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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Century Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Century Federal Credit Union's 12-17 Month CD rates are at 2.99%, 12-17 Month Term-CDs & IRA CDs rates are at 2.99%, 18-23 Month CD rates are at 2.99%, 18-23 Month Term-CDs & IRA CDs rates are at 2.99%, 24-35 Month CD rates are at 2.99%. Century Federal Credit Union's savings rates are at 0.15%. Century Federal Credit Union's money market rates are at 0.24%. Century Federal Credit Union's 15 Year Fixed-Rate Mortgage-Loan rates are at 5.50%, 15 Year Standard Fixed-Rate Mortgage-Loan Product rates are at 5.50%, 10 Year Fixed-Rate Mortgage-Loan rates are at 5.55%, 10 Year Standard Fixed-Rate Mortgage-Loan Product rates are at 5.55%, 15 Year Low-Cost Mortgage-Loan Product rates are at 5.90%. Century Federal Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Century Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.21%. Rates were last updated on 04/18/2026. Century Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Federal Credit Union? Share your experience about Century Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Century Federal Credit Union. Century Federal Credit Union
Independence Main Office 4600 Rockside Rd
https://cenfedcu.org Independence, OH 44131 2167 
Century Federal Credit Union CD Rates
Century Federal Credit Union Savings Rates
Century Federal Credit Union Money Market Rates
Century Federal Credit Union Checking Rates
Century Federal Credit Union Mortgage Rates
Century Federal Credit Union Home Equity & HELOC
Century Federal Credit Union Credit Card Rates
Century Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Century Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Century Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Century Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Century Federal Credit Union
Website
https://cenfedcu.org
Address
4600 Rockside Rd,
Independence, OH 44131 2167
Phone
216-535-3200
Fax
President
Peter Bonacuse
CEO
Dave Wilde
Full-Time Employees
83
Part-Time Employees
0
Branch Locations
8
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.21%
Return on Assets (ROA)
0.4157%
Return on Equity (ROE)
3.9016%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
468,121,940
Total Amount of Shares and Deposits
406,848,446
Total Shares and Deposits < 1 Year
384,962,109
Total Shares and Deposits 1 3 Years
20,181,643
Total Shares and Deposits > 3 Years
1,704,693
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,509,573
Total Uninsured Shares and Deposits > $250K (F+J)
29,509,573
Total Insured Shares and Deposits > $250K (item 17 less item K)
377,338,873
Total Interest Expense (Sum of items 6 8)
3,125,162
Share Certificates
2,700
Number of Accounts for Share Drafts
14,003
IRA KEOGH Accounts
1,094
Number of Accounts for Regular Shares
29,932
Non Member Deposits
2
Money Market Shares
1,549
Net Income (unless the amount is already included in Undivided Earnings)
1,946,091
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,359,941
Total Liabilities
425,035,469
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Century Federal Credit UnionIs Century Federal Credit Union a safe place to deposit money?Yes, Century Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2121647836034%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Century Federal Credit Union operate?Century Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Century Federal Credit Union?Yes, to access services at Century Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Century Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Century Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Century Federal Credit Union offer online and mobile banking?Most modern institutions like Century Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cenfedcu.org. Current Century Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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