Connecticut CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Connecticut CD rates include New Haven County Credit UnionNew Haven County Credit Union2 Broadway, North Haven, CT 06473A+5.0 ★Texas Ratio: 5.27%Real return: +1.28%APY minus CPI (February 2026) offering Share Certificate 1 year at 4.08% APY, Webster BankWebster Bank1959 Summer St, Stamford, CT 06905A+5.0 ★Texas Ratio: 2.48%Real return: +1.20%APY minus CPI (February 2026) offering Private 3-Month CD at 4.00% APY, FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 5.52%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD Only at 4.00% APY, First County BankFirst County Bank117 Prospect St, Stamford, CT 06901A+5.0 ★Texas Ratio: 2.27%Real return: +1.20%APY minus CPI (February 2026) offering 3 Month at 4.00% APY, and United Business and Industry Federal Credit UnionUnited Business and Industry Federal Credit Union120 Woodford Ave, Plainville, CT 06062 2335A+5.0 ★Texas Ratio: 1.23%Real return: +1.20%APY minus CPI (February 2026) offering 24 month IRA Certificate at 4.00% APY. CD rates as of June 1, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Connecticut side-by-side. Connecticut CD rates currently reach as high as 4.08% APY from New Haven County Credit Union at 2 Broadway, North Haven, CT 06473. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 1, 2026
Compare Best CD Rates in Connecticut
Connecticut 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1959 Summer St, Stamford, CT 06905
Private 3-Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
3 Month CD
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Must be opened in branch; New Money Only
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
3 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
3 Month Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
3 Month Certificate of Deposit
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
IRA 3 Month Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Month Star Relationship CD
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Month Time Deposit & IRA
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
3-Month Share Certificate
$1,000
3.26%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Month Certificate of Deposit (CD)
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Month Business CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
3 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
3 Month Certificate
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 month Certificates of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 month Certificates of Deposit (Regular and IRAs)
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
3 month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 3 Months
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 3 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
3 Months Certificate and IRA Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month IRA Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month Share Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 3 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
90 Days Certificate
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Month CD & IRA
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
3-Month Certificate
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 3-Month
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT 06340
3 Month Short-Term Share Certificates
$0
0.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
3 Month Certificate
$500
0.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
Certificates 3 Month
$500
0.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
3 Months Certificates of Deposit (CDs)
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Individual Retirement Accounts (IRAs) 3 Months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
3 month Certificates of Deposit & IRA
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Connecticut 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
6 Month CD Only
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
6-Month Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month Business CD
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
6 Month Certificate and IRA Certificates
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
6 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
6-Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 6-Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
6 month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
365 Montauk Ave, New London, CT 06320
6 month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
6 Month Certificate
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
6 Month CD
$1,000
3.70%
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
APY (Annual Percentage Yield) is 3.70% and the Interest Rate is 3.63%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month HSA CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
6 Months Term Share Certificates & IRA Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
6 Months Share Certificates
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
up to
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
6 Month Star Relationship CD
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
6 Months Term Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
6 Month CD
$1,000
3.40%
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
6 Months Certificates/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
6 Month Cert.
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 6 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
6 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
6 Month Certificate
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
IRA Not Available
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
6 Month Certificate IRA Certificates
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
(IRA Not Available)
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
6 Month Certificate of Deposit (CD)
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
6 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
6 Month CD & IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
6 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 6 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
6 Months Certificate and IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
6 month Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
6 month Certificates of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
6 Month Certificate
$1,000
2.28%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
6 months Certificate
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 6 months
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
6 month term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
6 Month Time Deposit & IRA
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 6 Months
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT 06040
6 Months Certificates of Deposit
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
IRA 6 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
6 Month
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Connecticut 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate 1 year
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
12 Months
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
1-Year Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
12 Month CD
$1,000
3.80%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
APY (Annual Percentage Yield) is 3.80% and the Interest Rate is 3.73%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
1 Year Certificate and IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
233 Main St, Manchester, CT 06042 3539
1-Year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
12 months Certificate
$2,500
3.71%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 12 months
$2,500
3.71%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
12 Month
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
45 Commerce Dr, Trumbull, CT 06611 5403
Standard IRA Share Certificates 12 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
45 Commerce Dr, Trumbull, CT 06611 5403
Roth & Educational IRA Share Certificates 12 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
1 Year
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 1 Year
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
12 Months Term Share Certificates & IRA Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 12 Months
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
12 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
1 Year Term Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
IRA CD Special for Contributions Only 1 Year
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Available for a limited time only; offer may be withdrawn at any time; Available for current year IRA contributions only of up to $8,600; Open in branch only.
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
1 Year Share Certificate or more
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$1,000
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 1 Year Certificate
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
1 Year Certificate
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 12 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month IRA Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
12 Months Certificates/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
12 Month Certificate
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
12 Month Certificate IRA Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
1 Year Star Relationship CD
$500
3.27%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
Certificate of Deposit Accounts and Individual Retirement Accounts 12 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Until Maturity
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
12 month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
12 Month Certificate of Deposit Accounts for Businesses
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
12 Month Certificate of Deposit Accounts
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 12 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 12 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
1 Year IRA CD
$0
3.15%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
12 Month CD
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
12 Months Share Certificates
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
1 Year Certificate of Deposit (CD)
$500
3.00%
▼
Rate2.92%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
1 Year CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
1 Year CD & IRA
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Save to Win! Qualifying Certificate Account - 12 months
$2,500
2.79%
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Ask for details - You may win a $25 monthly cash prize!
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 12 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
1-Year HSA CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
1-Year CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT 06515
12 months Share Certificates CD SPECIAL
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
1 Year Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
1 year Certificates of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
1 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
1 Year Certificate and IRA Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Connecticut 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
501 Middle St, Bristol, CT 06010 7438
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
New money only; Alero Financial membership required
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18 Month CD
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18 Month CD & IRA
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month No Penalty
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month No Penalty CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Must be opened in branch
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
18 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
18 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
18 Month CD
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
APY (Annual Percentage Yield) is 3.25% and the Interest Rate is 3.20%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
18-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 18-Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
18 Month Time Deposit & IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
18 Month Certificate
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
18 Month CD
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
18 Months Certificates/IRA Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
18 Months Term Share Certificates & IRA Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 18 months
$2,500
3.04%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
18 months Certificate
$2,500
3.04%
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
18 Month Special-NEW MONEY ONLY Premier Membership
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
New Money Only
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
CD 18 Month Special-NEW MONEY ONLY Premier Membership
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
NEW MONEY ONLY
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
18 month Certificates of Deposit
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
18 month Certificates of Deposit (Regular and IRAs)
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month IRA CD
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
18 Month Star Relationship CD
$500
2.76%
▼
Rate2.69%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 18 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month Share Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month IRA Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
18 Month Certificate of Deposit (CD)
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
18 Month
$100,000
2.02%
▼
Rate2.00%
Min Deposit$100,000
Min Balance—
UpdatedMay 17, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
1.5 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 1.5 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
18 Months Share Certificates
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
18 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
18 Month Certificate IRA Certificates
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
18 Month Bump-Up CD
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Bump-Up CDs 18 months
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term or two times during the 42-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
18 Month
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 18 Months
$1,000
1.80%
▼
Rate1.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
18 month IRA Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
18 Month
$25,000
1.76%
▼
Rate1.75%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
18 month Certificate
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
18 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
18 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
IRA 18 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
$250.00 - $9,999.99; Relationship APY
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
20 York St, New Haven, CT 06510
18 Month Term Share Certificates and IRA Term Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
20 York St, New Haven, CT 06510
Share Certificates for 18 months
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
APY - Annual Percentage Yield.
Connecticut 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
24 month IRA Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
2-Year Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
2 Years Term Share Certificates & IRA Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate or more
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
2 Years Term Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
24 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$0
3.45%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$1,000 - $49,500
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 24 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 24 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
2 Years Certificate and IRA Certificates
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
24 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
24 months Certificate
$2,500
3.14%
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 24 months
$2,500
3.14%
▼
Rate3.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
24 Months Certificates/IRA Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate 2 year
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
2 1/2 Year IRA CD
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
2 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
24 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
2 Year Star Relationship CD
$500
2.76%
▼
Rate2.69%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
2 year Certificates of Deposit
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
2 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month Share Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 24 Month Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month IRA Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 2 Year
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
2 Year
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
IRA CD Special for Contributions Only 2 Years
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Available for a limited time only; offer may be withdrawn at any time; Available for current year IRA contributions only of up to $8,600; Open in branch only.
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
2 Year Certificate of Deposit (CD)
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 24 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
45 Commerce Dr, Trumbull, CT 06611 5403
Roth & Educational IRA Share Certificates 24 Month
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
45 Commerce Dr, Trumbull, CT 06611 5403
Standard IRA Share Certificates 24 Month
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 24 Months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 2 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
24 Months Share Certificates
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
2 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
2 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
24 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
24 Month Certificate IRA Certificates
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
2 year term IRA Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
2 year term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
24 month Certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
2 Year
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 2 1/2 Years
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 2 Years
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
2-Year CD
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 1 1/2 Years
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Connecticut 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
3-Year Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
233 Main St, Manchester, CT 06042 3539
3-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Year CD
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Year CD & IRA
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate or more
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$50,000
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
3 Years Term Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$1,000 - $49,500
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
36 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 36 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 36 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
36 months Certificate
$2,500
3.30%
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 36 months
$2,500
3.30%
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
36 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
36 Month IRA
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
3 Years Certificate and IRA Certificates
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
36 Month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month IRA Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month Share Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
36 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
3 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 3 Year
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 year Certificates of Deposit
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
3 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 3 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
3 Years Term Share Certificates & IRA Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
36 Months Share Certificates
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
36 Months Certificates/IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 36 Months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate 3 year
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
36 month IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Year Certificate of Deposit (CD)
$500
2.25%
▼
Rate2.19%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
36 Month
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
36 month Certificate
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
3 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
36 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
36 Month Certificate IRA Certificates
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
3 year term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
3 Year
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 3 Years
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Year CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
36 month Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
CD 36 month Premier Membership
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Connecticut 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
4-Year Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
4 Years Term Share Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
48 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
4 Year CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
4 Year CD & IRA
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
48 months Certificate
$2,500
3.35%
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 48 months
$2,500
3.35%
▼
Rate3.30%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 48 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 48 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
4 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 48 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month Share Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
48 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
48 Months Share Certificates
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
48 Months Certificates/IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
48 Month
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
4 year Certificates of Deposit
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
4 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate 4 year
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 48 Months
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
48 month IRA Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
4 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 4 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
4 Years Term Share Certificates & IRA Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
48 month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
4 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
4 Year Certificate of Deposit (CD)
$500
2.25%
▼
Rate2.19%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
4 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
48 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
48 Month Certificate IRA Certificates
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
4 year term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
4 Year
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 4 Years
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
4-Year CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
4 Year Certificate
$500
1.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
Certificates 4 Year
$500
1.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
48 month Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
CD 48 month Premier Membership
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
IRA 48 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
48 Month Certificate of Deposit
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
48 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
48 month General Membership
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
CD 48 month General Membership
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
4 Year Certificate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
48-Month Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 48-Month
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Connecticut 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
5-Year Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
5 Years Term Share Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
60 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
60 months Certificate
$2,500
3.56%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Regular term and IRA Certificates - Minimum Deposit $2,500.00
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
14 Research Drive, Bethel, CT 06810
Regular term and IRA Certificates - 60 months
$2,500
3.56%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificates 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
Regular Certificates 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month IRA Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month Share Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
IRA Certificates 60 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
60 Months Share Certificates
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
60 month IRA Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
IRA 5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
60 month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
60 Month
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
5 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
60 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate 5 year
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 31, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
2.5 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 2.5 Year
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
60 Months Certificates/IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 5 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
5 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
5 Years Term Share Certificates & IRA Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
5 Year Certificate and IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
964 Asylum Ave, Hartford, CT 06105
Certificate and IRA Certificate 5 Year
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
5 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 60 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
5 year Certificates of Deposit
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
5 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
5 Year Certificate of Deposit (CD)
$500
2.25%
▼
Rate2.19%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Early Withdrawal Penalties May Apply
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
5 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
60 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
60 Month Certificate IRA Certificates
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 5 Years
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
5 Year
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 60 Months
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
5-Year CD
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
5 Year Certificate
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
Certificates 5 Year
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
5 Year
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
5 Year Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 21, 2026
Details
Relationship APY
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
60 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
IRA 60 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
60 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
60 month Premier Membership
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
CD 60 month Premier Membership
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
5 Year Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Connecticut CD Rate Trends
Compare local Connecticut CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CT Avg
2.012%
▲ 0.012 vs 7 days ago
Connecticut 12-month CD rates rose 0.012 points over the past 7 days to 2.012% APY.
6-Month CD — CT Avg
2.357%
Unchanged vs 7 days ago
Connecticut 6-month CD rates currently average 2.357% APY based on data from institutions in our monitoring network.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CT CD Rate Forecast — Next 12 Months
Where are Connecticut CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CT 12-Month Avg APY
2.012%
6-Month Forecast
2.012%
Range: 1.81% – 2.16%
12-Month Forecast
1.762%
Range: 1.56% – 1.91%
Powered by
MonitorBankRates
What Your Savings Earn at CT CD Rates Today
Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.
| CD Term | CT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.213% | $110.63 | $221.26 | $553.15 | $1,106.30 |
| 6-Month CD | 2.357% | $117.85 | $235.69 | $589.23 | $1,178.45 |
| 12-Month CD | 2.012% | $100.61 | $201.21 | $503.03 | $1,006.05 |
| 18-Month CD | 1.805% | $90.23 | $180.46 | $451.15 | $902.30 |
| 24-Month CD | 1.392% | $69.60 | $139.20 | $348.00 | $696.00 |
| 36-Month CD | 1.597% | $79.84 | $159.67 | $399.18 | $798.35 |
| 48-Month CD | 1.600% | $80.02 | $160.04 | $400.10 | $800.20 |
| 60-Month CD | 1.342% | $67.09 | $134.18 | $335.45 | $670.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 1, 2026. | |||||
Sample CD Ladder for Connecticut Savers
$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.213% | $110.63 |
| 2 | 6-Month CD | $5,000 | 2.357% | $117.85 |
| 3 | 12-Month CD | $5,000 | 2.012% | $100.61 |
| 4 | 24-Month CD | $5,000 | 1.392% | $69.60 |
| 5 | 36-Month CD | $5,000 | 1.597% | $79.84 |
| Total ($25,000 invested) | $25,000 | 1.914% blended | $478.53/yr | |
Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
490
CD Rates
Tracked in Connecticut
Tracked in Connecticut
22 Banks
32 Credit Unions
About Our Connecticut CD Rate Database
MonitorBankRates tracks 490 CD rates from 22 banks and 32 credit unions with locations in Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: New Haven County Credit Union offers a CD at 4.08% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Connecticut.
How to Find the Best CD Rates in Connecticut
What to compare when shopping for a CD in Connecticut
To find the best APYs in Connecticut, start with credit unions and online-only banks — Connecticut has 32 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Connecticut
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Connecticut — 54 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Connecticut savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Connecticut money market rates
Connecticut Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$52,599
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$106/yr
At CT 12-mo avg 2.012% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 2.012%, saving 10% of the local median salary ($5,259/year) and putting it in a CD would earn an additional $106 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Connecticut
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Connecticut
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Connecticut as everywhere in the U.S.
Choosing a CD Term in Connecticut
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Connecticut savers easier access to their funds. For example, FD Community Federal Credit Union is offering its 6 Month CD Only at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, SUMA Federal Credit Union is offering its 5-Year Share Certificate at 3.82% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Connecticut Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Connecticut
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Connecticut
Most CDs carry a fixed rate that is locked for the entire term, protecting a Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Connecticut
Are CD rates in Connecticut FDIC insured?
Yes, most established banks in Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Connecticut?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Connecticut.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Connecticut may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Connecticut?
Here are recent top rates found for this area:
- New Haven County Credit Union: 4.08% APY (Share Certificate 1 year)
- Webster Bank: 4.00% APY (Private 3-Month CD)
- FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
- First County Bank: 4.00% APY (3 Month)
- United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
- Capital One Bank: 3.90% APY (12 Months)
- SUMA Federal Credit Union: 3.87% APY (1-Year Share Certificate)
- Self-Help Federal Credit Union: 3.82% APY (3-Year Certificate)
- Liberty Bank Middletown, CT: 3.80% APY (6-Month Business CD)
- Bankwell Bank: 3.80% APY (12 Month CD)
Rates reflect recent verified offers available in Connecticut. Last Updated: June 1, 2026
CD Calculators for Connecticut
Connecticut CD Calculator
At today’s CT top rate of 4.08% APY, a $10,000 deposit earns $408 in the first year. Enter your amount to see your exact return.
Connecticut CD LadderCT CD rates currently range from 2.213% (3-month) to 1.597% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Connecticut CD at 4.08% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsConnecticut’s average 12-month CD is 2.012% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 1, 2026
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