Virginia CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Virginia CD rates include PAHO WHO Federal Credit UnionPAHO WHO Federal Credit Union2300 Wilson Blvd, Arlington, VA 22201A+5.0 ★Texas Ratio: 4.82%Real return: +1.79%APY minus CPI (February 2026) offering IRA Certificate 36 Months at 4.59% APY, Apple Federal Credit UnionApple Federal Credit Union14260J Centreville Sq, Centreville, VA 20121A+5.0 ★Texas Ratio: 3.07%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month Starter at 4.50% APY, Signature Federal Credit UnionSignature Federal Credit Union12 HERBERT ST, Alexandria, VA 22305A5.0 ★Texas Ratio: 6.76%Real return: +1.45%APY minus CPI (February 2026) offering 6-Month Certificate at 4.25% APY, Merck Employees Federal Credit UnionMerck Employees Federal Credit Union2778 S EAST SIDE HWY, ELKTON, VA 22827 3628A+5.0 ★Texas Ratio: 0.22%Real return: +1.45%APY minus CPI (February 2026) offering New Money Regular or IRA 12 month Certificate at 4.25% APY, and EagleBankEagleBank11166 Fairfax Blvd, Fairfax, VA 22030A+5.0 ★Texas Ratio: 5.93%Real return: +1.30%APY minus CPI (February 2026) offering 12 Months at 4.10% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Virginia side-by-side. Virginia CD rates currently reach as high as 4.59% APY from PAHO WHO Federal Credit Union at 2300 Wilson Blvd, Arlington, VA 22201. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Virginia
Virginia 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
3 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY: Annual Percentage Yield
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
3 Month Term Certificate
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
3 Months
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
90 days/13 weeks
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Visit or Call
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
3 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
3 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Month Certificate
$100
3.15%
▼
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 90 Day Certificate
$0
2.90%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
3-Months
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Chain Bridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1445a Laughlin Ave, Mclean, VA 22101
3 Months
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months less than
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$99,999
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months - less than
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$99,999
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
3 months less than
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$99,999
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
8401 Digges Rd, Manassas, VA 20110
3 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.96%
2300 Wards Rd Ste E, Lynchburg, VA 24502
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
3 Months Short-Term Certificate
$0
0.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
Certificate IRAs (Traditional or Roth IRA) 3 Months
$0
0.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
4429 Bonney Rd, Virginia Beach, VA 23462
3-Month Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
National Bank of Blacksburg
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
144 Main St, Tazewell, VA 24651
90 days
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
110 Old Virginia Ave, Narrows, VA 24124
3 Months
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
90 Day CD
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3901 Old Buckingham Rd, Powhatan, VA 23139
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3901 Old Buckingham Rd, Powhatan, VA 23139
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificate 3 months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificates 3 months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
3 Months
$500
0.02%
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 3 Months
$500
0.02%
▼
Rate0.02%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Virginia 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
6-Month Certificate
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 6 Months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 6 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank of Virginia
Institution Rating:
A5.0 ★Texas Ratio: 7.40%
10555 Main St, Fairfax, VA 22030
6-MONTH CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 Month CD
$1,000
3.95%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 Months
$0
3.95%
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
6 months
$0
3.89%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
731 Warrior Dr, Stephens City, VA 22655
6 MONTH CD SPECIAL
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 6 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
6 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 6 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
6 Month
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
6 months/26 weeks
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Visit or Call
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
New Money Regular or IRA 6-month Certificate
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
19747 Main St, Buchanan, VA 24066
Certificate of Deposit 6 Month Special
$2,500
3.70%
▼
Rate3.67%
Min Deposit$2,500
Min Balance—
UpdatedJun 23, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money CD 6 Month
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
6 Month Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.70%
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
6 month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
CD 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Opened over the telephone or in a Wealth Center.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
Online CD 6 Month
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Only available to existing Premier customers.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
6 Month Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Certificates 6 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Minimum to Open $500.00. Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
6 Month Term Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
6 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY: Annual Percentage Yield
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
6 month IRA Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Money Regular or IRA 6-month Certificate
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
6 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
6 month Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Money Regular or IRA 6-month Certificate
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
6-Month Certificate
$100
3.45%
▼
Rate3.45%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
6-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
6 Month
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 6 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
6 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 6 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA 23851
IRA Certificates 6-Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA 23851
Roth IRA Certificate 6-Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA 23851
Roth IRA 6-Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 6 Months (Reg/Roth/Educ)
$100,000
3.25%
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA 23851
IRA Certificate 6-Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bronco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
135 Stewart Dr, Franklin, VA 23851
6-Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
6 months less than
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$99,999
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 6 Months
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 6 Months (Reg/Roth/Educ)
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 6 Months
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (6 month term)
$1,000
3.14%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 6 month
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Virginia 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
12 Month Starter
$0
4.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
12-Month Starter Certificate
$50
4.50%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
Additional deposits are permitted at any time until maturity, up to the maximum. A penalty may be imposed for early withdrawals. If the Certificate is redeemed prior to the maturity date the following penalty will apply: If the term is over 6 months to 60 months - the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is withdrawn within the 10 days following the maturity date, no penalty will apply. Fees could reduce earnings on the account. See Starter Certificate Disclosure for complete terms. APY = Annual Percentage Yield as of 06/15/2026 for a 12-month Starter Certificate; subject to change at any time.
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
New Money Regular or IRA 12 month Certificate
$0
4.25%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
12 Month CD
$1,000
4.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
12 Months
$0
4.10%
▼
Rate4.01%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
12 month IRA Certificate
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Money Regular or IRA 12 month Certificate
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA 22827 3628
12 month Certificate
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
New Money Regular or IRA 12 month Certificate
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
12 HERBERT ST, Alexandria, VA 22305
1 Year EZ Save
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
12 months/52 weeks
$0
3.96%
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Visit or Call
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month certificate
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month IRA
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
Certificates 12 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
IRA Certificates 12 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
12 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month IRA
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 1 Year Certificate
$0
3.85%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month certificate
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$50,000
3.85%
▼
Rate3.78%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
12-Month Bonus Certificate
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 12 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
12 Month
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month certificate
$5,000
3.76%
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 12 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month IRA
$5,000
3.76%
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
1-Year Share Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
1-year term Fixed-Rate Certificate
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
1-year term
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$5,000
3.76%
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$5,000
3.76%
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Flexible Saver - 1 Year Certificate
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month IRA
$100
3.75%
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificate 1 year
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA 24201 1625
12 Month Maturity
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month IRA
$100
3.75%
▼
Rate3.70%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Quarterly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
12 month certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Quarterly
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
1 Year Certificate
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
12 month certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Quarterly
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 12-month
$10,000
3.75%
▼
Rate3.70%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 12-month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
12 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Virginia 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
18 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
18 Months
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
18-Month Variable
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
13075 Worldgate Dr, Herndon, VA 20170 4374
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Limited time offer. New money only. Alero Financial membership required.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
18 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 18 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 18 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
18 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 18-month term
$50
3.66%
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Variable-Rate*
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Variable-Rate Certificate 18-month term
$50
3.66%
▼
Rate3.60%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
400 N Columbus St, Alexandria, VA 22314
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
18-Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
18 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
18 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.65%
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 18 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
18-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA 24201 1625
18 Month Maturity
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
18 Months Long-Term Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
Certificate IRAs (Traditional or Roth IRA) 18 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
18 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882
IRA Certificates (CDs) 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
18 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificate 18 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
18 Month Term Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
IRA Certificates 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Minimum to Open $500.00. Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificate 18 months
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
IRA Certificate - 18 Months (Reg/Roth/Educ)
$1,000
3.05%
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificates 18 months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Healthcare Systems Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
8300 Arlington Blvd, Fairfax, VA 22031
18 months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.89%
5288 Providence Rd, Virginia Beach, VA 23464 4204
Certificate - 18 Months
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5775 Barclay Dr, Alexandria, VA 22315 5731
18 Month Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
14419 Chantilly Crossing Ln, Chantilly, VA 20151 2116
IRA Certificates 18 months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
18 Month IRA and Share Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
1018 W Main St, Charlottesville, VA 22903 2820
18-Months
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
18-month Certificate
$0
2.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
18 month variable IRA
$100,000
2.70%
▼
Rate2.67%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
18 month variable IRA
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$5,000
2.51%
▼
Rate2.48%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
18 month variable IRA
$5,000
2.51%
▼
Rate2.48%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
18 month variable IRA
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
18 month variable IRA
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Quarterly
First National Bank VA
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
622 Broad St, Altavista, VA 24517
18 Month 1st Choice Club
$500
2.37%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Blue Grass Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
2583 Blue Grass Valley Rd, Blue Grass, VA 24413
18 Month
$1,000
2.35%
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Virginia 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 24 Months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
304 Maryland Ave, Shenandoah, VA 22849
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
24 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
24 Months
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
24 months/2 years
$0
3.90%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Visit or Call
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
New Money CD 24 Month
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 24 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
IRA Certificates 24 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
Online CD 24 Month
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Only available to existing Premier customers.
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1800 Tysons Blvd, Tysons, VA 22102
CD 24 Month
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Opened over the telephone or in a Wealth Center.
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
Certificates 24 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 24-month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 24-month
$10,000
3.75%
▼
Rate3.70%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA 24201 1625
24 Month Maturity
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
2-year term
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
2-year term Fixed-Rate Certificate
$500
3.71%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 2-year term
$100,000
3.71%
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 2 Year Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
24 Month
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
24 Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
24-month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
24 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 24 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 24 Months
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
24 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
2-Year IRA Certificate
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
24-Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
24 Month Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.70%
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
2 Year Certificate
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificate 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (24 month term)
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 24 month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
2-Year IRA Certificate
$100
3.50%
▼
Rate3.45%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
2-Year IRA Share Certificate
$25,000
3.50%
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
24-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Call Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
4605 Commerce Rd, Richmond, VA 23234 2233
24-Month Certificate
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Fees may reduce earnings. A penalty may be imposed for early withdrawal.
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA 23860
24 Months Share Certificate
$0
3.50%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The dividend rate and annual percentage yield (APY) is fixed for the duration of the certificate, but may change at its maturity. You will incur a penalty for early withdrawal of a certificate. The annual percentage yields quoted are based on reinvesting of dividends until maturity. Withdrawals of interest prior to maturity will reduce the annual percentage yield. Fee imposed will also reduce the APY earned.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
24 months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
24 Month Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
24 month IRA
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
24 month IRA
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
24 Month Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
24 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
24-Month Fixed
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Virginia 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 36 Months
$0
4.59%
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 36 months
$0
4.59%
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 36 months
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
36 Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
One great rate.
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Special Certificate 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
36-Month Variable
$0
3.89%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 36 months
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
Certificates 36 month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
IRA Certificates 36 month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 36 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 36 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
36-month Share Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Grow Your Savings Starting at 3.82% APY*
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
36 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 36 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
305 S Railroad Ave, Galax, VA 24333 4024
3-year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (36 month term)
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
36 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 36-month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 36-month
$10,000
3.75%
▼
Rate3.70%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
36 Months
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 3-year term
$100,000
3.71%
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
36-month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hopewell Chemical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
702 Elm St, Hopewell, VA 23860
36 Months Share Certificate
$0
3.70%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The dividend rate and annual percentage yield (APY) is fixed for the duration of the certificate, but may change at its maturity. You will incur a penalty for early withdrawal of a certificate. The annual percentage yields quoted are based on reinvesting of dividends until maturity. Withdrawals of interest prior to maturity will reduce the annual percentage yield. Fee imposed will also reduce the APY earned.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
Jumbo - 3 Year Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
36 Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
36 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
3-year term
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
3-year term Fixed-Rate Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
3 Year Certificate
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Year IRA Certificate
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
36-Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
36 months/3 years
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Visit or Call
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
IRA Variable-Rate Certificate 3-year term
$50
3.56%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Variable-Rate*
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Variable-Rate Certificate 3-year term
$50
3.56%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedJun 23, 2026
Details
Homebase Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.95%
4495 Crossings Blvd, Prince George, VA 23875
Share Certificate / IRA Certificate 36 Month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificate 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
36 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.65%
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
36 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
36 Month Term Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
36 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
36 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
36-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
3-Year IRA Share Certificate
$25,000
3.50%
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Virginia 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 48 Months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 48 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
Certificates 48 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
IRA Certificates 48 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificates (48 month term)
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 48 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 48 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
48 Months
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 48-month
$10,000
3.75%
▼
Rate3.70%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 48-month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
48 Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
48-month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
48 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 4-year term
$100,000
3.66%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
48-Month Certificate*
$0
3.62%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
4-year term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
4-year term Fixed-Rate Certificate
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificate 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
48 Month Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.70%
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
4 Year Certificate
$0
3.60%
▼
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
48-Month Certificate*
$0
3.52%
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
48-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
48 Month IRA and Share Certificates
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
48 month certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
48 month IRA
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2555 Lee Highway, Bristol, VA 24201 1625
48 Month Maturity
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
MITRE Building 2, McLean, VA 22102
48 Month Term Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2 Commercial Pl, Norfolk, VA 23510 2107
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 months less than
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$99,999
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
12560 W Creek Pkwy, Richmond, VA 23238 1110
48 months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month IRA
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
48 month IRA
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
48 month certificate
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Share 48 months
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
48 month certificate
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1448 Park Ave NW, Norton, VA 24273
48 Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
48 Months Long-Term Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.72%
721 Lakefront Cmns, Newport News, VA 23606
Certificate IRAs (Traditional or Roth IRA) 48 Months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
48 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 48 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
48 month IRA
$5,000
3.31%
▼
Rate3.26%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rate4.02%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 60 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
IRA Certificate 60 Months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
Certificates 60 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Argent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
11651 Alliance Cir, Chester, VA 23831 1451
IRA Certificates 60 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
3600 OAKLAWN BLVD, HOPEWELL, VA 23860
Share & IRA Share Certificate (60 month term)
$1,000
3.97%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2300 Wilson Blvd, Arlington, VA 22201
Share Certificate 60 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
60 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
IRA Certificates 60 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
44747 Brimfield Dr, Ashburn, VA 20147 5920
Share Certificate 60 Months
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month IRA
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month certificate
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$100,000
3.80%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
60 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Fixed Rate Share Certificates 60-month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
Jumbo Traditional, Educational, and Roth IRA Share Certificates 60-month
$10,000
3.75%
▼
Rate3.70%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
60 Months
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
American Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.76%
77 Powder Creek Ln, Rocky Mount, VA 24151
60 Month IRA and Share Certificates
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month certificate
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month IRA
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
14260J Centreville Sq, Centreville, VA 20121
60 Month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
7025A Manchester Blvd, Alexandria, VA 22310
60-month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Strategic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
22110 Pacific Blvd Ste 100, Sterling, VA 20166
60 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Certificate
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Share Certificate
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
60-Month Certificate*
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Arlington Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
2130 N Glebe Rd, Arlington, VA 22207
60 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Platinum APY: 3.75%
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
10461 White Granite Dr, Oakton, VA 22124
5 Year Certificate
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special Rate (APY): 4.00%
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$5,000
3.61%
▼
Rate3.55%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Monthly
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$5,000
3.61%
▼
Rate3.55%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
Fixed-Rate Jumbo 5-year term
$100,000
3.61%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month certificate
$5,000
3.61%
▼
Rate3.55%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month IRA
$5,000
3.61%
▼
Rate3.55%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Monthly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Quarterly
Member One Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005
60 month IRA
$100
3.60%
▼
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: Quarterly
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month IRA
$100
3.60%
▼
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Virginia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
11030 Hull Street Rd, Midlothian, VA 23112
60 month certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Quarterly
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
7575 Colshire Dr, McLean, VA 22102 7508
IRA Certificate 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
5-year term
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.10%
6890 Elm St, Mclean, VA 22101
5-year term Fixed-Rate Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Certificate
$100
3.55%
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
5-Year IRA Share Certificate
$100
3.55%
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Topside Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
2004 Augustine Ave, Fredericksburg, VA 22401
60-Month Certificate*
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
1310 Braddock Pl, Alexandria, VA 22314 1691
60 months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$100,000 - $199,999
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Virginia CD Rate Trends
Compare local Virginia CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — VA Avg
2.523%
▼ 0.008 vs 7 days ago
Virginia 12-month CD rates fell 0.008 points over the past 7 days to 2.523% APY.
6-Month CD — VA Avg
1.470%
▼ 0.040 vs 7 days ago
Virginia 6-month CD rates fell 0.040 points over the past 7 days to 1.470% APY.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
VA CD Rate Forecast — Next 12 Months
Where are Virginia CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
VA 12-Month Avg APY
2.523%
6-Month Forecast
2.523%
Range: 2.32% – 2.67%
12-Month Forecast
2.273%
Range: 2.07% – 2.42%
Powered by
MonitorBankRates
What Your Savings Earn at VA CD Rates Today
Annual interest earnings at today’s Virginia average APYs. State average used where available; national average as fallback.
| CD Term | VA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.561% | $28.04 | $56.07 | $140.18 | $280.35 |
| 6-Month CD | 1.470% | $73.52 | $147.04 | $367.60 | $735.20 |
| 12-Month CD | 2.523% | $126.15 | $252.30 | $630.75 | $1,261.50 |
| 18-Month CD | 2.448% | $122.40 | $244.79 | $611.98 | $1,223.95 |
| 24-Month CD | 2.689% | $134.45 | $268.89 | $672.23 | $1,344.45 |
| 36-Month CD | 2.721% | $136.05 | $272.09 | $680.23 | $1,360.45 |
| 48-Month CD | 2.753% | $137.63 | $275.26 | $688.15 | $1,376.30 |
| 60-Month CD | 2.822% | $141.10 | $282.19 | $705.48 | $1,410.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Virginia Savers
$25,000 split equally across 5 terms using today’s Virginia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | VA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.561% | $28.04 |
| 2 | 6-Month CD | $5,000 | 1.470% | $73.52 |
| 3 | 12-Month CD | $5,000 | 2.523% | $126.15 |
| 4 | 24-Month CD | $5,000 | 2.689% | $134.45 |
| 5 | 36-Month CD | $5,000 | 2.721% | $136.05 |
| Total ($25,000 invested) | $25,000 | 1.993% blended | $498.21/yr | |
Ladder example uses equal $5,000 rungs and Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
687
CD Rates
Tracked in Virginia
Tracked in Virginia
18 Banks
48 Credit Unions
About Our Virginia CD Rate Database
MonitorBankRates tracks 687 CD rates from 18 banks and 48 credit unions with locations in Virginia, plus national online institutions available to Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: PAHO WHO Federal Credit Union offers a CD at 4.59% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Virginia.
How to Find the Best CD Rates in Virginia
What to compare when shopping for a CD in Virginia
To find the best APYs in Virginia, start with credit unions and online-only banks — Virginia has 48 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Virginia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Virginia — 66 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Virginia savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Virginia money market rates
Virginia Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$51,121
National avg: $47,340
Poverty Rate
9.9%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$129/yr
At VA 12-mo avg 2.523% APY
16.7% of residents are 65 or older — below the national average of 17.3%. At today’s VA 12-month CD average of 2.523%, saving 10% of the local median salary ($5,112/year) and putting it in a CD would earn an additional $129 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Virginia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Virginia
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Virginia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Virginia as everywhere in the U.S.
Choosing a CD Term in Virginia
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Virginia savers easier access to their funds. For example, Signature Federal Credit Union is offering its 6-Month Certificate at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, E-Trade is offering its 60 Months at 4.10% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Virginia Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Virginia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Virginia
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Virginia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Virginia
Most CDs carry a fixed rate that is locked for the entire term, protecting a Virginia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Virginia
Are CD rates in Virginia FDIC insured?
Yes, most established banks in Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Virginia?
Here are recent top rates found for this area:
- PAHO WHO Federal Credit Union: 4.59% APY (IRA Certificate 36 Months)
- Apple Federal Credit Union: 4.50% APY (12 Month Starter)
- Signature Federal Credit Union: 4.25% APY (6-Month Certificate)
- Merck Employees Federal Credit Union: 4.25% APY (New Money Regular or IRA 12 month Certificate)
- E-Trade: 4.10% APY (60 Months)
- EagleBank: 4.10% APY (12 Months)
- Partners 1st Federal Credit Union: 4.07% APY (24 months)
- Freedom Bank of Virginia: 4.00% APY (6-MONTH CD)
- Argent Federal Credit Union: 4.00% APY (Certificates 60 month)
- Justice Federal Credit Union: 4.00% APY (36 Month Certificate)
Rates reflect recent verified offers available in Virginia. Last Updated: June 23, 2026
CD Calculators for Virginia
Virginia CD Calculator
At today’s VA top rate of 4.59% APY, a $10,000 deposit earns $459 in the first year. Enter your amount to see your exact return.
Virginia CD LadderVA CD rates currently range from 0.561% (3-month) to 2.721% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Virginia CD at 4.59% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsVirginia’s average 12-month CD is 2.523% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Virginia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
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