Virginia Best CD Rates September 2026

Interest is not compounded. Interest will be credited to your account at maturity.

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Term: 3 months (90 to 179 days)

Balance: $100.00 - $24,999.99

Compounding: N/A

Fixed APY | No minimum balance

Promo Certificate Disclosure - The 6-month Promotional Certificate Annual Percentage Yield (APY). Promotional Certificates are available for new and existing members of Chartway Credit Union. To qualify for the offer, certificates must be funded completely with new deposits. New Deposits are defined as funds not currently on deposit with Chartway Credit Union. Rate effective date April 1, 2026. Chartway Credit Union reserves the right to end or modify the offer at any time. Penalty for early withdrawal. Fees could reduce earnings on the account. The certificate has a minimum $500 balance ($100 if under 18 years old) to open. The 13-month certificate will renew at the current 6-month certificate rate. Rate subject to change. The Credit Union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in the Funds Availability Policy.

Promotional Certificates - ***LIMITED TIME OFFER; new money only. For 6 months promotional share certificates, the early withdrawal penalty is 90 days of dividend whether earned or not.

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Balance: $1M+

Balance: 6 Month; Regular Accounts

Balance: $1,000

Term: Special 6-Month Fixed Rate2

Balance: $250,000-$999,999

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Fixed APY | No minimum balance

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Requires a qualifying checking account.

The Annual Percentage Yield (APY) is accurate as of 09/10/2026. APY assumes interest remains on deposit until maturity date. Penalty for early withdrawal may reduce earnings. Fees may reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.

Fixed APY | No minimum balance

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

On the above accounts, dividends are compounded and credited quarterly. Dividends are computed based on average daily balance. A penalty may be imposed for early withdrawal. Service charges may reduce earnings.

Balance: $1M+

Balance: $1,000

Balance: $1,000

Term: 1 to 2 Years (365 to 729 days); Jumbo APY: 4.05%; Jumbo Dividend Rate: 3.98%; Early Withdrawal Penalty: 180 Days' Dividends

Term: 1 to 2 Years (365 to 729 days); Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 90 Days' Dividends

Balance: 24 Month