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Auburn University Credit Union Rates & Review May 2026

Auburn University Credit Union's IRA CDs 7 Month Special rates are at 4.29%, IRA CDs 7 Month Special rates are at 4.19%, IRA CDs 13 Month Special rates are at 3.91%, IRA CDs 13 Month Special rates are at 3.80%. MonitorBankRates evaluates the financial stability of Auburn University Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.28%. Rates were last updated on 05/20/2026.

Auburn University Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Auburn University Credit Union? Share your experience about Auburn University Credit Union by leaving a review below, or read customer reviews before you decide to use Auburn University Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.28%
Excellent Lower than avg
Auburn University Credit Union
Main Office
1290 S Donahue Dr
Auburn, AL 36832 6330
https://myaucu.org
Member NCUA

Auburn University Credit Union CD Rates

Product Rate APY Term View More
IRA Share Certificates 7 Month Special - 4.29% 7
No additional details.
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
IRA Share Certificates 7 Month Special - 4.19% 7
No additional details.
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
IRA Share Certificates 13 Month Special - 3.91% 13
No additional details.
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
IRA Share Certificates 13 Month Special - 3.80% 13
No additional details.
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Auburn University Credit Union Checking Rates

Product Rate APY View More
Premium Checking 0.15% 0.15%
Min Deposit $5
Min Balance $500
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Auburn University Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgages 5 to 10 Years Fixed - - 5.25%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
First Mortgages 11 to 15 Years Fixed - - 5.50%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
First Mortgages 16 to 20 Years Fixed - - 5.75%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
First Mortgages 30 Year Fixed - - 6.13%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
5 Year ARM - - 6.50%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%
7 Year ARM - - 6.75%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Auburn University Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 1st - - 6.25%
Details As Low As; variable rate
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Auburn University Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Platinum Credit Card - 7.90%
Details As Low As
Last Updated 05/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Auburn University Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Auburn University Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Auburn University Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Auburn University Credit Union
Address 1290 S Donahue Dr, Auburn, AL 36832 6330
Phone 334-844-4120
Fax 334-844-4162
President Dennis Veronese
CEO William Bradford II
Full-Time Employees 40
Part-Time Employees 6
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.28%
Return on Assets (ROA)
0.3452%
Return on Equity (ROE)
3.5451%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
259,633,963
Total Amount of Shares and Deposits
235,886,068
Total Shares and Deposits < 1 Year
224,336,588
Total Shares and Deposits 1 3 Years
11,087,383
Total Shares and Deposits > 3 Years
462,098
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,517,497
Total Uninsured Shares and Deposits > $250K (F+J)
11,517,497
Total Insured Shares and Deposits > $250K (item 17 less item K)
224,368,571
Total Interest Expense (Sum of items 6 8)
2,688,725
Share Certificates
1,586
Number of Accounts for Share Drafts
10,297
IRA KEOGH Accounts
389
Number of Accounts for Regular Shares
19,380
All other shares
369
Non Member Deposits
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,861,643
Total Liabilities
238,658,788
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Auburn University Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Auburn University Credit Union

How many branches does Auburn University Credit Union operate?

Auburn University Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Auburn University Credit Union?

Yes, to access services at Auburn University Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Auburn University Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Auburn University Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Auburn University Credit Union offer online and mobile banking?

Most modern institutions like Auburn University Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://myaucu.org.

Current Auburn University Credit Union Rates

  • 12-Month CD3.80%
Retrieved from our database of financial products. Rates subject to change.