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Actors Federal Credit Union Rates & Review September 2026

Actors Federal Credit Union's 11 Month CDs rates are at 3.81%, 11-month CD Account Special rates are at 3.81%, 6 Month CD rates are at 3.55%, 6-Month CD rates are at 3.55%, 60 Month CD rates are at 3.04%. Actors Federal Credit Union's Adjustable Rate Mortgages (ARMs) - 1/1 ARM rates are at 4.15%, Adjustable Rate Mortgages (ARMs) Rates - 1/1 ARM rates are at 4.15%, Adjustable Rate Mortgages (ARMs) - 3/1 ARM rates are at 4.25%, Adjustable Rate Mortgages (ARMs) Rates - 3/1 ARM rates are at 4.25%, Adjustable Rate Mortgages (ARMs) - 5/1 ARM rates are at 4.50%. Actors Federal Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Actors Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.01%. Rates last updated and verified on 09/21/2026.

Actors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Actors Federal Credit Union? Share your experience about Actors Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Actors Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.01%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Actors Federal Credit Union
Actors FCU - main office
165 W 46th St
New York, NY 10036-2508
https://actorsfcu.com
Member NCUA

Actors Federal Credit Union CD Rates

Product Rate APY Term View More
11 Month Certificates 3.75% 3.81% 11 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
11-month Certificate Account Special - 3.81% 11-month
Details Rates are subject to change without notice*
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
6 Month Certificate 3.50% 3.55% 6 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
6-Month Certificate - 3.55% 6 months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
60 Month Certificate 3.00% 3.04% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
60-Month Certificate - 3.04% 60 months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
9 Month Certificates 3.00% 3.04% 9 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
9-Month Certificate - 3.04% 9 months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
24 month Certificate 1.99% 2.00% 24 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Checking Rates

Product Rate APY View More
eMax Checking - 3.55%
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate Mortgages (ARMs) - 1/1 ARM 4.15% - 4.26% 1/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) Rates - 1/1 ARM 4.15% - 4.26% 1/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) - 3/1 ARM 4.25% - 4.36% 3/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) Rates - 3/1 ARM 4.25% - 4.36% 3/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) - 5/1 ARM 4.50% - 4.61% 5/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) Rates - 5/1 ARM 4.50% - 4.61% 5/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Fixed-Rate Mortgage - 4.990% 5.27% 10 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) - 7/1 ARM 5.35% - 5.47% 7/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Adjustable Rate Mortgages (ARMs) Rates - 7/1 ARM 5.35% - 5.47% 7/1 ARM
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Fixed-Rate Mortgage 5.49% - 5.69% 15 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Fixed-Rate Mortgage 5.69% - 5.85% 20 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Fixed-Rate Mortgage 5.79% - 5.91% 30 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan (Fixed Rate 2nd Mortgage) 6.50% - 6.50% 10 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Home Equity Loan (Fixed Rate 2nd Mortgage) 6.75% - 6.75% 15 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Home Equity Loan (Fixed Rate 2nd Mortgage) 7.00% - 7.00% 20 Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto Loan - - 3.74% 2-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
New & Used Auto Loan - - 4.24% 3-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
New & Used Auto Loan - - 4.49% 4-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
New & Used Auto Loan - - 4.74% 5-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
New & Used Auto Loan - - 4.99% 6-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
New & Used Auto Loan - - 5.24% 7-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, RV, & Boat Loan - 5.24% 3-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Motorcycle, RV, & Boat Loan - 5.49% 4-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Motorcycle, RV, & Boat Loan - 5.74% 5-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Motorcycle, RV, & Boat Loan - 5.99% 6-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Motorcycle, RV, & Boat Loan - 6.24% 7-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Personal Loan Rates

Product APR Term View More
Balance Consolidation Loan 9.99% 1-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Signature Loan 9.99% 1-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Balance Consolidation Loan 10.24% 2-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Signature Loan 10.24% 2-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Balance Consolidation Loan 10.49% 3-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Signature Loan 10.49% 3-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Balance Consolidation Loan 10.74% 4-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Signature Loan 10.74% 4-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Balance Consolidation Loan 10.99% 5-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Signature Loan 10.99% 5-Year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Actors Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Cash Draw Loan - - 9.24% Open-Ended
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
eMax Online Four Star 3.50% - 3.55%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Holiday Loan - - 9.99% 1-Year
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
Vacation Loan - - 9.99% 1-Year
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%
eMax Online Account - - 3.55%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.01%

Financial Health History

Actors Federal Credit Union’s Texas Ratio rose from 0.84% in Q2 2023 to 15.01% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 22% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.84% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A- Q3 2025 A- Q4 2025 15.01% A- Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$335M15.01%5.0A-
December 31, 2025$333M15.82%4.9A-
September 30, 2025$332M16.47%4.9A-
June 30, 2025$329M1.47%5.0A+
March 31, 2025$332M1.98%5.0A+
December 31, 2024$324M1.49%5.0A+
September 30, 2024$312M2.27%5.0A+
June 30, 2024$308M1.42%5.0A+
March 31, 2024$311M1.87%5.0A+
December 31, 2023$306M3.02%5.0A+
September 30, 2023$300M2.06%5.0A+
June 30, 2023$297M0.84%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Actors Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Actors Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Actors Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Actors Federal Credit Union
Address 165 W 46th St, New York, NY 10036-2508
Phone 212-869-8926
Fax 212-354-8541
President Denise Nolin
CEO Chuck Brown
Full-Time Employees 57
Part-Time Employees 0
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.01%
Return on Assets (ROA)
0.0543%
Return on Equity (ROE)
0.5729%
Non-Performing Loans Ratio (NPL)
2.57%
Total Assets
334,790,375
Total Amount of Shares and Deposits
298,684,520
Total Shares and Deposits < 1 Year
293,998,740
Total Shares and Deposits 1 3 Years
2,034,282
Total Shares and Deposits > 3 Years
2,651,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,554,427
Total Uninsured Shares and Deposits > $250K (F+J)
39,554,427
Total Insured Shares and Deposits > $250K (item 17 less item K)
259,130,093
Total Interest Expense (Sum of items 6 8)
932,332
Share Certificates
1,766
Number of Accounts for Share Drafts
11,373
IRA KEOGH Accounts
605
Number of Accounts for Regular Shares
31,007
All other shares
267
Money Market Shares
2,777
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,269,847
Total Liabilities
303,058,978
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

There are no reviews for Actors Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Actors Federal Credit Union

How many branches does Actors Federal Credit Union operate?

Actors Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Actors Federal Credit Union?

Yes, to access services at Actors Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Actors Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Actors Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Actors Federal Credit Union offer online and mobile banking?

Most modern institutions like Actors Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://actorsfcu.com.

Current Actors Federal Credit Union Rates

  • 12-Month CD3.81%
  • 24-Month CD2.00%
  • 60-Month CD3.04%
Retrieved from our database of financial products. Rates subject to change.