Aberdeen Proving Ground FCU Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Aberdeen Proving Ground FCU Texas RatioAberdeen Proving Ground FCU's Texas Ratio is at 6.61%, which is considered excellent. The Texas Ratio for Aberdeen Proving Ground FCU is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Aberdeen Proving Ground FCU has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Aberdeen Proving Ground FCU has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Aberdeen Proving Ground FCU is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Aberdeen Proving Ground FCU
Edgewood Operations Center 1321 Pulaski Hwy
Edgewood, MD 21040 1502 
Aberdeen Proving Ground FCU Home Equity & HELOC
Aberdeen Proving Ground FCU Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Aberdeen Proving Ground FCU
Website: https://www.apgfcu.com
Full Time Employees: 406Part Time Employees: 9 President: Donald Burnett CEO: Becky Smith Branch Locations: 18 ATM Locations: 17 Corporate Office Address:
1321 Pulaski Hwy
Edgewood, MD 21040 1502 Phone Number: 410-272-4000 Fax Number: 410-612-2316 FinancialsTotal Assets:
2,526,409,531
Total Amount of Shares and Deposits:
2,253,990,204
Total Shares and Deposits < 1 Year:
2,051,718,422
Total Shares and Deposits 1 3 Years:
104,682,065
Total Shares and Deposits > 3 Years:
97,589,717
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
122,383,746
Total Uninsured Shares and Deposits > $250K (F+J):
122,383,746
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,131,606,458
Total Interest Expense (Sum of items 6 8):
29,497,328
Share Certificates:
25,494
Number of Accounts for Share Drafts:
76,840
IRA KEOGH Accounts:
5,759
Number of Accounts for Regular Shares:
194,829
Money Market Shares:
2,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
208,787,817
Total Liabilities:
2,293,011,072
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsTDKR
December 17, 2025
aghl
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Frequently Asked Questions About Aberdeen Proving Ground FCUIs a member application needed to join Aberdeen Proving Ground FCU?Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. Is there a first-time homebuyer program?Currently, Aberdeen Proving Ground FCU provides a range of mortgage and home equity products. Is Aberdeen Proving Ground FCU a safe place to deposit money?Yes, Aberdeen Proving Ground FCU is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Aberdeen Proving Ground FCU offer online and mobile banking?Most modern institutions like Aberdeen Proving Ground FCU provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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You can compare Aberdeen Proving Ground FCU rates to other rates in our database, including 12-month share certificate rates currently at 2.02%, 6-month share certificate rates at 3.85% and 3-month share certificate rates at 3.15%. Savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to 
