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Brownsville City Employees Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Brownsville City Employees Federal Credit Union's top rate as of October 13, 2026 is auto loans from 5.82% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Brownsville City Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates last updated and verified on 10/13/2026.

Brownsville City Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brownsville City Employees Federal Credit Union? Share your experience about Brownsville City Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brownsville City Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Brownsville City Employees Federal Credit Union
BROWNSVILLE CITY EMPLOYEES FCU
1001 E ELIZABETH ST
BROWNSVILLE, TX 78520-5128
https://brownsvillecityfcu.com
Member NCUA
Customer Reviews
Be the first to review
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Brownsville City Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loan - - 5.82% 60-72 months
Details Published APR range: 5.82%-16.67%. Vehicle Loans; Loan amount over $20,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 5.82% APR · checked 9 times
5.32%5.82%6.32%Sep 14, 2026: 5.82% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.39%
Used Car Loan - - 6.87% 72 months
Details Term: 72, 60, 48, 36, 24 months; Published APR range: 6.87%-17.72%. Vehicle Loans; Must be no more than 8 years old; Term depends on amount
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 6.87% APR · checked 8 times
6.37%6.87%7.37%Sep 17, 2026: 6.87% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.39%

Brownsville City Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 6.83% 30-60 months
Details Published APR range: 6.83%-17.79%. Term depends on amount
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.83% APR · checked 5 times
6.33%6.83%7.33%Sep 14, 2026: 6.83% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.39%
Used Motorcycle Loan - 7.83% 18-48 months
Details Published APR range: 7.83%-18.19%. Must be no more than 2 years old; Term depends on amount
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.83% APR · checked 5 times
7.33%7.83%8.33%Sep 14, 2026: 7.83% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.39%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Brownsville City Employees Federal Credit Union’s Texas Ratio stayed near 0.03% in Q3 2023 to 0.39% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.5% 3.0★ 2.3% 4.0★ 3.1% 5.0★ Healthy zone – entire history below the 15% limit 0.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.39% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$7M0.39%5.0A+
March 31, 2026$7M0.83%5.0A+
December 31, 2025$7M0.50%5.0A+
September 30, 2025$7M1.00%5.0A+
June 30, 2025$7M2.29%5.0A+
March 31, 2025$7M1.16%5.0A+
December 31, 2024$7M0.84%5.0A+
September 30, 2024$7M0.33%5.0A+
June 30, 2024$7M0.11%5.0A+
March 31, 2024$7M0.26%5.0A+
December 31, 2023$7M0.18%5.0A+
September 30, 2023$7M0.03%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brownsville City Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brownsville City Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brownsville City Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brownsville City Employees Federal Credit Union
Website https://brownsvillecityfcu.com
Address 1001 E ELIZABETH ST, BROWNSVILLE, TX 78520-5128
Phone 956-548-6041
Fax 956-546-2893
President Paul Cantu III
CEO Aida Barbosa
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.39%
Return on Assets (ROA)
0.1603%
Return on Equity (ROE)
0.5019%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
6,850,146
Total Amount of Shares and Deposits
4,581,275
Total Shares and Deposits < 1 Year
4,581,275
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,581,275
Total Interest Expense (Sum of items 6 8)
13,374
Number of Accounts for Regular Shares
1,406
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,662,649
Total Liabilities
4,662,868
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Brownsville City Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/brownsville-city-employees-federal-credit-union-rates-review-20392">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Brownsville City Employees Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
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Total Reviews
0
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Frequently Asked Questions About Brownsville City Employees Federal Credit Union

How many branches does Brownsville City Employees Federal Credit Union operate?

Brownsville City Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brownsville City Employees Federal Credit Union?

Yes, to access services at Brownsville City Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brownsville City Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brownsville City Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brownsville City Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Brownsville City Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://brownsvillecityfcu.com.

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