MonitorBankRates
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Connecticut Best CD Rates September 2026

Current Connecticut CD rates include DR BankDR Bank1001 Post Rd, Darien, CT 06820A+5.0 ★Texas Ratio: 0.38%Real return: +1.50%APY minus CPI (February 2026) offering 12 month at 4.30% APY, USALLIANCEUSALLIANCE1 Atwood Pl, West Haven, CT 06516 2047B4.5 ★Texas Ratio: 6.66%Real return: +1.45%APY minus CPI (February 2026) offering 24 Month Certificate at 4.25% APY, New Haven County Credit UnionNew Haven County Credit Union2 Broadway, North Haven, CT 06473A+5.0 ★Texas Ratio: 5.27%Real return: +1.28%APY minus CPI (February 2026) offering Share Certificate - 1 year at 4.08% APY, Sikorsky Credit UnionSikorsky Credit Union253 West St, Seymour, CT 06483 2648A+5.0 ★Texas Ratio: 1.09%Real return: +1.20%APY minus CPI (February 2026) offering Share & IRA Certificates 36 Months at 4.00% APY, and First County BankFirst County Bank117 Prospect St, Stamford, CT 06901A+5.0 ★Texas Ratio: 2.27%Real return: +1.20%APY minus CPI (February 2026) offering 3 Month at 4.00% APY. CD rates as of September 1, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Connecticut side-by-side. Connecticut CD rates currently reach as high as 4.30% APY from DR Bank at 1001 Post Rd, Darien, CT 06820. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 1, 2026

Compare Best CD Rates in Connecticut

Connecticut 3 Month CD Rates

MonitorBankRates National Average — 3 Month CD1.96% APY▲ 0.02% from last week

The national average 3-month CD rate is 1.96% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1001 Post Rd, Darien, CT 06820
3 month
$500
4.05% ▲ 2.09% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 2.09% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
3 Month
$0
4.00% ▲ 2.04% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 2.04% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
3 Month CD
$1,000
3.79% ▲ 1.83% above national avg
Rate3.72%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.83% above avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
3 Month Certificate
$0
3.70% ▲ 1.74% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.74% above avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 3 Month Certificate
$0
3.70% ▲ 1.74% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.74% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 3 Month
$0
3.50% ▲ 1.54% above national avg
Rate3.39%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.54% above avg
Details

Star Relationship CD

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Month Time Deposit & IRA
$500
3.45% ▲ 1.49% above national avg
Rate3.40%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.49% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
3-Month Share Certificate
$1,000
3.26% ▲ 1.30% above national avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.30% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Month
$0
3.00% ▲ 1.04% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.04% above avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Month Business CD
$0
3.00% ▲ 1.04% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.04% above avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Month CD
$0
3.00% ▲ 1.04% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 1.04% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
3 Month Certificate
$500
2.80% ▲ 0.84% above national avg
Rate2.76%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 0.84% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 month
$0
2.00% ▲ 0.04% above national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▲ 0.04% above avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Month
$0
1.00% ▼ 0.96% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 0.96% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Month TD Choice CD
$250
1.00% ▼ 0.96% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 0.96% below avg
Details

Relationship APY

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Month Certificate
$0
1.00% ▼ 0.96% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 0.96% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
3 month Certificate
$1,000
1.00% ▼ 0.96% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 0.96% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 3 Months
$0
1.00% ▼ 0.96% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 0.96% below avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 3 Months
$500
0.90% ▼ 1.06% below national avg
Rate0.90%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.06% below avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month Certificate
$0
0.75% ▼ 1.21% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.21% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
3 Months
$0
0.50% ▼ 1.46% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.46% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
90 Days Certificate
$0
0.25% ▼ 1.71% below national avg
Rate0.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.71% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 3-Month
$0
0.15% ▼ 1.81% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.81% below avg
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Month CD
$0
0.15% ▼ 1.81% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average1.96%▼ 1.81% below avg
Details

Early Withdrawal Penalty: 30 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Month CD & IRA
$0
0.15% ▼ 1.81% below national avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average1.96%▼ 1.81% below avg
Details

Early Withdrawal Penalty: 30 Days Interest

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT 06340
3 Month Share Certificate
$0
0.15% ▼ 1.81% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.81% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Business Certificates of Deposit (CDs) - 3 Months
$1,000
0.10% ▼ 1.86% below national avg
Rate0.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.86% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
IRA CD 3 Months
$1,000
0.10% ▼ 1.86% below national avg
Rate0.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.86% below avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
3 Month
$500
0.10% ▼ 1.86% below national avg
Rate0.10%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average1.96%▼ 1.86% below avg
Details

Until Maturity

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
3 Month Certificate
$500
0.10% ▼ 1.86% below national avg
Rate0.10%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.86% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 1.90% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.90% below avg
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.90% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.90% below avg
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.91% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.91% below avg
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
3 month Standard Interest Rate
$2,500
0.05% ▼ 1.91% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.91% below avg
Details

Relationship Interest Rate 0.06%

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
3 Month
$1,000
0.05% ▼ 1.91% below national avg
Rate0.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average1.96%▼ 1.91% below avg
Details

Connecticut 6 Month CD Rates

MonitorBankRates National Average — 6 Month CD2.67% APY▲ 0.03% from last week

The national average 6-month CD rate is 2.67% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1001 Post Rd, Darien, CT 06820
6 month
$500
4.30% ▲ 1.63% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.63% above avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month CD
$0
4.00% ▲ 1.33% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.33% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
6 Month CD Only
$500
4.00% ▲ 1.33% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.33% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 90 days dividend.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
6-Month Share Certificate
$1,000
3.87% ▲ 1.20% above national avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.20% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month Business CD
$0
3.80% ▲ 1.13% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.13% above avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month HSA CD
$0
3.80% ▲ 1.13% above national avg
Rate3.74%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.13% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
IRA Certificates 6 months
$0
3.79% ▲ 1.12% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.12% above avg
Details

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
6 Months
$0
3.76% ▲ 1.09% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.09% above avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 6-Month
$0
3.75% ▲ 1.08% above national avg
Rate3.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
6 month Certificate
$1,000
3.75% ▲ 1.08% above national avg
Rate3.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details

Wellness Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
85 Jefferson St, Hartford, CT 06106 2601
6 Month CD
$0
3.75% ▲ 1.08% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
6 Month Certificate
$500
3.75% ▲ 1.08% above national avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
365 Montauk Ave, New London, CT 06320
6 month Share Certificate
$0
3.75% ▲ 1.08% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
6 Months
$0
3.56% ▲ 0.89% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
6 Months
$0
3.56% ▲ 0.89% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 6 Months
$0
3.56% ▲ 0.89% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 6 Month
$0
3.50% ▲ 0.83% above national avg
Rate3.39%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details

Star Relationship CD

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
6 Month CD
$1,000
3.50% ▲ 0.83% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 6 Months
$1,000
3.50% ▲ 0.83% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 6 Months
$1,000
3.50% ▲ 0.83% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month Certificate
$0
3.50% ▲ 0.83% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
6 Months
$0
3.30% ▲ 0.63% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.63% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 6 Months
$0
3.30% ▲ 0.63% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.63% above avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
6 Month Cert.
$0
3.25% ▲ 0.58% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details

Featured Rate

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
6 Month Certificate
$0
3.25% ▲ 0.58% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details

Rates are accurate as of 7/25/25. Rates may change after account opening.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 6 Months
$0
3.25% ▲ 0.58% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
6 Month Certificate
$0
3.04% ▲ 0.37% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.37% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
6 Month
$0
3.00% ▲ 0.33% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.33% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
6 Month
$500
3.00% ▲ 0.33% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.67%▲ 0.33% above avg
Details

Until Maturity

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
6 Month CD
$0
3.00% ▲ 0.33% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.67%▲ 0.33% above avg
Details

Early Withdrawal Penalty: 90 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
6 Month CD & IRA
$0
3.00% ▲ 0.33% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.67%▲ 0.33% above avg
Details

Early Withdrawal Penalty: 90 Days Interest

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
6 Month
$0
2.75% ▲ 0.08% above national avg
Rate2.71%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.08% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
6 Month Smart Choice Liquid CD
$50,000
2.75% ▲ 0.08% above national avg
Rate2.68%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.67%▲ 0.08% above avg
Details

Until Maturity

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
6 month
$0
2.50% ▼ 0.17% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.17% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
6 Month Certificate
$0
2.28% ▼ 0.39% below national avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.39% below avg
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
6 Month Time Deposit & IRA
$500
2.00% ▼ 0.67% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
6 month term
$500
2.00% ▼ 0.67% below national avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
6 Month Certificate
$0
2.00% ▼ 0.67% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.76% ▼ 0.91% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.91% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.51% ▼ 1.16% below national avg
Rate1.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.16% below avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 6 Months
$500
1.25% ▼ 1.42% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.42% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 6 Months
$1,000
1.20% ▼ 1.47% below national avg
Rate1.19%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.67%▼ 1.47% below avg
Details

Balance: Quarterly Post or Interest Checks

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT 06040
6 Months
$0
1.01% ▼ 1.66% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.66% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
6 Month TD Choice CD
$250
1.00% ▼ 1.67% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.67% below avg
Details

Relationship APY

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.00% ▼ 1.67% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.67% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
6 Month Certificate
$0
1.00% ▼ 1.67% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.67% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 6 Month Certificate
$0
1.00% ▼ 1.67% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.67% below avg
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
20 York St, New Haven, CT 06510
6 Month
$0
0.80% ▼ 1.87% below national avg
Rate0.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.87% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
6 Months
$1,000
0.75% ▼ 1.92% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.92% below avg
Details

A penalty may be imposed for early withdrawal.

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
6 Months
$0
0.75% ▼ 1.92% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.92% below avg
Details

Connecticut 12 Month CD Rates

MonitorBankRates National Average — 12 Month CD2.83% APY▲ 0.02% from last week

The national average 12-month CD rate is 2.83% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1001 Post Rd, Darien, CT 06820
12 month
$500
4.30% ▲ 1.47% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 1.47% above avg
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate - 1 year
$0
4.08% ▲ 1.25% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 1.25% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
1-Year Share Certificate
$1,000
3.87% ▲ 1.04% above national avg
Rate3.80%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 1.04% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
1 Year
$0
3.76% ▲ 0.93% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.93% above avg
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 12 Months Jumbo
$100,000
3.75% ▲ 0.92% above national avg
Rate3.69%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.92% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
IRA Certificates 12 months
$0
3.75% ▲ 0.92% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.92% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month Certificate
$0
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.82% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
12 Month
$500
3.65% ▲ 0.82% above national avg
Rate3.59%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.82% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 12 Months
$500
3.60% ▲ 0.77% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.77% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 1 Year
$0
3.57% ▲ 0.74% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.74% above avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
12 Months
$0
3.56% ▲ 0.73% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.73% above avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 12 Months
$1,000
3.50% ▲ 0.67% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.83%▲ 0.67% above avg
Details

Balance: Quarterly Post or Interest Checks

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
12 Month Certificate
$500
3.50% ▲ 0.67% above national avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.67% above avg
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
1 Year Share Certificate
$1,000
3.40% ▲ 0.57% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.57% above avg
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
1 Year Certificate
$0
3.35% ▲ 0.52% above national avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.52% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 12 Months
$0
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.47% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
12 Month Certificate
$1,000
3.30% ▲ 0.47% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.47% above avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
12 Month Certificate
$0
3.30% ▲ 0.47% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.47% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 1 Year
$0
3.27% ▲ 0.44% above national avg
Rate3.17%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.44% above avg
Details

Star Relationship CD

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
12 Month IRA
$500
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.42% above avg
Details

Until Maturity

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
12 month Certificate
$1,000
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.42% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
12 Months
$0
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.42% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 12 Months
$0
3.25% ▲ 0.42% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.42% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
1 Year IRA CD
$0
3.15% ▲ 0.32% above national avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.32% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
12 Month CD
$1,000
3.10% ▲ 0.27% above national avg
Rate3.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.27% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
12 Months
$0
3.05% ▲ 0.22% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.22% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 12 Months
$0
3.05% ▲ 0.22% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.22% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
1 Year
$0
3.00% ▲ 0.17% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.17% above avg
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
1 Year CD
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.83%▲ 0.17% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
1 Year CD & IRA
$0
3.00% ▲ 0.17% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.83%▲ 0.17% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 12 Months
$1,000
2.95% ▲ 0.12% above national avg
Rate2.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.12% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 12 Months
$1,000
2.95% ▲ 0.12% above national avg
Rate2.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▲ 0.12% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
1-Year CD
$0
2.75% ▼ 0.08% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.08% below avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
1-Year HSA CD
$0
2.75% ▼ 0.08% below national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.08% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 12 Months
$0
2.75% ▼ 0.08% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.08% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
1 Year Certificate
$0
2.53% ▼ 0.30% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.30% below avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
1 year
$0
2.50% ▼ 0.33% below national avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.33% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
12 Month
$0
2.02% ▼ 0.81% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.81% below avg
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
1 Year Time Deposit & IRA
$500
2.00% ▼ 0.83% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.83% below avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
12 Month
$500
2.00% ▼ 0.83% below national avg
Rate1.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.83%▼ 0.83% below avg
Details

Until Maturity

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
1 year term
$500
2.00% ▼ 0.83% below national avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 0.83% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
12 month IRA Certificate
$0
1.80% ▼ 1.03% below national avg
Rate1.79%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.03% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
12 Month
$0
1.76% ▼ 1.07% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.07% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 12-Month
$0
1.65% ▼ 1.18% below national avg
Rate1.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.18% below avg
Details

Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.21%
48 Haynes ST, Manchester, CT 06040
12 Months
$0
1.65% ▼ 1.18% below national avg
Rate1.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.18% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
1 year Standard Fixed Rate CD
$2,500
1.51% ▼ 1.32% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.32% below avg
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 1.50%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.32% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.32% below avg
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
1 year Standard Fixed Rate CD
$2,500
1.50% ▼ 1.33% below national avg
Rate1.49%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.33% below avg
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
1 year Standard Interest Rate
$2,500
1.50% ▼ 1.33% below national avg
Rate1.49%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.33% below avg
Details

Relationship Interest Rate 1.50%

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
12 Months
$0
1.25% ▼ 1.58% below national avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.83%▼ 1.58% below avg
Details

Connecticut 18 Month CD Rates

MonitorBankRates National Average — 18 Month CD2.68% APY▲ 0.04% from last week

The national average 18-month CD rate is 2.68% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
18 Month
$500
4.00% ▲ 1.32% above national avg
Rate3.87%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.68%▲ 1.32% above avg
Details

Until Maturity

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
1 Financial Plz, Hartford, CT 06103
18-Month M&T Select CD
$0
3.85% ▲ 1.17% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 1.17% above avg
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
18 Month Time Deposit & IRA
$500
3.80% ▲ 1.12% above national avg
Rate3.74%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 1.12% above avg
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18 Month CD
$0
3.75% ▲ 1.07% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.68%▲ 1.07% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18 Month CD & IRA
$0
3.75% ▲ 1.07% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.68%▲ 1.07% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18-Month CD
$500
3.75% ▲ 1.07% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.68%▲ 1.07% above avg
Details

Limited time in-branch offer!

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
501 Middle St, Bristol, CT 06010 7438
18-Month CD
$0
3.75% ▲ 1.07% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 1.07% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month No Penalty
$0
3.65% ▲ 0.97% above national avg
Rate3.59%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.97% above avg
Details

No Penalty

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 18 Months
$500
3.60% ▲ 0.92% above national avg
Rate3.54%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.92% above avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
18 Months
$0
3.56% ▲ 0.88% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.88% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
18 Month CD
$1,000
3.40% ▲ 0.72% above national avg
Rate3.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.72% above avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 18 Months
$1,000
3.30% ▲ 0.62% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.62% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 18 Months
$1,000
3.30% ▲ 0.62% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.62% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
18 Month IRA
$500
3.30% ▲ 0.62% above national avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.62% above avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 18-Month
$0
3.25% ▲ 0.57% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.57% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
18 Month Certificate
$500
3.25% ▲ 0.57% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.57% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
18 Months
$0
3.25% ▲ 0.57% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.57% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 18 Months
$0
3.25% ▲ 0.57% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.57% above avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
18 Month Special-NEW MONEY ONLY
$1,000
3.25% ▲ 0.57% above national avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.57% above avg
Details

Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 18 Months
$0
3.04% ▲ 0.36% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.36% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
18 month
$0
3.00% ▲ 0.32% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.32% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month IRA CD
$0
3.00% ▲ 0.32% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.32% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 18 Month
$0
2.76% ▲ 0.08% above national avg
Rate2.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.08% above avg
Details

Star Relationship CD

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month
$0
2.75% ▲ 0.07% above national avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▲ 0.07% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month Certificate
$0
2.60% ▼ 0.08% below national avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.08% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
18 Month
$0
2.50% ▼ 0.18% below national avg
Rate2.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.18% below avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Variable Rate 18 Months
$25
2.50% ▼ 0.18% below national avg
Rate2.48%
Min Deposit$25
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.18% below avg
Details

Variable Rate - deposits allowed during term. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Variable Rate 18 Months
$25
2.50% ▼ 0.18% below national avg
Rate2.48%
Min Deposit$25
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.18% below avg
Details

All terms also available for Individual Retirement Accounts (IRA). Deposits allowed during the term. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
18 Month
$0
2.02% ▼ 0.66% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.66% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
18 Months
$0
2.02% ▼ 0.66% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.66% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 18 Months
$0
2.02% ▼ 0.66% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.66% below avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
18 Month Certificate
$0
2.02% ▼ 0.66% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.66% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
18 Month Bump-Up CD
$1,000
2.00% ▼ 0.68% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.68% below avg
Details

Annual Percentage Yield (APY) is accurate as of July 7, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
18 Month
$500
2.00% ▼ 0.68% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.68% below avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 18 Months
$1,000
1.80% ▼ 0.88% below national avg
Rate1.78%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.68%▼ 0.88% below avg
Details

Balance: Quarterly Post or Interest Checks

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
18 month IRA Certificate
$0
1.80% ▼ 0.88% below national avg
Rate1.79%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.88% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
18 Month
$0
1.76% ▼ 0.92% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.92% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
18 month Certificate
$1,000
1.75% ▼ 0.93% below national avg
Rate1.74%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 0.93% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
18 Months
$0
1.50% ▼ 1.18% below national avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.18% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
18 Months
$0
1.15% ▼ 1.53% below national avg
Rate1.14%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.53% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
18 Month
$0
1.00% ▼ 1.68% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
18 Month TD Choice CD
$250
1.00% ▼ 1.68% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

Relationship APY

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
18 Month
$0
1.00% ▼ 1.68% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
18 Month Certificate
$0
1.00% ▼ 1.68% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 18 Month Certificate
$0
1.00% ▼ 1.68% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
20 York St, New Haven, CT 06510
18 Month
$0
1.00% ▼ 1.68% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.68% below avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
18 month
$1,000
0.85% ▼ 1.83% below national avg
Rate0.85%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.83% below avg
Details

Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
18 month
$1,000
0.70% ▼ 1.98% below national avg
Rate0.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 1.98% below avg
Details

General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT 06340
18 Month
$0
0.50% ▼ 2.18% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 2.18% below avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
365 Montauk Ave, New London, CT 06320
18 month Share Certificate
$0
0.50% ▼ 2.18% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.68%▼ 2.18% below avg
Details

Connecticut 24 Month CD Rates

MonitorBankRates National Average — 24 Month CD2.71% APY▲ 0.02% from last week

The national average 24-month CD rate is 2.71% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 6.66%
1 Atwood Pl, West Haven, CT 06516 2047
24 Month Certificate
$0
4.25% ▲ 1.54% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.54% above avg
Details

Special Rate

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
24 month IRA Certificate
$0
4.00% ▲ 1.29% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.29% above avg
Details

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
2 Years
$0
3.81% ▲ 1.10% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.10% above avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
2 Years
$0
3.81% ▲ 1.10% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.10% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
2-Year Share Certificate
$1,000
3.77% ▲ 1.06% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.06% above avg
Details

Penalty for early withdrawal: 6 Months Dividends

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 24 Months
$500
3.75% ▲ 1.04% above national avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.04% above avg
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$0
3.55% ▲ 0.84% above national avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.84% above avg
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
2 Year Time Deposit & IRA
$500
3.50% ▲ 0.79% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.79% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
24 Month CD
$1,000
3.50% ▲ 0.79% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.79% above avg
Details

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
38 Broad St, New Britain, CT 06053
24-Month Term Share
$0
3.50% ▲ 0.79% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.79% above avg
Details

Promotional Dividend Rate

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$1,000
3.45% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.74% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
24 Month Certificate
$1,000
3.40% ▲ 0.69% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.69% above avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 24 Months
$1,000
3.35% ▲ 0.64% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 24 Months
$1,000
3.35% ▲ 0.64% above national avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
24 Months
$0
3.35% ▲ 0.64% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 24 Months
$0
3.35% ▲ 0.64% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
IRA Certificates 24 months
$0
3.29% ▲ 0.58% above national avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.58% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
24 Month
$500
3.25% ▲ 0.54% above national avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.54% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 24 Months
$0
3.04% ▲ 0.33% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.33% above avg
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate - 2 year
$0
3.03% ▲ 0.32% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.32% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
2 year
$0
3.00% ▲ 0.29% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.29% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
2 1/2 Year IRA CD
$0
3.00% ▲ 0.29% above national avg
Rate2.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.29% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
24 Month
$0
3.00% ▲ 0.29% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.29% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
2 Year
$500
3.00% ▲ 0.29% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.71%▲ 0.29% above avg
Details

Until Maturity

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
2 Year Certificate
$0
3.00% ▲ 0.29% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.29% above avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 2 Year
$0
2.76% ▲ 0.05% above national avg
Rate2.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.05% above avg
Details

Star Relationship CD

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month Certificate
$0
2.70% ▼ 0.01% below national avg
Rate2.67%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.01% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 2 Year
$0
2.53% ▼ 0.18% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.18% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
2 Year
$0
2.50% ▼ 0.21% below national avg
Rate2.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.21% below avg
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 24 Months
$0
2.50% ▼ 0.21% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.21% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 24 Months
$1,000
2.25% ▼ 0.46% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.71%▼ 0.46% below avg
Details

Balance: Quarterly Post or Interest Checks

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
2 Year
$0
2.02% ▼ 0.69% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
24 Months
$0
2.02% ▼ 0.69% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 24 Months
$0
2.02% ▼ 0.69% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
24 Month Certificate
$0
2.02% ▼ 0.69% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
2 year term
$500
2.00% ▼ 0.71% below national avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.71% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
24 month Certificate
$1,000
2.00% ▼ 0.71% below national avg
Rate1.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.71% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
2 Year
$0
1.76% ▼ 0.95% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.95% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
24 Months
$0
1.75% ▼ 0.96% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.96% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
2 1/2 Years
$1,000
1.25% ▼ 1.46% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.46% below avg
Details

A penalty may be imposed for early withdrawal.

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
2 Years
$1,000
1.25% ▼ 1.46% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.46% below avg
Details

A penalty may be imposed for early withdrawal.

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
2 Years
$0
1.20% ▼ 1.51% below national avg
Rate1.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.51% below avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
2-Year CD
$0
1.05% ▼ 1.66% below national avg
Rate1.04%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.66% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
24 Month
$0
1.00% ▼ 1.71% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
24 Month TD Choice CD
$250
1.00% ▼ 1.71% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

Relationship APY

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
2 Year
$0
1.00% ▼ 1.71% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
1 1/2 Years
$1,000
1.00% ▼ 1.71% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

A penalty may be imposed for early withdrawal.

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
24 Month Certificate
$0
1.00% ▼ 1.71% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 24 Month Certificate
$0
1.00% ▼ 1.71% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.71% below avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
24 month
$1,000
0.90% ▼ 1.81% below national avg
Rate0.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.81% below avg
Details

Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Connecticut 36 Month CD Rates

MonitorBankRates National Average — 36 Month CD2.66% APY▲ 0.03% from last week

The national average 36-month CD rate is 2.66% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 36 Months
$500
4.00% ▲ 1.35% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 1.35% above avg
Details

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
3 Years
$0
3.87% ▲ 1.22% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 1.22% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
3-Year Share Certificate
$1,000
3.82% ▲ 1.17% above national avg
Rate3.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 1.17% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Year CD
$0
3.75% ▲ 1.10% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 1.10% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Year CD & IRA
$0
3.75% ▲ 1.10% above national avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 1.10% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3-Year CD
$500
3.75% ▲ 1.10% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 1.10% above avg
Details

Limited time in-branch offer!

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$0
3.60% ▲ 0.95% above national avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.95% above avg
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Year Time Deposit & IRA
$500
3.50% ▲ 0.85% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.85% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
36 Month CD
$1,000
3.50% ▲ 0.85% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.85% above avg
Details

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$1,000
3.50% ▲ 0.85% above national avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.85% above avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 36 Months
$1,000
3.40% ▲ 0.75% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.75% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 36 Months
$1,000
3.40% ▲ 0.75% above national avg
Rate3.35%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.75% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
36 Months
$0
3.35% ▲ 0.70% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.70% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 36 Months
$0
3.35% ▲ 0.70% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.70% above avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
36 Month
$0
3.25% ▲ 0.60% above national avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.60% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
36 Month IRA
$500
3.05% ▲ 0.40% above national avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.40% above avg
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
21 Silas Deane Hwy, Wethersfield, CT 06109
IRA Certificates 36 months
$0
3.03% ▲ 0.38% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.38% above avg
Details

NCUA-insured: Yes

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 year
$0
3.00% ▲ 0.35% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.35% above avg
Details

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
3 Year
$500
3.00% ▲ 0.35% above national avg
Rate2.92%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 0.35% above avg
Details

Until Maturity

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Year Certificate
$0
3.00% ▲ 0.35% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.35% above avg
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
36 Month Certificate
$500
3.00% ▲ 0.35% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.35% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month Certificate
$0
2.85% ▲ 0.20% above national avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.20% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 3 Year
$0
2.54% ▼ 0.11% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.11% below avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
3 Years
$0
2.53% ▼ 0.13% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.13% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
36 Months
$0
2.53% ▼ 0.13% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.13% below avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 36 Months
$0
2.53% ▼ 0.13% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.13% below avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 36 Months
$0
2.53% ▼ 0.13% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.13% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 3 Year
$0
2.50% ▼ 0.15% below national avg
Rate2.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.15% below avg
Details

Star Relationship CD

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 36 Months
$1,000
2.50% ▼ 0.15% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▼ 0.15% below avg
Details

Balance: Quarterly Post or Interest Checks

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate - 3 year
$0
2.43% ▼ 0.22% below national avg
Rate2.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.22% below avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
36 month IRA Certificate
$0
2.30% ▼ 0.36% below national avg
Rate2.28%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.36% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Year
$0
2.25% ▼ 0.40% below national avg
Rate2.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.40% below avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
36 Month
$500
2.25% ▼ 0.40% below national avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.40% below avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
36 month Certificate
$1,000
2.25% ▼ 0.40% below national avg
Rate2.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.40% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
3 Year
$0
2.02% ▼ 0.63% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.63% below avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
36 Month Certificate
$0
2.02% ▼ 0.63% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.63% below avg
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
3 year term
$500
2.00% ▼ 0.65% below national avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.65% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
3 Year
$0
1.76% ▼ 0.89% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.89% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
36 Months
$0
1.75% ▼ 0.90% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.90% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
3 Years
$0
1.45% ▼ 1.20% below national avg
Rate1.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.20% below avg
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Year CD
$0
1.25% ▼ 1.40% below national avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.40% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
3 Years
$1,000
1.25% ▼ 1.40% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.40% below avg
Details

A penalty may be imposed for early withdrawal.

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
36 month
$1,000
1.00% ▼ 1.65% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.65% below avg
Details

Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Year
$0
1.00% ▼ 1.65% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.65% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Year TD Choice CD
$250
1.00% ▼ 1.65% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.65% below avg
Details

Relationship APY

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
36 month
$1,000
0.85% ▼ 1.80% below national avg
Rate0.85%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.80% below avg
Details

General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
36 Month Certificate
$0
0.85% ▼ 1.80% below national avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.80% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 36 Month Certificate
$0
0.85% ▼ 1.80% below national avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.80% below avg
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
3 Year Certificate
$500
0.85% ▼ 1.80% below national avg
Rate0.85%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.80% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
3 Year Certificate
$0
0.60% ▼ 2.05% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.05% below avg
Details

Connecticut 48 Month CD Rates

MonitorBankRates National Average — 48 Month CD2.66% APY▲ 0.04% from last week

The national average 48-month CD rate is 2.66% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
4 Years
$0
3.92% ▲ 1.26% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 1.26% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
4-Year Share Certificate
$1,000
3.77% ▲ 1.11% above national avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 1.11% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
4 Year Time Deposit & IRA
$500
3.50% ▲ 0.84% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.84% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
48 Month CD
$1,000
3.50% ▲ 0.84% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.84% above avg
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
4 Year CD
$0
3.50% ▲ 0.84% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 0.84% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
4 Year CD & IRA
$0
3.50% ▲ 0.84% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▲ 0.84% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 48 Months
$1,000
3.45% ▲ 0.79% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.79% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 48 Months
$1,000
3.45% ▲ 0.79% above national avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.79% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
48 Months
$0
3.35% ▲ 0.69% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.69% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 48 Months
$0
3.35% ▲ 0.69% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.69% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
4 year
$0
3.00% ▲ 0.34% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.34% above avg
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
4 Year Certificate
$0
3.00% ▲ 0.34% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.34% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month Certificate
$0
2.95% ▲ 0.29% above national avg
Rate2.91%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.29% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
48 Months
$0
2.79% ▲ 0.13% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.13% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 48 Months
$0
2.79% ▲ 0.13% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.13% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 48 Months
$0
2.78% ▲ 0.12% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.12% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
48 Month
$500
2.75% ▲ 0.09% above national avg
Rate2.72%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▲ 0.09% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate - 4 year
$0
2.63% ▼ 0.03% below national avg
Rate2.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.03% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 48 Months
$1,000
2.55% ▼ 0.11% below national avg
Rate2.52%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▼ 0.11% below avg
Details

Balance: Quarterly Post or Interest Checks

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
48 month IRA Certificate
$0
2.55% ▼ 0.11% below national avg
Rate2.52%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.11% below avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 4 Year
$0
2.54% ▼ 0.12% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.12% below avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
4 Years
$0
2.53% ▼ 0.13% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.13% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 4 Year
$0
2.50% ▼ 0.16% below national avg
Rate2.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.16% below avg
Details

Star Relationship CD

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
4 Year
$500
2.50% ▼ 0.16% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.66%▼ 0.16% below avg
Details

Until Maturity

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
48 month Certificate
$1,000
2.50% ▼ 0.16% below national avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.16% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
4 Year
$0
2.25% ▼ 0.41% below national avg
Rate2.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.41% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
4 Year
$0
2.02% ▼ 0.64% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.64% below avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
48 Month Certificate
$0
2.02% ▼ 0.64% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.64% below avg
Details

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
4 year term
$500
2.00% ▼ 0.66% below national avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.66% below avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
48 Months
$0
2.00% ▼ 0.66% below national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.66% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
4 Year
$0
1.76% ▼ 0.90% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 0.90% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
4 Years
$0
1.65% ▼ 1.01% below national avg
Rate1.63%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.01% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
4 Years
$1,000
1.50% ▼ 1.16% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.16% below avg
Details

A penalty may be imposed for early withdrawal.

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
4-Year CD
$0
1.35% ▼ 1.31% below national avg
Rate1.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.31% below avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
48 month
$1,000
1.11% ▼ 1.55% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.55% below avg
Details

Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
4 Year Certificate
$500
1.00% ▼ 1.66% below national avg
Rate0.99%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.66% below avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
48 month
$1,000
0.90% ▼ 1.76% below national avg
Rate0.90%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.76% below avg
Details

General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
48 Month Certificate
$0
0.85% ▼ 1.81% below national avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.81% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 48 Month Certificate
$0
0.85% ▼ 1.81% below national avg
Rate0.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.81% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
4 Year Certificate
$0
0.70% ▼ 1.96% below national avg
Rate0.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 1.96% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 48-Month
$0
0.60% ▼ 2.06% below national avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.06% below avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
48 Month
$0
0.50% ▼ 2.16% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.16% below avg
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
32 Chicago Ave, Groton, CT 06340
48 Month
$0
0.50% ▼ 2.16% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.16% below avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
365 Montauk Ave, New London, CT 06320
48 month IRA
$0
0.50% ▼ 2.16% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.16% below avg
Details

Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 0.01%
365 Montauk Ave, New London, CT 06320
48 month Share Certificate
$0
0.50% ▼ 2.16% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.16% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Business Certificates of Deposit (CDs) - 48 Months
$1,000
0.40% ▼ 2.26% below national avg
Rate0.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.26% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
IRA CD 48 Months
$1,000
0.40% ▼ 2.26% below national avg
Rate0.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.26% below avg
Details

PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
48 Month
$1,000
0.30% ▼ 2.36% below national avg
Rate0.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.66%▼ 2.36% below avg
Details

Connecticut 60 Month CD Rates

MonitorBankRates National Average — 60 Month CD2.76% APY▲ 0.03% from last week

The national average 60-month CD rate is 2.76% APY as of September 2, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 60 Months
$500
4.00% ▲ 1.24% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 1.24% above avg
Details

Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
253 High St, Hartford, CT 06103
5 Years
$0
3.92% ▲ 1.16% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 1.16% above avg
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
39 Clovelly Rd, Stamford, CT 06902
5-Year Share Certificate
$1,000
3.82% ▲ 1.06% above national avg
Rate3.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 1.06% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
5 Year Time Deposit & IRA
$500
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.74% above avg
Details

Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
60 Month CD
$1,000
3.50% ▲ 0.74% above national avg
Rate3.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.74% above avg
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Business Certificate of Deposit - Fixed Rate 60 Months
$1,000
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.74% above avg
Details

Daily balance to earn APY

Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 60 Months
$1,000
3.50% ▲ 0.74% above national avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.74% above avg
Details

All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
60 Months
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.59% above avg
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 60 Months
$0
3.35% ▲ 0.59% above national avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.59% above avg
Details

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month Certificate
$0
3.05% ▲ 0.29% above national avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.29% above avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
60 month IRA Certificate
$0
3.05% ▲ 0.29% above national avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.29% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
60 Months
$0
3.05% ▲ 0.29% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.29% above avg
Details

Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.59%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 60 Months
$0
3.05% ▲ 0.29% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.29% above avg
Details

New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
5 year
$0
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.24% above avg
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.52%
601 Watertown Ave, Waterbury, CT 06708
60 Month
$500
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.24% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
5 Year Certificate
$0
3.00% ▲ 0.24% above national avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.24% above avg
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
120 Woodford Ave, Plainville, CT 06062 2335
60 month Certificate
$1,000
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.24% above avg
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
60 Months
$0
3.00% ▲ 0.24% above national avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.24% above avg
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2 Broadway, North Haven, CT 06473
Share Certificate - 5 year
$0
2.84% ▲ 0.08% above national avg
Rate2.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.08% above avg
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 60 Months
$0
2.78% ▲ 0.02% above national avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▲ 0.02% above avg
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 5 Year
$0
2.54% ▼ 0.22% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.22% below avg
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
516 Spring St, Windsor Locks, CT 06096
5 Years
$0
2.53% ▼ 0.23% below national avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.23% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 5 Year
$0
2.50% ▼ 0.26% below national avg
Rate2.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.26% below avg
Details

Star Relationship CD

ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.37%
220 Main St, Danbury, CT 06810
5 Year
$500
2.50% ▼ 0.26% below national avg
Rate2.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.76%▼ 0.26% below avg
Details

Until Maturity

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 60 Months
$0
2.50% ▼ 0.26% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.26% below avg
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
5 Year
$0
2.25% ▼ 0.51% below national avg
Rate2.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.51% below avg
Details

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
5 Year
$0
2.02% ▼ 0.74% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.74% below avg
Details

Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
11 Cranbrook Blvd, Enfield, CT 06082
60 Month Certificate
$0
2.02% ▼ 0.74% below national avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.74% below avg
Details

Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
5 Years
$1,000
2.00% ▼ 0.76% below national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 0.76% below avg
Details

A penalty may be imposed for early withdrawal.

Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.24%
69 Wall St, Norwalk, CT 06850
5 Year
$0
1.76% ▼ 1.00% below national avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.00% below avg
Details

Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
5 Years
$0
1.75% ▼ 1.01% below national avg
Rate1.73%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.01% below avg
Details

Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 60 Months
$1,000
1.70% ▼ 1.06% below national avg
Rate1.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.76%▼ 1.06% below avg
Details

Balance: Quarterly Post or Interest Checks

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
5-Year CD
$0
1.45% ▼ 1.31% below national avg
Rate1.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.31% below avg
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
202 Salem Tpke, Norwich, CT 06360
5 Year Certificate
$1,000
1.25% ▼ 1.51% below national avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.51% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
5 Year
$0
1.00% ▼ 1.76% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.76% below avg
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
5 Year TD Choice CD
$250
1.00% ▼ 1.76% below national avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.76% below avg
Details

Relationship APY

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
60 Month Certificate
$0
1.00% ▼ 1.76% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.76% below avg
Details

Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
Business 60 Month Certificate
$0
1.00% ▼ 1.76% below national avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.76% below avg
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
5 Year Certificate
$0
0.80% ▼ 1.96% below national avg
Rate0.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 1.96% below avg
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 60-Month
$0
0.75% ▼ 2.01% below national avg
Rate0.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.01% below avg
Details

Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.72%
616 Burnside Ave, East Hartford, CT 06108
60 month
$1,000
0.65% ▼ 2.11% below national avg
Rate0.65%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.11% below avg
Details

General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000.

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
60 Month
$500
0.60% ▼ 2.16% below national avg
Rate0.59%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.16% below avg
Details

Until Maturity

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
60 Month IRA
$2,500
0.60% ▼ 2.16% below national avg
Rate0.59%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.16% below avg
Details

Until Maturity

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
Business 60 Month
$500
0.60% ▼ 2.16% below national avg
Rate0.59%
Min Deposit$500
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.16% below avg
Details

Until Maturity

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
5 Year IRA CD
$0
0.55% ▼ 2.21% below national avg
Rate0.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.21% below avg
Details

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
60 Month
$0
0.55% ▼ 2.21% below national avg
Rate0.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.21% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Business Certificates of Deposit (CDs) - 60 Months
$1,000
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.26% below avg
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
IRA CD 60 Months
$1,000
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 31, 2026
National Average2.76%▼ 2.26% below avg
Details

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
5 Year CD
$0
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.76%▼ 2.26% below avg
Details

Early Withdrawal Penalty: 365 Days Interest

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
5 Year CD & IRA
$0
0.50% ▼ 2.26% below national avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 1, 2026
National Average2.76%▼ 2.26% below avg
Details

Early Withdrawal Penalty: 365 Days Interest

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Connecticut Institutions

Highest verified APYs available today — updated September 1, 2026

B Top 5 Bank Rates
DR Bank
12 month
A+ 5.0 ★ TX: 0.38%
Min: $500
4.30%
USALLIANCE
24 Month Certificate
B 4.5 ★ TX: 6.66%
Min: $0
4.25%
First County Bank
3 Month
A+ 5.0 ★ TX: 2.27%
Min: $0
4.00%
Liberty Bank Middletown, CT
6-Month CD
A+ 5.0 ★ TX: 5.26%
Min: $0
4.00%
ives Bank
18 Month
A 5.0 ★ TX: 9.37%
Min: $500
4.00%
CU Top 5 Credit Union Rates
New Haven County Credit Union
Share Certificate - 1 year
A+ 5.0 ★ TX: 5.27%
Min: $0
4.08%
Sikorsky Credit Union
Share & IRA Certificates 36 Months
A+ 5.0 ★ TX: 1.09%
Min: $500
4.00%
FD Community Federal Credit Union
6 Month CD Only
A+ 5.0 ★ TX: 5.52%
Min: $500
4.00%
United Business and Industry Federal Credit Union
24 month IRA Certificate
A+ 5.0 ★ TX: 1.23%
Min: $0
4.00%
Police Federal Credit Union Of Connecticut
4 Years
A 5.0 ★ TX: 7.41%
Min: $0
3.92%
Rates verified September 1, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Connecticut CD Rate Trends

Compare local Connecticut CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut CD Trends
12-Month CD — CT Avg
2.833%
▲ 0.943 vs 7 days ago

Connecticut 12-month CD rates rose 0.943 points over the past 7 days to 2.833% APY.

6-Month CD — CT Avg
2.672%
▲ 0.716 vs 7 days ago

Connecticut 6-month CD rates rose 0.716 points over the past 7 days to 2.672% APY.

As of Sep 2, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CT CD Rate Forecast — Next 12 Months

Where are Connecticut CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CT 12-Month Avg APY
2.833%
6-Month Forecast
2.833%
Range: 2.63% – 2.98%
12-Month Forecast
2.583%
Range: 2.38% – 2.73%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Connecticut average 12-month CD APY in our database.

Spread model: The Connecticut 12-month CD average currently trades 1.54% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CT CD Rates Today

Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.

CD Term CT Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.964% $98.19 $196.38 $490.95 $981.90
6-Month CD 2.672% $133.62 $267.23 $668.08 $1,336.15
12-Month CD 2.833% $141.64 $283.28 $708.20 $1,416.40
18-Month CD 2.677% $133.84 $267.67 $669.18 $1,338.35
24-Month CD 2.711% $135.57 $271.14 $677.85 $1,355.70
36-Month CD 2.655% $132.75 $265.50 $663.75 $1,327.50
48-Month CD 2.657% $132.83 $265.66 $664.15 $1,328.30
60-Month CD 2.760% $138.00 $276.00 $690.00 $1,380.00
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 1, 2026.

Sample CD Ladder for Connecticut Savers

$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit CT Avg APY Annual Earnings
1 3-Month CD $5,000 1.964% $98.19
2 6-Month CD $5,000 2.672% $133.62
3 12-Month CD $5,000 2.833% $141.64
4 24-Month CD $5,000 2.711% $135.57
5 36-Month CD $5,000 2.655% $132.75
Total ($25,000 invested) $25,000 2.567% blended $641.77/yr

Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

421
CD Rates
Tracked in Connecticut
24 Banks 32 Credit Unions

About Our Connecticut CD Rate Database

MonitorBankRates tracks 421 CD rates from 24 banks and 32 credit unions with locations in Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: DR Bank offers a CD at 4.30% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Connecticut.

How to Find the Best CD Rates in Connecticut

What to compare when shopping for a CD in Connecticut

To find the best APYs in Connecticut, start with credit unions and online-only banks — Connecticut has 32 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Connecticut

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Connecticut — 56 institutions here report CD rates

Consider an Alternative If…

Connecticut Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$52,599
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$149/yr
At CT 12-mo avg 2.833% APY

18.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 2.833%, saving 10% of the local median salary ($5,259/year) and putting it in a CD would earn an additional $149 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Connecticut

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Connecticut

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Connecticut as everywhere in the U.S.

Choosing a CD Term in Connecticut

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Connecticut savers easier access to their funds. For example, DR Bank is offering its 6 month at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Sikorsky Credit Union is offering its Share & IRA Certificates 60 Months at 4.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Connecticut Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Connecticut

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Connecticut

Most CDs carry a fixed rate that is locked for the entire term, protecting a Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Connecticut

Are CD rates in Connecticut FDIC insured?

Yes, most established banks in Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Connecticut?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Connecticut.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Connecticut may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Connecticut?

Here are recent top rates found for this area:
  • DR Bank: 4.30% APY (12 month)
  • USALLIANCE: 4.25% APY (24 Month Certificate)
  • New Haven County Credit Union: 4.08% APY (Share Certificate - 1 year)
  • Sikorsky Credit Union: 4.00% APY (Share & IRA Certificates 36 Months)
  • First County Bank: 4.00% APY (3 Month)
  • Liberty Bank Middletown, CT: 4.00% APY (6-Month CD)
  • ives Bank: 4.00% APY (18 Month)
  • FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
  • United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
  • Police Federal Credit Union Of Connecticut: 3.92% APY (4 Years)
Rates reflect recent verified offers available in Connecticut. Last Updated: September 1, 2026

Connecticut CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Connecticut rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Connecticut CD Rates by Term

Verified September 1, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Connecticut. Averages shown use the Connecticut state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 1, 2026

Connecticut Rates & Resources

Cities in Connecticut