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Colorado Credit Union Rates & Review September 2026

Colorado Credit Union's 48 Month CD rates are at 3.85%, 60 Month CD rates are at 3.85%, 6 Month CD rates are at 3.80%, 12 Month CD rates are at 3.75%, 36 Month CD rates are at 3.75%. Colorado Credit Union's savings rates are at 0.10%. Colorado Credit Union's money market rates are at 1.40%. Colorado Credit Union's Personal Loan Rates are as low as 11.49%. Colorado Credit Union's Credit Card Rates are at 9.95%. MonitorBankRates evaluates the financial stability of Colorado Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.44%. Rates last updated and verified on 09/22/2026.

Colorado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colorado Credit Union? Share your experience about Colorado Credit Union by leaving a review below, or read customer reviews before you decide to use Colorado Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.44%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Colorado Credit Union
Littleton
10026 W San Juan Way Ste 200
Littleton, CO 80127-6345
https://www.ccu.org
Member NCUA

Colorado Credit Union CD Rates

Product Rate APY Term View More
48 Month CD - 3.85% 48 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
60 Month CD - 3.85% 60 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
6 Month CD - 3.80% 6 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
12 Month CD - 3.75% 12 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
36 Month CD - 3.75% 36 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
48 Month CD - 3.75% 48 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
48 Month CD - 3.75% 48 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
60 Month CD - 3.75% 60 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
60 Month CD - 3.75% 60 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
6 Month CD - 3.70% 6 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
6 Month CD - 3.70% 6 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
12 Month CD - 3.65% 12 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
12 Month CD - 3.65% 12 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
18 Month CD - 3.65% 18 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
24 Month CD - 3.65% 24 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
30 Month CD - 3.65% 30 month
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
36 Month CD - 3.65% 36 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
36 Month CD - 3.65% 36 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
18 Month CD - 3.55% 18 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
18 Month CD - 3.55% 18 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
24 Month CD - 3.55% 24 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
24 Month CD - 3.55% 24 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
30 Month CD - 3.55% 30 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
30 Month CD - 3.55% 30 month
Min Balance $500
Details Balance: $500-$99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Savings Rates

Product Rate APY View More
Health Savings Shares - 0.10%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Holiday Savings Club - 0.10%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.55%
Min Balance $250,000
Details Balance: $250,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Money Market - 2.25%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Money Market - 1.70%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Money Market - 1.40%
Min Balance $2,500
Details Balance: $2,500 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Checking Rates

Product Rate APY View More
Free High Interest Checking - 5.00%
Min Balance $0
Details Qualifying balance up to $10,000.00; Qualifications Required; All qualifications met
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
High Interest Checking - 5.00%
Min Balance $10,000
Details Qualifications Required: 15 or more qualifying debit card transactions in person, with a digital wallet (Apple Pay / Google Pay ), or when shopping online per month; Be enrolled in eStatements; Make one direct/ACH deposit transaction or two remote/RDC deposits; Balances over $10,000 will earn 0.05% APY*.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premier Checking - 0.50%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premier Checking - 0.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premier Checking - 0.15%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premier Checking - 0.10%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Free High Interest Checking - 0.05%
Min Balance $0
Details Balance: $0 - 10,000 (Qualifications not met)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
High Interest Checking - 0.05%
Details If qualifications are not met, member earns 0.05% on entire balance.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Premier Checking - 0.05%
Min Balance $2,000
Details Balance: $2,000 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Interest-Only Home Equity Line of Credit - - 6.75% 300 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Platinum Home Equity Line of Credit - - 6.75% 300 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As low as; Not all will qualify for the lowest rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Loan - 11.24% 72 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Credit Card Rates

Product Rate APR View More
VISA Secured Credit Card - 9.95%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
VISA Platinum Credit Card - 13.50%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
VISA Classic Credit Card - 13.95%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan (Personal Loan) 11.49% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Colorado Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Shares - - 0.10%
Min Balance $100
Details Balance: $100.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%
Regular Shares - - 0.10%
Min Balance $5
Details Balance: $5.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.44%

Financial Health History

Colorado Credit Union’s Texas Ratio stayed near 2.44% in Q2 2023 to 2.44% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.9% 2.0★ 3.8% 3.0★ 5.7% 4.0★ 7.5% 5.0★ Healthy zone – entire history below the 15% limit 2.44% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.44% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$439M2.44%5.0A+
December 31, 2025$432M2.50%5.0A+
September 30, 2025$429M2.29%5.0A+
June 30, 2025$428M5.59%5.0A+
March 31, 2025$419M3.73%5.0A+
December 31, 2024$398M3.10%5.0A+
September 30, 2024$385M2.66%5.0A+
June 30, 2024$384M2.16%5.0A+
March 31, 2024$388M2.20%5.0A+
December 31, 2023$374M2.97%5.0A+
September 30, 2023$368M3.20%5.0A+
June 30, 2023$373M2.44%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Colorado Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Colorado Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Colorado Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Colorado Credit Union
Address 10026 W San Juan Way Ste 200, Littleton, CO 80127-6345
Phone 303-978-2274
Fax 303-978-2749
President Jeffrey Hager
CEO Michael Williams
Full-Time Employees 74
Part-Time Employees 4
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.44%
Return on Assets (ROA)
0.0616%
Return on Equity (ROE)
0.6019%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
439,497,775
Total Amount of Shares and Deposits
387,508,699
Total Shares and Deposits < 1 Year
362,743,365
Total Shares and Deposits 1 3 Years
17,750,547
Total Shares and Deposits > 3 Years
7,014,787
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
48,518,420
Total Uninsured Shares and Deposits > $250K (F+J)
48,518,420
Total Insured Shares and Deposits > $250K (item 17 less item K)
338,990,279
Total Interest Expense (Sum of items 6 8)
2,009,366
Share Certificates
3,031
Number of Accounts for Share Drafts
13,277
IRA KEOGH Accounts
762
Number of Accounts for Regular Shares
30,300
All other shares
86
Money Market Shares
2,258
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
44,312,705
Total Liabilities
395,377,239
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Colorado Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/colorado-credit-union-rates-review-68443">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Colorado Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Colorado Credit Union

How many branches does Colorado Credit Union operate?

Colorado Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Colorado Credit Union?

Yes, to access services at Colorado Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Colorado Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Colorado Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Colorado Credit Union offer online and mobile banking?

Most modern institutions like Colorado Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccu.org.

Current Colorado Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.75%
  • Savings0.10%
  • MMA1.40%
Retrieved from our database of financial products. Rates subject to change.