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Burlington Northtown Community Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
Burlington Northtown Community Credit Union's top rates as of October 9, 2026 are 3.70% APY on its 11 Month Special CD of Deposit, 0.50% APY on savings, and personal loans from 14.00% APR, according to rates verified by MonitorBankRates. Other Burlington Northtown Community Credit Union CD rates include 24 Month CD of Deposit at 3.60%, Youth 12 Month CD of Deposit at 3.60%, and 12 Month CD of Deposit at 3.55%. MonitorBankRates evaluates the financial stability of Burlington Northtown Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates last updated and verified on 10/09/2026.
Burlington Northtown Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Burlington Northtown Community Credit Union? Share your experience about Burlington Northtown Community Credit Union by leaving a review below, or read customer reviews before you decide to use Burlington Northtown Community Credit Union.
Burlington Northtown Community Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Burlington Northtown Community Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.91%
ExcellentLower than avg
Burlington Northtown Community Credit Union Texas Ratio
Burlington Northtown Community Credit Union's Texas Ratio is 2.91%, which is considered excellent and is lower than the national average of 6.13%.
Burlington Northtown Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Burlington Northtown Community Credit Union Health Trend
3.15% to 2.91% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Burlington Northtown Community Credit Union CD Rates
Product
Rate
APY
Term
View More
11 Month Special Certificate of Deposit
3.65%
3.70%
11 Month
DetailsSpecial
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.70% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
24 Month Certificate of Deposit
3.55%
3.60%
24 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Youth 12 Month Certificate of Deposit
3.55%
3.60%
12 Month
DetailsYouth
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.60% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
12 Month Certificate of Deposit
3.50%
3.55%
12 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
18 Month Certificate of Deposit
3.40%
3.44%
18 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.44% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
36 Month Certificate of Deposit
3.25%
3.29%
36 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
48 Month Certificate of Deposit
3.25%
3.29%
48 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.29% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
3 Month Certificate of Deposit
3.00%
3.03%
3 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
6 Month Certificate of Deposit
3.00%
3.03%
6 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
60 Month Certificate of Deposit
3.00%
3.03%
60 Month
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Burlington Northtown Community Credit Union Savings Rates
Product
Rate
APY
View More
Share Savings
0.50%
0.50%
Min Balance$100,000
DetailsBalance: $100,000.00 and greater
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings
0.35%
0.35%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings
0.35%
0.35%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Christmas Club
0.25%
0.25%
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings
0.25%
0.25%
Min Balance$100
DetailsBalance: $100.00 - $999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings
0.25%
0.25%
Min Balance$1,000
DetailsBalance: $1,000.00 - $9,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Share Savings
0.25%
0.25%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Special Savings
0.25%
0.25%
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Burlington Northtown Community Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Lines of Credit
-
-
6.49%
180 months
DetailsLoan-to-Value: 80%; Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details. Lowest qualified rate includes a deduction to rate with any two (2) of the following services with BNCCU: automatic payments thru BNSF payroll deduction, an account at BNCCU or outside FI, having previous loans paid off with BNCCU (with no delinquency over 30 days), LTV less than 80%, checking account with direct deposit in good standing or E-Statements with BNCCU (Maximum deduction of 0.50%).
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Burlington Northtown Community Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans - New (2025 or Newer)
-
-
4.24%
24 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 4.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer)
-
-
4.49%
36 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 4.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer)
-
-
4.74%
48 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 4.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer)
-
-
4.99%
60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 4.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer)
-
-
5.49%
72 months
Details/ln > $20k
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Auto Loans - New (2025 or Newer)
-
-
6.49%
84 months
Details/ln > $35k
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 6.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Burlington Northtown Community Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
5.49%
0 - 24 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
5.74%
36 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
5.99%
48 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) Loan
-
5.99%
24 months
No additional details.
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 5.99% → 5.99% ▼ 0.00 pts · high 6.24% / low 5.99%
Oct 9, 20265.99%▼ from 6.24%
Sep 22, 20266.24%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
6.24%
60 months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2006 or Newer
6.24%
6.24%
24 months
DetailsModel Year: 2006 or Newer
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) Loan
-
6.24%
36 months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.49% → 6.24% ▼ 0.25 pts · high 6.49% / low 6.24%
Oct 9, 20266.24%▼ from 6.49%
Sep 22, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2008 or Newer
6.49%
6.49%
36 months
DetailsModel Year: 2008 or Newer
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) Loan
-
6.49%
48 months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.72% → 6.49% ▼ 0.23 pts · high 6.72% / low 6.49%
Oct 9, 20266.49%▼ from 6.72%
Sep 14, 20266.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2012 or Newer
6.72%
6.72%
48 months
DetailsModel Year: 2012 or Newer
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.72% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years)
6.74%
6.74%
24 months
DetailsModel Year: 2006 or Newer
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.74% ▲ 0.75 pts · high 6.74% / low 5.99%
Sep 22, 20266.74%▲ from 5.99%
Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
6.99%
72 months
DetailsLoan amount greater than $20,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years)
6.99%
6.99%
36 months
DetailsModel Year: 2008 or Newer
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 6.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2014 or Newer
6.99%
6.99%
60 months
DetailsModel Year: 2014 or Newer
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years)
7.24%
7.24%
48 months
DetailsModel Year: 2013 or Newer
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.72% → 7.24% ▲ 0.52 pts · high 7.24% / low 6.72%
Sep 22, 20267.24%▲ from 6.72%
Sep 14, 20266.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2015 or Newer (/ln > k)
7.24%
7.24%
72 months
Details$20; Model Year: 2015 or Newer (/ln > $20k)
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) Loan
-
7.24%
60 months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99%
Oct 9, 20267.24%▲ from 6.99%
Sep 14, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years)
7.99%
7.99%
60 months
DetailsModel Year: 2015 or Newer
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.99% ▲ 1.00 pts · high 7.99% / low 6.99%
Sep 22, 20267.99%▲ from 6.99%
Sep 14, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) Loan
-
7.99%
72 months
No additional details.
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 7.99% → 7.99% ▼ 0.00 pts · high 7.99% / low 7.24%
Oct 9, 20267.99%▲ from 7.24%
Sep 22, 20267.24%▼ from 7.99%
Sep 14, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - New (2024 or Newer) Loan
-
8.24%
84 months
DetailsLoan amount greater than $35,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years)
8.74%
8.74%
72 months
DetailsModel Year: 2016 or Newer (/ln > $20k)
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.99% → 8.74% ▲ 0.75 pts · high 8.74% / low 7.99%
Sep 22, 20268.74%▲ from 7.99%
Sep 14, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Motorcycle, Boat, and Recreational Vehicle(RV) - Used (2023 or older max age 16 years) - 2016 or Newer (/ln > k)
8.99%
8.99%
84 months
Details$35; Model Year: 2016 or Newer (/ln > $35k)
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Burlington Northtown Community Credit Union Personal Loan Rates
Product
APR
Term
View More
Signature Loans
14.00%
up to 12 months
DetailsAs Low As; Amount: Up to $1,500.00
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 14.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Signature Loans
14.00%
13 to 24 months
DetailsAs Low As; Amount: Up to $2,500.00
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 14.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Signature Loans
14.00%
25 to 36 months
DetailsAs Low As; Amount: > $3,000.00
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 14.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.91%
Financial Health History
Burlington Northtown Community Credit Union’s Texas Ratio stayed near 3.15% in Q3 2023 to 2.91% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$16M
2.91%
5.0
A+
March 31, 2026
$16M
2.61%
5.0
A+
December 31, 2025
$15M
2.38%
5.0
A+
September 30, 2025
$15M
2.75%
5.0
A+
June 30, 2025
$15M
2.45%
5.0
A+
March 31, 2025
$15M
1.85%
5.0
A+
December 31, 2024
$15M
1.92%
5.0
A+
September 30, 2024
$15M
2.87%
5.0
A+
June 30, 2024
$15M
2.29%
5.0
A+
March 31, 2024
$15M
2.71%
5.0
A+
December 31, 2023
$15M
4.69%
5.0
A+
September 30, 2023
$15M
3.15%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Burlington Northtown Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Burlington Northtown Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Burlington Northtown Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameBurlington Northtown Community Credit Union
Address
1002 Swift Ave,
North Kansas City, MO 64116-4128
Phone816-474-5610
Fax816-474-5606
PresidentDavid Smith
CEORichard Galloway
Full-Time Employees3
Part-Time Employees1
Branch Locations1
ATM Locations1
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
0.7868%
Return on Equity (ROE)
3.8364%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
16,171,317
Total Amount of Shares and Deposits
12,725,078
Total Shares and Deposits < 1 Year
12,660,938
Total Shares and Deposits 1 3 Years
55,540
Total Shares and Deposits > 3 Years
8,600
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,364,231
Total Uninsured Shares and Deposits > $250K (F+J)
1,364,231
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,360,847
Total Interest Expense (Sum of items 6 8)
33,766
Share Certificates
17
Number of Accounts for Share Drafts
504
Number of Accounts for Regular Shares
1,305
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,247,535
Total Liabilities
12,854,790
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Burlington Northtown Community Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About Burlington Northtown Community Credit Union
How many branches does Burlington Northtown Community Credit Union operate?
Burlington Northtown Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Burlington Northtown Community Credit Union?
Yes, to access services at Burlington Northtown Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Burlington Northtown Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Burlington Northtown Community Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Burlington Northtown Community Credit Union offer online and mobile banking?
Most modern institutions like Burlington Northtown Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bnccu.org.
Current Burlington Northtown Community Credit Union Rates
12-Month CD3.55%
18-Month CD3.44%
24-Month CD3.60%
60-Month CD3.03%
Savings0.50%
Retrieved from our database of financial products. Rates subject to change.