Cogic Credit Union Rates and Review January 2026
Compare Cogic Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cogic Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCogic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cogic Credit Union? Share your experience about Cogic Credit Union by leaving a review below, or read customer reviews before you decide to use Cogic Credit Union. Overall, Cogic Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Cogic Credit Union COGIC Credit Union 701 E Pinhook Rd Lafayette, LA 70501  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA® Gold
11.960%
Visa or MasterCard
9.990%
Credit Line $500-$7,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation
13.990%
$0
1 - 72
Line of Credit Variable
16.740%
$0
Personal Loans
11.000%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Cogic Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Cogic Credit Union
Website: https://www.cogiccreditunion.org/
Full Time Employees: 0Part Time Employees: 0 President: Donald Piper CEO: Paula Duncan Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
701 E Pinhook Rd
Lafayette, LA 70501 Phone Number: 337-504-3502 Fax Number: 337-504-3639 FinancialsTotal Assets:
392,292
Total Amount of Shares and Deposits:
365,826
Total Shares and Deposits < 1 Year:
365,826
Total Insured Shares and Deposits > $250K (item 17 less item K):
365,826
Number of Accounts for Regular Shares:
295
Net Income (unless the amount is already included in Undivided Earnings):
-6,822
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
49,030
Total Liabilities:
365,826
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Cogic Credit UnionIs a member application needed to join Cogic Credit Union?Yes, to access services at Cogic Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Cogic Credit Union provides a range of mortgage and home equity products. Is Cogic Credit Union a safe place to deposit money?Yes, Cogic Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Cogic Credit Union offer online and mobile banking?Most modern institutions like Cogic Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.30%, 6-month CD rates at 3.90% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.12%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to 
