Baycel Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Baycel Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Baycel Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Baycel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Baycel Federal Credit Union? Share your experience about Baycel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Baycel Federal Credit Union. Overall, Baycel Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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Compare Baycel Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Goldwater Bank
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3.85%
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3.85%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Baycel Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Luana Savings Bank
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5.250%
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5.250%
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Baycel Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Baycel Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Baycel Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Baycel Federal Credit Union InformationCredit Union Name: Baycel Federal Credit Union
Website: https://www.baycel.org
Full Time Employees: 11Part Time Employees: 1 President: Kristi Moss CEO: Paula Abshier Branch Locations: 3 ATM Locations: 2 Corporate Office Address:
2320 6TH ST
Bay City, TX 77414 5240 Phone Number: 979-244-3995 Fax Number: 979-244-8207 Baycel Federal Credit Union FinancialsTotal Assets:
84,330,192
Total Amount of Shares and Deposits:
68,174,502
Total Shares and Deposits < 1 Year:
65,412,171
Total Shares and Deposits 1 3 Years:
2,762,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,267,877
Total Uninsured Shares and Deposits > $250K (F+J):
2,267,877
Total Insured Shares and Deposits > $250K (item 17 less item K):
65,906,625
Total Interest Expense (Sum of items 6 8):
105,786
Share Certificates:
230
Number of Accounts for Share Drafts:
3,502
IRA KEOGH Accounts:
47
Number of Accounts for Regular Shares:
6,100
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,559,511
Total Liabilities:
68,469,980
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Baycel Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsRight now the best CD rates on our 9 month rate list are almost as high as the FDIC's national average 60 month CD rate! The highest CD rates on our list are just below 1.00 percent and the FDIC's national average 5 year CD rate is at 0.98 percent.
 Already low fixed mortgage rates have made yet another low today. Both 30 year and 15 year fixed mortgage interest rates hit another low in this week's Primary Mortgage Market Survey released be Freddie Mac. Mortgage rates are lower thanks to lower Treasury yields on concern about Greece's debt and the European Union.
Mortgage rates drifted slightly lower as the Fed Chairperson, Janet Yellen, spoke yesterday and said that interest rates will stay low for quite some time to help the job market recover. Average 30 year conforming mortgage rates today are down 1 basis point to 4.38 percent, down from yesterday's average 30 year rate of 4.39 percent.
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12-month CD rates can be found at 0.45%, 6-month CD rates at 2.52% and 3-month CD rates at 3.80%. Savings rates are at 0.75% and money market rates are at 1.25%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 13.75%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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