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Cooperative Credit Union

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Cooperative Credit Union Rates & Review July 2026

Q: How many branches does Cooperative Credit Union operate?

Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Cooperative Credit Union?

Yes, to access services at Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 14, 2026

You can compare Cooperative Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.40%, 6-month share certificate rates at 3.83% and 3-month share certificate rates at 1.00%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Cooperative Credit Union rates. MonitorBankRates evaluates the financial stability of Cooperative Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.06%. Rates were last updated on 07/14/2026.

Cooperative Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cooperative Credit Union? Share your experience about Cooperative Credit Union by leaving a review below, or read customer reviews before you decide to use Cooperative Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.06%

Excellent Lower than avg

Cooperative Credit Union
Co Operative

313 W 9th St
Coffeyville, KS 67337 5813

https://www.cooperativecu.com

Current Rate Availability

We do not have Cooperative Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Cooperative Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Cooperative Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cooperative Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cooperative Credit Union

Website https://www.cooperativecu.com

Address 313 W 9th St, Coffeyville, KS 67337 5813

Phone 620-251-5290

Fax 620-251-8554

President Clyde Kastler

CEO Tona Brawley

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.06%

Return on Assets (ROA)

0.4466%

Return on Equity (ROE)

3.4041%

Non-Performing Loans Ratio (NPL)

0.55%

Total Assets

21,489,175

Total Amount of Shares and Deposits

18,677,022

Total Shares and Deposits < 1 Year

17,670,257

Total Shares and Deposits 1 3 Years

721,589

Total Shares and Deposits > 3 Years

285,176

Total Insured Shares and Deposits > $250K (item 17 less item K)

18,677,022

Total Interest Expense (Sum of items 6 8)

118,396

Share Certificates

Number of Accounts for Share Drafts

1,055

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,765

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

97,059

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

741,639

Total Liabilities

18,669,623

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Cooperative Credit Union

How many branches does Cooperative Credit Union operate?

Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cooperative Credit Union?

Yes, to access services at Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cooperative Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cooperative Credit Union offer online and mobile banking?

Most modern institutions like Cooperative Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cooperativecu.com.