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iAdvertiser Disclosure
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 Gibbs Aluminum Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Gibbs Aluminum Federal Credit Union's 13-Month CD Special rates are at 3.75%. Gibbs Aluminum Federal Credit Union's Personal Loan Rates are at 5.95%. MonitorBankRates evaluates the financial stability of Gibbs Aluminum Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.25%. Rates were last updated on 04/05/2026. Gibbs Aluminum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gibbs Aluminum Federal Credit Union? Share your experience about Gibbs Aluminum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gibbs Aluminum Federal Credit Union. Gibbs Aluminum Federal Credit Union
Gibbs Aluminum FCU 3093 Ohio Dr
https://www.gibbsafcu.com Henderson, KY 42420 
Gibbs Aluminum Federal Credit Union CD Rates
Gibbs Aluminum Federal Credit Union Checking Rates
Gibbs Aluminum Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gibbs Aluminum Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gibbs Aluminum Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gibbs Aluminum Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gibbs Aluminum Federal Credit Union
Website
https://www.gibbsafcu.com
Address
3093 Ohio Dr,
Henderson, KY 42420
Phone
270-827-7808
Fax
270-827-7870
President
David McGan
CEO
CASSANDRA SNODGRASS
Full-Time Employees
1
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.25%
Return on Assets (ROA)
0.6346%
Return on Equity (ROE)
1.8511%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
6,001,214
Total Amount of Shares and Deposits
3,943,957
Total Shares and Deposits < 1 Year
3,689,342
Total Shares and Deposits 1 3 Years
254,615
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,943,957
Total Interest Expense (Sum of items 6 8)
10,277
Share Certificates
48
Number of Accounts for Share Drafts
222
Number of Accounts for Regular Shares
951
All other shares
388
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
478,859
Total Liabilities
3,943,986
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Gibbs Aluminum Federal Credit UnionIs Gibbs Aluminum Federal Credit Union a safe place to deposit money?Yes, Gibbs Aluminum Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2513790401453%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gibbs Aluminum Federal Credit Union operate?Gibbs Aluminum Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gibbs Aluminum Federal Credit Union?Yes, to access services at Gibbs Aluminum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gibbs Aluminum Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gibbs Aluminum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gibbs Aluminum Federal Credit Union offer online and mobile banking?Most modern institutions like Gibbs Aluminum Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gibbsafcu.com. Current Gibbs Aluminum Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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