Bloom Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bloom Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 0.05% and 3-month CD rates at 0.90%. Savings rates are at 1.50% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.87%. Credit Card rates are at 14.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Bloom Credit Union rates.

Compare Bloom Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bloom Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Bloom Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bloom Credit Union? Share your experience about Bloom Credit Union by leaving a review below, or read customer reviews before you decide to use Bloom Credit Union.

Overall, Bloom Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bloom Credit Union
Hall Street
401 Hall St SW
Grand Rapids, MI 49503
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Bloom Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Northeast Bank Portland, ME
Northeast Bank Portland, ME
6-Month CD
4.50%
$5,000
Murphy Bank
Murphy Bank
6-Month CD (Jumbo)
4.30%
$10,000
FinWise Bank
FinWise Bank
24-Month CD
4.00%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
6-Month CD
3.95%
$500
Community Bank of Raymore
Community Bank of Raymore
24-Month CD (IntraFi)
3.56%
$10,000
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
Main Bank
Main Bank
3-Month CD
3.50%
$1,000
PSB Indianola, IA
PSB Indianola, IA
Kasasa Checking
3.50%
$100
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
60-Month CD
3.30%
$500
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
BankChampaign
BankChampaign
12-Month CD
3.25%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
Maries County Bank
Maries County Bank
60-Month CD
3.14%
$1,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
48-Month CD
3.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.49%
$1,000
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.40%
$500
Bank of Hartington
Bank of Hartington
24-Month CD
2.17%
$1,000
Alliance Bank WI
Alliance Bank WI
12-Month CD
2.12%
$500
Perryton National Bank
Perryton National Bank
6-Month CD
2.01%
$2,500
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
12-Month CD
1.64%
$500
1st Ed Credit Union
1st Ed Credit Union
12-Month CD
1.55%
$500
La Salle State Bank
La Salle State Bank
30-Month CD
1.51%
$1,000
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
Community Bank Owatonna
Community Bank Owatonna
60-Month CD
1.50%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Performance Money Market
1.35%
$50,000
Bank of Stronghurst
Bank of Stronghurst
30-Month CD
1.26%
$500
Anahuac National Bank
Anahuac National Bank
Kasasa Savings
1.00%
$0
Achieva Credit Union
Achieva Credit Union
Premium Savings
1.00%
$1
Peoples Bank of Kentucky
Peoples Bank of Kentucky
60-Month CD
0.75%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
48-Month CD
0.65%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Money Market
0.58%
$2,000
FNB of Scotia
FNB of Scotia
24-Month CD
0.57%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
5 Star Bank
5 Star Bank
48-Month CD
0.50%
$500
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Savings
0.45%
$2,500
Neffs National Bank
Neffs National Bank
Statement Savings
0.40%
$10
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
First Independent Bank Russell, MN
First Independent Bank Russell, MN
Statement Savings
0.25%
$0
The Citizens Bank Company
The Citizens Bank Company
Statement Savings
0.25%
$75
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
Partner Savings
0.20%
$10
State Bank of St. Jacob
State Bank of St. Jacob
Savings
0.15%
$50
Marion Center Bank
Marion Center Bank
24-Month CD
0.10%
$1,000
Pennsville National Bank
Pennsville National Bank
6-Month CD
0.10%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Rewards Savings
0.10%
$0
Landmark Credit Union
Landmark Credit Union
VIP Savings
0.05%
$5
PCSB Bank
PCSB Bank
True Local Checking
0.05%
$50
GSB Guilford Savings Bank
E-Savings
0.02%
$50
PNC Bank
PNC Bank
36-Month CD
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bloom Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.875%
6.035%
0.263
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.250%
6.369%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.250%
6.389%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.125%
6.398%
0.125
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Bloom Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Bloom Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Bloom Credit Union rate data right now, check back for updates, we are adding rates all the time.

Bloom Credit Union Information

Credit Union Name: Bloom Credit Union
Full Time Employees: 42
Part Time Employees: 5
President: Roxanne Speck
CEO: Joe Heintskill
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
401 Hall St SW
Grand Rapids, MI 49503
Phone Number: 616-452-2161
Fax Number:

Bloom Credit Union Financials

Total Assets:
195,289,035
Total Amount of Shares and Deposits:
176,556,073
Total Shares and Deposits < 1 Year:
167,861,952
Total Shares and Deposits 1 3 Years:
6,672,044
Total Shares and Deposits > 3 Years:
2,022,077
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
29,099,567
Total Uninsured Shares and Deposits > $250K (F+J):
29,099,567
Total Insured Shares and Deposits > $250K (item 17 less item K):
147,456,506
Total Interest Expense (Sum of items 6 8):
442,254
Share Certificates:
1,448
Number of Accounts for Share Drafts:
9,816
IRA KEOGH Accounts:
465
Number of Accounts for Regular Shares:
15,769
All other shares:
924
Money Market Shares:
188
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,151,879
Total Liabilities:
178,382,132
Show More

Bloom Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Bloom Credit Union Reviews

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