What are the current interest rates at Diamond Credit Union?

Current rates for Diamond Credit Union include: 12-Month CD: 3.51%, 18-Month CD: 3.51%, 24-Month CD: 4.01%, 60-Month CD: 3.76%, Savings: 0.20%, MMA: 2.51%

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Diamond Credit Union Rates & Review October 2026

Q: How many branches does Diamond Credit Union operate?

Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Diamond Credit Union?

Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 1, 2026

Diamond Credit Union's top rates as of October 1, 2026 are 4.06% APY on its 24 Month Jumbo CD, 0.20% APY on savings, 2.51% APY on money market accounts, 0.20% APY on checking, 7.00% on its Conventional 15 Year Loan mortgage, personal loans from 9.79% APR, and credit cards from 11.65% APR, according to rates verified by MonitorBankRates. Other Diamond Credit Union CD rates include 30 Month Jumbo CD at 4.06%, 24 Month Regular CD at 4.01%, and 30 Month Regular CD at 4.01%. Other Diamond Credit Union mortgage rates include Conventional 10 Year Loan at 7.00%, Conventional 30 Year Loan at 7.38%, and Conventional 20 Year Loan at 7.50%. MonitorBankRates evaluates the financial stability of Diamond Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.56%. Rates last updated and verified on 10/01/2026.

Diamond Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Diamond Credit Union? Share your experience about Diamond Credit Union by leaving a review below, or read customer reviews before you decide to use Diamond Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.56%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Diamond Credit Union
Headquarters

1600 Medical Dr
Pottstown, PA 19464-3242

https://www.diamondcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Diamond Credit Union CD Rates

Product	Rate	APY	Term
24 Month Jumbo Certificate	-	4.06%	24 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.66% → 4.06% ▲ 0.40 pts · high 4.06% / low 3.66% Oct 1, 20264.06%▲ from 3.66% Sep 14, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
30 Month Jumbo Certificate	-	4.06%	30 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.66% → 4.06% ▲ 0.40 pts · high 4.06% / low 3.66% Oct 1, 20264.06%▲ from 3.66% Sep 14, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
24 Month Regular Certificate	-	4.01%	24 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 4.01% ▲ 0.40 pts · high 4.01% / low 3.61% Oct 1, 20264.01%▲ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
30 Month Regular Certificate	-	4.01%	30 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 4.01% ▲ 0.40 pts · high 4.01% / low 3.61% Oct 1, 20264.01%▲ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
36 Month Jumbo Certificate	-	3.81%	36 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.76% → 3.81% ▲ 0.05 pts · high 3.81% / low 3.76% Oct 1, 20263.81%▲ from 3.76% Sep 14, 20263.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
48 Month Jumbo Certificate	-	3.81%	48 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.81% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
60 Month Jumbo Certificate	-	3.81%	60 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.86% → 3.81% ▼ 0.05 pts · high 3.86% / low 3.81% Oct 1, 20263.81%▼ from 3.86% Sep 14, 20263.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
36 Month Health Savings Share Certificates	-	3.76%	36 month
Min Balance $1,000 Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.76% ▲ 0.05 pts · high 3.76% / low 3.71% Oct 1, 20263.76%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
36 Month Regular Certificate	-	3.76%	36 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.76% ▲ 0.05 pts · high 3.76% / low 3.71% Oct 1, 20263.76%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
48 Month Regular Certificate	-	3.76%	48 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
60 Month Health Savings Share Certificates	-	3.76%	60 month
Min Balance $1,000 Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.81% → 3.76% ▼ 0.05 pts · high 3.81% / low 3.76% Oct 1, 20263.76%▼ from 3.81% Sep 14, 20263.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
60 Month Regular Certificate	-	3.76%	60 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 3.81% → 3.76% ▼ 0.05 pts · high 3.81% / low 3.76% Oct 1, 20263.76%▼ from 3.81% Sep 14, 20263.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
12 Month Jumbo Certificate	-	3.56%	12 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
18 Month Jumbo Certificate	-	3.56%	18 Month
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
12 Month Health Savings Share Certificates	-	3.51%	12 month
Min Balance $1,000 Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
12 Month Regular Certificate	-	3.51%	12 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
18 Month Regular Certificate	-	3.51%	18 Month
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
26 Week Jumbo Certificate	-	3.31%	26 Week
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.31% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
90 Day Jumbo Certificate	-	3.31%	90 Day
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.31% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
26 Week Regular Certificate	-	3.26%	26 Week
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
90 Day Regular Certificate	-	3.26%	90 Day
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
45 Day Jumbo Certificate	-	2.06%	45 Day
Min Balance $75,000 Details Jumbo Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 2.06% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
45 Day Regular Certificate	-	2.01%	45 Day
Min Balance $1,000 Details Regular Certificate Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 2.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Savings Rates

Product	Rate	APY
Health Savings Money Market	-	0.20%
Min Balance $10,000 Details Balance: $10,000 and up Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Health Savings Money Market	-	0.15%
Min Balance $2,500 Details Balance: $2,500 to $9,999 Last Updated 10/01/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Health Savings Money Market	-	0.13%
Min Balance $1,000 Details Balance: $1,000 to $2,499 Last Updated 10/01/2026 Rate History No change since Sep 27, 2026 · 0.13% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Money Market Rates

Product	Rate	APY
Choice Money Market	-	2.51%
Min Balance $50,000 Details Balance: $50,000 minimum Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 2.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Marquee Money Market	-	1.26%
Min Balance $25,000 Details Balance: $25,000 and up Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Marquee Money Market	-	1.01%
Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 1.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Health Savings Money Market	-	0.20%
Min Balance $10,000 Details Balance: $10,000 and up Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Health Savings Money Market	-	0.15%
Min Balance $2,500 Details Balance: $2,500 to $9,999 Last Updated 10/01/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Health Savings Money Market	-	0.13%
Min Balance $1,000 Details Balance: $1,000 to $2,499 Last Updated 10/01/2026 Rate History No change since Sep 27, 2026 · 0.13% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Checking Rates

Product	Rate	APY
Growth Checking	-	0.20%
Min Balance $10,000 Details Balance: $10,000 Minimum Deposit* Last Updated 10/01/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Growth Checking	-	0.10%
Min Balance $1,000 Details Balance: $1,000 Minimum Deposit* Last Updated 10/01/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Conventional 15 Year Loan	7.00%	-	7.214%	15 Year
No additional details. Last Updated 10/02/2026 Rate History 4 changes since Sep 18, 2026 · 6.71% → 7.21% ▲ 0.51 pts · high 7.21% / low 6.71% Oct 2, 20267.21%▲ from 7.09% Oct 1, 20267.09%▲ from 6.96% Sep 27, 20266.96%▲ from 6.83% Sep 22, 20266.83%▲ from 6.71% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Conventional 10 Year Loan	7.00%	-	7.30%	10 Year
No additional details. Last Updated 10/02/2026 Rate History 4 changes since Sep 18, 2026 · 6.79% → 7.30% ▲ 0.51 pts · high 7.30% / low 6.79% Oct 2, 20267.30%▲ from 7.17% Oct 1, 20267.17%▲ from 7.05% Sep 27, 20267.05%▲ from 6.92% Sep 22, 20266.92%▲ from 6.79% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Conventional 30 Year Loan	7.375%	-	7.512%	30 Year
No additional details. Last Updated 10/02/2026 Rate History 2 changes since Sep 18, 2026 · 7.01% → 7.51% ▲ 0.51 pts · high 7.51% / low 7.01% Sep 27, 20267.51%▲ from 7.13% Sep 22, 20267.13%▲ from 7.01% Sep 18, 20267.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Conventional 20 Year Loan	7.50%	-	7.678%	20 Year
No additional details. Last Updated 10/02/2026 Rate History 2 changes since Sep 18, 2026 · 7.30% → 7.68% ▲ 0.38 pts · high 7.68% / low 7.30% Oct 2, 20267.68%▲ from 7.55% Sep 27, 20267.55%▲ from 7.30% Sep 18, 20267.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	5.99%	6 years
Details As Low As Last Updated 10/02/2026 Rate History 1 change since Sep 14, 2026 · 5.69% → 5.99% ▲ 0.30 pts · high 5.99% / low 5.69% Oct 1, 20265.99%▲ from 5.69% Sep 14, 20265.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Home Equity Loan	-	-	6.24%	11 years
Details As Low As Last Updated 10/02/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 1, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Home Equity Loan	-	-	6.38%	10 years
Details As Low As Last Updated 10/02/2026 Rate History 3 changes since Sep 14, 2026 · 6.00% → 6.38% ▲ 0.38 pts · high 6.38% / low 6.00% Oct 1, 20266.38%▲ from 6.30% Sep 22, 20266.30%▲ from 6.09% Sep 18, 20266.09%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Home Equity Loan	-	-	6.49%	15 years
Details Additional APR listed for this product: 6.63%. As Low As Last Updated 10/02/2026 Rate History 3 changes since Sep 14, 2026 · 6.29% → 6.49% ▲ 0.20 pts · high 6.55% / low 6.29% Oct 1, 20266.49%▼ from 6.55% Sep 22, 20266.55%▲ from 6.34% Sep 18, 20266.34%▲ from 6.29% Sep 14, 20266.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
First Lien Home Equity Loans	-	-	6.75%
Details INTRO HELOC RATE 3.49 APR for the first 6 months; RATES AS LOW AS 6.75 APR variable after 6 months; Maximum 85% loan to value for First Lien Home Equity Loans. Last Updated 10/02/2026 Rate History 1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 2, 20266.75%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Home Equity	-	-	6.75%
Details Currently priced at 6.75% APR Last Updated 10/02/2026 Rate History 1 change since Sep 22, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 1, 20266.75%▲ from 6.50% Sep 22, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Home Equity Loan	-	-	6.79%	20 years
Details Additional APR listed for this product: 7.11%. As Low As Last Updated 10/02/2026 Rate History 3 changes since Sep 14, 2026 · 6.68% → 6.79% ▲ 0.11 pts · high 6.91% / low 6.68% Oct 1, 20266.79%▼ from 6.91% Sep 22, 20266.91%▲ from 6.72% Sep 18, 20266.72%▲ from 6.68% Sep 14, 20266.68%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto & Motorcycle Loan	-	-	5.24%	Up to 48 months
Details Additional APR listed for this product: 5.99%. As Low As Last Updated 10/01/2026 Rate History 2 changes since Sep 14, 2026 · 5.99% → 5.24% ▼ 0.75 pts · high 5.99% / low 4.89% Oct 1, 20265.24%▲ from 4.89% Sep 22, 20264.89%▼ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Auto & Motorcycle Loan	-	-	5.74%	Up to 72 months
Details Additional APR listed for this product: 6.49%. As Low As Last Updated 10/01/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 5.74% ▼ 0.75 pts · high 6.49% / low 4.89% Oct 1, 20265.74%▲ from 4.89% Sep 22, 20264.89%▼ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
Auto & Motorcycle Loan	-	-	6.24%	73 months +
Details Additional APR listed for this product: 6.99%. As Low As Last Updated 10/01/2026 Rate History 2 changes since Sep 14, 2026 · 6.99% → 6.24% ▼ 0.75 pts · high 6.99% / low 5.45% Oct 1, 20266.24%▲ from 5.45% Sep 22, 20265.45%▼ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Credit Card Rates

Product	Rate	APR
Diamond VISA Credit Cards	-	11.65%
Details Introductory Rate Promotion: 1.99% Intro APR* for the first year. After the introductory period, the APR will return to the standard variable rate. This offer is valid on all qualifying Purchases, Cash Advances, and Balance Transfers.; APR range: 11.65% to 18.00% variable Last Updated 10/01/2026 Rate History No change since Oct 1, 2026 · 11.65% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
VISA PLATINUM	-	11.65%
Details Variable rates start as low as 11.65% APR*. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 11.40% → 11.65% ▲ 0.25 pts · high 11.65% / low 11.40% Oct 1, 202611.65%▲ from 11.40%* Sep 14, 202611.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
VISA PLATINUM REWARDS	-	12.65%
Details $1 = 1 Point. Earn 1,000 points after your first purchase. Redeem for travel, home decor, appliances, electronics, and much more. Variable rates start as low as 12.65% APR*. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 12.40% → 12.65% ▲ 0.25 pts · high 12.65% / low 12.40% Oct 1, 202612.65%▲ from 12.40%* Sep 14, 202612.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
VISA SIGNATURE CASHBACK	-	15.00%
Details Earn cashback on every qualifying purchase. Spend $1,000 in the first 90 days and earn 15,000 points = $150. Redeem points for cashback or prestigious rewards, or donate your cashback to The Diamond Charitable Foundation. Variable rates start as low as 15.00% APR*. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 14.75% → 15.00% ▲ 0.25 pts · high 15.00% / low 14.75% Oct 1, 202615.00%▲ from 14.75%* Sep 14, 202614.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	9.79%
No additional details. Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 9.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
VISA SIGNATURE CASHBACK	15.00%
Details Earn cashback on every qualifying purchase. Spend $1,000 in the first 90 days and earn 15,000 points = $150. Redeem points for cashback or prestigious rewards, or donate your cashback to The Diamond Charitable Foundation. Variable rates start as low as 15.00% APR*. Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Last Updated 10/01/2026 Rate History 1 change since Sep 14, 2026 · 14.75% → 15.00% ▲ 0.25 pts · high 15.00% / low 14.75% Oct 1, 202615.00%▲ from 14.75%* Sep 14, 202614.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Diamond Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Express Cash Loan	-	-	9.99%
Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%
26 Week Health Savings Share Certificates	-	-	3.26%	26 week
Min Balance $1,000 Last Updated 10/01/2026 Rate History No change since Sep 14, 2026 · 3.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.56%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Diamond Credit Union’s Texas Ratio stayed near 1.41% in Q3 2023 to 1.56% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.2B	1.56%	5.0	A+
March 31, 2026	$1.2B	1.60%	5.0	A+
December 31, 2025	$1.2B	1.91%	5.0	A+
September 30, 2025	$1.1B	1.69%	5.0	A+
June 30, 2025	$1.1B	1.30%	5.0	A+
March 31, 2025	$1.1B	1.41%	5.0	A+
December 31, 2024	$1.1B	1.76%	5.0	A+
September 30, 2024	$1.0B	1.40%	5.0	A+
June 30, 2024	$1.0B	1.44%	5.0	A+
March 31, 2024	$1.0B	1.07%	5.0	A+
December 31, 2023	$974M	1.43%	5.0	A+
September 30, 2023	$964M	1.41%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Diamond Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Diamond Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Diamond Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Diamond Credit Union

Website https://www.diamondcu.org

Address 1600 Medical Dr, Pottstown, PA 19464-3242

Phone 610-326-5490

Fax 610-718-0294

President Patrick Austin

CEO Rick Patel

Full-Time Employees 211

Part-Time Employees 11

Branch Locations 8

ATM Locations 8

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.56%

Return on Assets (ROA)

0.4776%

Return on Equity (ROE)

4.6577%

Non-Performing Loans Ratio (NPL)

0.29%

Total Assets

1,219,217,909

Total Amount of Shares and Deposits

1,079,384,816

Total Shares and Deposits < 1 Year

973,622,974

Total Shares and Deposits 1 3 Years

87,337,095

Total Shares and Deposits > 3 Years

18,424,747

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

70,115,506

Total Uninsured Shares and Deposits > $250K (F+J)

70,115,506

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,009,269,310

Total Interest Expense (Sum of items 6 8)

9,867,968

Share Certificates

8,693

Number of Accounts for Share Drafts

51,806

IRA KEOGH Accounts

3,132

Number of Accounts for Regular Shares

83,580

All other shares

187

Money Market Shares

6,668

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

74,810,489

Total Liabilities

1,095,187,466

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Diamond Credit Union earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Diamond Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Diamond Credit Union

Frequently Asked Questions About Diamond Credit Union

How many branches does Diamond Credit Union operate?

Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Diamond Credit Union?

Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Diamond Credit Union offer online and mobile banking?

Most modern institutions like Diamond Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.diamondcu.org.

Current Diamond Credit Union Rates

12-Month CD3.51%
18-Month CD3.51%
24-Month CD4.01%
60-Month CD3.76%
Savings0.20%
MMA2.51%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Diamond Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Diamond Credit Union Texas Ratio

Diamond Credit Union Health Trend

Diamond Credit Union CD Rates

Diamond Credit Union Savings Rates

Diamond Credit Union Money Market Rates

Diamond Credit Union Checking Rates

Diamond Credit Union Mortgage Rates

Diamond Credit Union Home Equity & HELOC

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Diamond Credit Union Personal Loan Rates

Diamond Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Diamond Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Diamond Credit Union

How many branches does Diamond Credit Union operate?

Is a member application needed to join Diamond Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Diamond Credit Union offer online and mobile banking?

Current Diamond Credit Union Rates

Compare to Other Credit Unions