
▼
APR6.75%
Interest Rate5.75%
Term48 months
Last UpdatedSep 18, 2026
Details
2025-2024
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
Used Vehicles 2023-2020 Loan
6.75%
48 months
▼
APR6.75%
Term48 months
Last UpdatedSep 18, 2026
Details
7.75% APR
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
3510 W 95th St, Leawood, KS, 66206
New Auto Loan
6.75%
48-60 months
▼
APR6.75%
Term48-60 months
Last UpdatedSep 18, 2026
Details
Model Years: 2022-2025; Loans are currently only available to borrowers in the Kansas City metro area.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
2019 - 2011 Auto Loan
6.77%
63 months
▼
APR6.77%
Interest Rate6.30%
Term63 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.77%-7.63%; Published rate range: 6.30%-7.15%. Min Vehicle Value: $20,000
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New Only Auto Loan
6.77%
84 months
▼
APR6.77%
Interest Rate6.40%
Term84 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.77%-7.62%; Published rate range: 6.40%-7.25%. Min Vehicle Value: $40,000
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Vehicle - 2016 - 2021 Loan
6.85%
67 to 84 months
▼
APR6.85%
Term67 to 84 months
Last UpdatedSep 18, 2026
Details
As Low As
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
2017 - 2020 Models Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedSep 16, 2026
Details
As low as
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; Payment/$1,000: $20
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644
Vehicle Year - Loan
6.99%
Term limits apply. P
▼
APR6.99%
TermTerm limits apply. P
Last UpdatedSep 18, 2026
Details
Term: Term limits apply. Please contact credit union for details.; As Low As; Fixed
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021; Minimum Loan Amount: $20,000
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
Used Auto Loans
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details
As Low As
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
502 N Merchant St, Belle Plaine, KS, 67013
New Auto
7.00%
60 months
▼
APR7.00%
Interest Rate7.00%
Term60 months
Last UpdatedSep 19, 2026
Details
Disclosed Annual Percentage Rates (APR) assume a $20,000 loan with a $300 origination fee, $65 vendors single insurance fee, and $2.50 notice of security interest fee. The contract rate (interest rate) will be higher if the payments are not automatically deducted each month from a checking account at Valley State Bank.
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
7.00%
66 months
▼
APR7.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+
Powered by
MonitorBankRates
Kansas New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
2.00%
36 months
▼
APR2.00%
Interest Rate2.00%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
3.50%
48 months
▼
APR3.50%
Interest Rate3.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
3.64%
0 - 36 Months
▼
APR3.64%
Interest Rate3.64%
Term0 - 36 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
3.75%
36 months
▼
APR3.75%
Interest Rate3.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
3.75%
60 months
▼
APR3.75%
Interest Rate3.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2025 New Vehicles
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
4.00%
48 months
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
4.00%
66 months
▼
APR4.00%
Interest Rate4.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: N/A
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
4.14%
37 - 75 Months
▼
APR4.14%
Interest Rate4.14%
Term37 - 75 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
4.25%
60 months
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
4.25%
72 months
▼
APR4.25%
Interest Rate4.25%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $15,000
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
6480 Sprint Pkwy Ste I, Overland Park, KS, 66211 1166
New Auto Loan
4.49%
60 months or less
▼
APR4.49%
Term60 months or less
Last UpdatedSep 18, 2026
Details
As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
4.50%
84 months
▼
APR4.50%
Interest Rate4.50%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $25,000
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 60 months
4.50%
up to 60 months
▼
APR4.50%
Termup to 60 months
Last UpdatedSep 18, 2026
Details
As Low As; $25,000 minimum value
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 36 months
4.75%
36 months
▼
APR4.75%
Interest Rate4.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
4.75%
72 months
▼
APR4.75%
Interest Rate4.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $15,000
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 72 months
4.75%
up to 72 months
▼
APR4.75%
Termup to 72 months
Last UpdatedSep 18, 2026
Details
As Low As; $25,000 minimum value
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS, 66223
New and Used Cars Loan
4.89%
up to 84 months
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 18, 2026
Details
Financing up to 125% for well qualified Members. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply.
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
4.95%
48 months
▼
APR4.95%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details
100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 48 months
5.00%
48 months
▼
APR5.00%
Interest Rate5.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
5.00%
66 months
▼
APR5.00%
Interest Rate5.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: N/A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
5.00%
84 months
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $25,000
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedSep 18, 2026
Details
As Low As;*
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
720 N MAIN ST, MCPHERSON, KS, 67460
New Auto Loan
5.00%
96 months
▼
APR5.00%
Term96 months
Last UpdatedSep 18, 2026
Details
New- 2025 - 2027 model
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.05%
72 months
▼
APR5.05%
Term72 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
5.10%
84 months
▼
APR5.10%
Term84 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1; **Conditions apply
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans - 2025 & Newer
5.14%
76 - 84 Months
▼
APR5.14%
Interest Rate5.14%
Term76 - 84 Months
Last UpdatedSep 18, 2026
Details
as low as; Loan Term; **76-84 month term available for model years 2025 and newer only.
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
5.24%
64 to 75 Months
▼
APR5.24%
Term64 to 75 Months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 60 months
5.25%
60 months
▼
APR5.25%
Interest Rate5.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
11111 West 95th Street, Overland Park, KS, 66214
New car (dealer) Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedSep 18, 2026
Details
As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
5.45%
60 months
▼
APR5.45%
Interest Rate5.24%
Term60 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
400 S Kansas Ave Ste B, Topeka, KS, 66603 3438
New Vehicle Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedSep 18, 2026
Details
Rates Effective October 1, 2025: 2026-2023
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 66 months
5.50%
66 months
▼
APR5.50%
Interest Rate5.50%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: N/A
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
5.74%
61-72 months
▼
APR5.74%
Term61-72 months
Last UpdatedSep 21, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 72 months
5.75%
72 months
▼
APR5.75%
Interest Rate5.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: $15,000
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New - 2025 Auto Loan
5.91%
48 months
▼
APR5.91%
Interest Rate5.30%
Term48 months
Last UpdatedSep 18, 2026
Details
Published APR range: 5.91%-10.73%; Published rate range: 5.30%-10.10%.
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
5.92%
72 months
▼
APR5.92%
Interest Rate5.74%
Term72 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
7240 STATE AVE, KANSAS CITY, KS, 66112
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedSep 21, 2026
Details
As Low As; Model Year: New to 2016
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
NEW Auto 2025-2026 Mileage Under 10,000 - 84 months
6.00%
84 months
▼
APR6.00%
Interest Rate6.00%
Term84 months
Last UpdatedSep 18, 2026
Details
Tier B; Minimum Loan: $25,000
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loan
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedSep 18, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New - 2025 Auto Loan
6.02%
63 months
▼
APR6.02%
Interest Rate5.55%
Term63 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.02%-10.84%; Published rate range: 5.55%-10.35%.
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
New car purchase Loan
6.04%
60 months
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
New car rate Loan
6.04%
60 months
▼
APR6.04%
Term60 months
Last UpdatedSep 18, 2026
Details
APR based on 60 months and $45,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.20%
24 months
▼
APR6.20%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New to 2022 Auto Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: New to 2022
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
New Auto Loans
6.24%
73-84 months
▼
APR6.24%
Term73-84 months
Last UpdatedSep 21, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
New Auto Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedSep 16, 2026
Details
As Low As; 2021 - 2026 Models (over $40,000 list)
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
2711 W 15TH AVE, EMPORIA, KS, 66801
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 84 months
6.25%
up to 84 months
▼
APR6.25%
Termup to 84 months
Last UpdatedSep 18, 2026
Details
As Low As; $35,000 minimum value
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
3510 W 95th St, Leawood, KS, 66206
New Auto Loan
6.25%
48-72 months
▼
APR6.25%
Term48-72 months
Last UpdatedSep 18, 2026
Details
Model Years: 2022-2025; Loans are currently only available to borrowers in the Kansas City metro area.
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.34%
36 Months
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details
As low as
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details
As low as
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.45%
36 months
▼
APR6.45%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
New Vehicles Loan
6.50%
36 months
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedSep 18, 2026
Details
2025-2024
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
New Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details
As low as
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
610 SW 10th Ave, Topeka, KS, 66612
2021 & Newer Auto Loan
6.64%
84 months
▼
APR6.64%
Interest Rate6.49%
Term84 months
Last UpdatedSep 18, 2026
Details
Model Year: 2021 & Newer
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.70%
48 months
▼
APR6.70%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026 - 2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026 - 2025 New Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2026-2025 New Vehicles
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
New Vehicles Loan
6.75%
48 months
▼
APR6.75%
Interest Rate5.75%
Term48 months
Last UpdatedSep 18, 2026
Details
2025-2024
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
3510 W 95th St, Leawood, KS, 66206
New Auto Loan
6.75%
48-60 months
▼
APR6.75%
Term48-60 months
Last UpdatedSep 18, 2026
Details
Model Years: 2022-2025; Loans are currently only available to borrowers in the Kansas City metro area.
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
20 S Mission St, Council Grove, KS, 66846
New Only Auto Loan
6.77%
84 months
▼
APR6.77%
Interest Rate6.40%
Term84 months
Last UpdatedSep 18, 2026
Details
Published APR range: 6.77%-7.62%; Published rate range: 6.40%-7.25%. Min Vehicle Value: $40,000
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle Loan
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 2
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
502 N Merchant St, Belle Plaine, KS, 67013
New Auto
7.00%
60 months
▼
APR7.00%
Interest Rate7.00%
Term60 months
Last UpdatedSep 19, 2026
Details
Disclosed Annual Percentage Rates (APR) assume a $20,000 loan with a $300 origination fee, $65 vendors single insurance fee, and $2.50 notice of security interest fee. The contract rate (interest rate) will be higher if the payments are not automatically deducted each month from a checking account at Valley State Bank.
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Kansas Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS, 66223
New and Used Cars Loan
4.89%
up to 84 months
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 18, 2026
Details
Financing up to 125% for well qualified Members. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details
100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedSep 21, 2026
Details
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2025 - 2021 Used Vehicles
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedSep 21, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedSep 18, 2026
Details
As Low As;*
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
11111 West 95th Street, Overland Park, KS, 66214
Used car (dealer) Loan
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedSep 18, 2026
Details
As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
▼
APR5.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedSep 18, 2026
Details
As Low As;*
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2020 - 2017 Used Vehicles
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
1010 SW Tyler St, Topeka, KS, 66612 1720
Used Vehicles - 2021 and older Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedSep 21, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
▼
APR6.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
66 months
▼
APR6.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedSep 18, 2026
Details
Credit Rating: 1
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
Used car purchase Loan
6.09%
60 months
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
4700 W 119th St, Leawood, KS, 66209
Used car rate Loan
6.09%
60 months
▼
APR6.09%
Term60 months
Last UpdatedSep 18, 2026
Details
APR based on 60 months and $30,000 financing. For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021; Minimum Loan Amount: $15,000
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
6.25%
48 months
▼
APR6.25%
Term48 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A+; Minimum Loan: $15,000
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.34%
36 Months
▼
APR6.34%
Term36 Months
Last UpdatedSep 18, 2026
Details
2016 - 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedSep 18, 2026
Details
2018 - 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.44%
60 Months
▼
APR6.44%
Term60 Months
Last UpdatedSep 18, 2026
Details
2022 - 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
▼
APR6.50%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
Used Vehicles 2023-2020 Loan
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedSep 18, 2026
Details
7.50% APR
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
4140 W 71st St, Prairie Village, KS, 66208
Used Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedSep 18, 2026
Details
2023 - 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedSep 18, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedSep 18, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
72 months
▼
APR6.75%
Term72 months
Last UpdatedSep 18, 2026
Details
Tier A; Minimum Loan: $15,000
Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
1601 N Lorraine St, Hutchinson, KS, 67501
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedSep 18, 2026
Details
Model Year: 2016 & Older Used Vehicles
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
2306 N MAIN ST, HUTCHINSON, KS, 67502
Used Vehicles 2023-2020 Loan
6.75%
48 months
▼
APR6.75%
Term48 months
Last UpdatedSep 18, 2026
Details
7.75% APR
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
310 W 12th Ave, Emporia, KS, 66801
Used Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedSep 16, 2026
Details
As Low As; 2017 - 2020 Models
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details
As Low As; Model Years: 2018-2021; Minimum Loan Amount: $20,000
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4960 E 21st St N, Wichita, KS, 67208
Used Auto Loans
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details
As Low As
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedSep 18, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
313 W 9th St, Coffeyville, KS, 67337 5813
Used Auto 2012-2019
7.00%
66 months
▼
APR7.00%
Term66 months
Last UpdatedSep 18, 2026
Details
Tier A+
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Kansas Auto Loan Rate Trends
Compare local Kansas auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
New Auto Loan KS Avg
6.615%
▼ 0.277 vs 7 days ago
Kansas new auto rates fell 0.277 points over the past 7 days to 6.615% APR.
Used Auto Loan KS Avg
7.934%
▼ 0.430 vs 7 days ago
Kansas used auto rates fell 0.430 points over the past 7 days to 7.934% APR.
As of Sep 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Kansas Auto Loan Rate Forecast, Next 12 Months
Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Kansas figures.
Current New Auto Avg
6.62%
APR, as of Sep 22, 2026
6-Month Forecast
6.70%
Fed hold assumed
12-Month Forecast
6.77%
Range: 6.42% to 6.97%
Forecast Methodology & Assumptions
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
What Would Your Monthly Car Payment Be?
Estimated monthly payments on a standard 60-month auto loan at today’s average Kansas APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.
| Loan Amount | New Auto @ 6.61% APR KS average | Used Auto @ 7.93% APR KS average | Monthly Difference |
|---|---|---|---|
| $15,000 | $294.30/mo | $303.67/mo | $9.37/mo |
| $25,000 | $490.50/mo | $506.12/mo | $15.62/mo |
| $35,000 | $686.70/mo | $708.57/mo | $21.87/mo |
| $45,000 | $882.89/mo | $911.02/mo | $28.12/mo |
Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.
How to Get the Best Auto Loan Rate in Kansas
1
Get Preapproved Before You Shop
A preapproval from a bank or credit union serving Kansas locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.
2
Check Credit Unions First
Credit unions consistently offer some of the lowest auto loan APRs in Kansas. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.
3
Choose the Shortest Term You Can Afford
Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.
4
Mind the New vs. Used Rate Spread
Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.
Building a down payment, or is an auto loan not the right fit?
- Saving up for a bigger down payment: park it in a Kansas high-yield savings account so it earns while you shop
- Buying from a private seller where auto financing is harder to arrange: compare personal loan rates
- Car fund you won’t need for a set period: Kansas CD rates lock in a guaranteed return until you’re ready to buy
Kansas Financial Snapshot
Local demographics and economic context for car buyers. Source: U.S. Census Bureau
$43,089
Median Individual Earnings
National avg: $47,340
3.8%
Unemployment Rate
National avg: 4.8%
11.3%
Poverty Rate
National avg: 11.1%
$589/mo
Payment on a $30K / 60-mo Loan
At KS new-auto avg 6.61% APR
A $589 monthly car payment works out to roughly 16.4% of the median individual income in Kansas. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15–20% of take-home pay.
Auto Financing Options Compared
An auto loan isn’t the only way to finance a vehicle in Kansas, but for most borrowers it’s the cheapest. Here’s how the main options stack up.
| Feature | Credit Union Auto Loan | Bank Auto Loan | Dealer Financing | Personal Loan |
|---|---|---|---|---|
| Typical APR Level | ✓ Often lowest | ✓ Competitive | ● Varies, can be marked up | ✗ Highest (unsecured) |
| Rate Locked Before You Shop | ✓ Yes, via preapproval | ✓ Yes, via preapproval | ✗ Arranged at the dealership | ✓ Yes |
| Membership / Relationship Required | ● Membership (usually easy) | ✗ No | ✗ No | ✗ No |
| Works for Private-Party Sales | ✓ Usually | ● Sometimes | ✗ No | ✓ Yes |
| Convenience at Purchase | ● Preapproval step first | ● Preapproval step first | ✓ One-stop at the dealer | ● Funds in 1–3 days |
| Best For | Lowest total cost of borrowing | Existing bank customers & rate discounts | Manufacturer 0% promos on new cars | Older vehicles lenders won’t finance |
General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.
Auto Loan Payment Calculator
Estimate your monthly payment on a new or used vehicle in Kansas. We’ve prefilled the APR with today’s KS new-auto average, or click any current rate on the right to apply it instantly.
$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0
Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Kansas. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Kansas
How does my credit score affect my car loan rate in Kansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
Should I get preapproved for an auto loan before visiting a dealer in Kansas?
Yes. A preapproval from a bank or credit union serving Kansas gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.
Why are used car loan rates higher than new car rates?
Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.
Can I refinance my auto loan if rates drop or my credit improves?
Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Kansas can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.
What are the best Auto Loan rates in Kansas?
Based on our current data, some of the lowest auto loan rates available in Kansas include:
- Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000 - 36 months)
- Baxter Credit Union: 3.64% (Auto Loans - 2025 & Newer)
- Bell Credit Union: 3.75% (2026-2025 New Vehicles Loan)
- First Service Credit Union: 3.99% (Auto Loan)
- Corporate America Family Credit Union: 4.49% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 21, 2026
Auto Loan Rates by City in Kansas
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