Auto Loan Rates in Louisiana (LA) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Louisiana include Instep Credit UnionInstep Credit Union400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077A5.0 ★Texas Ratio: 7.38% offering New and Used Auto at 2.50%, Fleur de Lis Federal Credit UnionFleur de Lis Federal Credit Union433 Metairie Rd, Metairie, LA, 70005A+5.0 ★Texas Ratio: 1.34% offering New and Used Auto at 3.00%, Riverland Federal Credit UnionRiverland Federal Credit Union639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130A+5.0 ★Texas Ratio: 4.06% offering Auto Loans at 3.50%, GEISMAR COMPLEXGEISMAR COMPLEX35294 Highway 30, Geismar, LA, 70734A5.0 ★Texas Ratio: 3.75% offering New Vehicle Loan at 3.99%, 705 Federal Credit Union705 Federal Credit Union1455 W Willow St, Lafayette, LA, 70506 1026A-5.0 ★Texas Ratio: 13.64% offering New Auto Loans at 4.00%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Louisiana side-by-side. Louisiana auto loan rates currently start as low as 2.50% APR from Instep Credit Union at 400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Louisiana. Auto Loan Rates Last Updated and Verified: July 15, 2026
Compare Auto Loan Rates Today in Louisiana
Louisiana Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 6, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
433 Metairie Rd, Metairie, LA, 70005
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
Refinance Options Available
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedJul 10, 2026
Details
Cars, Trucks, & SUVs
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
35294 Highway 30, Geismar, LA, 70734
New Vehicle Loan
3.99%
Terms up to 7 years
▼
APR3.99%
TermTerms up to 7 years
Last UpdatedJul 14, 2026
Details
APR varies by term.
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
35294 Highway 30, Geismar, LA, 70734
Used Vehicle Loan
3.99%
Terms up to 6 years
▼
APR3.99%
TermTerms up to 6 years
Last UpdatedJul 14, 2026
Details
APR varies by term.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+APR*
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
8400 Mansfield Rd, Shreveport, LA, 71108
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
**Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
701 Poydras St Ste P140, New Orleans, LA, 70139
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rate as low as**
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Auto Loans
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedJul 10, 2026
Details
Cars, Trucks, & SUVs
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
4.54%
0-48 months
▼
APR4.54%
Term0-48 months
Last UpdatedJul 7, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+ APR
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
4.79%
49-66 months
▼
APR4.79%
Term49-66 months
Last UpdatedJul 7, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.79%
36 months
▼
APR4.79%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As; Selling price must be $30,000
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
4.80%
24 MONTHS
▼
APR4.80%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
4.90%
36 MONTHS
▼
APR4.90%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
701 Poydras St Ste P140, New Orleans, LA, 70139
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rate as low as**
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
100 Northpark Blvd # B1302A, Covington, LA, 70433 5069
New Auto Loan
4.99%
12-60 Month Term
▼
APR4.99%
Term12-60 Month Term
Last UpdatedJul 15, 2026
Details
Annual Percentage Rates shown are "as low as".
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+ APR
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.04%
0-48 months
▼
APR5.04%
Term0-48 months
Last UpdatedJul 7, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.05%
24 MONTHS
▼
APR5.05%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.15%
36 MONTHS
▼
APR5.15%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A APR
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
2016 & older Auto Loan
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
2019 - 2017 Auto Loan
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
2023 - 2020 Auto Loan
5.25%
Up to 72 Months
▼
APR5.25%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
2025 - 2024 Auto Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
New Collateral Auto Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
Used Cur Yr Model Auto Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.25%
1 - 6 years
▼
APR5.25%
Term1 - 6 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.25% APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
5.25%
48 MONTHS
▼
APR5.25%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
5.29%
67-78 months
▼
APR5.29%
Term67-78 months
Last UpdatedJul 7, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.29%
49-66 months
▼
APR5.29%
Term49-66 months
Last UpdatedJul 7, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
5.34%
84 months
▼
APR5.34%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As; Selling price must be $30,000
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
21925 Highway 1, Plaquemine, LA, 70764 5132
Auto Loans
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; See all Loan Rates
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.49%
0-36 months
▼
APR5.49%
Term0-36 months
Last UpdatedJul 15, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Auto Loans
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedJul 10, 2026
Details
Cars, Trucks, & SUVs
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
5.50%
0-24 Months
▼
APR5.50%
Term0-24 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
A APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.50%
7 - 9 years
▼
APR5.50%
Term7 - 9 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.50% APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.50%
48 MONTHS
▼
APR5.50%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
5.60%
60 MONTHS
▼
APR5.60%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
5.60%
24 MONTHS
▼
APR5.60%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
5.74%
24 months
▼
APR5.74%
Term24 months
Last UpdatedJul 12, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.74%
37-60 months
▼
APR5.74%
Term37-60 months
Last UpdatedJul 15, 2026
Details
As Low As
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
5.75%
25-36 Months
▼
APR5.75%
Term25-36 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.75%
10 - 15 years
▼
APR5.75%
Term10 - 15 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.75% APR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.79%
67-78 months
▼
APR5.79%
Term67-78 months
Last UpdatedJul 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.85%
60 MONTHS
▼
APR5.85%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
5.95%
36 MONTHS
▼
APR5.95%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
6.00%
37-48 Months
▼
APR6.00%
Term37-48 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
6.00%
72 MONTHS
▼
APR6.00%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.00%
24 MONTHS
▼
APR6.00%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
6.04%
79-84 months
▼
APR6.04%
Term79-84 months
Last UpdatedJul 7, 2026
Details
As Low As; New Vehicles Only > $25,000
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.04%
72 months
▼
APR6.04%
Term72 months
Last UpdatedJul 12, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.14%
61-78 months
▼
APR6.14%
Term61-78 months
Last UpdatedJul 15, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.24%
78 months
▼
APR6.24%
Term78 months
Last UpdatedJul 12, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
6.25%
49-60 Months
▼
APR6.25%
Term49-60 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
B APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.25%
36 MONTHS
▼
APR6.25%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.29%
79-84 months
▼
APR6.29%
Term79-84 months
Last UpdatedJul 15, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.39%
84 months
▼
APR6.39%
Term84 months
Last UpdatedJul 12, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
6.50%
61-72 Months
▼
APR6.50%
Term61-72 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
B APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
6.50%
48 MONTHS
▼
APR6.50%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
6.50%
72 MONTHS
▼
APR6.50%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
6.75%
73-84 Months
▼
APR6.75%
Term73-84 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
AAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.75%
48 MONTHS
▼
APR6.75%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.89%
90 months
▼
APR6.89%
Term90 months
Last UpdatedJul 12, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
6.95%
60 MONTHS
▼
APR6.95%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
701 Poydras St Ste P140, New Orleans, LA, 70139
1st Time Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rate as low as**
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
7.00%
84 MONTHS
▼
APR7.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade A
7.05%
24 MONTHS
▼
APR7.05%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade A
7.15%
36 MONTHS
▼
APR7.15%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
7.15%
60 MONTHS
▼
APR7.15%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 7.56%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Auto Loans
7.25%
85-96 Months
▼
APR7.25%
Term85-96 Months
Last UpdatedJul 14, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
Used Auto Loans
7.34%
60 Months
▼
APR7.34%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
BAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade A
7.50%
48 MONTHS
▼
APR7.50%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
7.50%
72 MONTHS
▼
APR7.50%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 10, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Terms of 84 months over $30,000.00
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
7.75%
72 MONTHS
▼
APR7.75%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade A
7.85%
60 MONTHS (20K)
▼
APR7.85%
Term60 MONTHS (20K)
Last UpdatedJul 15, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
First Time Auto
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
C APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
8.00%
84 MONTHS
▼
APR8.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.10%
24 MONTHS
▼
APR8.10%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2018 and Older Model Years Loan
8.24%
1 to 36 Months
▼
APR8.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2018 and Older Model Years
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
8.25%
Up to 60 Months
▼
APR8.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
C APR
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
8.25%
84 MONTHS
▼
APR8.25%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
8.35%
24 MONTHS
▼
APR8.35%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
C APR
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2018 and Older Model Years Loan
8.54%
49 to 60 Months
▼
APR8.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2018 and Older Model Years
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.55%
36 MONTHS
▼
APR8.55%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 10, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.75%
48 MONTHS
▼
APR8.75%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
8.75%
84 MONTHS
▼
APR8.75%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
8.80%
36 MONTHS
▼
APR8.80%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class A
8.90%
1-6 Years
▼
APR8.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10Years Old (From Date of Discharge); 5% Down
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
9.00%
Up to 60 Months
▼
APR9.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade A
9.00%
72 MONTHS (30K)
▼
APR9.00%
Term72 MONTHS (30K)
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.00%
48 MONTHS
▼
APR9.00%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
9.15%
60 MONTHS
▼
APR9.15%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
9.25%
72 Months
▼
APR9.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade B
9.35%
24 MONTHS
▼
APR9.35%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.40%
60 MONTHS
▼
APR9.40%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
D APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
9.65%
72 MONTHS
▼
APR9.65%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
D APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
CAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class B
9.90%
1-6 Years
▼
APR9.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge); 5% Down
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.90%
72 MONTHS
▼
APR9.90%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
10.00%
84 MONTHS
▼
APR10.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
10.25%
Up to 60 Months
▼
APR10.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
D APR
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade B
10.25%
36 MONTHS
▼
APR10.25%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade C
10.35%
24 MONTHS
▼
APR10.35%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade B
10.45%
48 MONTHS
▼
APR10.45%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
D APR
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade B
10.60%
60 MONTHS (20K)
▼
APR10.60%
Term60 MONTHS (20K)
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade C
10.80%
36 MONTHS
▼
APR10.80%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class C
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.99 Years Old (From Date of Discharge); 10% Down
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
Used Car Loan Class A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
11.00%
Up to 60 Months
▼
APR11.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
DAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade C
11.00%
48 MONTHS
▼
APR11.00%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Classic Vehicle Loans Grade B
11.15%
72 MONTHS (30K)
▼
APR11.15%
Term72 MONTHS (30K)
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
11.25%
72 Months
▼
APR11.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
DAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
11.50%
84 MONTHS
▼
APR11.50%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
Used Car Loan Class B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade D
11.95%
24 MONTHS
▼
APR11.95%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
12.00%
72 Months
▼
APR12.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade D
12.20%
24 MONTHS
▼
APR12.20%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 D Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
Powered by
MonitorBankRates
Louisiana New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 6, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
433 Metairie Rd, Metairie, LA, 70005
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
Refinance Options Available
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
35294 Highway 30, Geismar, LA, 70734
New Vehicle Loan
3.99%
Terms up to 7 years
▼
APR3.99%
TermTerms up to 7 years
Last UpdatedJul 14, 2026
Details
APR varies by term.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+APR*
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
8400 Mansfield Rd, Shreveport, LA, 71108
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
**Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
701 Poydras St Ste P140, New Orleans, LA, 70139
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rate as low as**
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
4.54%
0-48 months
▼
APR4.54%
Term0-48 months
Last UpdatedJul 7, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
4.79%
49-66 months
▼
APR4.79%
Term49-66 months
Last UpdatedJul 7, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.79%
36 months
▼
APR4.79%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As; Selling price must be $30,000
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
4.80%
24 MONTHS
▼
APR4.80%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
4.90%
36 MONTHS
▼
APR4.90%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
100 Northpark Blvd # B1302A, Covington, LA, 70433 5069
New Auto Loan
4.99%
12-60 Month Term
▼
APR4.99%
Term12-60 Month Term
Last UpdatedJul 15, 2026
Details
Annual Percentage Rates shown are "as low as".
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
A APR*
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
New Collateral Auto Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
5.25%
48 MONTHS
▼
APR5.25%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
5.29%
67-78 months
▼
APR5.29%
Term67-78 months
Last UpdatedJul 7, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
New Vehicles Loan
5.34%
84 months
▼
APR5.34%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As; Selling price must be $30,000
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
B APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
5.60%
60 MONTHS
▼
APR5.60%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
5.60%
24 MONTHS
▼
APR5.60%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
B APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedJul 15, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
5.95%
36 MONTHS
▼
APR5.95%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
B APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
6.00%
72 MONTHS
▼
APR6.00%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
New Auto/Van/Truck Loans
6.04%
79-84 months
▼
APR6.04%
Term79-84 months
Last UpdatedJul 7, 2026
Details
As Low As; New Vehicles Only > $25,000
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
6.50%
48 MONTHS
▼
APR6.50%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
6.95%
60 MONTHS
▼
APR6.95%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade A
7.00%
84 MONTHS
▼
APR7.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
C APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
7.50%
72 MONTHS
▼
APR7.50%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 10, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Terms of 84 months over $30,000.00
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
C APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.10%
24 MONTHS
▼
APR8.10%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade B
8.25%
84 MONTHS
▼
APR8.25%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.55%
36 MONTHS
▼
APR8.55%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
8.75%
48 MONTHS
▼
APR8.75%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class A
8.90%
1-6 Years
▼
APR8.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10Years Old (From Date of Discharge); 5% Down
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
9.15%
60 MONTHS
▼
APR9.15%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
9.65%
72 MONTHS
▼
APR9.65%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
D APR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class B
9.90%
1-6 Years
▼
APR9.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge); 5% Down
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade C
10.00%
84 MONTHS
▼
APR10.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
New Car Loans Class C
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.99 Years Old (From Date of Discharge); 10% Down
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
New Vehicle Loans Grade D
11.95%
24 MONTHS
▼
APR11.95%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2024-2026 Loan
12.00%
72 Months
▼
APR12.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
Powered by
MonitorBankRates
Louisiana Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 6, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
433 Metairie Rd, Metairie, LA, 70005
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
Refinance Options Available
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
35294 Highway 30, Geismar, LA, 70734
Used Vehicle Loan
3.99%
Terms up to 6 years
▼
APR3.99%
TermTerms up to 6 years
Last UpdatedJul 14, 2026
Details
APR varies by term.
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
8400 Mansfield Rd, Shreveport, LA, 71108
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
**Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+ APR
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
701 Poydras St Ste P140, New Orleans, LA, 70139
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rate as low as**
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+ APR
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.04%
0-48 months
▼
APR5.04%
Term0-48 months
Last UpdatedJul 7, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.05%
24 MONTHS
▼
APR5.05%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.15%
36 MONTHS
▼
APR5.15%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A APR
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
First Street Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
Used Cur Yr Model Auto Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Example: For a $30,000 new car loan for a term of 60 months with a 5.25% APR, the monthly payment will be approximately $569.58 (TT&L not included).
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.25%
1 - 6 years
▼
APR5.25%
Term1 - 6 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.25% APR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.29%
49-66 months
▼
APR5.29%
Term49-66 months
Last UpdatedJul 7, 2026
Details
As Low As
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
A APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
A+APR*
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.50%
7 - 9 years
▼
APR5.50%
Term7 - 9 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.50% APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.50%
48 MONTHS
▼
APR5.50%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
A+APR*
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
1625 Lutcher Ave, Lutcher, LA, 70071
Used Vehicles Loan
5.75%
10 - 15 years
▼
APR5.75%
Term10 - 15 years
Last UpdatedJul 15, 2026
Details
As Low As; Rates as Low as 5.75% APR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2739 W Church St, Hammond, LA, 70401
Used Auto/Van/Truck Loans
5.79%
67-78 months
▼
APR5.79%
Term67-78 months
Last UpdatedJul 7, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
5.85%
60 MONTHS
▼
APR5.85%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
14963 River Rd, Hahnville, LA, 70057
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 A Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.00%
24 MONTHS
▼
APR6.00%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
B APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 15, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.25%
36 MONTHS
▼
APR6.25%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
New or Used Auto Loans
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
B APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
AAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
6.50%
72 MONTHS
▼
APR6.50%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2019-2022 Model Years Loan
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2019-2022 Model Years
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
AAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
6.75%
48 MONTHS
▼
APR6.75%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 B Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
7.15%
60 MONTHS
▼
APR7.15%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
BAPR*
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
Used Auto Loans
7.34%
60 Months
▼
APR7.34%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Maximum financing on all auto loans is 125%.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
BAPR*
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Terms of 84 months over $30,000.00
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
7.75%
72 MONTHS
▼
APR7.75%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade A
8.00%
84 MONTHS
▼
APR8.00%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2018 and Older Model Years Loan
8.24%
1 to 36 Months
▼
APR8.24%
Term1 to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2018 and Older Model Years
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
8.25%
Up to 60 Months
▼
APR8.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
C APR
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
8.35%
24 MONTHS
▼
APR8.35%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
C APR
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle - 2018 and Older Model Years Loan
8.54%
49 to 60 Months
▼
APR8.54%
Term49 to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; 2018 and Older Model Years
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 10, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 C Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade B
8.75%
84 MONTHS
▼
APR8.75%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
8.80%
36 MONTHS
▼
APR8.80%
Term36 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
9.00%
Up to 60 Months
▼
APR9.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.00%
48 MONTHS
▼
APR9.00%
Term48 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
9.25%
72 Months
▼
APR9.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.40%
60 MONTHS
▼
APR9.40%
Term60 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
9.90%
72 MONTHS
▼
APR9.90%
Term72 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
10.25%
Up to 60 Months
▼
APR10.25%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
D APR
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedJul 15, 2026
Details
D APR
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
Used Car Loan Class A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
11.00%
Up to 60 Months
▼
APR11.00%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 6 to 10 years old
11.25%
72 Months
▼
APR11.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 36 Months
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
DAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade C
11.50%
84 MONTHS
▼
APR11.50%
Term84 MONTHS
Last UpdatedJul 15, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
1455 W Willow St, Lafayette, LA, 70506 1026
Pre-Owned Auto Loans 11 to 15 years old - 48 Months
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
3331 CAVENDISH PL, Harvey, LA, 70058
Used Car Loan Class B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedJul 11, 2026
Details
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
2443 Texas Ave, Shreveport, LA, 71103
Used Vehicle Loans Grade D
12.20%
24 MONTHS
▼
APR12.20%
Term24 MONTHS
Last UpdatedJul 15, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2016-2025 D Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedJul 15, 2026
Details
Credit Score Range: 580 - 619
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MonitorBankRates
Louisiana Auto Loan Rate Trends
Compare local Louisiana auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — LA Avg
7.333%
▲ 1.686 vs 7 days ago
Louisiana new auto rates rose 1.686 points over the past 7 days to 7.333% APR.
Used Auto Loan — LA Avg
7.762%
▲ 1.113 vs 7 days ago
Louisiana used auto rates rose 1.113 points over the past 7 days to 7.762% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Louisiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Louisiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Louisiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in LA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Louisiana
How does my credit score affect my car loan rate in Louisiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Louisiana?
Based on our current data, some of the lowest auto loan rates available in Louisiana include:
- Instep Credit Union: 2.50% (New and Used Auto)
- Fleur de Lis Federal Credit Union: 3.00% (New and Used Auto)
- Riverland Federal Credit Union: 3.50% (Auto Loans)
- GEISMAR COMPLEX: 3.99% (New Vehicle Loan)
- 705 Federal Credit Union: 4.00% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026
Auto Loan Rates by City in Louisiana
Rate Assistant
MonitorBankRates.com · Live Data
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