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Actors Federal Credit Union Rates and Review January 2026

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Actors Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 1.21% and 3-month CD rates at 0.10%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.13%. Credit Card rates are at 3.99%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to Actors Federal Credit Union rates.

Compare Actors Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Actors Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Actors Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Actors Federal Credit Union? Share your experience about Actors Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Actors Federal Credit Union.

Overall, Actors Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Actors Federal Credit Union
Actors FCU main office
165 W 46th St
New York, NY 10036 2508
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.90%
$500
12-Month CD
3.85%
$500
12-Month CD (Jumbo)
3.85%
$100,000
48-Month CD
3.80%
$1,000
12-Month CD (Online)
3.75%
$5,000
24-Month CD
3.55%
$1,000
60-Month CD
3.51%
$500
Money Market
3.50%
$50
12-Month CD
3.50%
$200
60-Month CD
3.40%
$1,000
48-Month CD
3.29%
$1,000
18-Month CD
3.06%
$500
60-Month CD
3.03%
$500
30-Month CD
3.03%
$1,000
24-Month CD
3.00%
$500
18-Month CD
2.90%
$1,000
30-Month CD
2.78%
$1,000
12-Month CD
2.75%
$1,000
48-Month CD
2.62%
$20,000
18-Month CD
2.56%
$1,000
48-Month CD
2.50%
$1,000
18-Month CD
2.50%
$1,000
36-Month CD
2.43%
$1,000
Business Money Market
2.40%
$100
18-Month CD
2.25%
$1,000
36-Month CD
2.17%
$1,000
12-Month CD
2.15%
$1,000
12-Month CD
2.02%
$1,000
12-Month CD
2.00%
$500
24-Month CD
1.75%
$1,000
48-Month CD
1.36%
$1,000
12-Month CD
1.26%
$1,000
48-Month CD
0.60%
$1,000
12-Month CD
0.55%
$500
18-Month CD
0.45%
$300
36-Month CD
0.40%
$500
6-Month CD
0.40%
$500
Statement Savings
0.35%
$50
18-Month CD
0.35%
$1,000
36-Month CD
0.30%
$500
Prestige Interest Checking
0.30%
$0
Hometown Savings
0.25%
$25
12-Month CD
0.20%
$1,000
12-Month CD
0.12%
$1,000
3-Month CD
0.10%
$1,000
Statement Savings
0.10%
$10
60-Month CD
0.10%
$1,000
3-Month CD
0.08%
$500
Interest Checking
0.03%
$100
Savings
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
30 Year Fixed
6.000%
6.127%
0.000
15-Year Fixed
5.500%
5.571%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.250%
5.534%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed
6.000%
6.133%
0.000
10-Year Fixed
5.375%
5.473%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.000%
5.128%
0.250
10-Year Fixed
6.100%
6.433%
0.000
4.875%
5.010%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
15-Year Fixed
5.750%
5.870%
0.000
20-Year Fixed
6.125%
6.183%
0.000
5.875%
5.963%
0.000
5.625%
5.787%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
15-Year Fixed
5.375%
5.584%
0.000
6.500%
6.595%
0.000
5.875%
5.992%
1.000
15-Year Fixed
5.375%
5.546%
0.000
565.625%
5.781%
0.875
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
15-Year Fixed
5.500%
5.650%
0.000
5.125%
5.237%
0.000
5.875%
6.359%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5.500%
5.732%
0.000
15 Year Fixed
5.500%
5.677%
0.000
15-Year Fixed
5.500%
5.579%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
15-Year Fixed
5.000%
5.177%
0.750
30-Year Fixed
6.375%
6.451%
0.000
5.875%
6.070%
0.000
5.375%
5.999%
0.000
30-Year Fixed
5.875%
5.945%
0.000
6.375%
6.498%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
30-Year Fixed
6.125%
6.307%
0.000
4.875%
4.985%
0.000
5.875%
6.010%
0.000
30-Year Fixed
5.625%
5.666%
0.000
4.875%
5.778%
0.000
5.625%
5.760%
1.125
30-Year Fixed
5.500%
5.727%
2.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
9.990%
Credit Line $500-$7,000
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
World Cash Back Credit Card Mastercard
18.000%
Academic VISA® Classic
15.400%
18.000%
16.240% - 27.240%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
14.740%
Savings Secured Visa®
18.000%
Academic VISA® Gold
15.400%
16.100%
Visa Classic Card
12.900%
No annual fee
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
VISA Traditional
14.240% - 18.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Rewards
15.740% - 17.990%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
18.000%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.250% - 10.650%
$3,000 - $25,000
18.000%
$0 - $500
5
A+ Personal Loan
8.990%
$0
84
10.490%
$0
Personal Loans
13.450%
$0
60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Unsecured/Personal Loans
8.990%
$0
11.240%
$0 - $10,000
60 - 60
10.890%
$0
60
Gold Star Loan
14.200%
$0
48
Personal Loans
11.000%
$0
37 - 60
13.240%
$0 - $2,000
36 - 36
Next Step Loan
10.500%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
12.500%
$0
60 - 60
Debt Consolidation
13.990%
$0
1 - 72
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Line of Credit
9.500%
$0
Debt Consolidation Loan
9.000%
$0
108
13.450%
$0
10.990%
$0 - $10,000
60 - 60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Student Loan Consolidation
5.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Actors Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Actors Federal Credit Union
Full Time Employees: 56
Part Time Employees: 0
President: Denise Nolin
CEO: Chuck Brown
Branch Locations: 4
ATM Locations: 0
Corporate Office Address:
165 W 46th St
New York, NY 10036 2508
Phone Number: 212-869-8926
Fax Number: 212-354-8541

Financials

Total Assets:
331,727,172
Total Amount of Shares and Deposits:
296,668,023
Total Shares and Deposits < 1 Year:
292,029,539
Total Shares and Deposits 1 3 Years:
1,824,946
Total Shares and Deposits > 3 Years:
2,813,538
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,098,846
Total Uninsured Shares and Deposits > $250K (F+J):
41,098,846
Total Insured Shares and Deposits > $250K (item 17 less item K):
255,569,177
Total Interest Expense (Sum of items 6 8):
2,727,736
Share Certificates:
1,736
Number of Accounts for Share Drafts:
11,429
IRA KEOGH Accounts:
628
Number of Accounts for Regular Shares:
30,194
All other shares:
280
Money Market Shares:
2,736
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,841,504
Total Liabilities:
302,129,637
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Actors Federal Credit Union

Is a member application needed to join Actors Federal Credit Union?

Yes, to access services at Actors Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Actors Federal Credit Union provides a range of mortgage and home equity products.

Is Actors Federal Credit Union a safe place to deposit money?

Yes, Actors Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Actors Federal Credit Union offer online and mobile banking?

Most modern institutions like Actors Federal Credit Union provide digital access including online balance checks and transfers.

Current Actors Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions