CD Rates California (CA) for April 2026

$10,000

*APY: Annual Percentage Yield

Earn 3.50% APY on balances of $500 or more.

Limited time offer.

Minimum to open & earn dividends: $50,000

Limited time Certificate of Deposit Special

Rewards+ Loyalty Program

$1,000 Min.

Certificate penalties for early withdrawal may apply. Certificate will roll over to a standard Certificate at non-promotional dividend rate in effect at time of maturity based on term and renewal balance. Also available for Business Accounts, Traditional IRA, Roth IRA, SEP IRA, & Coverdell Education Savings Account (CESA). Capitol Club Only: If your Capitol Club status entitles you to a premium dividend rate on your Certificate, the premium dividend rate will take effect the day after your Certificate is opened or renews. Capitol Club rate increase is .25% for eligible members.

$50,000 Minimum Balance

$10,000 - $49,999.99

Minimum to open & earn dividends: $100,000

Annual Percentage Yield; APYs are current as of 9/9/2025. Rates are subject to change. A penalty may be assessed for early withdrawal.

Limited time offer. Only available in our branches.

Over $90,000

$100,000 min.; Additional terms available.; Offer ends April 20, 2026.

Rewards+ Loyalty Program

Youth Saver Certificate available until the age of 24.

For new members only.

Minimum to Open $1,000.00

Rewards+ Loyalty Program

For a limited time only, pick your certificate term!

Minimum Initial Deposit $500.

Minimum to Open $1,000.00

In today's volatile rate market, enjoy a highly competitive rate, with the peace of mind that your funds are insured; Fast and easy online opening; Certificate rolls into 24-month Certificate upon maturity

$5,000+

Minimum = $1,000

Rewards+ Loyalty Program

$100,000 Minimum to Earn APY

$50,000+

Minimum to Open $1,000.00

Early Saver Certificate applies to Treasure Chest Savings, Power Up Fund, and Next Gen Accounts only; Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure.