Empower Credit Union Rates and Review January 2026
Compare Empower Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Empower Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEmpower Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Empower Credit Union? Share your experience about Empower Credit Union by leaving a review below, or read customer reviews before you decide to use Empower Credit Union. Overall, Empower Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Empower Credit Union Main Office 10635 W Greenfield Ave West Allis, WI 53214  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMember Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Term Line of Credit 84 months
8.000%
$0
A+ Preferred Line Of Credit
10.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Empower Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Empower Credit Union
Website: https://www.empower-cu.org/
Full Time Employees: 17Part Time Employees: 2 President: Jared Peccarelli CEO: Michael Brandt Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
10635 W Greenfield Ave
West Allis, WI 53214 Phone Number: 414-988-6600 Fax Number: 414-988-6699 FinancialsTotal Assets:
90,447,892
Total Amount of Shares and Deposits:
70,986,389
Total Shares and Deposits < 1 Year:
65,655,200
Total Shares and Deposits 1 3 Years:
5,106,237
Total Shares and Deposits > 3 Years:
224,952
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,363,481
Total Uninsured Shares and Deposits > $250K (F+J):
5,363,481
Total Insured Shares and Deposits > $250K (item 17 less item K):
65,622,908
Total Interest Expense (Sum of items 6 8):
302,628
Share Certificates:
547
Number of Accounts for Share Drafts:
1,996
IRA KEOGH Accounts:
209
Number of Accounts for Regular Shares:
6,285
Money Market Shares:
199
Net Income (unless the amount is already included in Undivided Earnings):
27,140
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,110,231
Total Liabilities:
72,249,184
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Source: NCUA Last Updated 03/31/2024
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Frequently Asked Questions About Empower Credit UnionIs a member application needed to join Empower Credit Union?Yes, to access services at Empower Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Empower Credit Union provides a range of mortgage and home equity products. Is Empower Credit Union a safe place to deposit money?Yes, Empower Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Empower Credit Union offer online and mobile banking?Most modern institutions like Empower Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.00%, 6-month CD rates at 3.85% and 3-month CD rates at 2.00%. Savings rates are at 0.70% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 15.20%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
