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Financial Partners Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Financial Partners Credit Union's 9-Month Liquid CD rates are at 3.75%. Financial Partners Credit Union's savings rates are at 3.50%. Financial Partners Credit Union's Personal Loan Rates are at 5.14%. MonitorBankRates evaluates the financial stability of Financial Partners Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.10%. Rates last updated and verified on 08/28/2026.

Financial Partners Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Partners Credit Union? Share your experience about Financial Partners Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Partners Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.10%
Excellent Lower than avg
Financial Partners Credit Union
Downey Corporate Office
7800 Imperial Hwy
Downey, CA 90242 3457
https://www.fpcu.org
Member NCUA

Financial Partners Credit Union CD Rates

Product Rate APY Term View More
9-Month Liquid Certificate - 3.75% 9 months
Details Access a portion of your funds during the term with up to two penalty-free withdrawals.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.10%

Financial Partners Credit Union Savings Rates

Product Rate APY View More
First Step Savings - 3.50%
Details Great for allowance, birthday money, and savings goals; Family members with linked FPCU accounts can contribute anytime; Encourages smart saving habits from an early age; Safe, simple, and easy to manage
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.10%

Financial Partners Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75%
Details Intro rate: 4.99% APR for 6 months; Regular rate is variable and currently as low as 6.75% to a maximum APR of 18.00%.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.10%

Financial Partners Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.14%
Details As Low As; Flexible Loan Terms; No payment for 90 days; Finance up to 120% LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.10%
Used Auto Loan - - 5.64%
Details As Low As; Flexible Loan Terms; No payment for 90 days; Finance up to 120% LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.10%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Financial Partners Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Partners Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Partners Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Partners Credit Union
Website https://www.fpcu.org
Address 7800 Imperial Hwy, Downey, CA 90242 3457
Phone 562-923-0311
Fax 562-904-4285
President Yves Pinkowitz
CEO Nader Moghaddam
Full-Time Employees 291
Part-Time Employees 5
Branch Locations 14
ATM Locations 18
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.10%
Return on Assets (ROA)
0.1694%
Return on Equity (ROE)
1.8753%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
2,218,417,956
Total Amount of Shares and Deposits
1,759,379,181
Total Shares and Deposits < 1 Year
1,634,037,990
Total Shares and Deposits 1 3 Years
112,300,731
Total Shares and Deposits > 3 Years
13,040,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
204,930,674
Total Uninsured Shares and Deposits > $250K (F+J)
234,430,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,524,948,507
Total Interest Expense (Sum of items 6 8)
36,236,555
Share Certificates
15,925
Number of Accounts for Share Drafts
52,583
IRA KEOGH Accounts
2,895
Number of Accounts for Regular Shares
69,551
Non Member Deposits
4
Money Market Shares
2,150
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
86,834,598
Total Liabilities
2,062,579,246
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Financial Partners Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Financial Partners Credit Union

How many branches does Financial Partners Credit Union operate?

Financial Partners Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Partners Credit Union?

Yes, to access services at Financial Partners Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Partners Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Partners Credit Union offer online and mobile banking?

Most modern institutions like Financial Partners Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fpcu.org.

Current Financial Partners Credit Union Rates

  • Savings3.50%
Retrieved from our database of financial products. Rates subject to change.

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