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  3. cPort Credit Union
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

cPort Credit Union Rates & Review September 2026

cPort Credit Union's 12 Month CD rates are at 3.56%, 6 Month CD rates are at 3.56%, 60 Month Bump CDs rates are at 3.25%, 48 Month Bump CDs rates are at 3.14%, 60 Month Bump CDs rates are at 3.14%. cPort Credit Union's savings rates are at 0.35%. cPort Credit Union's money market rates are at 2.02%. cPort Credit Union's Personal Loan Rates are as low as 7.99%. MonitorBankRates evaluates the financial stability of cPort Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.61%. Rates last updated and verified on 09/22/2026.

cPort Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at cPort Credit Union? Share your experience about cPort Credit Union by leaving a review below, or read customer reviews before you decide to use cPort Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.61%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
cPort Credit Union
Main Office
50 Riverside Industrial Pkwy
Portland, ME 04103
https://www.cportcu.org
Member NCUA

cPort Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificate 3.50% 3.56% 12 Month Special
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
6 Month Share Certificate 3.50% 3.56% 6 Month Special
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
60 Month Bump Certificates 3.20% 3.25% 60 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
48 Month Bump Certificates 3.10% 3.14% 48 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
60 Month Bump Certificates 3.10% 3.14% 60 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
60 Month Share Certificate 3.10% 3.14% 60 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
48 Month Share Certificate 3.05% 3.09% 48 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
36 Month Bump Certificates 3.00% 3.04% 36 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
36 Month Share Certificate 3.00% 3.04% 36 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
48 Month Bump Certificates 3.00% 3.04% 48 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
30 Month Share Certificate 2.95% 2.99% 30 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
18 Month Liquid Certificates 2.90% 2.94% 18 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
24 Month Bump Certificates 2.90% 2.94% 24 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
24 Month Share Certificate 2.90% 2.94% 24 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
24 month - Elevate Account 2.90% 2.94% 24 Months
Min Deposit $100
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
36 Month Bump Certificates 2.90% 2.94% 36 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
12 Month Liquid Certificates 2.85% 2.89% 12 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
18 Month Share Certificate 2.85% 2.89% 18 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
12 month - Elevate Account 2.80% 2.84% 12 Months
Min Deposit $100
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
18 Month Liquid Certificates 2.80% 2.84% 18 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
24 Month Bump Certificates 2.80% 2.84% 24 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
24 Month Certificate 2.80% 2.84% 24 Months
Min Deposit $100
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
12 Month Liquid Certificates 2.75% 2.78% 12 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
9 Month Share Certificate 2.75% 2.78% 9 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
12 Month Certificate 2.70% 2.73% 12 Months
Min Deposit $100
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
3 Month Share Certificate 2.65% 2.68% 3 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.65% 0.65%
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
College Club Account 0.45% 0.45%
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice. College Club Account is for members ages 25 and under.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Holiday Club Account 0.35% 0.35%
Min Balance $100
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Purpose Club Account 0.35% 0.35%
Min Balance $100
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Savings Account 0.35% 0.35%
Min Deposit $5
Min Balance $100
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 2.75% 2.78%
Min Balance $250,000
Details Balance: $250,000+; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Money Market Accounts 2.60% 2.63%
Min Balance $100,000
Details Balance: $100,000- < $250,000; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Money Market Accounts 2.45% 2.48%
Min Balance $75,000
Details Balance: $75,000 - < $100,000; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Money Market Accounts 2.30% 2.32%
Min Balance $50,000
Details Balance: $50,000 - < $75,000; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Money Market Accounts 2.15% 2.17%
Min Balance $25,000
Details Balance: $25,000- < $50,000; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Money Market Accounts 2.00% 2.02%
Min Balance $0
Details Balance: < $25,000; $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
3-Year Fixed Rate, Interest Only Home Equity Line of Credit - - 5.99% 3-Year
Details Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Home Equity Loans - - 6.00% Up to 5 years
Details APR = Annual Percentage Rate. Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Home Equity Loans - - 6.25% Up to 10 years
Details APR = Annual Percentage Rate. Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Home Equity Loans - - 6.50% Up to 15 years
Details APR = Annual Percentage Rate. Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Interest Only Home Equity Line of Credit - - 6.50%
Details Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Open-End Variable Rate Home Equity Line of Credit - - 6.50%
Details Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. Add 0.25% APR for second position.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto Loans - - 4.49% Up to 36 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
New & Used Auto Loans - - 4.49% Up to 48 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
New & Used Auto Loans - - 4.49% Up to 60 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
New & Used Auto Loans - - 4.74% Up to 72 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
New & Used Auto Loans - - 4.99% Up to 84 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat, RV, & Tractor Loans - 5.49% Up to 36 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Boat, RV, & Tractor Loans - 5.49% Up to 48 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Boat, RV, & Tractor Loans - 5.99% Up to 60 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Boat, RV, & Tractor Loans - 5.99% Up to 72 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Boat, RV, & Tractor Loans - 5.99% Up to 84 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Boat, RV, & Tractor Loans - 6.49% Up to 120 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Personal Loan Rates

Product APR Term View More
Personal & Debt Consolidation Loans 7.99% Up to 12 Months
Details Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Personal & Debt Consolidation Loans 8.50% Up to 24 Months
Details Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Personal & Debt Consolidation Loans 9.99% Up to 36 Months
Details Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Personal Lines of Credit Loan 9.99%
Details Rates are fixed for the life of the loan.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Personal & Debt Consolidation Loans 10.50% Up to 48 Months
Details Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Personal & Debt Consolidation Loans 10.99% Up to 60 Months
Details Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

cPort Credit Union Other Rates

Product Rate Points APY/APR Term View More
Citizenship Loan - - 7.99% Up to 12 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Citizenship Loan - - 8.50% Up to 24 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Citizenship Loan - - 9.99% Up to 36 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Citizenship Loan - - 10.50% Up to 48 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Citizenship Loan - - 10.99% Up to 60 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Credit Builder Lines of Credit Loan - - 9.99%
Details Rates are fixed for the life of the loan.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Energy Loans - - 6.99% Up to 12 Months
Details Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Energy Loans - - 7.50% Up to 24 Months
Details Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Energy Loans - - 8.99% Up to 36 Months
Details Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Energy Loans - - 9.50% Up to 48 Months
Details Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Energy Loans - - 9.99% Up to 60 Months
Details Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Family Loans - - 7.99% Up to 12 Months
Details APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Family Loans - - 8.50% Up to 24 Months
Details APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Family Loans - - 9.99% Up to 36 Months
Details APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Family Loans - - 10.50% Up to 48 Months
Details APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Family Loans - - 10.99% Up to 60 Months
Details APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Indus Fund Loans - - 3.50% Up to 5 Year
Details Term: Up to 5 Year Fixed Rate; Loan amount can be between $500 - $10,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Land Loans - - 7.00% Up to 5 Years
Details Rates are fixed for the life of the loan.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Land Loans - - 7.50% Up to 10 Years
Details Rates are fixed for the life of the loan.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Land Loans - - 7.75% Up to 15 Years
Details Rates are fixed for the life of the loan.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Sustainability Loans - - 6.99% Up to 12 Months
Details As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Sustainability Loans - - 7.50% Up to 24 Months
Details As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Sustainability Loans - - 8.99% Up to 36 Months
Details As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Sustainability Loans - - 9.50% Up to 48 Months
Details As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Sustainability Loans - - 9.99% Up to 60 Months
Details As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Wedding Loans - - 7.99% Up to 12 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Wedding Loans - - 8.50% Up to 24 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Wedding Loans - - 9.99% Up to 36 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Wedding Loans - - 10.50% Up to 48 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Wedding Loans - - 10.99% Up to 60 Months
Details As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.75% - 2.78% 3 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.60% - 3.66% 6 Month Special
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.85% - 2.88% 9 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.60% - 3.66% 12 Month Special
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.95% - 2.99% 18 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.00% - 3.04% 24 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.05% - 3.09% 30 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.10% - 3.14% 36 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.15% - 3.19% 48 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.20% - 3.24% 60 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.90% - 2.94% 24 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.00% - 3.04% 36 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.10% - 3.14% 48 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 3.20% - 3.25% 60 Months
Min Balance $500
Details IRA eligible.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.85% - 2.89% 12 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
Elevate Account 2.90% - 2.94% 18 Months
Min Balance $5,000
Details Includes one penalty-free withdrawal per quarter.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%
IRA 0.65% - 0.65%
Min Deposit $100
Min Balance $100
Details APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice. $500 minimum balance on certificates.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.61%

Financial Health History

cPort Credit Union’s Texas Ratio rose from 3.90% in Q2 2023 to 5.61% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.90% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 5.61% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$439M5.61%5.0A+
December 31, 2025$426M8.81%5.0A
September 30, 2025$415M6.67%5.0A
June 30, 2025$417M7.24%5.0A
March 31, 2025$428M3.20%5.0A+
December 31, 2024$416M4.33%5.0A+
September 30, 2024$418M5.01%5.0A+
June 30, 2024$423M5.55%5.0A+
March 31, 2024$422M6.88%5.0A
December 31, 2023$409M6.77%5.0A
September 30, 2023$410M4.84%5.0A+
June 30, 2023$412M3.90%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for cPort Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather cPort Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with cPort Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name cPort Credit Union
Address 50 Riverside Industrial Pkwy, Portland, ME 04103
Phone 207-878-6200
Fax 207-878-6212
President Scott Paquet
CEO Kelsey Marquis
Full-Time Employees 102
Part-Time Employees 5
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.61%
Return on Assets (ROA)
0.0646%
Return on Equity (ROE)
0.6184%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
439,225,174
Total Amount of Shares and Deposits
391,500,961
Total Shares and Deposits < 1 Year
380,280,804
Total Shares and Deposits 1 3 Years
7,811,292
Total Shares and Deposits > 3 Years
3,408,865
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,160,547
Total Uninsured Shares and Deposits > $250K (F+J)
20,160,547
Total Insured Shares and Deposits > $250K (item 17 less item K)
371,340,414
Total Interest Expense (Sum of items 6 8)
1,309,078
Share Certificates
2,513
Number of Accounts for Share Drafts
33,915
IRA KEOGH Accounts
704
Number of Accounts for Regular Shares
42,185
All other shares
352
Money Market Shares
2,546
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
66,971,584
Total Liabilities
394,606,555
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

cPort Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/cport-credit-union-rates-review-63828">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About cPort Credit Union

How many branches does cPort Credit Union operate?

cPort Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join cPort Credit Union?

Yes, to access services at cPort Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, cPort Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, cPort Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does cPort Credit Union offer online and mobile banking?

Most modern institutions like cPort Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cportcu.org.

Current cPort Credit Union Rates

  • 12-Month CD2.73%
  • 18-Month CD2.84%
  • 24-Month CD2.84%
  • 60-Month CD3.14%
  • Savings0.35%
  • MMA2.02%
Retrieved from our database of financial products. Rates subject to change.