First Citizens Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Citizens Federal Credit Union

Compare First Citizens Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Citizens Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Citizens Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Citizens Federal Credit Union? Share your experience about First Citizens Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Citizens Federal Credit Union.

Overall, First Citizens Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Citizens Federal Credit Union
ADMINISTRATION CTR
200 Mill Rd Ste 100
FAIRHAVEN, MA 02719
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Citizens Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
6.17%
$5
Kaw Valley Bank
Kaw Valley Bank
9-Month CD (special)
4.92%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
6-Month CD (special)
4.70%
$1,000
Presidential Bank
Presidential Bank
12-Month CD
4.50%
$1,000
Greenstate Credit Union
Greenstate Credit Union
23-Month CD (Special)
4.50%
$1,000
Vermont State Bank
Vermont State Bank
60-Month CD
4.30%
$500
Landmark Credit Union
Landmark Credit Union
24-Month CD certificate
4.30%
$500
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.25%
$500
Abbey Credit Union
Abbey Credit Union
24-Month CD
4.25%
$500
Murphy Bank
Murphy Bank
6-Month CD (Jumbo)
4.00%
$10,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
36-Month CD
3.75%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
State Bank of De Kalb
State Bank of De Kalb
24-Month CD
3.55%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD
3.54%
$250
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 3
3.50%
$50,000
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.50%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Money Market
3.45%
$1,000,000
FCNB of St. Paris
18-Month CD
3.25%
$1,000
Woodlands National Bank
Woodlands National Bank
60-Month CD
3.24%
$10,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
3-Month CD (Jumbo)
3.03%
$100,000
Consumers National Bank
Consumers National Bank
15-Month CD
3.00%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
36-Month CD
2.52%
$1,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
36-Month CD
2.52%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
24-Month CD
2.51%
$50
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
12-Month CD
2.50%
$2,500
Charter Bank IA
Charter Bank IA
18-Month CD
2.25%
$10,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Putnam County State Bank
Putnam County State Bank
Money Market
2.02%
$2,500
FSB of Golva
FSB of Golva
Passbook Savings
2.00%
$50
National Exchange Bank and Trust
National Exchange Bank and Trust
24-Month CD
1.95%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
36-Month CD
1.85%
$10,000
Northumberland Bank
Northumberland Bank
36-Month CD
1.66%
$5,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
1.51%
$100
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market Savings
1.50%
$500,000
Highland Bank
Highland Bank
Money Market Savings
1.46%
$1,000
Bank of Hindman
Bank of Hindman
12-Month CD
1.00%
$1,000
Bangor Savings Bank
Bangor Savings Bank
24-Month CD
0.75%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings
0.65%
$25
Greenfield Co-operative Bank
Greenfield Co-operative Bank
48-Month CD
0.50%
$500
Community First Bank
Community First Bank
Savings Account
0.45%
$10
Buckeye Community Bank
Buckeye Community Bank
48-Month CD
0.35%
$500
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
12-Month CD
0.15%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
First Choice Checking
0.10%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Interest Checking
0.07%
$100
Northfield Bank
Northfield Bank
Money Market
0.05%
$2,500
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Citizens Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
6.125%
6.355%
1.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.125%
6.430%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.375%
6.460%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.000%
6.509%
2.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.375%
6.538%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.500%
6.645%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.500%
6.645%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.500%
6.646%
0.500
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.660%
1.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.500%
6.690%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.500%
6.695%
0.794
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.500%
6.738%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.500%
6.749%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.625%
6.807%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
6.375%
6.812%
0.000
LAF Credit Union
LAF Credit Union
10 Year Fixed
6.375%
6.816%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.750%
6.834%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.500%
6.835%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
20-Year Fixed
6.625%
6.839%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM
6.875%
6.885%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Citizens Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Citizens Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

First Citizens Federal Credit Union Information

Credit Union Name: First Citizens Federal Credit Union
Full Time Employees: 150
Part Time Employees: 1
President: Rev David Lima
CEO: Christopher Howard
Branch Locations: 11
ATM Locations: 11
Corporate Office Address:
200 Mill Rd Ste 100
FAIRHAVEN, MA 02719
Phone Number: 800-642-7515
Fax Number:

First Citizens Federal Credit Union Financials

Total Assets:
746,109,365
Total Amount of Shares and Deposits:
615,047,200
Total Shares and Deposits < 1 Year:
608,907,190
Total Shares and Deposits 1 3 Years:
5,119,467
Total Shares and Deposits > 3 Years:
1,020,543
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
32,374,245
Total Uninsured Shares and Deposits > $250K (F+J):
32,374,245
Total Insured Shares and Deposits > $250K (item 17 less item K):
582,672,955
Total Interest Expense (Sum of items 6 8):
1,978,612
Share Certificates:
2,486
Number of Accounts for Share Drafts:
33,098
IRA KEOGH Accounts:
1,654
Number of Accounts for Regular Shares:
29,031
All other shares:
5,648
Non Member Deposits:
3
Money Market Shares:
1,950
Net Income (unless the amount is already included in Undivided Earnings):
9,787,980
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
88,335,432
Total Liabilities:
626,623,093
Show More

First Citizens Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

USAA 4 Year CD rates are now at 0.95 percent with a yield of 0.95 percent. View current 4 Year CD rates at USAA below.
MetLife Bank is offering one of the best 12-month CD rates around. The limited time promotional offer has an annual percentage yield of 2.25 percent for certificate of deposit account balances of $25,000 or more. 
BB&T Mortgage RatesBB&T mortgage rates today are some of the lowest mortgage rates available for both home purchase loans and refinancing loans. Current 30-year mortgage rates from BB&T are at 3.625 percent with $985 in fees and 1.125 points. Today's 15-year mortgage rates at BB&T are at 2.875 percent with $985 in fees and only 1 point. 30 year refinance rates from BB&T have the same 3.625 percent rate and fees and 15-year refinance rates are quoted at 3.00 percent. To get the best deal on a home loan compare online mortgage rates with BB&T mortgage rates.

Bank or Credit Union Offers and Deals

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First Citizens Federal Credit Union Reviews

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