What are the current interest rates at Financial Partners Credit Union?

Current rates for Financial Partners Credit Union include: Savings: 3.50%

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Financial Partners Credit Union

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Financial Partners Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Financial Partners Credit Union's 8-Month CD rates are at 6.00%, 9-Month Liquid CD rates are at 3.75%. Financial Partners Credit Union's savings rates are at 3.50%. Financial Partners Credit Union's Auto Loan Rates are as low as 5.14%. MonitorBankRates evaluates the financial stability of Financial Partners Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.35%. Rates last updated and verified on 09/22/2026.

Financial Partners Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Partners Credit Union? Share your experience about Financial Partners Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Partners Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.35%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Financial Partners Credit Union
Downey Corporate Office

7800 Imperial Hwy
Downey, CA 90242-3457

https://www.fpcu.org

Financial Partners Credit Union CD Rates

Product	Rate	APY	Term
8-Month Certificate	-	6.00%	8 months
Details New Member exclusive offer! Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%
9-Month Liquid Certificate	-	3.75%	9 months
Details Access a portion of your funds during the term with up to two penalty-free withdrawals. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%

Financial Partners Credit Union Savings Rates

Product	Rate	APY	View More
First Step Savings	-	3.50%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%

Financial Partners Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	4.99%	-	7.00%	6 months
Details As Low As; Intro rate valid for 6 months; after which will change to the regular rate (currently as low as 7.00% to a maximum APR of 18.00%). Regular rate after intro rate is variable. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%

Financial Partners Credit Union Auto Loan Rates

Product	Rate	Points	APR
New Auto Loan	-	-	5.14%
Details As Low As; Finance up to 120% LTV Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%
Used Auto Loan	-	-	5.64%
Details As Low As; Finance up to 120% LTV Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Financial Partners Credit Union’s Texas Ratio rose from 1.98% in Q2 2023 to 6.35% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.2B	6.35%	5.0	A
December 31, 2025	$2.2B	5.35%	5.0	A+
September 30, 2025	$2.2B	2.10%	5.0	A+
June 30, 2025	$2.3B	2.03%	5.0	A+
March 31, 2025	$2.3B	2.59%	5.0	A+
December 31, 2024	$2.2B	3.26%	5.0	A+
September 30, 2024	$2.2B	4.33%	5.0	A+
June 30, 2024	$2.2B	2.81%	5.0	A+
March 31, 2024	$2.3B	3.32%	5.0	A+
December 31, 2023	$2.3B	3.32%	5.0	A+
September 30, 2023	$2.3B	2.43%	5.0	A+
June 30, 2023	$2.3B	1.98%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Financial Partners Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Financial Partners Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Partners Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Partners Credit Union

Website https://www.fpcu.org

Address 7800 Imperial Hwy, Downey, CA 90242-3457

Phone 562-923-0311

Fax 562-904-4285

President Ralph Crowther

CEO Nader Moghaddam

Full-Time Employees 284

Part-Time Employees 4

Branch Locations 14

ATM Locations 16

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.35%

Return on Assets (ROA)

0.1870%

Return on Equity (ROE)

2.0718%

Non-Performing Loans Ratio (NPL)

0.82%

Total Assets

2,247,378,836

Total Amount of Shares and Deposits

1,787,835,977

Total Shares and Deposits < 1 Year

1,670,333,066

Total Shares and Deposits 1 3 Years

103,059,944

Total Shares and Deposits > 3 Years

14,442,967

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

213,957,566

Total Uninsured Shares and Deposits > $250K (F+J)

243,457,566

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,544,378,411

Total Interest Expense (Sum of items 6 8)

11,161,254

Share Certificates

15,728

Number of Accounts for Share Drafts

53,658

IRA KEOGH Accounts

2,823

Number of Accounts for Regular Shares

69,876

Non Member Deposits

Money Market Shares

1,964

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

104,212,352

Total Liabilities

2,084,342,420

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Financial Partners Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Financial Partners Credit Union

How many branches does Financial Partners Credit Union operate?

Financial Partners Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Partners Credit Union?

Yes, to access services at Financial Partners Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Partners Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Partners Credit Union offer online and mobile banking?

Most modern institutions like Financial Partners Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fpcu.org.