What are the current interest rates at Division #6 Highway Credit Union?

Current rates for Division #6 Highway Credit Union include: 12-Month CD: 2.52%, 18-Month CD: 3.03%, 24-Month CD: 3.03%

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Division #6 Highway Credit Union

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Division #6 Highway Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Division #6 Highway Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Division #6 Highway Credit Union's top rates as of October 9, 2026 are 3.03% APY on its 18 Month CD, 6.25% on its 15-Years Fixed Rate Mortgage, personal loans from 10.00% APR, and credit cards from 9.00% APR, according to rates verified by MonitorBankRates. Other Division #6 Highway Credit Union CD rates include 24 Month CD at 3.03%, 12 Month CD at 2.52%, and 6 Month CD at 2.52%. Other Division #6 Highway Credit Union mortgage rates include 20-Years Fixed Rate Mortgage at 6.50%, and 30-Years Fixed Rate Mortgage at 6.75%. MonitorBankRates evaluates the financial stability of Division #6 Highway Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates last updated and verified on 10/09/2026.

Division #6 Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Division #6 Highway Credit Union? Share your experience about Division #6 Highway Credit Union by leaving a review below, or read customer reviews before you decide to use Division #6 Highway Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.75%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Division #6 Highway Credit Union
Division 6 Highway Credit Union

14323 S Outer 40 Rd Ste 100
Town and Country, MO 63017

http://www.d6hcu.com/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Division #6 Highway Credit Union CD Rates

Product	Rate	APY	Term
18 Month Certificate	3.00%	3.03%	18 months
Min Deposit $500 Details Minimum: $500 minimum deposit required; Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
24 Month Certificate	3.00%	3.03%	24 months
Min Deposit $500 Details Minimum: $500 minimum deposit required; Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.03% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
12 Month Certificate	2.50%	2.52%	12 months
Min Deposit $500 Details Minimum: $500 minimum deposit required; Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
6 Month Certificate	2.50%	2.52%	6 months
Min Deposit $500 Details Minimum: $500 minimum deposit required; Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.52% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Division #6 Highway Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15-Years Fixed Rate Mortgage	6.25%	-	6.25%	15-Years
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 6.25% ▲ 0.25 pts · high 6.25% / low 6.00% Oct 9, 20266.25%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
20-Years Fixed Rate Mortgage	6.50%	-	6.50%	20-Years
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Oct 9, 20266.50%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
30-Years Fixed Rate Mortgage	6.75%	-	6.75%	30-Years
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 9, 20266.75%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Division #6 Highway Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loans	-	-	4.75%	30 months
Details Term: For loans $30,000 + will lend up to 84 Months.; Published APR range: 4.75% - 9.75%. 2026 - 2023 Model Years. Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Vehicle Loans	-	-	4.75%	Up to 84 Months
Details Published APR range: 4.75% - 9.75%. 2026 - 2023 Model Years. Interest rates are based on individual credit scores and are subject to change. For loans $30,000 + will lend up to 84 Months. We will loan up to MSRP / NADA Retail Value. Call the credit union for more details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Used Vehicles Loan	-	-	5.75%	25 months
Details Term: For vehicles $25,000 + will lend up to 72 months.; Published APR range: 5.75% - 9.75%. 2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Used Vehicles Loan	-	-	5.75%	Up to 72 months
Details Published APR range: 5.75% - 9.75%. 2022 - 2019 Model Years. For vehicles $25,000 + will lend up to 72 months. We will loan up to MSRP / NADA Retail Value. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Vehicle Loans	-	-	5.75%	25 months
Details Term: For vehicles $25,000 + will lend up to 72 months.; Published APR range: 5.75% - 9.75%. Used Vehicles 2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Vehicle Loans	-	-	5.75%	Up to 72 months
Details Published APR range: 5.75% - 9.75%. Used Vehicles 2022 - 2019 Model Years *Interest rates are based on individual credit scores and are subject to change. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 5.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Used Vehicles Loan	-	-	6.50%
Details Term: Call Credit Union for classic vehicle rates and information.; Published APR range: 6.50% - 9.75%. 2018 or Older. Interest rates are based on individual credit scores and are subject to change. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 6.50% ▼ 0.50 pts · high 7.00% / low 6.50% Oct 9, 20266.50%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Vehicle Loans	-	-	6.50%
Details Published APR range: 6.50% - 9.75%. Used Vehicles 2018 or Older. Call Credit Union for classic vehicle rates and information. Interest rates are based on individual credit scores and are subject to change. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 7.00% → 6.50% ▼ 0.50 pts · high 7.00% / low 6.50% Oct 9, 20266.50%▼ from 7.00% Sep 18, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Division #6 Highway Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	9.00%
Details Term: Log on to www.scorecardrewards.com to view your available points!!!!!; Published APR range: 9.00% - 15.00%. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 9.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Division #6 Highway Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loan	10.00%	Up to 48 Months
Details Published APR range: 10.00% - 16.00%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 10.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Division #6 Highway Credit Union Other Rates

Product	Rate	Points	APY/APR
Share	0.30%	-	0.30%
Min Balance $100 Details Balance: $100.00-$4999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Share	0.40%	-	0.40%
Min Balance $5,000 Details Balance: $5000.00+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%
Share	0.30%	-	0.30%
Min Balance $100 Details Balance: $100.00-$4999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Division #6 Highway Credit Union’s Texas Ratio stayed near 0.88% in Q3 2023 to 0.75% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$16M	0.75%	5.0	A+
March 31, 2026	$16M	0.11%	5.0	A+
December 31, 2025	$16M	0.14%	5.0	A+
September 30, 2025	$16M	0.13%	5.0	A+
June 30, 2025	$16M	0.23%	5.0	A+
March 31, 2025	$16M	0.03%	5.0	A+
December 31, 2024	$16M	0.05%	5.0	A+
September 30, 2024	$16M	0.16%	5.0	A+
June 30, 2024	$16M	0.08%	5.0	A+
March 31, 2024	$16M	0.31%	5.0	A+
December 31, 2023	$16M	0.24%	5.0	A+
September 30, 2023	$16M	0.88%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Division #6 Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Division #6 Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Division #6 Highway Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Division #6 Highway Credit Union

Website http://www.d6hcu.com/

Address 14323 S Outer 40 Rd Ste 100, Town and Country, MO 63017

Phone 314-453-1780

Fax 314-453-5024

President Bill McLaughlin

CEO Chris Conrad

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.75%

Return on Assets (ROA)

0.4586%

Return on Equity (ROE)

2.5651%

Non-Performing Loans Ratio (NPL)

0.24%

Total Assets

15,678,999

Total Amount of Shares and Deposits

12,612,122

Total Shares and Deposits < 1 Year

12,241,016

Total Shares and Deposits 1 3 Years

371,106

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

15,179

Total Uninsured Shares and Deposits > $250K (F+J)

15,179

Total Insured Shares and Deposits > $250K (item 17 less item K)

12,596,943

Total Interest Expense (Sum of items 6 8)

74,720

Share Certificates

138

Number of Accounts for Share Drafts

354

Number of Accounts for Regular Shares

1,871

Net Income (unless the amount is already included in Undivided Earnings)

71,902

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

215,374

Total Liabilities

12,875,964

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Division #6 Highway Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Division #6 Highway Credit Union

How many branches does Division #6 Highway Credit Union operate?

Division #6 Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Division #6 Highway Credit Union?

Yes, to access services at Division #6 Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Division #6 Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Division #6 Highway Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Division #6 Highway Credit Union offer online and mobile banking?

Most modern institutions like Division #6 Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.d6hcu.com/.

Current Division #6 Highway Credit Union Rates

12-Month CD2.52%
18-Month CD3.03%
24-Month CD3.03%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Division #6 Highway Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Division #6 Highway Credit Union Texas Ratio

Division #6 Highway Credit Union Health Trend

Division #6 Highway Credit Union CD Rates

Division #6 Highway Credit Union Mortgage Rates

Division #6 Highway Credit Union Auto Loan Rates

Division #6 Highway Credit Union Credit Card Rates

Division #6 Highway Credit Union Personal Loan Rates

Division #6 Highway Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Division #6 Highway Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Division #6 Highway Credit Union

How many branches does Division #6 Highway Credit Union operate?

Is a member application needed to join Division #6 Highway Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Division #6 Highway Credit Union offer online and mobile banking?

Current Division #6 Highway Credit Union Rates

Compare to Other Credit Unions