First Citizens Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare First Citizens Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Citizens Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. First Citizens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Citizens Federal Credit Union? Share your experience about First Citizens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Citizens Federal Credit Union. Overall, First Citizens Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First Citizens Federal Credit Union
ADMINISTRATION CTR 200 Mill Rd Ste 100
FAIRHAVEN, MA 02719 ![]() Compare First Citizens Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
My eBanc, a division of Bradesco Bank
6-Month CD (Jumbo)
4.40%
$50,000
Goldwater Bank
12-Month CD
4.25%
$500
First State Bank of Beecher City
3-Month CD
4.00%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Citizens Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
A+ Federal Credit Union
15-Year Fixed
5.375%
5.476%
0.000
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare First Citizens Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare First Citizens Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. First Citizens Federal Credit Union InformationCredit Union Name: First Citizens Federal Credit Union
Website: https://www.firstcitizens.org
Full Time Employees: 145Part Time Employees: 1 President: Rev David Lima CEO: Christopher Howard Branch Locations: 11 ATM Locations: 11 Corporate Office Address:
200 Mill Rd Ste 100
FAIRHAVEN, MA 02719 Phone Number: 800-642-7515 Fax Number: First Citizens Federal Credit Union FinancialsTotal Assets:
709,457,963
Total Amount of Shares and Deposits:
571,508,099
Total Shares and Deposits < 1 Year:
567,826,117
Total Shares and Deposits 1 3 Years:
2,851,953
Total Shares and Deposits > 3 Years:
830,029
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
27,440,666
Total Uninsured Shares and Deposits > $250K (F+J):
27,440,666
Total Insured Shares and Deposits > $250K (item 17 less item K):
544,067,433
Total Interest Expense (Sum of items 6 8):
917,237
Share Certificates:
2,325
Number of Accounts for Share Drafts:
32,459
IRA KEOGH Accounts:
1,566
Number of Accounts for Regular Shares:
28,720
All other shares:
3,017
Money Market Shares:
1,878
Net Income (unless the amount is already included in Undivided Earnings):
2,709,464
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
92,757,190
Total Liabilities:
583,676,038
Show More
First Citizens Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Fixed mortgage rates increased this week over last week. Fixed conforming 30 year mortgage rates are back above 5.00 percent for the first time in several weeks. 30 year mortgage rates are averaging 5.07 percent, up from last week's average mortgage rate of 4.95 percent.
IndyMac Federal Bank is offering a special online money market account rate of 3.75% APY. The minimum opening balance for their E-Money Market account is $1,000. To receive the 3.75% rate you need a minimum balance of $50,000. Balances between $1,000 and $9,999 receive a rate of 3.10% APY, balances between $10,000 and $24,999 receive a rate of 3.30% and balances between $25,000 and $49,999 receive a rate of 3.65%.
CD Rates this week remain relatively unchanged as we move closer and closer to the fiscal cliff. The equities markets are starting to get a little jittery as the debt talks move very slowly. On Sunday, Christine Lagarde, the head of the International Monetary Fund, warned that U.S. growth will fall to zero percent in 2013 if no deal is made on the fiscal cliff. Both stock prices and Bond yields are slightly lower this morning.
Bank or Credit Union Offers and DealsNavy FCU Mortgage RatesMortgage Rates Higher this Week: Today's Mortgage Rates on 30 Year Loans at 4.23% Best Savings Account Rates in New York, New York Where are the Best Savings Account Rates Father's Day Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Republic Bank CD Rates Weekly Deposit Account Rate Report for December 17, 2014 Balance Billing 30 Year Mortgage Rates Near Record Lows - 15 Year Mortgage Rates Lowest Ever Alternative Bank and Credit Union Offers to ExploreAmTrust Direct Online Savings AccountThe Financial Cliff is Coming, Time to Lighten Up on Equites and Place the Funds in a Good Old Savings Account Current Mortgage Rates: Mortgage Rates Down to 5.07% Mortgage Shopping Simplified: Finding the Best Rates and Terms Redstone FCU CD Rates Bell Buckle, Tennessee Savings Interest Rates & Money Market Account Rates Mortgage Rates up Slightly in This Week's PMMS Survey Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07% Mortgage Rates - Current Mortgage Rates Housing Market Recovery Continues as Mortgage Rates Hit New Lows First Citizens Federal Credit Union ReviewsThere are no reviews for First Citizens Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for First Citizens Federal Credit Union
See how First Citizens Federal Credit Union Compares to other credit unions |