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Department Of Corrections Credit Union Rates & Review October 2026

Department Of Corrections Credit Union's top rates as of October 9, 2026 are 3.75% APY on its 1 Year CD, 0.10% APY on checking, personal loans from 10.50% APR, and credit cards from 8.90% APR, according to rates verified by MonitorBankRates. Other Department Of Corrections Credit Union CD rates include IRA CD (Traditional or Roth) - 1 Year at 3.75%, 2 Year CD at 3.65%, and 5 Year CD at 3.65%. MonitorBankRates evaluates the financial stability of Department Of Corrections Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.34%. Rates last updated and verified on 10/09/2026.

Department Of Corrections Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Department Of Corrections Credit Union? Share your experience about Department Of Corrections Credit Union by leaving a review below, or read customer reviews before you decide to use Department Of Corrections Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.34%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Department Of Corrections Credit Union
Dept. of Corr. Credit Union
704 Mayflower St
Baton Rouge, LA 70802-6423
https://www.doccu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Department Of Corrections Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificate 3.698% 3.75% 1 Year
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 14, 2026: 3.60% APYOct 9, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.75%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 1 Year 3.698% 3.75% 1 Year
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 14, 2026: 3.60% APYOct 9, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.75%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
2 Year Share Certificate 3.601% 3.65% 2 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
5 Year Share Certificate 3.601% 3.65% 5 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
6 Month Share Certificate 3.601% 3.65% 6 Months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 2 Years 3.601% 3.65% 2 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 5 Years 3.601% 3.65% 5 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.45% → 3.65% ▲ 0.20 pts · high 3.65% / low 3.45%
2.95%3.55%4.15%Sep 14, 2026: 3.45% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 6 month 3.601% 3.65% 6 Months
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.65%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
4 Year Share Certificate 3.504% 3.55% 4 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
2.90%3.47%4.05%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.55%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 4 Years 3.504% 3.55% 4 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.55% ▲ 0.15 pts · high 3.55% / low 3.40%
2.90%3.47%4.05%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.55%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
3 Year Share Certificate 3.455% 3.50% 3 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 14, 2026: 3.35% APYOct 9, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.50%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Certificate (Traditional or Roth) - 3 Years 3.455% 3.50% 3 Years
No additional details.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.35% → 3.50% ▲ 0.15 pts · high 3.50% / low 3.35%
2.85%3.43%4.00%Sep 14, 2026: 3.35% APYOct 9, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.50%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Savings Rates

Product Rate APY View More
Christmas Club Share Account 0.40% 0.40%
Min Balance $20
Details Balance: $20.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
Regular Share Account 0.40% 0.40%
Min Balance $20
Details Balance: $20.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
Vacation Club Share Account 0.40% 0.40%
Min Balance $20
Details Balance: $20.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Checking Rates

Product Rate APY View More
Checking Share Account 0.10% 0.10%
Min Balance $0
Details Balance: $0.01
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 5.25%
Details As Low As; Finance any qualifying non-seasonal loan and be entered to win a Yeti cooler! Not financing? Refer a family member (and let us know!) and you'll be entered in the drawing too!
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Loan - 5.25%
Details As Low As; Check out our great rates on recreational vehicle loans.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 29, 2026: 5.25% APRSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 8.90%
Details As Low As; 1% Cash Back on net purchases
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 5 times
8.40%8.90%9.40%Sep 14, 2026: 8.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.50% 5 years
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Department Of Corrections Credit Union Other Rates

Product Rate Points APY/APR Term View More
Insurance Loan - - 10.50%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
Tuition Loan - - 5.75% 1 year
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
Escrow Share Account 0.40% - 0.40%
Min Balance $20
Details Balance: $20.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
IRA Share Account 0.40% - 0.40%
Min Balance $5
Details Balance: $5.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%
Roth IRA Share Account 0.40% - 0.40%
Min Balance $5
Details Balance: $5.00
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 18, 2026: 0.40% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.34%

Financial Health History

Department Of Corrections Credit Union’s Texas Ratio stayed near 1.71% in Q3 2023 to 1.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.3% 3.0★ 2% 4.0★ 2.6% 5.0★ Healthy zone – entire history below the 15% limit 1.71% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.34% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$126M1.34%5.0A+
March 31, 2026$125M0.96%5.0A+
December 31, 2025$120M1.22%5.0A+
September 30, 2025$123M0.97%5.0A+
June 30, 2025$121M0.86%5.0A+
March 31, 2025$116M1.55%5.0A+
December 31, 2024$114M1.96%5.0A+
September 30, 2024$111M1.36%5.0A+
June 30, 2024$114M1.00%5.0A+
March 31, 2024$110M1.35%5.0A+
December 31, 2023$109M1.83%5.0A+
September 30, 2023$108M1.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Department Of Corrections Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Department Of Corrections Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Department Of Corrections Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Department Of Corrections Credit Union
Address 704 Mayflower St, Baton Rouge, LA 70802-6423
Phone 225-342-6618
Fax 225-342-4088
President Burl Cain
CEO Dedra Francis
Full-Time Employees 40
Part-Time Employees 1
Branch Locations 10
ATM Locations 7
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.34%
Return on Assets (ROA)
0.8203%
Return on Equity (ROE)
3.5080%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
126,276,073
Total Amount of Shares and Deposits
95,986,993
Total Shares and Deposits < 1 Year
88,912,032
Total Shares and Deposits 1 3 Years
6,158,018
Total Shares and Deposits > 3 Years
916,943
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,414,102
Total Uninsured Shares and Deposits > $250K (F+J)
1,414,102
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,572,891
Total Interest Expense (Sum of items 6 8)
554,340
Share Certificates
876
Number of Accounts for Share Drafts
6,543
IRA KEOGH Accounts
167
Number of Accounts for Regular Shares
12,864
All other shares
831
Net Income (unless the amount is already included in Undivided Earnings)
1,035,825
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,891,026
Total Liabilities
96,748,391
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Department Of Corrections Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/department-of-corrections-credit-union-rates-review-62808">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Department Of Corrections Credit Union

How many branches does Department Of Corrections Credit Union operate?

Department Of Corrections Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Department Of Corrections Credit Union?

Yes, to access services at Department Of Corrections Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Department Of Corrections Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Department Of Corrections Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Department Of Corrections Credit Union offer online and mobile banking?

Most modern institutions like Department Of Corrections Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.doccu.org.

Current Department Of Corrections Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.65%
  • 60-Month CD3.65%
Retrieved from our database of financial products. Rates subject to change.