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Best Checking Accounts & Rates in Virginia - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: April 27, 2026

The best checking rates for Virginia include Baxter Credit UnionBaxter Credit Union1345 Perimeter Pkwy, Virginia Beach, VA 23454 5882A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, DuPont Community Credit UnionDuPont Community Credit Union140 Lucy Ln, Waynesboro, VA 22980A+5.0 ★Texas Ratio: 1.75% Grow Checking at 5.54% APY, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union4875 Eisenhower Ave, Alexandria, VA 22304 4886A-5.0 ★Texas Ratio: 14.20% at 5.50% APY, Andrews Federal Credit UnionAndrews Federal Credit Union7025A Manchester Blvd, Alexandria, VA 22310A5.0 ★Texas Ratio: 11.92% at 5.25% APY, and Pen Air Credit UnionPen Air Credit Union7635 Plantation Rd, Roanoke, VA 24019A+5.0 ★Texas Ratio: 3.02% High-Yield Checking at 5.05% APY. Checking account rates as of April 27, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare checking account rates across Virginia side-by-side. Virginia checking rates currently reach as high as 8.00% APY from Baxter Credit Union at 1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Virginia. Checking Account Rates Last Updated and Verified: April 27, 2026

Compare Checking Account Rates Today in Virginia

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy
Virginia Beach, VA 23454 5882
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

DuPont Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
140 Lucy Ln
Waynesboro, VA 22980
Grow Checking
5.54%
$0
View
▼
Rate5.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.01

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd
Alexandria, VA 22310
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd
Roanoke, VA 24019
High-Yield Checking
5.05%
$0
View
▼
Rate5.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave
Harrisonburg, VA 22802
Electrum Checking Dividends Gold Level
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
High Yield Checking
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $15,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy
Virginia Beach, VA 23454 5882
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100
Williamsburg, VA 23185 5673
High Interest Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407
Midlothian, VA 23112
Performance Checking Account
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Share Draft (Peak Checking)
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

based on qualifying criteria**

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Grow Green Checking Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave
Harrisonburg, VA 22802
Electrum Checking Dividends Silver Level
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
1130 W Broad St
Falls Church, VA 22046 2114
Elite Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
Ultimate Checking
1.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
731 Warrior Dr
Stephens City, VA 22655
HIGH INTEREST CHECKING
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq
Centreville, VA 20121
Investors Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Up to $19,999

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
35 Dupont Rd
Martinsville, VA 24112 4618
Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
My Money+ Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy
Virginia Beach, VA 23454 5882
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

DuPont Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
140 Lucy Ln
Waynesboro, VA 22980
Grow Checking
5.54%
$0
View
▼
Rate5.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.01

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd
Alexandria, VA 22310
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd
Roanoke, VA 24019
High-Yield Checking
5.05%
$0
View
▼
Rate5.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave
Harrisonburg, VA 22802
Electrum Checking Dividends Gold Level
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
High Yield Checking
5.00%
$25
View
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $15,000.00

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100
Williamsburg, VA 23185 5673
High Interest Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy
Virginia Beach, VA 23454 5882
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
5309 Commonwealth Centre Pkwy Ste 407
Midlothian, VA 23112
Performance Checking Account
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Share Draft (Peak Checking)
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

based on qualifying criteria**

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Grow Green Checking Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $15,000.00

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave
Harrisonburg, VA 22802
Electrum Checking Dividends Silver Level
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
Ultimate Checking
1.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
6222 Little River Tpke
Alexandria, VA 22312 1714
My Money+ Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

ValleyStar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
35 Dupont Rd
Martinsville, VA 24112 4618
Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
1130 W Broad St
Falls Church, VA 22046 2114
Elite Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq
Centreville, VA 20121
Investors Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Up to $19,999

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
731 Warrior Dr
Stephens City, VA 22655
HIGH INTEREST CHECKING
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
4875 Eisenhower Ave
Alexandria, VA 22304 4886
5.50%
$0
View
▼
Rate5.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $30,000.01

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd
Alexandria, VA 22310
5.25%
$0
View
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd
Alexandria, VA 22310
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd
Lynchburg, VA 24504 5429
Free Kasasa Cash Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

If qualifications aren't met

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd
Alexandria, VA 22310
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
Cash Back Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Signature Cash Back Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd
Lynchburg, VA 24504 5429
Free Kasasa Cash Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

If qualifications aren't met

ABNB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
5288 Providence Rd
Virginia Beach, VA 23464 4204
Everyday Earnings Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
Free Classic Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
539 Arnett Blvd
Danville, VA 24540
Absolutely Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr
Henrico, VA 23228
Basic Checking
0.00%
$15
View
▼
Rate0.00%
Min Deposit$15
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2 Commercial Pl
Norfolk, VA 23510 2107
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Youth Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
7575 Colshire Dr
McLean, VA 22102 7508
YOUth Journey Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
3711 Huntington Ave
Newport News, VA 23607
Rewards, Teen Rewards, and College & Career Rewards Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Signature Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
12 HERBERT ST
Alexandria, VA 22305
Standard Checking/Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Summit Business Checking
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
731 Warrior Dr
Stephens City, VA 22655
PREMIUM BUSINESS CHECKING
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
750 Volvo Pkwy
Chesapeake, VA 23320
Business Checking with Interest
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Summit Business Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Summit Business Checking
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
1448 Park Ave NW
Norton, VA 24273
Summit Business Checking
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
750 Volvo Pkwy
Chesapeake, VA 23320
Business Checking with Interest
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Small Business Checking Accounts
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★ Texas Ratio: 13.45%
731 Warrior Dr
Stephens City, VA 22655
BUSINESS INTEREST CHECKING
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Small Business Checking Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy
Virginia Beach, VA 23454 5882
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

First National Bank VA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
622 Broad St
Altavista, VA 24517
Business Interest Checking
0.25%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Small Business Checking Accounts
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
5948 Richmond Hwy
Alexandria, VA 22303 1871
Elite Business Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Small Business Checking Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Benchmark Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
100 S Broad St
Kenbridge, VA 23944
Business Navigator Checking**
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
304 Maryland Ave
Shenandoah, VA 22849
Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
305 S Railroad Ave
Galax, VA 24333 4024
Small Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

No additional details provided.

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd
Williamsburg, VA 23188 7214
Small Business Checking Accounts
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

Farmers Bank of Appomattox
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
223 Main St
Appomattox, VA 24522
NOW Sterling Business Checking
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedApr 24, 2026
Details

No additional details provided.

Virginia Checking Rate Trends

Compare local Virginia checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Checking Trends →
High-Yield Checking — VA Avg
3.141%
▼ 0.096 vs 7 days ago

Virginia high-yield checking rates fell 0.096 points over the past 7 days to 3.141% APY.

Free Checking — VA Avg
0.944%
Unchanged vs 7 days ago

Virginia free checking rates currently average 0.944% APY.

As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Virginia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Virginia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in VA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Virginia earn interest?

Most traditional local checking accounts in Virginia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Virginia FDIC insured?

Yes. Legitimate banks with branches in Virginia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Virginia

Based on our current data, some of the highest checking account APYs available to residents of Virginia include:
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • DuPont Community Credit Union
    Grow Checking — 5.54% APY
  • Commonwealth One Federal Credit Union
    — 5.50% APY
  • Andrews Federal Credit Union
    — 5.25% APY
  • Pen Air Credit Union
    High-Yield Checking — 5.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Virginia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: April 27, 2026

Virginia Rates & Resources

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Checking Account Rates by City in Virginia

  • Abingdon
  • Accomac
  • Achilles
  • Afton
  • Alberta
  • Aldie
  • Alexandria
  • Altavista
  • Alton
  • Amelia Court House
  • Amherst
  • Amissville
  • Ammon
  • Amonate
  • Andover
  • Annandale
  • Appalachia
  • Appomattox
  • Ararat
  • Arcola
  • Ark
  • Arlington
  • Aroda
  • Arrington
  • Arvonia
  • Ashburn
  • Ashland
  • Assawoman
  • Atkins
  • Atlantic
  • Augusta Springs
  • Austinville
  • Axton
  • Aylett
  • Bacova
  • Banco
  • Bandy
  • Barboursville
  • Barhamsville
  • Barren Springs
  • Baskerville
  • Bassett
  • Bastian
  • Basye
  • Batesville
  • Battery Park
  • Bealeton
  • Beaumont
  • Beaverdam
  • Bedford
  • Bee
  • Bellamy
  • Belle Haven
  • Belspring
  • Ben Hur
  • Bena
  • Bent Mountain
  • Bentonville
  • Bergton
  • Berryville
  • Big Island
  • Big Rock
  • Big Stone Gap
  • Birchleaf
  • Birdsnest
  • Bishop
  • Blacksburg
  • Blackstone
  • Blackwater
  • Blairs
  • Bland
  • Bloxom
  • Blue Grass
  • Blue Ridge
  • Bluefield
  • Bluemont
  • Bohannon
  • Boissevain
  • Boones Mill
  • Boston
  • Bowling Green
  • Boyce
  • Boydton
  • Boykins
  • Bracey
  • Branchville
  • Brandy Station
  • Breaks
  • Bremo Bluff
  • Bridgewater
  • Brightwood
  • Bristol
  • Bristow
  • Broad Run
  • Broadford
  • Broadway
  • Brodnax
  • Brooke
  • Brookneal
  • Brownsburg
  • Brucetown
  • Bruington
  • Buchanan
  • Buckingham
  • Buena Vista
  • Buffalo Junction
  • Bumpass
  • Burgess
  • Burke
  • Burkes Garden
  • Burkeville
  • Burr Hill
  • Callands
  • Callao
  • Callaway
  • Calverton
  • Cana
  • Cape Charles
  • Capeville
  • Capron
  • Cardinal
  • Caret
  • Carrollton
  • Carrsville
  • Carson
  • Cartersville
  • Casanova
  • Cascade
  • Castleton
  • Castlewood
  • Catawba
  • Catharpin
  • Catlett
  • Cedar Bluff
  • Center Cross
  • Centreville
  • Ceres
  • Champlain
  • Chantilly
  • Charles City
  • Charlotte Court House
  • Charlottesville
  • Chase City
  • Chatham
  • Check
  • Cheriton
  • Chesapeake
  • Chester
  • Chester Gap
  • Chesterfield
  • Chilhowie
  • Chincoteague Island
  • Christchurch
  • Christiansburg
  • Church Road
  • Church View
  • Churchville
  • Claremont
  • Clarksville
  • Claudville
  • Clear Brook
  • Cleveland
  • Clifford
  • Clifton
  • Clifton Forge
  • Clinchco
  • Clintwood
  • Clover
  • Cloverdale
  • Cluster Springs
  • Cobbs Creek
  • Coeburn
  • Coleman Falls
  • Coles Point
  • Collinsville
  • Colonial Beach
  • Colonial Heights
  • Columbia
  • Concord
  • Copper Hill
  • Corbin
  • Courtland
  • Covesville
  • Covington
  • Craddockville
  • Craigsville
  • Crewe
  • Criders
  • Crimora
  • Cripple Creek
  • Critz
  • Crockett
  • Cross Junction
  • Crozet
  • Crozier
  • Crystal Hill
  • Cullen
  • Culpeper
  • Cumberland
  • Dahlgren
  • Daleville
  • Damascus
  • Dante
  • Danville
  • Davenport
  • Davis Wharf
  • Dayton
  • Deerfield
  • Delaplane
  • Deltaville
  • Dendron
  • Dewitt
  • Diggs
  • Dillwyn
  • Dinwiddie
  • Disputanta
  • Doe Hill
  • Dogue
  • Dolphin
  • Doran
  • Doswell
  • Drakes Branch
  • Draper
  • Drewryville
  • Dry Fork
  • Dryden
  • Dublin
  • Duffield
  • Dugspur
  • Dulles
  • Dumfries
  • Dundas
  • Dungannon
  • Dunn Loring
  • Dunnsville
  • Dutton
  • Dyke
  • Eagle Rock
  • Earlysville
  • East Stone Gap
  • Eastville
  • Ebony
  • Edinburg
  • Edwardsville
  • Eggleston
  • Elberon
  • Elk Creek
  • Elkton
  • Elkwood
  • Elliston
  • Emory
  • Emporia
  • Esmont
  • Etlan
  • Evergreen
  • Evington
  • Ewing
  • Exmore
  • Faber
  • Fairfax
  • Fairfax Station
  • Fairfield
  • Falls Church
  • Falls Mills
  • Fancy Gap
  • Farmville
  • Farnham
  • Ferrum
  • Fieldale
  • Fife
  • Fincastle
  • Fishers Hill
  • Fishersville
  • Flint Hill
  • Floyd
  • Ford
  • Forest
  • Fork Union
  • Fort Belvoir
  • Fort Blackmore
  • Fort Defiance
  • Fort Eustis
  • Fort Lee
  • Fort Mitchell
  • Fort Monroe
  • Fort Valley
  • Foster
  • Franklin
  • Franktown
  • Fredericksburg
  • Free Union
  • Freeman
  • Fries
  • Front Royal
  • Ft Myer
  • Fulks Run
  • Gainesville
  • Galax
  • Garrisonville
  • Gasburg
  • Gate City
  • Glade Hill
  • Glade Spring
  • Gladstone
  • Gladys
  • Glasgow
  • Glen Allen
  • Glen Lyn
  • Glen Wilton
  • Gloucester
  • Gloucester Point
  • Goldbond
  • Goldvein
  • Goochland
  • Goode
  • Goodview
  • Gordonsville
  • Gore
  • Goshen
  • Graves Mill
  • Great Falls
  • Green Bay
  • Greenbackville
  • Greenbush
  • Greenville
  • Greenway
  • Greenwood
  • Gretna
  • Grimstead
  • Grottoes
  • Grundy
  • Gum Spring
  • Gwynn
  • Hacksneck
  • Hadensville
  • Hague
  • Halifax
  • Hallieford
  • Hallwood
  • Hamilton
  • Hampden Sydney
  • Hampton
  • Hanover
  • Harborton
  • Hardy
  • Hardyville
  • Harman
  • Harrisonburg
  • Hartfield
  • Hartwood
  • Hayes
  • Haymarket
  • Haynesville
  • Haysi
  • Haywood
  • Head Waters
  • Heathsville
  • Henry
  • Herndon
  • Highland Springs
  • Hillsville
  • Hiltons
  • Hinton
  • Hiwassee
  • Honaker
  • Hood
  • Hopewell
  • Horntown
  • Horsepen
  • Hot Springs
  • Howardsville
  • Huddleston
  • Hudgins
  • Hume
  • Huntly
  • Hurley
  • Hurt
  • Hustle
  • Independence
  • Indian Valley
  • Iron Gate
  • Irvington
  • Isle Of Wight
  • Ivanhoe
  • Ivor
  • Ivy
  • Jamaica
  • Jamestown
  • Jamesville
  • Jarratt
  • Java
  • Jeffersonton
  • Jenkins Bridge
  • Jersey
  • Jetersville
  • Jewell Ridge
  • Jonesville
  • Keeling
  • Keen Mountain
  • Keene
  • Keezletown
  • Keller
  • Kenbridge
  • Kents Store
  • Keokee
  • Keswick
  • Keysville
  • Kilmarnock
  • King And Queen Court Hous
  • King George
  • King William
  • Kinsale
  • La Crosse
  • Lacey Spring
  • Lackey
  • Ladysmith
  • Lambsburg
  • Lancaster
  • Laneview
  • Lanexa
  • Laurel Fork
  • Lawrenceville
  • Lebanon
  • Leesburg
  • Leon
  • Lexington
  • Lightfoot
  • Lignum
  • Lincoln
  • Linden
  • Linville
  • Little Plymouth
  • Lively
  • Locust Dale
  • Locust Grove
  • Locust Hill
  • Locustville
  • Long Island
  • Loretto
  • Lorton
  • Lottsburg
  • Louisa
  • Lovettsville
  • Lovingston
  • Low Moor
  • Lowry
  • Lunenburg
  • Luray
  • Lynch Station
  • Lynchburg
  • Lyndhurst
  • Machipongo
  • Macon
  • Madison
  • Madison Heights
  • Madison Mills
  • Maidens
  • Manakin Sabot
  • Manassas
  • Mannboro
  • Manquin
  • Mappsville
  • Marion
  • Marionville
  • Markham
  • Marshall
  • Martinsville
  • Maryus
  • Mascot
  • Massies Mill
  • Mathews
  • Mattaponi
  • Maurertown
  • Mavisdale
  • Max Meadows
  • Maxie
  • McClure
  • McCoy
  • McDowell
  • McGaheysville
  • McKenney
  • McLean
  • Meadows Of Dan
  • Meadowview
  • Mears
  • Mechanicsville
  • Meherrin
  • Melfa
  • Mendota
  • Meredithville
  • Merrifield
  • Merry Point
  • Middlebrook
  • Middleburg
  • Middletown
  • Midland
  • Midlothian
  • Milford
  • Millboro
  • Millers Tavern
  • Millwood
  • Mineral
  • Mint Spring
  • Mitchells
  • Modest Town
  • Mollusk
  • Moneta
  • Monroe
  • Montebello
  • Monterey
  • Montpelier
  • Montpelier Station
  • Montross
  • Montvale
  • Moon
  • Morattico
  • Moseley
  • Mount Crawford
  • Mount Holly
  • Mount Jackson
  • Mount Sidney
  • Mount Solon
  • Mount Vernon
  • Mouth Of Wilson
  • Mustoe
  • Narrows
  • Naruna
  • Nassawadox
  • Nathalie
  • Natural Bridge
  • Natural Bridge Station
  • Nellysford
  • Nelson
  • Nelsonia
  • New Canton
  • New Castle
  • New Church
  • New Hope
  • New Kent
  • New Market
  • New Point
  • New River
  • Newbern
  • Newington
  • Newport
  • Newport News
  • Newsoms
  • Newtown
  • Nickelsville
  • Ninde
  • Nokesville
  • Nora
  • Norfolk
  • Norge
  • North
  • North Garden
  • North Tazewell
  • Norton
  • Norwood
  • Nottoway
  • Nuttsville
  • Oak Hall
  • Oakpark
  • Oakton
  • Oakwood
  • Occoquan
  • Oilville
  • Oldhams
  • Onancock
  • Onemo
  • Onley
  • Ophelia
  • Orange
  • Ordinary
  • Oriskany
  • Orkney Springs
  • Orlean
  • Oyster
  • Paeonian Springs
  • Paint Bank
  • Painter
  • Palmyra
  • Pamplin
  • Paris
  • Parksley
  • Parrott
  • Partlow
  • Patrick Springs
  • Pearisburg
  • Pembroke
  • Penhook
  • Penn Laird
  • Pennington Gap
  • Petersburg
  • Phenix
  • Philomont
  • Pilgrims Knob
  • Pilot
  • Piney River
  • Pittsville
  • Pleasant Valley
  • Pocahontas
  • Poquoson
  • Port Haywood
  • Port Republic
  • Port Royal
  • Portsmouth
  • Pound
  • Pounding Mill
  • Powhatan
  • Pratts
  • Prince George
  • Prospect
  • Providence Forge
  • Pulaski
  • Pungoteague
  • Purcellville
  • Quantico
  • Quicksburg
  • Quinby
  • Quinque
  • Quinton
  • Radford
  • Radiant
  • Randolph
  • Raphine
  • Rapidan
  • Rappahannock Academy
  • Raven
  • Rawlings
  • Rectortown
  • Red Ash
  • Red House
  • Red Oak
  • Redwood
  • Reedville
  • Remington
  • Republican Grove
  • Rescue
  • Reston
  • Reva
  • Rhoadesville
  • Rice
  • Rich Creek
  • Richardsville
  • Richlands
  • Richmond
  • Ridgeway
  • Rileyville
  • Riner
  • Ringgold
  • Ripplemead
  • Rixeyville
  • Roanoke
  • Rochelle
  • Rockbridge Baths
  • Rockville
  • Rocky Gap
  • Rocky Mount
  • Rollins Fork
  • Rose Hill
  • Rosedale
  • Roseland
  • Round Hill
  • Rowe
  • Ruby
  • Ruckersville
  • Rural Retreat
  • Rustburg
  • Ruther Glen
  • Ruthville
  • Saint Charles
  • Saint Paul
  • Saint Stephens Church
  • Salem
  • Saltville
  • Saluda
  • Sandston
  • Sandy Hook
  • Sandy Level
  • Sandy Point
  • Sanford
  • Saxe
  • Saxis
  • Schley
  • Schuyler
  • Scottsburg
  • Scottsville
  • Seaford
  • Sealston
  • Seaview
  • Sedley
  • Selma
  • Seven Mile Ford
  • Severn
  • Shacklefords
  • Sharps
  • Shawsville
  • Shenandoah
  • Shipman
  • Shortt Gap
  • Singers Glen
  • Skippers
  • Skipwith
  • Smithfield
  • Somerset
  • Somerville
  • South Boston
  • South Hill
  • Sparta
  • Speedwell
  • Spencer
  • Sperryville
  • Spotsylvania
  • Spottswood
  • Spout Spring
  • Spring Grove
  • Springfield
  • Stafford
  • Staffordsville
  • Stanardsville
  • Stanley
  • Stanleytown
  • Star Tannery
  • State Farm
  • Staunton
  • Steeles Tavern
  • Stephens City
  • Stephenson
  • Sterling
  • Stevensburg
  • Stevensville
  • Stonega
  • Stony Creek
  • Strasburg
  • Stratford
  • Stuart
  • Stuarts Draft
  • Studley
  • Suffolk
  • Sugar Grove
  • Sumerduck
  • Surry
  • Susan
  • Sussex
  • Sutherland
  • Sutherlin
  • Sweet Briar
  • Swoope
  • Swords Creek
  • Syria
  • Tangier
  • Tannersville
  • Tappahannock
  • Tasley
  • Tazewell
  • Temperanceville
  • Thaxton
  • The Plains
  • Thornburg
  • Timberville
  • Toano
  • Toms Brook
  • Topping
  • Townsend
  • Trammel
  • Trevilians
  • Triangle
  • Trout Dale
  • Troutville
  • Troy
  • Tyro
  • Union Hall
  • Unionville
  • University Of Richmond
  • Upperville
  • Urbanna
  • Valentines
  • Vansant
  • Vernon Hill
  • Verona
  • Vesta
  • Vesuvius
  • Victoria
  • Vienna
  • Viewtown
  • Village
  • Villamont
  • Vinton
  • Virgilina
  • Virginia Beach
  • Volney
  • Wachapreague
  • Wake
  • Wakefield
  • Walkerton
  • Wallops Island
  • Wardtown
  • Ware Neck
  • Warfield
  • Warm Springs
  • Warrenton
  • Warsaw
  • Washington
  • Water View
  • Waterford
  • Wattsville
  • Waverly
  • Waynesboro
  • Weber City
  • Weems
  • West Augusta
  • West Mclean
  • West Point
  • Weyers Cave
  • White Hall
  • White Marsh
  • White Plains
  • White Post
  • White Stone
  • Whitetop
  • Whitewood
  • Wicomico
  • Wicomico Church
  • Williamsburg
  • Williamsville
  • Willis
  • Willis Wharf
  • Wilsons
  • Winchester
  • Windsor
  • Wingina
  • Wirtz
  • Wise
  • Withams
  • Wolford
  • Wolftown
  • Woodberry Forest
  • Woodbridge
  • Woodford
  • Woodlawn
  • Woods Cross Roads
  • Woodstock
  • Woodville
  • Woolwine
  • Wylliesburg
  • Wytheville
  • Yale
  • Yorktown
  • Zacata
  • Zanoni
  • Zuni