Auto Loan Rates in Maryland (MD) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Maryland include WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.46% offering New or Used Vehicle Loans at 2.49%, POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★Texas Ratio: 4.06% offering New Car 24 Months Loan at 3.09%, Market USA Federal Credit UnionMarket USA Federal Credit Union8871 Gorman Rd, Laurel, MD, 20723 5877A5.0 ★Texas Ratio: 5.99% offering New Auto Loan at 3.49%, Tower Federal Credit UnionTower Federal Credit Union7901 Sandy Spring Rd, Laurel, MD, 20707A+5.0 ★Texas Ratio: 1.30% offering New Cars and Trucks Loan at 3.74%, Police Federal Credit UnionPolice Federal Credit Union9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658A+5.0 ★Texas Ratio: 1.85% offering New Autos at 3.74%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Maryland side-by-side. Maryland auto loan rates currently start as low as 2.49% APR from WEPCO Federal Credit Union at 12511 Winchester Rd SW, LaVale, MD, 21502. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Auto Loan Rates Last Updated and Verified: July 15, 2026
Compare Auto Loan Rates Today in Maryland
Maryland Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 24 Months Loan
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 36 Months Loan
3.09%
36 Months
▼
APR3.09%
Term36 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 48 Months Loan
3.09%
48 Months
▼
APR3.09%
Term48 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 60 Months Loan
3.09%
60 Months
▼
APR3.09%
Term60 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 24 Months Loan
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 36 Months Loan
3.29%
36 Months
▼
APR3.29%
Term36 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 48 Months Loan
3.29%
48 Months
▼
APR3.29%
Term48 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 60 Months Loan
3.29%
60 Months
▼
APR3.29%
Term60 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
3.74%
36 months
▼
APR3.74%
Term36 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $29.41 per $1,000 borrowed
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
New Autos
3.74%
2025-2026
▼
APR3.74%
Term2025-2026
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.19%
1 to 36 months
▼
APR4.19%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJul 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $29.61
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $22.69 per $1,000 borrowed
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $29.63
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJul 15, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.29%
37 to 48 months
▼
APR4.29%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 72 Months Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.34%
1 - 36 Months
▼
APR4.34%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJul 12, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 72 Months Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJul 11, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJul 12, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
49 to 66 months
▼
APR4.54%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $22.83
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $15.98 per $1,000 borrowed
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $22.91
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.74%
61 - 72 Months
▼
APR4.74%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61 - 72 months
▼
APR4.74%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $29.72
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 84 Months Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
4.84%
1 - 36 Months
▼
APR4.84%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.94%
67 to 78 months
▼
APR4.94%
Term67 to 78 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
4.99%
67-75 months
▼
APR4.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.99%
67-75 months
▼
APR4.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 84 Months Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 11, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
4.99%
37 - 48 Months
▼
APR4.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $18.92
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJul 15, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $23.12
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $16.22
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $811.61
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: 811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.24%
61 - 72 Months
▼
APR5.24%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As; **
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $16.29
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
5.49%
76-84 months
▼
APR5.49%
Term76-84 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.49%
76-84 months
▼
APR5.49%
Term76-84 months
Last UpdatedJul 6, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJul 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans up to 36 months
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $669.83
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73 - 84 months
▼
APR5.49%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As; **
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJul 6, 2026
Details
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedJul 11, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedJul 11, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.74%
79 to 87 months
▼
APR5.74%
Term79 to 87 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $14.48 per $1,000 borrowed
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $577.17
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 12, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $19.22
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $14.56
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
5.99%
67-75 months
▼
APR5.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
5.99%
67-75 months
▼
APR5.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $581.37
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 12, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $16.60
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.14%
Up to 63 months
▼
APR6.14%
TermUp to 63 months
Last UpdatedJul 15, 2026
Details
As Low As; Rates may change without notice. All loans subject to credit approval.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.19%
1 to 36 months
▼
APR6.19%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedJul 11, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $14.72
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $516.72
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.24%
73 - 84 Months
▼
APR6.24%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedJul 12, 2026
Details
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.29%
37 to 48 months
▼
APR6.29%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.29%
64-75 months
▼
APR6.29%
Term64-75 months
Last UpdatedJul 15, 2026
Details
As Low As; Rates may change without notice. All loans subject to credit approval.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72 Months
▼
APR6.34%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 - 72 Months
▼
APR6.34%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedJul 6, 2026
Details
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $13.34
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.44%
1 to 36 months
▼
APR6.44%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2024-2027
6.49%
85-96 months
▼
APR6.49%
Term85-96 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
6.49%
85-96 months
▼
APR6.49%
Term85-96 months
Last UpdatedJul 6, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
▼
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 72 months Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles Loan
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $521.01
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedJul 15, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
15201 Diamondback Dr, Rockville, MD, 20850 3312
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
6.50%
60 months
▼
APR6.50%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2022
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.54%
49 to 66 months
▼
APR6.54%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.54%
37 to 48 months
▼
APR6.54%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.60%
84 months**
▼
APR6.60%
Term84 months**
Last UpdatedJul 11, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan - Model Years 2021-2023
6.74%
76-84 months
▼
APR6.74%
Term76-84 months
Last UpdatedJul 6, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
6.74%
76-84 months
▼
APR6.74%
Term76-84 months
Last UpdatedJul 6, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.79%
49 to 66 months
▼
APR6.79%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Auto Loans (100% LTV)
6.79%
76-84 months
▼
APR6.79%
Term76-84 months
Last UpdatedJul 15, 2026
Details
As Low As; Rates may change without notice. All loans subject to credit approval.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.84%
73 - 84 Months
▼
APR6.84%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.84%
73 - 84 Months
▼
APR6.84%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
6.99%
88 to 96 months
▼
APR6.99%
Term88 to 96 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
▼
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2019 & Older
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
15201 Diamondback Dr, Rockville, MD, 20850 3312
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
7.05%
84 Months
▼
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
7.05%
84 Months
▼
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
7.19%
67 to 78 months
▼
APR7.19%
Term67 to 78 months
Last UpdatedJul 11, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
▼
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 24 Months Loan
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 36 Months Loan
3.09%
36 Months
▼
APR3.09%
Term36 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 48 Months Loan
3.09%
48 Months
▼
APR3.09%
Term48 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 60 Months Loan
3.09%
60 Months
▼
APR3.09%
Term60 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to new vehicles.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
3.74%
36 months
▼
APR3.74%
Term36 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $29.41 per $1,000 borrowed
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
New Autos
3.74%
2025-2026
▼
APR3.74%
Term2025-2026
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.19%
1 to 36 months
▼
APR4.19%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJul 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $29.61
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.24%
48 months
▼
APR4.24%
Term48 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $22.69 per $1,000 borrowed
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJul 15, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.29%
37 to 48 months
▼
APR4.29%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 72 Months Loan
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.34%
1 - 36 Months
▼
APR4.34%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJul 12, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJul 12, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.49%
37 - 48 Months
▼
APR4.49%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.49%
up to 60 months
▼
APR4.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
49 to 66 months
▼
APR4.54%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $22.83
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.69%
60 months
▼
APR4.69%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $15.98 per $1,000 borrowed
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.74%
61 - 72 Months
▼
APR4.74%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
4.74%
61 - 72 months
▼
APR4.74%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
4.75%
61 to 72 mos.~
▼
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
4.75%
72 months
▼
APR4.75%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car 84 Months Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedJul 11, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.94%
67 to 78 months
▼
APR4.94%
Term67 to 78 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
4.99%
67-75 months
▼
APR4.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $18.92
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJul 15, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $16.29
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
5.49%
76-84 months
▼
APR5.49%
Term76-84 months
Last UpdatedJul 6, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJul 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans up to 36 months
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
New Auto Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
73 - 84 months
▼
APR5.49%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As; **
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.52%
72 months*
▼
APR5.52%
Term72 months*
Last UpdatedJul 11, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36 Months
▼
APR5.59%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.67%
84 months**
▼
APR5.67%
Term84 months**
Last UpdatedJul 11, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.74%
79 to 87 months
▼
APR5.74%
Term79 to 87 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $14.48 per $1,000 borrowed
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; New Auto
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $577.17
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles Loan
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedJul 12, 2026
Details
As Low As; New Vehicles
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.84%
37 - 48 Months
▼
APR5.84%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $14.56
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.09%
49 - 60 Months
▼
APR6.09%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.19%
1 to 36 months
▼
APR6.19%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $516.72
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.29%
37 to 48 months
▼
APR6.29%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.34%
61 - 72 Months
▼
APR6.34%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.34%
61 - 72 Months
▼
APR6.34%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles Loan
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $13.34
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
New Auto Model Years 2024-2027
6.49%
85-96 months
▼
APR6.49%
Term85-96 months
Last UpdatedJul 6, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
▼
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 72 months Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
All New Vehicles Loan
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New Auto Loan (New Car Only)
6.49%
96 months
▼
APR6.49%
Term96 months
Last UpdatedJul 15, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
15201 Diamondback Dr, Rockville, MD, 20850 3312
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
6.54%
49 to 66 months
▼
APR6.54%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
6.84%
73 - 84 Months
▼
APR6.84%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $30,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
6.84%
73 - 84 Months
▼
APR6.84%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $30,000 loan amount
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
6.99%
88 to 96 months
▼
APR6.99%
Term88 to 96 months
Last UpdatedJul 11, 2026
Details
Example based on the maximum term listed in the range.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
▼
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
7.05%
84 Months
▼
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
7.05%
84 Months
▼
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial New Vehicle Loan
7.19%
67 to 78 months
▼
APR7.19%
Term67 to 78 months
Last UpdatedJul 11, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
▼
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.49%
0-48 Months
▼
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
2.99%
0-48 Months
▼
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.24%
49-60 Months
▼
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 24 Months Loan
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 36 Months Loan
3.29%
36 Months
▼
APR3.29%
Term36 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 48 Months Loan
3.29%
48 Months
▼
APR3.29%
Term48 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 60 Months Loan
3.29%
60 Months
▼
APR3.29%
Term60 Months
Last UpdatedJul 11, 2026
Details
*** Rate applies to used vehicles.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.49%
61-72 Months
▼
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
3.74%
49-60 Months
▼
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedJul 12, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $29.63
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.24%
73-84 Months
▼
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 24 months Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.24%
Up to 24 months
▼
APR4.24%
TermUp to 24 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New/Used Vehicle Loan
4.25%
5 YEARS
▼
APR4.25%
Term5 YEARS
Last UpdatedJul 15, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedJul 12, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 72 Months Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedJul 11, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedJul 12, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 36 months Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $1,042.94
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.60%
36 months
▼
APR4.60%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $22.91
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
New or Used Vehicle Loans
4.74%
73-84 Months
▼
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $29.72
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
4.84%
1 - 36 Months
▼
APR4.84%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.94%
48 months
▼
APR4.94%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car 84 Months Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 11, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
4.99%
37 - 48 Months
▼
APR4.99%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.10%
37 - 72 Months
▼
APR5.10%
Term37 - 72 Months
Last UpdatedJul 15, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $23.12
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $16.22
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: 811.61
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.24%
61 - 72 Months
▼
APR5.24%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.24%
61 - 72 months
▼
APR5.24%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As; **
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles Loan
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedJul 12, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
up to 36 months
▼
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans up to 36 months
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $669.83
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJul 6, 2026
Details
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 6, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 48 months Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Used Auto
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.74%
73 - 84 Months
▼
APR5.74%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJul 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $19.22
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
5.99%
67-75 months
▼
APR5.99%
Term67-75 months
Last UpdatedJul 6, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 60 months Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $15,000)
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; APR* as low as
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $581.37
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Used Car Loan
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As; **
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJul 14, 2026
Details
As Low As; Est. Monthly Payment $16.60
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.09%
1 - 36 Months
▼
APR6.09%
Term1 - 36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.20%
72 months*
▼
APR6.20%
Term72 months*
Last UpdatedJul 11, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks Loan
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedJul 14, 2026
Details
As Low As; Monthly Payment: $14.72
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
6.24%
73 - 84 Months
▼
APR6.24%
Term73 - 84 Months
Last UpdatedJul 15, 2026
Details
Minimum $25,000 loan amount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.34%
37 - 48 Months
▼
APR6.34%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedJul 6, 2026
Details
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.44%
1 to 36 months
▼
APR6.44%
Term1 to 36 months
Last UpdatedJul 11, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
▼
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck - Up to 72 months Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck Loan
6.49%
Up to 72 months
▼
APR6.49%
TermUp to 72 months
Last UpdatedJul 15, 2026
Details
Up to 135% of Car Value (Minimum $35,000)
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Used Auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated Monthly Payment: $521.01
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.54%
37 to 48 months
▼
APR6.54%
Term37 to 48 months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.59%
49 - 60 Months
▼
APR6.59%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
6.60%
84 months**
▼
APR6.60%
Term84 months**
Last UpdatedJul 11, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Used Auto Model Years 2021-2023
6.74%
76-84 months
▼
APR6.74%
Term76-84 months
Last UpdatedJul 6, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Commercial Used Vehicle Loan
6.79%
49 to 66 months
▼
APR6.79%
Term49 to 66 months
Last UpdatedJul 11, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Auto Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business Used Vehicle Loan
6.84%
61 - 72 Months
▼
APR6.84%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Minimum $25,000 loan amount
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
▼
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
15201 Diamondback Dr, Rockville, MD, 20850 3312
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJul 15, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Same as New Auto Loan
7.05%
84 Months
▼
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
▼
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details
As Low As
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MonitorBankRates
Maryland Auto Loan Rate Trends
Compare local Maryland auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MD Avg
5.342%
▲ 0.175 vs 7 days ago
Maryland new auto rates rose 0.175 points over the past 7 days to 5.342% APR.
Used Auto Loan — MD Avg
6.704%
▲ 0.031 vs 7 days ago
Maryland used auto rates rose 0.031 points over the past 7 days to 6.704% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maryland auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Maryland?
Based on our current data, some of the lowest auto loan rates available in Maryland include:
- WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
- POCU of Maryland: 3.09% (New Car 24 Months Loan)
- Market USA Federal Credit Union: 3.49% (New Auto Loan)
- Tower Federal Credit Union: 3.74% (New Cars and Trucks Loan)
- Police Federal Credit Union: 3.74% (New Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026
Auto Loan Rates by City in Maryland
Rate Assistant
MonitorBankRates.com · Live Data
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